Nonprofit · EIN 04-2105876
YOUNG WOMENS CHRISTIAN ASSOCIATION
Tax-exempt · LOWELL, MA 01852
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $1,057,146 | $911,828 | $145,318 | $3,130,063 | $89,873 | $3,040,190 |
| June 30, 2024 | 990 | $926,771 | $897,257 | $29,514 | $2,934,903 | $127,564 | $2,807,339 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $960,639
- of which government grants
- $500,181
- Program service revenue
- $535
- Investment income
- $71,954
- Net gain from sales of assets
- $14,380
- Other revenue
- $24,018
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $477,932
- Salaries, compensation and benefits (total)
- $572,134
- Professional fundraising fees
- $0
- Accounting fees
- $12,000
- Occupancy
- $22,176
- Travel
- $106,534
- Depreciation
- $26,734
- Program services (functional)
- $761,292
- Management and general (functional)
- $150,536
Balance sheet and other
- Total assets, start of year
- $2,934,903
- Total assets, end of year
- $3,130,063
- Total liabilities, end of year
- $89,873
- Net assets, end of year
- $3,040,190
- Land, buildings and equipment
- $252,738
- Publicly traded securities
- $1,800,882
- Net assets without donor restrictions
- $3,040,190
- Gross receipts
- $1,069,512
- Employees
- 32
- Volunteers
- 50
- Year formed
- 1905
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ELIZABETH CRUZ | TREASURER/CLERK Trustee or director, Officer | 2 | $0 |
| NAYCHELLE GANDIA | PRESIDENT Trustee or director, Officer | 1 | $0 |
| ROSEMARY MERCIER | DIRECTOR Trustee or director | 1 | $0 |
| NAVI OSORNO | DIRECTOR Trustee or director | 1 | $0 |
| PREMA NAGATHAN | DIRECTOR Trustee or director | 1 | $0 |
| YASMINE WEIL-POURFARD | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended June 30, 2024: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ELIZABETH CRUZ | TREASURER/CLERK Trustee or director, Officer | 2 | $0 |
| NAYCHELLE GANDIA | PRESIDENT Trustee or director, Officer | 1 | $0 |
| ROSEMARY MERCIER | DIRECTOR Trustee or director | 1 | $0 |
| NAVI OSORNO | DIRECTOR Trustee or director | 1 | $0 |
| PREMA NAGATHAN | DIRECTOR Trustee or director | 1 | $0 |
| YASMINE WEIL-POURFARD | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 206 ROGERS T, LOWELL, MA 01852-3695
- Principal officer (990 for 2024)
- KATHERINE A KOBOS, 97 CENTRAL STREET SUITE 302, LOWELL, MA 01852
- Signed the 990
- KATHERINE A KOBOS, EXECUTIVE DIRECTOR
- Phone
- (978) 454-5405
- Website
- WWW.YWCALOWELL.ORG
- Return prepared by
- MURPHY GAUDREAU HOSKINSON INC
Mission
YWCA OF LOWELL IS DEDICATED TO ELIMINATING RACISM, EMPOWERING WOMEN, AND PROMOTING JUSTICE FOR ALL.
Program accomplishments
- CONDUCTED OUTREACH, REFERRAL SERVICES, GRASSROOTS LEADERSHIP TRAINING, AND ADVOCACY SERVICES FOR A TOTAL OF MORE THAN 800 COMMUNITY RESIDENTS. WORKED COLLABORATIVELY WITH OTHER COMMUNITY ORGANIZATIONS TO INCREASE RESIDENT ENGAGEMENT IN CIVIC AND COMMUNITY LIFE. HELPED FAMILIES ACCESS RESOURCES AND SERVICES, AND STRENGTHEN NEIGHBORHOOD CONNECTIONS.Expenses $298,089 · revenue $324,685
- YOUTH SERVICES: PROVIDED MULTIPLE YOUTH ENRICHMENT AND VIOLENCE PREVENTION PROGRAMS, SUMMER STEAM CAMP, AFTER-SCHOOL STEAM ACTIVITIES, WATER TESTING PROGRAM, ROAMING RESOURCES VAN, COMMUNITY TECHNOLOGY CENTER PROGRAMS.Expenses $391,524 · revenue $479,756
- PRIME TIME: PROVIDED INDIVIDUAL HOME-BASED COUNSELING SERVICES AND AN ON-SITE ACTIVITIES-BASED COUNSELING GROUP TWICE WEEKLY FOR 25 SCHOOL-AGE CHILDREN, AS WELL AS SUPPORT SERVICES FOR THEIR FAMILIES. OTHER ACTIVITIES INCLUDED FAMILY-FRIENDLY POTLUCK DINNERS, A HOLIDAY GIFT DRIVE, AND A BACK-TO-SCHOOL BACKPACK GIVEAWAY.Expenses $71,679 · revenue $180,751
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 04-2105876
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1944
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P270)
- Assets (IRS master file)
- $3,130,063
- Income (IRS master file)
- $1,069,512
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $1,057,146 | $911,828 | $3,130,063 | IRS |
| 990 | June 2024 | $926,771 | $897,257 | $2,934,903 | XML |
| 990 | June 2023 | $1,104,690 | $728,747 | $2,804,028 | IRS |
| 990 | June 2022 | $1,129,342 | $586,718 | $2,253,015 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2105876).
Questions about YOUNG WOMENS CHRISTIAN ASSOCIATION
- What is the EIN of YOUNG WOMENS CHRISTIAN ASSOCIATION?
- The employer identification number (EIN) of YOUNG WOMENS CHRISTIAN ASSOCIATION is 04-2105876.
- Is YOUNG WOMENS CHRISTIAN ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1944.
- Are donations to YOUNG WOMENS CHRISTIAN ASSOCIATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does YOUNG WOMENS CHRISTIAN ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of YOUNG WOMENS CHRISTIAN ASSOCIATION due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did YOUNG WOMENS CHRISTIAN ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of YOUNG WOMENS CHRISTIAN ASSOCIATION?
- The 990 for the year ended June 30, 2025 names KATHERINE A KOBOS.
- Who are the officers and directors of YOUNG WOMENS CHRISTIAN ASSOCIATION?
- The 990 for the year ended June 30, 2025 lists 6 people; 0 received compensation from the organization.
- How much revenue does YOUNG WOMENS CHRISTIAN ASSOCIATION have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $1,057,146, expenses of $911,828 and total assets of $3,130,063 at year end.
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