Nonprofit · EIN 04-1558025
LOWELL FIREFIGHTERS CREDIT UNION
Tax-exempt · LOWELL, MA 01851
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $1,239,930 | $1,207,192 | $32,738 | $27,142,758 | $23,681,561 | $3,461,197 |
| December 31, 2023 | 990 | $1,103,195 | $997,133 | $106,062 | $27,126,254 | $23,698,232 | $3,428,022 |
| December 31, 2022 | 990 | $945,854 | $863,910 | $81,944 | $28,482,603 | $25,123,873 | $3,358,730 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $792,928
- Investment income
- $303,811
- Net rental income
- $33,700
- Other revenue
- $143,191
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $7,545
- Compensation of officers, directors and key employees
- $90,000
- Other salaries and wages
- $237,786
- Salaries, compensation and benefits (total)
- $355,044
- Professional fundraising fees
- $0
- Accounting fees
- $22,616
- Occupancy
- $19,711
- Depreciation
- $3,486
Balance sheet and other
- Total assets, start of year
- $27,126,254
- Total assets, end of year
- $27,142,758
- Total liabilities, end of year
- $23,681,561
- Net assets, end of year
- $3,461,197
- Land, buildings and equipment
- $467,955
- Gross receipts
- $1,239,930
- Employees
- 7
- Year formed
- 1963
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID PROVENCHER | CEO TREASURER Trustee or director, Officer | 20 | $0 |
| PATRICK R MCCABE JR | DIRECTOR Trustee or director | 0 | $0 |
| ROBERT A BENNET | DIRECTOR Trustee or director | 0 | $0 |
| RONALD J BOUCHARD | DIRECTOR Trustee or director | 0 | $0 |
| ROBERT W LITTLEFIELD | DIRECTOR Trustee or director | 0 | $0 |
| PAUL D CRONK JR | DIRECTORSECRETARY Trustee or director, Officer | 0 | $0 |
| JASON T STRUNK | DIRECTORPRESIDENT Trustee or director, Officer | 0 | $0 |
| BARRY F GANNON | DIRECTOR Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MICHAEL BOLDRIGHINI | DIRECTORCEOTREASURER Trustee or director, Officer | 28 | $64,205 |
| DAVID PROVENCHER | DIRECTORVICE PRESIDEN Trustee or director, Officer | 4 | $14,730 |
| PATRICK R MCCABE JR | DIRECTOR Trustee or director | 2 | $0 |
| ROBERT A BENNET | DIRECTOR Trustee or director | 2 | $0 |
| RONALD J BOUCHARD | DIRECTOR Trustee or director | 2 | $0 |
| ROBERT W LITTLEFIELD | DIRECTOR Trustee or director | 2 | $0 |
| PAUL D CRONK JR | DIRECTORSECRETARY Trustee or director, Officer | 4 | $0 |
| JASON T STRUNK | DIRECTORPRESIDENT Trustee or director, Officer | 4 | $0 |
| BARRY F GANNON | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2022: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MICHAEL BOLDRIGHINI | DIRECTORCEOTREASURER Trustee or director, Officer | 28 | $65,000 |
| DAVID PROVENCHER | DIRECTORVP Trustee or director, Officer | 4 | $15,000 |
| PATRICK R MCCABE JR | DIRECTOR Trustee or director | 2 | $0 |
| ROBERT A BENNET | DIRECTOR Trustee or director | 2 | $0 |
| RONALD J BOUCHARD | DIRECTOR Trustee or director | 2 | $0 |
| ROBERT W LITTLEFIELD | DIRECTOR Trustee or director | 2 | $0 |
| PAUL D CRONK JR | DIRECTORSECRETARY Trustee or director, Officer | 2 | $0 |
| JASON T STRUNK | DIRECTORPRESIDENT Trustee or director, Officer | 2 | $0 |
| BARRY F GANNON | DIRECTOR Trustee or director | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 642 CHELMSFORD ST, LOWELL, MA 01851-4724
- In care of
- % DAVID PROVENCHER
- Principal officer (990 for 2024)
- DAVID PROVENCHER, 642 CHELMFORD ST, LOWELL, MA 01851
- Signed the 990
- DAVID PROVENCHER, CEO
- Phone
- (978) 453-2734
- Website
- LFFCU.COM
Mission
CREDIT UNION MEMBER THRIFT
Program accomplishments
- MAINTENANCE OF MEMBER SHARE & DEPOSIT ACCOUNTS & THE PAYMENT OF INTEREST THEREON.Expenses $1,207,192 · revenue $1,239,930
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-1558025
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1945
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61Z)
- Assets (IRS master file)
- $27,142,758
- Income (IRS master file)
- $1,239,930
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $1,239,930 | $1,207,192 | $27,142,758 | IRS |
| 990 | December 2023 | $1,103,195 | $997,133 | $27,126,254 | XML |
| 990 | December 2022 | $945,854 | $863,910 | $28,482,603 | XML |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-1558025).
Questions about LOWELL FIREFIGHTERS CREDIT UNION
- What is the EIN of LOWELL FIREFIGHTERS CREDIT UNION?
- The employer identification number (EIN) of LOWELL FIREFIGHTERS CREDIT UNION is 04-1558025.
- Is LOWELL FIREFIGHTERS CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1945.
- Are donations to LOWELL FIREFIGHTERS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does LOWELL FIREFIGHTERS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of LOWELL FIREFIGHTERS CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did LOWELL FIREFIGHTERS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of LOWELL FIREFIGHTERS CREDIT UNION?
- The 990 for the year ended December 31, 2024 names DAVID PROVENCHER.
- Who are the officers and directors of LOWELL FIREFIGHTERS CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 8 people; 0 received compensation from the organization.
- How much revenue does LOWELL FIREFIGHTERS CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $1,239,930, expenses of $1,207,192 and total assets of $27,142,758 at year end.
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