2026-08-27T12:45:37-04:00 2025-12-31 364050248 HEARNE & ASSOCIATES PC 19250 EVERETT LN STE 200 MOKENA IL 60448 990 2025-01-01 510175452 SOUTH SUBURBAN HOUSING CENTER SOUT 7089574674 18220 HARWOOD AVENUE SUITE 1 HOMEWOOD IL 60430 JOHN PETRUSZAK EXECUTIVE DIRECTOR 7089574674 2026-08-24 true JOHN C WILLIAMS CPA P00197220 7084784650 2026-08-24 2025 2025-03-06 01:10:19Z JOHN PETRUSZAK 18220 HARWOOD AVE HOMEWOOD IL 60430 1288542 false X WWW.SOUTHSUBURBANHOUSINGCENTER.ORG X 1975 IL THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. 9 9 11 49 0 914343 1191755 22258 25062 37655 42526 12384 14531 986640 1273874 72699 105000 0 907202 883232 0 16997 296421 296337 1276322 1284569 -289682 -10695 2228998 2196865 124611 103173 2104387 2093692 X THE ORGANIZATION'S MISSION IS TO PROMOTE AND FOSTER LONG-TERM DIVERSITY BY WORKING TO ELIMINATE ALL FORMS OF DISCRIMINATION AND EXPLOITATION IN THE HOUSING MARKET. false false 588461 COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR INCOME DISRUPTED ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2025, THE ORGANIZATION PROCESSED 211 COMPLAINT INTAKES, CONDUCTED 110 TEST PART INVESTIGATIONS IN 30 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 5 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 92 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 9 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 16 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 5 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 234 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 267,478 USERS; 141,900 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY E-BLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 61,709 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 7,533,134 COMMUTER AD IMPRESSIONS. 512842 HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE- ON-ONE PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; AND MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING WORKSHOPS FOR HOME BUYING, POST-PURCHASE, FINANCIAL LITERACY, FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS. FOR FISCAL YEAR 2025, ONE-ONE-ONE COUNSELING SERVICES WERE PROVIDED TO 352 INDIVIDUALS AND FAMILIES, OF WHICH 118 WERE FACING FORECLOSURE, 4 OBTAINED POST- PURCHASE COUNSELING AND 230 SEEKING TO PURCHASE A HOME, RESULTING IN 105 NEW HOMEOWNERS AND 31 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. RENTAL REFERRAL AND HOMELESS ASSISTANCE RESOURCES WERE PROVIDED TO AN ADDITIONAL 566 INDIVIDUALS. OVER 349 INDIVIDUALS ATTENDED 25 HUD-APPROVED WORKSHOPS AND WEBINARS. OUR ANNUAL HOUSING RESOURCE FAIR WAS SUPPORTED BY 30 UNIQUE VENDORS AND PROVIDED RESOURCES TO OVER 118 FAMILIES. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, WE SERVED AS A PARTNER AGENCY FOR THE COOK COUNTY BUREAU OF ECONOMIC DEVELOPMENT'S HOMEOWNER RELIEF FUND PROGRAM (HRF), WHICH RAN FROM OCTOBER THROUGH NOVEMBER 2025. WE DIRECTLY ASSISTED 174 CLIENTS ON-SITE AND AN ADDITIONAL 334 VIA THE TELEPHONE FOR A TOTAL OF 508 CLIENTS ASSISTED WITH APPLYING FOR THESE PROPERTY TAX ASSISTANCE GRANTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY25 HUD- 9902, ARE 84% RACIAL MINORITY AND 86% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. 133482 105000 INCLUSIVE COMMUNITY GRANT PROGRAM: INITIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT, THIS PROGRAM PROVIDED ONE HUNDRED TWENTY-EIGHT (128) DOWN PAYMENT GRANTS, FIFTY-FIVE (55) MORTGAGE DISTRESS ASSISTANCE GRANTS ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE, AND SEVEN (7) RENTAL HOUSING ASSISTANCE GRANTS TOTALING OVER 1.2 MILLION THROUGH 2024. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO REPLENISH THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. EIGHT (8) GRANTS WERE AWARDED TO BUYERS TOTALING 75,000 IN 2025. TO DATE, THIS PHASE OF THE PROGRAM HAS GENERATED 11,452,549 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 7,665,000 IN LOCAL ECONOMIC IMPACT. IN ADDITION TO OUR ICF PROGRAM, A MEMORANDUM OF UNDERSTANDING WAS ESTABLISHED WITH THE VILLAGE OF HAZEL CREST IN DECEMBER 2024, TO ADMINISTER A TARGETED DPA PROGRAM WITH GRANT RESOURCES TOTALING 170,000 PROVIDED TO THE VILLAGE OF HAZEL CREST BY FEDERAL AMERICAN RESCUE PLAN ACT (ARPA) FUNDS, ALLOCATED FOR THE BENEFIT OF ENHANCING HOMEBUYING OF OWNER-OCCUPIED, SINGLE-FAMILY HOMES WITHIN THE MUNICIPAL BOUNDARIES OF THE VILLAGE OF HAZEL CREST. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 30,000. 1234785 true true false false false false false false false false true false false false true true true false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false true 8 0 11 true false false false false false true true false false false false false false false false X 9 9 false false false false false false false true true false false true true true true true true true true false IL X SOUTH SUBURBAN HOUSING CENTER 7089574674 18220 HARWOOD AVE HOMEWOOD IL 60430 JOHN OSTENBURG PRESIDENT 3.00 X X 0 0 0 MONICA HOLDEN VICE PRESIDE 3.00 X X 0 0 0 PAULA FARR SECRETARY 3.00 X X 0 0 0 CHERILYN RICHARDSON TREASURER 3.00 X X 0 0 0 ALAN BANKS BOARD MEMBER 1.00 X 0 0 0 DAN GRAHAM BOARD MEMBER 1.00 X 0 0 0 HILDY KINGMA BOARD MEMBER 1.00 X 0 0 0 DR MICHAEL TOWNSEND SR BOARD MEMBER 1.00 X 0 0 0 BRANDON MELLS BOARD MEMBER 1.00 X 0 0 0 JOHN PETRUSZAK EXECUTIVE DI 40.00 X 114800 0 8224 114800 8224 1 false false false 839158 352597 1191755 SERVICE FEES 561000 25062 25062 25062 42526 42526 29199 14668 14531 1273874 25062 42526 105000 105000 114800 109119 3839 1842 624757 593841 20890 10026 30477 29189 831 457 57183 54767 1559 857 56015 53242 1873 900 61358 61358 16717 16103 483 131 34980 34975 5 50856 50856 4815 4361 34 420 23044 23041 1 2 56977 54461 1592 924 1794 1794 6615 6400 210 5 DUES AND SUBSCRIPTIONS 10961 9404 616 941 TRAINING AND TRAVEL 10187 9868 159 160 TELEPHONE AND INTERNET 8862 8473 247 142 COPIER 5732 5479 160 93 3439 4848 -1506 97 1284569 1234785 32787 16997 1083506 1032238 829604 861600 214917 255433 4595 4959 294550 256352 91939 38198 4437 4437 2228998 2196865 35676 23803 42381 88935 36989 124611 103173 X 2104387 1953692 140000 2104387 2093692 2228998 2196865 X -10695 X false true X true false X 882968 3285242 1515276 914343 1191755 7789584 882968 3285242 1515276 914343 1191755 7789584 7789584 916 13075 29733 37655 42526 123905 7913489 146927 0.98430 0.98890 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 63528 62319 1209 231022 194033 36989 38198 LEASE OBLIGATIONS 36989 36989 X 1298542 10000 14668 24668 1273874 1273874 1309237 10000 14668 24668 1284569 1284569 SCHEDULE D, PAGE 3, PART X FASB ACCOUNTING STANDARDS CODIFICATION (ASC) 740 INCOME TAXES (ASC 740) PROVIDES THAT A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION MAY BE RECOGNIZED WHEN IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING RESOLUTIONS OF ANY RELATED APPEALS OR LITIGATION PROCESSES, BASED ON MERITS. INCOME TAX POSITIONS MUST BE A MORE LIKELY THAN NOT RECOGNITION THRESHOLD AT THE EFFECTIVE DATE TO BE RECOGNIZED UPON THE ADOPTION OF ASC 740 AND ITS SUBSEQUENT PERIODS. THE INTERPRETATION PROVIDES GUIDANCE ON MEASUREMENT, DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE, AND TRANSITION. THE ORGANIZATION ADOPTED ASC 740 AND IT HAD NO IMPACT ON ITS FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE ONLY TAX YEARS SUBJECT TO EXAMINATION BY MAJOR TAX JURISDICTIONS ARE THOSE WITHIN THE STATUTORY LIMITS. SCHEDULE D, PAGE 4, PART XI, LINE 2D SPECIAL EVENT EXPENSES 14,668 SCHEDULE D, PAGE 4, PART XII, LINE 2D SPECIAL EVENT EXPENSES 14,668 FUNDRAISER 29199 29199 11034 400 3234 29199 29199 11034 400 3234 14668 14531 true DOWN PAYMENT ASSISTANCE 13 105000 SCHEDULE I, PAGE 1, PART I, LINE 2 THE ORGANIZATION SETS TASKS AND A PAYMENT SCHEDULE IN THE SUBGRANT AGREEMENT AND REQUIRES QUARTERLY REPORTS TO CONTINUE TO RELEASE FUNDS. FORM 990, PAGE 2, PART III, LINE 4A COMPREHENSIVE FAIR HOUSING ENFORCEMENT PROGRAM: THESE ACTIVITIES ARE SUBSTANTIALLY FUNDED BY TWO TYPES OF FEDERAL HUD ADMINISTERED FAIR HOUSING INITIATIVES PROGRAM (FHIP) COMPONENT GRANTS, PRIVATE ENFORCEMENT INITIATIVE (PEI) AND EDUCATION AND OUTREACH INITIATIVE (EOI). THE PEI GRANT PROJECT ENCOMPASSED THE FOLLOWING ACTIVITIES: COMPLAINT INTAKE AND INVESTIGATION; FORMAL COMPLAINT PROCESSING AND FILING; INFORMAL DISPUTE RESOLUTION, FAIR HOUSING ADVOCACY FOR DISTRESSED PROTECTED CLASS FAMILIES; FAIR HOUSING STABILITY ASSISTANCE FOR INCOME DISRUPTED ECONOMICALLY AFFECTED FAMILIES, AND SOME EDUCATION, OUTREACH, AND TRAINING ACTIVITIES. FOR PROGRAM YEAR 2025, THE ORGANIZATION PROCESSED 211 COMPLAINT INTAKES, CONDUCTED 110 TEST PART INVESTIGATIONS IN 30 COMMUNITIES; CONTINUED TO LITIGATE 2 FORMAL FEDERAL COURT ACTIONS AND FILED 5 NEW ADMINISTRATIVE COMPLAINTS ALLEGING VIOLATIONS OF THE FEDERAL, STATE OR LOCAL FAIR HOUSING LAWS; PROVIDED FAIR HOUSING STABILITY ASSISTANCE TO 92 INCOME DISTRESSED RENTERS AND HOMEOWNERS, SUCCESSFULLY RESOLVED 9 ENFORCEMENT ACTIONS AND FORMED PARTNERSHIPS WITH 16 LOCAL/NATIONAL ORGANIZATIONS AND GOVERNMENTS BODIES TO ACHIEVE THESE ACCOMPLISHMENTS. THE EDUCATION AND OUTREACH PROGRAM (EOI) ACCOMPLISHMENTS INCLUDE: CONDUCTING 5 LARGE GROUP VIRTUAL FAIR HOUSING/LENDING WORKSHOP SESSIONS ATTENDED BY 234 INDIVIDUALS; MASS SOCIAL MEDIA DISTRIBUTION OF FAIR HOUSING/LENDING AND HOUSING ASSISTANCE INFORMATION TO 267,478 USERS; 141,900 USERS REACHED WITH FAIR HOUSING/LENDING INFORMATION BY E-BLASTS AND NEWSLETTERS SENT BY MAILCHIMP; ATTRACTING 61,709 FAIR HOUSING OR LENDING INFORMATION VISITS TO OUR WEBSITE; AND IMPLEMENTING AN OUTDOOR MULTI-MEDIA INTERSTATE BILLBOARD AND MASS TRANSIT BUS FAIR HOUSING ADVERTISEMENT CAMPAIGN CREATING 7,533,134 COMMUTER AD IMPRESSIONS. FORM 990, PAGE 2, PART III, LINE 4B HOUSING COUNSELING PROGRAM: PRIMARILY FUNDED BY MULTIPLE SMALL DOLLAR GRANTS AND FUNDRAISING ACTIVITIES. INCLUDES THE PROVISION OF THE FOLLOWING COMPREHENSIVE HUD-CERTIFIED HOUSING COUNSELING ACTIVITIES: INDIVIDUAL ONE- ON-ONE PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING; AND MORTGAGE DELINQUENCY AND FORECLOSURE COUNSELING; AS WELL AS GROUP COUNSELING ACTIVITIES INCLUDING WORKSHOPS FOR HOME BUYING, POST-PURCHASE, FINANCIAL LITERACY, FORECLOSURE ASSISTANCE AND MORTGAGE FRAUD AWARENESS. FOR FISCAL YEAR 2025, ONE-ONE-ONE COUNSELING SERVICES WERE PROVIDED TO 352 INDIVIDUALS AND FAMILIES, OF WHICH 118 WERE FACING FORECLOSURE, 4 OBTAINED POST- PURCHASE COUNSELING AND 230 SEEKING TO PURCHASE A HOME, RESULTING IN 105 NEW HOMEOWNERS AND 31 HOMES SAVED THROUGH MORTGAGE MODIFICATIONS. RENTAL REFERRAL AND HOMELESS ASSISTANCE RESOURCES WERE PROVIDED TO AN ADDITIONAL 566 INDIVIDUALS. OVER 349 INDIVIDUALS ATTENDED 25 HUD-APPROVED WORKSHOPS AND WEBINARS. OUR ANNUAL HOUSING RESOURCE FAIR WAS SUPPORTED BY 30 UNIQUE VENDORS AND PROVIDED RESOURCES TO OVER 118 FAMILIES. IN ADDITION TO THE INDIVIDUAL COUNSELING SERVICES PROVIDED, WE SERVED AS A PARTNER AGENCY FOR THE COOK COUNTY BUREAU OF ECONOMIC DEVELOPMENT'S HOMEOWNER RELIEF FUND PROGRAM (HRF), WHICH RAN FROM OCTOBER THROUGH NOVEMBER 2025. WE DIRECTLY ASSISTED 174 CLIENTS ON-SITE AND AN ADDITIONAL 334 VIA THE TELEPHONE FOR A TOTAL OF 508 CLIENTS ASSISTED WITH APPLYING FOR THESE PROPERTY TAX ASSISTANCE GRANTS. THE GENERAL CHARACTERISTICS OF THE CLIENTS WE SERVED, PER OUR FY25 HUD- 9902, ARE 84% RACIAL MINORITY AND 86% BELOW THE 80% AREA MEDIAN INCOME (AMI) THRESHOLD. FORM 990, PAGE 2, PART III, LINE 4C INCLUSIVE COMMUNITY GRANT PROGRAM: INITIALLY FUNDED BY A 2013 CONCILIATION AGREEMENT, THIS PROGRAM PROVIDED ONE HUNDRED TWENTY-EIGHT (128) DOWN PAYMENT GRANTS, FIFTY-FIVE (55) MORTGAGE DISTRESS ASSISTANCE GRANTS ALLOWING THE GRANT RECIPIENT TO AVOID LOSING THEIR HOME TO FORECLOSURE OR PROPERTY TAX SALE, AND SEVEN (7) RENTAL HOUSING ASSISTANCE GRANTS TOTALING OVER 1.2 MILLION THROUGH 2024. THE DOWN PAYMENT ASSISTANCE COMPONENT OF OUR ICF PROGRAM WAS REVITALIZED BY THE LANDMARK 2022 FANNIE MAE SETTLEMENT, ALLOWING US TO REPLENISH THE PROGRAM WITH 1,208,000. THE PROGRAM PROVIDES UP TO 15,000 IN DOWN PAYMENT ASSISTANCE AS A FIVE-YEAR FORGIVABLE GRANT. THE SOUTH SUBURBAN CHICAGO PHASED CLOSED IN 2023 WITH 605,250 IN GRANT ASSISTANCE PROVIDED. THE NORTHWEST INDIANA PHASE OF THE DOWN PAYMENT ASSISTANCE GRANT PROGRAM LAUNCHED IN GARY, IN. IN 2024. EIGHT (8) GRANTS WERE AWARDED TO BUYERS TOTALING 75,000 IN 2025. TO DATE, THIS PHASE OF THE PROGRAM HAS GENERATED 11,452,549 IN REAL ESTATE SALES TRANSACTIONS, WHICH IN TURN FACILITATED 7,665,000 IN LOCAL ECONOMIC IMPACT. IN ADDITION TO OUR ICF PROGRAM, A MEMORANDUM OF UNDERSTANDING WAS ESTABLISHED WITH THE VILLAGE OF HAZEL CREST IN DECEMBER 2024, TO ADMINISTER A TARGETED DPA PROGRAM WITH GRANT RESOURCES TOTALING 170,000 PROVIDED TO THE VILLAGE OF HAZEL CREST BY FEDERAL AMERICAN RESCUE PLAN ACT (ARPA) FUNDS, ALLOCATED FOR THE BENEFIT OF ENHANCING HOMEBUYING OF OWNER-OCCUPIED, SINGLE-FAMILY HOMES WITHIN THE MUNICIPAL BOUNDARIES OF THE VILLAGE OF HAZEL CREST. FIVE (5) GRANTS WERE AWARDED TO BUYERS TOTALING 30,000. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR OF THE ORGANIZATION AND THEN REVIEWED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 12C ANNUALLY, THE BOARD MEMBERS ACKNOWLEDGE THAT HAVE REVIEWED THE "BOARD MEMBER DUTY OF LOYALTY AND CONFLICT OF INTEREST AGREEMENT". FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE EXECUTIVE DIRECTOR'S SALARY UPON HIS HIRING IN 1995. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 15B THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS USED COMPARABILITY DATA TO DETERMINE THE DIRECTOR OF FINANCE AND OPERATION'S SALARY UPON HIS HIRING IN 2013. ANY SUBSEQUENT COST OF LIVING ADJUSTMENTS HAVE BEEN DETERMINED AND VOTED ON BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 19 UPON REQUEST, ITEMS LISTED ARE AVAILABLE. FORM 990, PART XI, LINE 9 SPECIAL EVENT EXPENSES 14,668 SPECIAL EVENT EXPENSES -14,668