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Nonprofit · EIN 04-2104913

YMCA OF THE NORTH SHORE INC

Tax-exempt · BEVERLY, MA 01915

Financials

$68M$62.6M2023$74.4M$70.1M2024$83.8M$76M2025
Revenue Expenses · by fiscal year end
Financials of YMCA OF THE NORTH SHORE INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$83,799,802$76,015,469$7,784,333$154,177,899$38,130,886$116,047,013
December 31, 2024990$74,412,182$70,090,257$4,321,925$146,016,716$41,415,018$104,601,698
December 31, 2023990$68,012,296$62,630,578$5,381,718$137,749,618$41,274,588$96,475,030
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$24,890,480
of which government grants
$18,905,674
Program service revenue
$53,030,064
Investment income
$603,806
Net rental income
$103,317
Net income from fundraising events
$1,084,852
Other revenue
$5,275,452

Expenses

Grants and similar amounts paid
$4,134,560
Compensation of officers, directors and key employees
$1,886,210
Other salaries and wages
$39,801,261
Salaries, compensation and benefits (total)
$50,720,145
Professional fundraising fees
$0
Legal fees
$14,889
Accounting fees
$86,660
Occupancy
$4,151,563
Depreciation
$3,821,758
Program services (functional)
$72,160,417
Management and general (functional)
$2,470,015
Fundraising (functional)
$1,385,037

Balance sheet and other

Total assets, start of year
$146,016,716
Total assets, end of year
$154,177,899
Total liabilities, end of year
$38,130,886
Net assets, end of year
$116,047,013
Land, buildings and equipment
$62,213,989
Publicly traded securities
$39,487,360
Net assets without donor restrictions
$98,836,977
Net assets with donor restrictions
$17,210,036
Gross receipts
$85,719,431
Employees
2,433
Volunteers
420
Year formed
1858
State of legal domicile
MA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
Christopher LovascoPresident & Chief Executive Officer
Officer
40$503,970$64,257
Kevin McCarthyChief Financial Officer / Executive Vice President
Officer
40$314,301$61,592
Gerald MacKillopChief Operations Officer
Key employee
40$251,184$51,568
Marjorie CreggChief Advancement Officer
Key employee
40$204,869$24,873
Alysha Monfette-BraganChief Marketing Officer
Key employee
40$188,051$37,008
Tracy Fuller-SoucyExecutive Director
Highest-paid employee
40$182,539$21,988
Cynthia MarchandExecutive Director of Education
Highest-paid employee
40$171,597$28,929
Brian FlynnExecutive Director
Highest-paid employee
40$167,469$27,912
Timothy FlahertyExecutive Director
Highest-paid employee
40$170,125$20,562
Charity LezamaExecutive Director
Highest-paid employee
40$166,384$20,044
Mari MattChief Human Resource Officer
Key employee
40$164,696$19,841
Brandon RuggieriChair
Trustee or director, Officer
3$0$0
Jennifer BurasPast Chair
Trustee or director, Officer
3$0$0
Mike WheelerTreasurer
Trustee or director, Officer
3$0$0
Robert EastmanSecretary / Clerk
Trustee or director, Officer
3$0$0
35 more people on this return
NameTitleHours / weekCompensation
Betsy ShieldsBOARD MEMBER
Trustee or director
3$0
Bill GauseBOARD MEMBER
Trustee or director
3$0
Bob ScottTRUSTEE MEMBER
Trustee or director
1$0
Brad PaulBOARD MEMBER
Trustee or director
2$0
Chip McConnellTRUSTEE MEMBER
Trustee or director
1$0
Christopher HemseyBOARD MEMBER
Trustee or director
2$0
Collette FidrychBOARD MEMBER
Trustee or director
2$0
George MoriartyBOARD MEMBER
Trustee or director
2$0
Glen MacleodTRUSTEE MEMBER
Trustee or director
1$0
Greg ChinBOARD MEMBER
Trustee or director
3$0
Heaton RobertsonTRUSTEE MEMBER
Trustee or director
1$0
Jeanne LambkinBOARD MEMBER
Trustee or director
2$0
Jeff LoebBOARD MEMBER
Trustee or director
2$0
Jenn MayoTRUSTEE MEMBER
Trustee or director
1$0
Jenna BuonfiglioBOARD MEMBER
Trustee or director
3$0
Joe AndersonBOARD MEMBER
Trustee or director
2$0
Josh CahillTRUSTEE MEMBER
Trustee or director
1$0
Judy GimikBOARD MEMBER
Trustee or director
3$0
Karen AbbottBOARD MEMBER
Trustee or director
3$0
Karen LucasBOARD MEMBER
Trustee or director
2$0
Kate WaltersBOARD MEMBER
Trustee or director
2$0
Katrina SandersBOARD MEMBER
Trustee or director
2$0
Kevin RoyBOARD MEMBER
Trustee or director
3$0
Kimberly Martin-EpsteinBOARD MEMBER
Trustee or director
2$0
Kristen EvansBOARD MEMBER
Trustee or director
2$0
Martha SumnerBOARD MEMBER
Trustee or director
2$0
Mary HigginsBOARD MEMBER
Trustee or director
2$0
Pat MilnerBOARD MEMBER
Trustee or director
3$0
Richard CarlsonTRUSTEE MEMBER
Trustee or director
1$0
Robin BrownBOARD MEMBER
Trustee or director
2$0
Sheri RussellBOARD MEMBER
Trustee or director
2$0
Stephen BarrandBOARD MEMBER
Trustee or director
2$0
Terese BarousBOARD MEMBER
Trustee or director
2$0
Terry BeatonBOARD MEMBER
Trustee or director
3$0
Tracy LloydBOARD MEMBER
Trustee or director
2$0
990 for the year ended December 31, 2024: 50 people
NameTitleHours / weekCompensationOther / benefits
Christopher LovascoPresident & Chief Executive Officer
Officer
40$460,166$52,861
Kevin McCarthyChief Financial Officer / Executive Vice President
Officer
40$293,295$50,769
Gerald MacKillopChief Operations Officer
Key employee
40$240,636$23,785
Marjorie CreggChief Advancement Officer
Key employee
40$196,129$19,518
Alysha MonfetteChief Marketing Officer
Key employee
40$175,784$29,520
Tracy Fuller-SoucyExecutive Director
Highest-paid employee
40$165,079$16,413
Cynthia MarchandExecutive Director of Education
Highest-paid employee
40$158,265$22,618
Brian FlynnExecutive Director
Highest-paid employee
40$157,802$22,339
Timothy FlahertyExecutive Director
Highest-paid employee
40$161,403$15,987
Mari MattChief Human Resource Officer
Key employee
40$154,094$15,331
Rebecca ImperialiVP of Charitable Giving
Highest-paid employee
40$158,353$4,599
Brandon RuggieriChair
Trustee or director, Officer
2$0$0
Jennifer BurasPast Chair
Trustee or director, Officer
2$0$0
Mike WheelerTreasurer
Trustee or director, Officer
2$0$0
Robert EastmanSecretary / Clerk
Trustee or director, Officer
2$0$0
Betsy ShieldsBoard Member
Trustee or director
2$0$0
Bill GauseBoard Member
Trustee or director
2$0$0
Bob ScottTrustee Member
Trustee or director
2$0$0
Brad PaulBoard Member
Trustee or director
2$0$0
Braden MonacoBoard Member
Trustee or director
2$0$0
Brian HinesBoard Member
Trustee or director
2$0$0
Caleb Loring IIITrustee Member
Trustee or director
2$0$0
Chip McConnellTrustee Member
Trustee or director
2$0$0
Christopher HemseyBoard Member
Trustee or director
2$0$0
George MoriartyBoard Member
Trustee or director
2$0$0
Glen MacleodTrustee Member
Trustee or director
2$0$0
Greg ChinBoard Member
Trustee or director
2$0$0
Heaton RobertsonTrustee Member
Trustee or director
2$0$0
Jeanne LambkinBoard Member
Trustee or director
2$0$0
Jeff LoebBoard Member
Trustee or director
2$0$0
Jenn MayoTrustee Member
Trustee or director
2$0$0
Jenna BuonfiglioBoard Member
Trustee or director
2$0$0
Jennifer NortonBoard Member
Trustee or director
2$0$0
Josh CahillTrustee Member
Trustee or director
2$0$0
Judy GimikBoard Member
Trustee or director
2$0$0
Karen AbbottBoard Member
Trustee or director
2$0$0
Karen LucasBoard Member
Trustee or director
2$0$0
Kate WaltersBoard Member
Trustee or director
2$0$0
Katrina SandersBoard Member
Trustee or director
2$0$0
Kevin RoyBoard Member
Trustee or director
2$0$0
Kimberly Martin-EpsteinBoard Member
Trustee or director
2$0$0
Martha SumnerBoard Member
Trustee or director
2$0$0
Mary HigginsBoard Member
Trustee or director
2$0$0
Pat MilnerBoard Member
Trustee or director
2$0$0
Richard CarlsonTrustee Member
Trustee or director
2$0$0
Robin BrownBoard Member
Trustee or director
2$0$0
Sheri RussellBoard Member
Trustee or director
2$0$0
Stephen BarrandBoard Member
Trustee or director
2$0$0
Terry BeatonBoard Member
Trustee or director
2$0$0
Tracy LloydBoard Member
Trustee or director
2$0$0
990 for the year ended December 31, 2023: 50 people
NameTitleHours / weekCompensationOther / benefits
Christopher LovascoPresident & Chief Executive Officer
Officer
40$474,695$49,231
Kevin McCarthyChief Financial Officer / Executive Vice President
Officer
40$344,453$49,231
Gerald MacKillopChief Operations Officer
Key employee
40$222,513$17,801
Marjorie CreggChief Advancement Officer
Key employee
40$188,212$15,057
Alysha MonfetteChief Marketing Officer
Key employee
40$144,888$25,642
Tracy Fuller-SoucyExecutive Director
Highest-paid employee
40$154,843$12,387
Brian FlynnExecutive Director
Highest-paid employee
40$146,401$19,488
Cynthia MarchandExecutive Director of Education
Highest-paid employee
40$144,971$19,749
Christopher BevilacquaExecutive Director
Highest-paid employee
40$147,521$11,802
Charity LezamaExecutive Director
Highest-paid employee
40$147,292$11,783
Mari MattChief Human Resource Officer
Key employee
40$141,042$11,283
Brandon RuggieriVice Chair
Trustee or director, Officer
2$0$0
Courtney KaganSecretary / Clerk
Trustee or director, Officer
2$0$0
Jennifer BurasBoard Chair
Trustee or director, Officer
2$0$0
Mike WheelerTreasurer
Trustee or director, Officer
2$0$0
Andrew MeyersBoard Member
Trustee or director
2$0$0
Betsy ShieldsBoard Member
Trustee or director
2$0$0
Bob ScottTrustee Member
Trustee or director
2$0$0
Brad PaulBoard Member
Trustee or director
2$0$0
Braden MonacoBoard Member
Trustee or director
2$0$0
Brian HinesBoard Member
Trustee or director
2$0$0
Caleb Loring IIITrustee Member
Trustee or director
2$0$0
Chip McConnellTrustee Member
Trustee or director
2$0$0
Christopher HemseyBoard Member
Trustee or director
2$0$0
Diane ConnollyBoard Member
Trustee or director
2$0$0
Erica Puccetti TownsendBoard Member
Trustee or director
2$0$0
Glen MacleodTrustee Member
Trustee or director
2$0$0
Greg ChinBoard Member
Trustee or director
2$0$0
Heaton RobertsonTrustee Member
Trustee or director
2$0$0
Jeanne LambkinBoard Member
Trustee or director
2$0$0
Jeff LoebBoard Member
Trustee or director
2$0$0
Jenn MayoTrustee Member
Trustee or director
2$0$0
Jennifer NortonBoard Member
Trustee or director
2$0$0
Judy GimikBoard Member
Trustee or director
2$0$0
Karen AbbottBoard Member
Trustee or director
2$0$0
Karen LucasBoard Member
Trustee or director
2$0$0
Katrina SandersBoard Member
Trustee or director
2$0$0
Martha SumnerBoard Member
Trustee or director
2$0$0
Mary HigginsBoard Member
Trustee or director
2$0$0
Maureen TrefryTrustee Member
Trustee or director
2$0$0
Pat MilnerBoard Member
Trustee or director
2$0$0
Philip HigginsBoard Member
Trustee or director
2$0$0
Richard CarlsonTrustee Member
Trustee or director
2$0$0
Robert EastmanBoard Member
Trustee or director
2$0$0
Robin BrownBoard Member
Trustee or director
2$0$0
Sheri RussellBoard Member
Trustee or director
2$0$0
Stephen BarrandBoard Member
Trustee or director
2$0$0
Steven KapfhammerBoard Member
Trustee or director
2$0$0
Terry BeatonBoard Member
Trustee or director
2$0$0
William LeaverPast Chair
Trustee or director
2$0$0

Address and contacts

Address (IRS master file)
PO BOX 7073, BEVERLY, MA 01915-0091
Principal officer (990 for 2025)
KEVIN MCCARTHY, 200 Cummings Center Suite 173D, Beverly, MA 01915
Signed the 990
Kevin McCarthy, Chief Financial Officer
Phone
(978) 922-0990
Return prepared by
Daniel Dennis & Company LLP

Mission

Our YMCA welcomes all. We strengthen communities, educate and nurture children, and promote healthy living in spirit, mind and body. Our strategic goals include providing youth and teen skill development, reversing the obesity epidemic, improving health outcomes for all community members, decreasing social isolation, and supporting basic needs for those with financial difficulties. Our team of over 2,400 employees and 400 volunteers are committed to serving all in our communities. This commitment can be seen in the high quality of service we provide and our strong financial assistance program, through which over $4,100,000 was distributed to over 5,600 children, adults and families who were unable to pay for Y membership and programs.

990 for the year ended December 31, 2025

Program accomplishments

  • Youth Development - At the Y, we believe that all kids have amazing potential. Values and skills learned early are vital building blocks for life. Young people deserve an opportunity to discover who they are and what they can achieve. From the youngest in our child care programs to the teens in our leadership development initiatives, the Y gives kids and teens a safe place to belong, building confidence and learning positive behaviors grounded in our core values of caring, honesty, respect, and responsibility. Childcare - As the region's largest provider of high-quality affordable childcare, we support the healthy development of approximately 3,050 children each day. At our 40+ childcare centers, we focus on nurturing children by providing a safe and healthy place to learn foundational skills; develop healthy, trusting relationships; and build self-reliance through the Y values of caring, honesty, respect and responsibility. Our full-day and partial-day childcare programs for infants through middle school children enable parents and guardians to go to work knowing their children are in a safe, learning environment. The YMCA provided more than $1,000,000 in financial assistance and more than one in two children received subsidized childcare. Camp - Our Y provides day camp experiences that fill each summer day with friendships and memories that last a lifetime. Approximately 4,700 children enjoyed camp adventures, and the YMCA provided approximately $530,000 in financial assistance to one in eight children attending camp. Approximately $600,000 of camp was provided at no cost to the more than 415 children that participated in our summer learning loss prevention program. Youth Services - Our Y program including our teen centers, youth sports, competitive swimming and gymnastics, adventure, and theater programming offer a range of experiences that enrich cognitive, social, physical and emotional growth. The Y served more than 6,800 children in our youth programs. Approximately $370,000 of financial assistance provided made participation possible for more than one in seven of the young people we engage.
    Expenses $37,678,596 · grants $1,838,908 · revenue $24,705,272
  • Healthy Living - At the Y, we believe that being healthy means more than simply being physically active. It is about maintaining a balanced spirit, mind and body. The Y is a leading voice on health and well-being issues, a leader in fighting chronic disease, and committed to empowering people to lead fuller lives. We bring families closer together, promote healthy living, and foster connections through fitness, sports, fun and shared interests. As a result, millions of youth, adults and families receive the support, guidance and resources they need to become and stay healthy. Membership and Fitness - The YMCA served over 62,000 members from in and around the North Shore region of Massachusetts. The organization's full-service facility in Plaistow, New Hampshire served more than 2,000 members. The YMCA provided more than $2,100,000 in financial assistance to those children, adults and families who were unable to pay for membership. More than $400,000 of memberships were provided at no cost to the approximately 960 individuals that participated in our Corner Stone program supporting cancer survivors and their families. Aquatics - Our Y is a leading voice in community water safety. We teach young children to swim, certify lifeguards to protect our region's beaches, and provide health and wellness programs to ensure adult well-being. Approximately 9,600 children participated in our swim lessons.
    Expenses $28,137,870 · grants $2,295,652 · revenue $24,190,233
  • Social Responsibility - At the Y, we believe that when we work together, we move individuals, families and communities forward. Since 1858, our Y has responded to society's most pressing needs by developing innovative, community-based solutions and uniting people from all walks of life to participate in and work for positive social change. Whether advocating for healthy food options for underserved communities, or giving people an affordable place to live, the Y is committed to empowering people with the resources and support needed to live healthy, connected and secure lives. Residence - Our Y provides affordable housing facilities in Beverly, Ipswich, Cape Ann, and Haverhill. Approximately 550 residents are provided a safe, affordable and clean space to call home.
    Expenses $2,209,391 · revenue $3,719,109

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
04-2104913
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (509(a)(2))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
1942
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P270)
Assets (IRS master file)
$154,177,899
Income (IRS master file)
$85,719,431

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$83,799,802$76,015,469$154,177,899IRS
990December 2024$74,412,182$70,090,257$146,016,716IRS
990December 2023$68,012,296$62,630,578$137,749,618XML
990December 2022$63,528,658$54,941,787$129,611,197IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2104913).

Questions about YMCA OF THE NORTH SHORE INC

What is the EIN of YMCA OF THE NORTH SHORE INC?
The employer identification number (EIN) of YMCA OF THE NORTH SHORE INC is 04-2104913.
Is YMCA OF THE NORTH SHORE INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1942.
Are donations to YMCA OF THE NORTH SHORE INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does YMCA OF THE NORTH SHORE INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of YMCA OF THE NORTH SHORE INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did YMCA OF THE NORTH SHORE INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of YMCA OF THE NORTH SHORE INC?
The 990 for the year ended December 31, 2025 names KEVIN MCCARTHY.
Who are the officers and directors of YMCA OF THE NORTH SHORE INC?
The 990 for the year ended December 31, 2025 lists 50 people; 11 received compensation from the organization, the highest $503,970 (Christopher Lovasco, President & Chief Executive Officer).
How much revenue does YMCA OF THE NORTH SHORE INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $83,799,802, expenses of $76,015,469 and total assets of $154,177,899 at year end.

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