Nonprofit · EIN 04-3414490
TREMONT CREDIT UNION
Tax-exempt · BOSTON, MA 02115
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $14,269,021 | $14,911,952 | -$642,931 | $260,416,544 | $238,885,581 | $21,530,963 |
| December 31, 2023 | 990 | $13,953,932 | $14,056,144 | -$102,212 | $261,134,842 | $239,206,451 | $21,928,391 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $12,648,639
- Investment income
- $1,620,382
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,320,619
- Other salaries and wages
- $2,225,509
- Salaries, compensation and benefits (total)
- $4,203,951
- Professional fundraising fees
- $0
- Legal fees
- $153,671
- Accounting fees
- $282,839
- Occupancy
- $384,014
- Travel
- $18,979
- Depreciation
- $278,338
Balance sheet and other
- Total assets, start of year
- $261,134,842
- Total assets, end of year
- $260,416,544
- Total liabilities, end of year
- $238,885,581
- Net assets, end of year
- $21,530,963
- Land, buildings and equipment
- $239,687
- Publicly traded securities
- $23,706,612
- Gross receipts
- $14,269,021
- Employees
- 71
- Volunteers
- 9
- Year formed
- 1952
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GEORGE HARDIMAN | CEO Trustee or director, Officer | 40 | $437,520 | $63,448 |
| BRYAN GREENBAUM | COO Highest-paid employee | 40 | $161,044 | $16,443 |
| BONNIE PIETRAGALLO | VP LENDING OPERATIONS Highest-paid employee | 40 | $129,091 | $30,120 |
| KENNETH PROVOST | CONTROLLER Highest-paid employee | 40 | $101,398 | $38,441 |
| DENNIS WALKER | VP OPERATIONS Highest-paid employee | 40 | $104,158 | $62 |
| JAMES ROY | FORMER CFO Officer | 20 | $78,878 | $7,473 |
| KEVIN MADDEN | CFO Officer | 40 | $76,144 | $1,731 |
| MICHAEL LEMELIN | FORMER CLO Officer | 20 | $44,201 | $2,466 |
| KEVIN MULLEN | CHAIR Trustee or director | 4 | $16,000 | $0 |
| MARTIN CONNOLLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DARRELL ELOW | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DONALD SMITH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| EDWARD KENNEDY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| AMY DONOVAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL CONNOLLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
3 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAWN MARIE DURANT | DIRECTOR Trustee or director | 2 | $0 |
| JAMES NEE | DIRECTOR Trustee or director | 2 | $0 |
| BRIAN GOLDEN | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GEORGE HARDIMAN | CEO Trustee or director, Officer | 40 | $434,946 | $31,638 |
| JAMES ROY | CFO Officer | 40 | $184,348 | $31,727 |
| KENNETH PROVOST | CONTROLLER Highest-paid employee | 40 | $104,995 | $16,563 |
| KEVIN MULLEN | CHAIR Trustee or director | 4 | $24,000 | $0 |
| MARTIN CONNOLLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DARRELL ELOW | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DONALD SMITH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| EDWARD KENNEDY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| AMY DONOVAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL CONNOLLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DAWN MARIE DURANT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAMES NEE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| BRIAN GOLDEN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MARIA COSTA | SVP LENDING Officer | 40 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 333 LONGWOOD AVE, BOSTON, MA 02115-5711
- In care of
- % NA
- Principal officer (990 for 2024)
- KEVIN MADDEN, 2 GRANITE AVENUE, MILTON, MA 02186
- Signed the 990
- KEVIN MADDEN, CFO
- Phone
- (781) 843-5626
- Website
- WWW.TREMONTCU.ORG
- Return prepared by
- GERALD T REILLY & COMPANY
Mission
STATE CHARTERED CREDIT UNION
Program accomplishments
- THE CREDIT UNION PROVIDES FINANCIAL PRODUCTS SUCH AS VARIOUS TYPES OF DEPOSIT ACCOUNTS AND LOANS TO ITS MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3414490
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1999
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W60)
- Assets (IRS master file)
- $260,416,544
- Income (IRS master file)
- $14,269,021
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $14,269,021 | $14,911,952 | $260,416,544 | XML |
| 990 | December 2023 | $13,953,932 | $14,056,144 | $261,134,842 | XML |
| 990 | December 2022 | $11,136,951 | $10,636,902 | $255,114,045 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3414490).
Questions about TREMONT CREDIT UNION
- What is the EIN of TREMONT CREDIT UNION?
- The employer identification number (EIN) of TREMONT CREDIT UNION is 04-3414490.
- Is TREMONT CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1999.
- Are donations to TREMONT CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TREMONT CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TREMONT CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TREMONT CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of TREMONT CREDIT UNION?
- The 990 for the year ended December 31, 2024 names KEVIN MADDEN.
- Who are the officers and directors of TREMONT CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 18 people; 9 received compensation from the organization, the highest $437,520 (GEORGE HARDIMAN, CEO).
- How much revenue does TREMONT CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $14,269,021, expenses of $14,911,952 and total assets of $260,416,544 at year end.
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All nonprofits in BOSTON · Massachusetts · Public and societal benefit