2026-08-10T16:54:39-04:00 2025-12-31 203708395 INSIGHT ACCOUNTING GROUP PC 3160 WINDSOR CT ELKHART IN 46514 990 2025-01-01 823816459 INTERRA CARES FOUNDATION INC INTE 5745342506 300 W LINCOLN AVE GOSHEN IN 46526 SHERRY EARLY EXECUTIVE DIRECTOR 5745342506 2026-08-04 LEANNE K MCKEE CPA P01077568 5745344040 2026-08-04 2025 2025-03-06 01:10:19Z SHERRY EARLY 300 W LINCOLN AVE GOSHEN IN 46526 334160 false X WWW.INTERRACARESFOUNDATION.COM X 2017 IN THE MISSION OF THE INTERRA CARES FOUNDATION INC IS TO MAKE A POSITIVE IMPACT ON THE LIVES OF THE PEOPLE SERVED BY INTERRA CREDIT UNION. 8 7 1 0 176598 334160 0 0 0 176598 334160 195226 116000 0 147924 145044 0 0 21799 28275 364949 289319 -188351 44841 231006 275847 0 231006 275847 X LIVING THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. THE MISSION OF THE INTERRA CARES FOUNDATION IS TO MAKE A POSITIVE IMPACT ON THE LIVES OF THE PEOPLE SERVED BY INTERRA CREDIT UNION AND IN THE COMMUNITIES IN WHICH WE DO BUSINESS, FOCUSING PRIMARILY ON: -FINANCIAL EDUCATION & ECONOMIC EMPOWERMENT -LIFTING UP THOSE IN NEED OR COMMUNITY GIVEBACK -ENHANCING THE QUALITY OF LIFE IN THE COMMUNITIES SERVED BY INTERRA CREDIT UNION false false 278899 116000 THE FOUNDATION OPERATES TO SUPPORT THOSE SERVED BY INTERRA CREDIT UNION AND SURROUNDING AREAS BY FOCUSING ON FINANCIAL EDUCATION, ECONOMIC EMPOWERMENT, COMMUNITY GIVEBACK AND ENHANCING THE QUALITY OF LIFE TO INCLUDE: QCASH - SMALL DOLLAR, SMART PHONE LENDING APP. 2,933 CREDIT UNION MEMBERS BORROWED MORE THAN 5 MILLION. GREENPATH FINANCIAL WELLNESS - CREDIT AND DEBT COUNSELING AND EDUCATION. 567 MEMBERS. COMMUNITY IMPACT FUND - 0% INTEREST RATE LOAN OFFERED AS EMPLOYEE BENEFIT. 13 EMPLOYEES. ALTERNATIVE AUTO LENDING - RELATIONSHIP-BASED LOAN FOR RELIABLE TRANSPORTATION. 4 OUTSTANDING LOANS. EVERY YEAR THERE IS A QCASH PROFIT DISTRIBUTION TO THE FOUNDATION. LAST YEAR IT WAS AROUND 150K. THERE IS AN OPERATING AGREEMENT BETWEEN THE CREDIT UNION AND THE FOUNDATION. ALL COSTS ARE RUN THROUGH THE CREDIT UNION AND IT IS A PROFITABLE VENTURE. GREENPATH PROVIDES CREDIT COUNSELING SERVICES FREE OF CHARGE TO INTERRA MEMBERS. THEIR MONTHLY FEE IS PAID DIRECTLY FROM THE FOUNDATION. THE COMMUNITY IMPACT FUND (CIF) IS RUN ENTIRELY ON THE CIF'S BOOKS. THE CREDIT UNION MAKES CAPITAL CONTRIBUTIONS TO THE CIF THROUGH THE FOUNDATION TO FUND THE REVOLVING LOAN POOL. THE LAST CONTRIBUTION WAS 25K. ALTERNATIVE AUTO LENDING IS FUNDED THROUGH THE MEMBERS FINANCIAL MANAGEMENT CENTER CUSO, WHICH SERVES AS THE HOLDING COMPANY FOR THE PARTNERSHIP BETWEEN THE FOUNDATION AND LACASA. ALL EXPENSES ARE INCURRED BY LACASA AND PAID THROUGH THE CUSO. 278899 true true false false false false false false false false false false false false false false false false false false false false false false false false false true false true false false false false false false false false false false false false false true false false false false 0 0 1 true false false false false false false false false X 8 7 false false false false false true false true true false false true true true true false false true false false IN X INTERRA CARES FOUNDATION INC 5749711467 300 W LINCOLN AVE GOSHEN IN 46526 BRUCE STAHLEY CHAIR 0.38 X X 0 18035 0 RICK STIFFNEY VICE CHAIR 0.35 X X 0 0 0 KENT EBY TREASURER 0.27 X X 0 0 0 JODI SPATARO SECRETARY 0.31 X X 0 0 0 NATALIE EVANS DIRECTOR 0.27 X 0 0 0 BRAD YODER DIRECTOR 0.27 X 0 0 0 JENNA ANDERSON DIRECTOR 0.27 X 0 0 0 BREANNA ALLEN DIRECTOR 0.27 X 0 0 0 SARA PATRICK DIRECTOR 0.27 X 0 0 0 DAVID W BIRKY CHIEF STRATE 40.00 X 145044 220542 104080 145044 238577 104080 1 false true false 267965 66195 334160 334160 116000 116000 145044 145044 10420 10420 GREENPATH CONSULTING 17855 17855 289319 278899 10420 0 226506 271347 4500 4500 231006 275847 0 0 X 231006 275847 231006 275847 231006 275847 44841 X false false X 188083 242627 188031 176598 334160 1129499 188083 242627 188031 176598 334160 1129499 581024 548475 1129499 0.48560 0.68610 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED true CULTIVATE FOOD RESCUE 1403 PRAIRIE AVE SOUTH BEND IN 46613 813306113 501C3 10000 COLD STORAGE LACASA 202 N COTTAGE AVE GOSHEN IN 46528 351554538 501C3 7000 EMPOWERMENT LEADER MAPLE CITY HEALTHCARE 213 MIDDLEBURY ST GOSHEN IN 46528 371749398 501C3 20000 MCHCC WESTEND GOSHEN HEALTH SYSTEM 200 HIGHPARK AVE GOSHEN IN 46526 351974765 501C3 15000 CAPITAL CAMPAIGN HABITAT FOR HUMANITY 2910 ELKHART RD GOSHEN IN 46526 351685313 501C3 19000 BUILD A HOUSE GOSHEN COMMUNITY SCHOOLS FOUNDATION 613 E PURL ST GOSHEN IN 46526 263704822 501C3 12500 CONSTRUCTION OF PLAZ DOWNTOWN MINISTRIES OF GOSHEN INC 64430 COUNTY ROAD 33 GOSHEN IN 46528 351689569 501C3 10000 RENOVATION GRANT MILFORD FOOD BANK INC 111 S JAMES ST MILFORD IN 46542 863382997 501C3 10000 GRANT CONTRIBUTION ADEC INC 1671 W VISTULA ST BRISTOL IN 46507 351060633 501C3 7500 OUTDOOR AMENITY SPAC 10 SCHEDULE I, PAGE 4, PART IV INTERRA CARES FOUNDATION, INC. RECEIVES GRANT APPLICATIONS YEARLY AND PROVIDES SUPPORT FOR LOCAL NONPROFITS IN THE GREATER ELKHART COUNTY AREA. false false false false false false false false false DAVID W BIRKY CHIEF STRATEGY OFFCR 145044 220542 89293 14787 145044 324622 FORM 990 - ORGANIZATION'S MISSION LIVING THE CREDIT UNION PHILOSOPHY OF PEOPLE HELPING PEOPLE. THE MISSION OF THE INTERRA CARES FOUNDATION IS TO MAKE A POSITIVE IMPACT ON THE LIVES OF THE PEOPLE SERVED BY INTERRA CREDIT UNION AND IN THE COMMUNITIES IN WHICH WE DO BUSINESS, FOCUSING PRIMARILY ON: -FINANCIAL EDUCATION & ECONOMIC EMPOWERMENT -LIFTING UP THOSE IN NEED OR COMMUNITY GIVEBACK -ENHANCING THE QUALITY OF LIFE IN THE COMMUNITIES SERVED BY INTERRA CREDIT UNION FORM 990, PAGE 2, PART III, LINE 4A THE FOUNDATION OPERATES TO SUPPORT THOSE SERVED BY INTERRA CREDIT UNION AND SURROUNDING AREAS BY FOCUSING ON FINANCIAL EDUCATION, ECONOMIC EMPOWERMENT, COMMUNITY GIVEBACK AND ENHANCING THE QUALITY OF LIFE TO INCLUDE: QCASH - SMALL DOLLAR, SMART PHONE LENDING APP. 2,933 CREDIT UNION MEMBERS BORROWED MORE THAN 5 MILLION. GREENPATH FINANCIAL WELLNESS - CREDIT AND DEBT COUNSELING AND EDUCATION. 567 MEMBERS. COMMUNITY IMPACT FUND - 0% INTEREST RATE LOAN OFFERED AS EMPLOYEE BENEFIT. 13 EMPLOYEES. ALTERNATIVE AUTO LENDING - RELATIONSHIP-BASED LOAN FOR RELIABLE TRANSPORTATION. 4 OUTSTANDING LOANS. EVERY YEAR THERE IS A QCASH PROFIT DISTRIBUTION TO THE FOUNDATION. LAST YEAR IT WAS AROUND 150K. THERE IS AN OPERATING AGREEMENT BETWEEN THE CREDIT UNION AND THE FOUNDATION. ALL COSTS ARE RUN THROUGH THE CREDIT UNION AND IT IS A PROFITABLE VENTURE. GREENPATH PROVIDES CREDIT COUNSELING SERVICES FREE OF CHARGE TO INTERRA MEMBERS. THEIR MONTHLY FEE IS PAID DIRECTLY FROM THE FOUNDATION. THE COMMUNITY IMPACT FUND (CIF) IS RUN ENTIRELY ON THE CIF'S BOOKS. THE CREDIT UNION MAKES CAPITAL CONTRIBUTIONS TO THE CIF THROUGH THE FOUNDATION TO FUND THE REVOLVING LOAN POOL. THE LAST CONTRIBUTION WAS 25K. ALTERNATIVE AUTO LENDING IS FUNDED THROUGH THE MEMBERS FINANCIAL MANAGEMENT CENTER CUSO, WHICH SERVES AS THE HOLDING COMPANY FOR THE PARTNERSHIP BETWEEN THE FOUNDATION AND LACASA. ALL EXPENSES ARE INCURRED BY LACASA AND PAID THROUGH THE CUSO. FORM 990, PAGE 6, PART VI, LINE 7A INTERRA CARES FOUNDATION IS OWNED BY INTERRA CREDIT UNION. INTERRA CREDIT UNION HAS THE POWER TO ELECT CERTAIN MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 IS PROVIDED TO ALL BOARD MEMBERS FOR REVIEW PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C ANNUAL CONFLICT OF INTEREST STATEMENT IS COMPLETED BY EACH BOARD MEMBER WITH DETAILED CONFLICT OF INTEREST RESPONSES. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF INTERRA CREDIT UNION, A RELATED ORGANIZATION, REVIEWS COMPENSATION RECOMMENDATIONS ANNUALLY FROM AN INDEPENDENT CONSULTANT AND INDUSTRY COMPARISONS TO DETERMINE APPROPRIATE COMPENSATION FOR THE CEO AND OTHER OFFICERS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC INTERRA CREDIT UNION PO BOX 727 GOSHEN IN 465270727 351082578 CREDIT UNI IN 501C14 N/A false false false true false false false false false false false false false false false true false false false false