Skip to main content

Nonprofit · EIN 03-0505731

LIGHT COMMERCE CREDIT UNION

Tax-exempt · HOUSTON, TX 77067

Financials

$314K$197K2024$334K$136K2025
Revenue Expenses · by fiscal year end
Financials of LIGHT COMMERCE CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$334,243$136,113$198,130$6,796,296$5,510,321$1,285,975
December 31, 2024990$314,252$197,125$117,127$4,923,056$3,835,023$1,088,033
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$234,120
Investment income
$99,573
Other revenue
$550

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$25,115
Other salaries and wages
$120,562
Salaries, compensation and benefits (total)
$120,562
Professional fundraising fees
$0
Depreciation
$2,474
Program services (functional)
$136,113

Balance sheet and other

Total assets, start of year
$4,923,056
Total assets, end of year
$6,796,296
Total liabilities, end of year
$5,510,321
Net assets, end of year
$1,285,975
Land, buildings and equipment
$5,937
Gross receipts
$334,243
Employees
0
Volunteers
2
Year formed
2004
State of legal domicile
TX

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
DR IRA VAN HILLIARDCHAIRMAN
Trustee or director, Officer
1$0
DR BRIDGET HILLIARDVICE-CHAIRMAN
Trustee or director, Officer
1$0
MALACHI S JOHNSONSECRETARY
Trustee or director, Officer
1$0
HARLENE B JOHNSONTREASURER
Trustee or director, Officer
1$0
IRISHEA HILLIARDDIRECTOR
Trustee or director
1$0
990 for the year ended December 31, 2024: 5 people
NameTitleHours / weekCompensation
DR IRA VAN HILLIARDCHAIRMAN
Trustee or director, Officer
1$0
DR BRIDGET HILLIARDVICE-CHAIRMAN
Trustee or director, Officer
1$0
MALACHI S JOHNSONSECRETARY
Trustee or director, Officer
1$0
HARLENE B JOHNSONTREASURER
Trustee or director, Officer
1$0
IRISHEA HILLIARDDIRECTOR
Trustee or director
1$0

Address and contacts

Address (IRS master file)
1535 GREENSMARK DR, HOUSTON, TX 77067-4020
Principal officer (990 for 2025)
HARLENE B JOHNSON, 1535 GREENSMARK DR, HOUSTON, TX 77067
Signed the 990
HARLENE B JOHNSON, PRESIDENT
Phone
(281) 876-7576
Return prepared by
CHURCH DEVELOPMENT RESOURCE GROUP

Mission

PROVIDE HIGHEST LEVEL OF CUSTOMER SERVICE. EMPHASIS ON BEING RESPONSIVE TO MEMBER NEEDS. ENCOURAGE BETTER QUALITY OF LIFE FOR OUR MEMBERS PRODUCING A BETTER QUALITY CU THROUGH MEMBER EDUCATION AND COMPETITIVE PRODUCTS.

990 for the year ended December 31, 2025

Program accomplishments

  • NO SIGNIFICANT ACCOMPLISHMENTS DURING CURRENT TAX YEAR.
  • NO SIGNIFICANT ACCOMPLISHMENTS DURING CURRENT TAX YEAR.
  • CORE CONVERSION AND DEBIT CARD FLIP IN YEAR 2017.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
03-0505731
Tax-exempt status
501(c)(14): State-chartered credit union
Exempt since
1976
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$6,796,296
Income (IRS master file)
$334,243

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025–––IRS
990December 2024–––IRS
990December 2023$288,402$172,756$4,849,410IRS
990December 2022$230,108$158,129$4,360,265IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.

Questions about LIGHT COMMERCE CREDIT UNION

What is the EIN of LIGHT COMMERCE CREDIT UNION?
The employer identification number (EIN) of LIGHT COMMERCE CREDIT UNION is 03-0505731.
Is LIGHT COMMERCE CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
Which annual return does LIGHT COMMERCE CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of LIGHT COMMERCE CREDIT UNION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did LIGHT COMMERCE CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of LIGHT COMMERCE CREDIT UNION?
The 990 for the year ended December 31, 2025 names HARLENE B JOHNSON.
Who are the officers and directors of LIGHT COMMERCE CREDIT UNION?
The 990 for the year ended December 31, 2025 lists 5 people; 0 received compensation from the organization.
How much revenue does LIGHT COMMERCE CREDIT UNION have?
On its 990 for the year ended December 31, 2025 it reported revenue of $334,243, expenses of $136,113 and total assets of $6,796,296 at year end.

Other nonprofits in HOUSTON

All nonprofits in HOUSTON · Texas