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        <ExcessDistriCyovToNextYrAmt>29602</ExcessDistriCyovToNextYrAmt>
        <ExcessFromCurrentYearAmt>29602</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BASCAM</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 CEDAR AVENUE</AddressLine1Txt>
            <CityNm>WEST LONG BRANCH</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07764</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BRUCE SPRINGSTEEN CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>328 CEDAR AVE</AddressLine1Txt>
            <CityNm>LONG BRANCH</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07740</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>6000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CANCERCRUSHER FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4 BLACKPOINT HORSESHOE</AddressLine1Txt>
            <CityNm>RUMSON</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07760</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CREATE NOW</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1611 S HOPE STREET E</AddressLine1Txt>
            <CityNm>LOS ANGELES</CityNm>
            <StateAbbreviationCd>CA</StateAbbreviationCd>
            <ZIPCd>90015</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>19583</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>DREAM PROJECT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 7419</AddressLine1Txt>
            <CityNm>ARLINGTON</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>22207</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>22165</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FIRST BAPTIST CHURCH OF RED BANK</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>84 MAPLE AVENUE</AddressLine1Txt>
            <CityNm>RED BANK</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07701</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>FRIENDS OF GREEN CHIMNEYS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 DOANSBURG ROAD BOX 719</AddressLine1Txt>
            <CityNm>BREWSTER</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10509</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>INTERFAITH NEIGHBORS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>810 FOURTH AVENUE</AddressLine1Txt>
            <CityNm>ASBURY PARK</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07712</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>6500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>IYRS SCHGOOL OF TECH AND TRADES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>449 THOMAS STREET</AddressLine1Txt>
            <CityNm>NEWPORT</CityNm>
            <StateAbbreviationCd>RI</StateAbbreviationCd>
            <ZIPCd>02840</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>JUST NEIGHBORS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5827 COLUMBIA PIKE</AddressLine1Txt>
            <CityNm>FALLS CHURCH</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>22041</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>25000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MONMOUTH COUNTY SPCA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>260 WALL STREET</AddressLine1Txt>
            <CityNm>EATONTOWN</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07724</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>1500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MONMOUTH MEDICAL CENTER FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>300 SECOND AVENUE</AddressLine1Txt>
            <CityNm>LONG BRANCH</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07740</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>1300</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MONMOUTH UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>400 CEDAR AVENUE</AddressLine1Txt>
            <CityNm>WEST LONG BRANCH</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07764</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>12500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>PARKER FAMILY HEALTH CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>211 SHREWSBURY AVENUE</AddressLine1Txt>
            <CityNm>RED BANK</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07701</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>4000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>RUMSON EDUCATIONAL FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 395</AddressLine1Txt>
            <CityNm>RUMSON</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>07760</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>2100</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SHIRLINGTON EMPLOYMENT</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>909 S DINWIDDIE ST SUITE 422</AddressLine1Txt>
            <CityNm>ARLINGTON</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>22204</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>STROKE COMEBACK CENTER</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>145 PARK STREET SE</AddressLine1Txt>
            <CityNm>VIENNA</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>22180</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>PC</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>FOR OPERATIONS</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>166648</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>19534</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>25986</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>8579</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>54099</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>54099</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>3300</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>3300</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2044400001">
      <InvestmentsCorporateBondsGrp>
        <BondNm>ALLEGION US HLDG CO INC NOTE - 20000 SHS</BondNm>
        <EOYBookValueAmt>20467</EOYBookValueAmt>
        <EOYFMVAmt>20829</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>AT&amp;T INC NOTE - 10000 SHS</BondNm>
        <EOYBookValueAmt>9842</EOYBookValueAmt>
        <EOYFMVAmt>10052</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>AVANGRID INC NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>17160</EOYBookValueAmt>
        <EOYFMVAmt>17764</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BANK AMERICA CORP MTN - 20000 SHS</BondNm>
        <EOYBookValueAmt>19413</EOYBookValueAmt>
        <EOYFMVAmt>19951</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>BOSTON PPTYS LTD - 10000 SHS</BondNm>
        <EOYBookValueAmt>9597</EOYBookValueAmt>
        <EOYFMVAmt>10065</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CARLYLE GROUP INE NOTE - 20000 SHS</BondNm>
        <EOYBookValueAmt>19667</EOYBookValueAmt>
        <EOYFMVAmt>19717</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>CVS HEALTH CORP NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>16950</EOYBookValueAmt>
        <EOYFMVAmt>17576</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>HOST HOTELS &amp; RESORTS LP SER H NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>16463</EOYBookValueAmt>
        <EOYFMVAmt>17268</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>JPMORGAN CHASE &amp;CO NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>16326</EOYBookValueAmt>
        <EOYFMVAmt>17076</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>MORGAN STANLEY MTN CALL - 20000 SHS</BondNm>
        <EOYBookValueAmt>20236</EOYBookValueAmt>
        <EOYFMVAmt>20993</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>ORACLE CORP NOTE - 20000 SHS</BondNm>
        <EOYBookValueAmt>19877</EOYBookValueAmt>
        <EOYFMVAmt>19248</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>REALTY INCOME CORP NOTE - 20000 SHS</BondNm>
        <EOYBookValueAmt>19731</EOYBookValueAmt>
        <EOYFMVAmt>20325</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>SIMON PPTY GROUP LP NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>17349</EOYBookValueAmt>
        <EOYFMVAmt>17860</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>TARGA RES CORP NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>18111</EOYBookValueAmt>
        <EOYFMVAmt>18292</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>TOYOTA MOTOR CORP NOTE - 18000 SHS</BondNm>
        <EOYBookValueAmt>18291</EOYBookValueAmt>
        <EOYFMVAmt>18550</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
      <InvestmentsCorporateBondsGrp>
        <BondNm>US BANCORP MTN - 18000 SHS</BondNm>
        <EOYBookValueAmt>17491</EOYBookValueAmt>
        <EOYFMVAmt>17954</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc2018900001">
      <InvestmentsCorporateStockGrp>
        <StockNm>ADOBE INC - 32 SHS</StockNm>
        <EOYBookValueAmt>20021</EOYBookValueAmt>
        <EOYFMVAmt>11200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADVANCED DRAINAGE SYS- 119 SHS</StockNm>
        <EOYBookValueAmt>15108</EOYBookValueAmt>
        <EOYFMVAmt>17235</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC - 420 SHS</StockNm>
        <EOYBookValueAmt>60131</EOYBookValueAmt>
        <EOYFMVAmt>131460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON.COM - 300 SHS</StockNm>
        <EOYBookValueAmt>51506</EOYBookValueAmt>
        <EOYFMVAmt>69246</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN WATER WORKS - 84 SHS</StockNm>
        <EOYBookValueAmt>14639</EOYBookValueAmt>
        <EOYFMVAmt>10962</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC -73 SHS</StockNm>
        <EOYBookValueAmt>21724</EOYBookValueAmt>
        <EOYFMVAmt>25760</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC -400 SHS</StockNm>
        <EOYBookValueAmt>25466</EOYBookValueAmt>
        <EOYFMVAmt>108744</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASML HOLDING NV EUR - 9 SHS</StockNm>
        <EOYBookValueAmt>9192</EOYBookValueAmt>
        <EOYFMVAmt>9629</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC SPON ADR - 219 SHS</StockNm>
        <EOYBookValueAmt>17451</EOYBookValueAmt>
        <EOYFMVAmt>20133</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BK OF AMERICA CORP - 465 SHS</StockNm>
        <EOYBookValueAmt>20820</EOYBookValueAmt>
        <EOYFMVAmt>25575</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BROADCOM INC - 160 SHS</StockNm>
        <EOYBookValueAmt>27345</EOYBookValueAmt>
        <EOYFMVAmt>55376</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LIMITED - 99 SHS</StockNm>
        <EOYBookValueAmt>18251</EOYBookValueAmt>
        <EOYFMVAmt>30900</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CINTAS CORP - 180 SHS</StockNm>
        <EOYBookValueAmt>19445</EOYBookValueAmt>
        <EOYFMVAmt>33853</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COSTCO WHOLESALE - 31 SHS</StockNm>
        <EOYBookValueAmt>16518</EOYBookValueAmt>
        <EOYFMVAmt>26733</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DANAHER CORP - 69 SHS</StockNm>
        <EOYBookValueAmt>18688</EOYBookValueAmt>
        <EOYFMVAmt>15795</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>47777</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELI LILLY AND CO - 55 SHS</StockNm>
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        <EOYFMVAmt>59107</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HEICO CORP NEW - 115 SHS</StockNm>
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        <EOYFMVAmt>29029</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HERSHEY COMPANY - 65 SHS</StockNm>
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        <EOYFMVAmt>11829</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT - 125 SHS</StockNm>
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        <EOYFMVAmt>43013</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HONEYWELL INT - 73 SHS</StockNm>
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        <EOYFMVAmt>14242</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HUBSPOT IN - 36 SHS</StockNm>
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        <EOYFMVAmt>14447</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT INC - 37 SHS</StockNm>
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        <EOYFMVAmt>24510</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>IQVIA HLDGS INC - 67 SHS</StockNm>
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        <EOYFMVAmt>15102</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>JPMORGAN CHASE &amp; CO - 210 SHS</StockNm>
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        <EOYFMVAmt>67666</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LINDE PLC - 91 SHS</StockNm>
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        <EOYFMVAmt>38801</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>M&amp;T BANK CORP COM USD0.5 - 65 SHS</StockNm>
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        <EOYFMVAmt>13096</EOYFMVAmt>
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        <EOYFMVAmt>34325</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT -200 SHS</StockNm>
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        <EOYFMVAmt>96724</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NETFLIX INC - 20 SHS</StockNm>
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        <EOYFMVAmt>18752</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NEXTERA ENERGY INC - 265 SHS</StockNm>
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        <EOYFMVAmt>21274</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NOVO NORDISK A/S ADR - 104 SHS</StockNm>
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        <EOYFMVAmt>5292</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>NVIDIA CORP - 1000 SHS</StockNm>
        <EOYBookValueAmt>29970</EOYBookValueAmt>
        <EOYFMVAmt>186500</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>OLD DOMINION FREIGHT LINE INC - 64 SHS</StockNm>
        <EOYBookValueAmt>11007</EOYBookValueAmt>
        <EOYFMVAmt>10035</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PALO ALTO NETWORKS - 250 SHS</StockNm>
        <EOYBookValueAmt>20967</EOYBookValueAmt>
        <EOYFMVAmt>46050</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>QUALCOMM INC - 210 SHS</StockNm>
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        <EOYFMVAmt>35921</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SALESFORCE.COM - 52 SHS</StockNm>
        <EOYBookValueAmt>13405</EOYBookValueAmt>
        <EOYFMVAmt>13775</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SCHWAB CHARLES CORP - 194 SHS</StockNm>
        <EOYBookValueAmt>15518</EOYBookValueAmt>
        <EOYFMVAmt>19383</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SERVICENOW INC - 23 SHS</StockNm>
        <EOYBookValueAmt>14163</EOYBookValueAmt>
        <EOYFMVAmt>17617</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>SOLSTICE ADVANCED MATLS - 18 SHS</StockNm>
        <EOYBookValueAmt>860</EOYBookValueAmt>
        <EOYFMVAmt>874</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>STEEL DYNAMICS - 232 SHS</StockNm>
        <EOYBookValueAmt>14088</EOYBookValueAmt>
        <EOYFMVAmt>39312</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>STRYKER CORPORATION - 53 SHS</StockNm>
        <EOYBookValueAmt>18204</EOYBookValueAmt>
        <EOYFMVAmt>18628</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>THERMO FISHER SCIENTIFIC - 80 SHS</StockNm>
        <EOYBookValueAmt>49540</EOYBookValueAmt>
        <EOYFMVAmt>46356</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COMPANIES - 280 SHS</StockNm>
        <EOYBookValueAmt>20544</EOYBookValueAmt>
        <EOYFMVAmt>43011</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PAC CORP - 80 SHS</StockNm>
        <EOYBookValueAmt>19282</EOYBookValueAmt>
        <EOYFMVAmt>18506</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>UNITEDHEALTH GROUP - 69 SHS</StockNm>
        <EOYBookValueAmt>31774</EOYBookValueAmt>
        <EOYFMVAmt>22778</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VALERO ENERGY CORP - 154 SHS</StockNm>
        <EOYBookValueAmt>10954</EOYBookValueAmt>
        <EOYFMVAmt>25070</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INC - 108 SHS</StockNm>
        <EOYBookValueAmt>22016</EOYBookValueAmt>
        <EOYFMVAmt>37877</EOYFMVAmt>
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    </InvestmentsCorpStockSchedule>
    <InvestmentsGovtObligationsSch documentId="RetDoc2210400001">
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      <USGovtObligationsEOYFMVAmt>212655</USGovtObligationsEOYFMVAmt>
      <StateLocalSecBookVlEOYAmt>0</StateLocalSecBookVlEOYAmt>
      <StateLocalSecEOYFMVAmt>0</StateLocalSecEOYFMVAmt>
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        <CategoryOrItemTxt>JOHN HANCOCK SMALL CAP CORE FUND CL-9650.523 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>177103</BookValueAmt>
        <EOYFMVAmt>155663</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PROLOGIS INC - 107 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>16763</BookValueAmt>
        <EOYFMVAmt>13660</EOYFMVAmt>
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        <Desc>DUE FROM BROKER</Desc>
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        <EOYFMVAmt>2413</EOYFMVAmt>
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        <RevenueAndExpensesPerBooksAmt>18983</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>18983</NetInvestmentIncomeAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>ADR FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>10</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>10</NetInvestmentIncomeAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>PO BOX</Desc>
        <RevenueAndExpensesPerBooksAmt>240</RevenueAndExpensesPerBooksAmt>
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        <DisbursementsCharitablePrpsAmt>240</DisbursementsCharitablePrpsAmt>
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      <OtherExpensesScheduleGrp>
        <Desc>FILING FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>55</RevenueAndExpensesPerBooksAmt>
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        <DisbursementsCharitablePrpsAmt>55</DisbursementsCharitablePrpsAmt>
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      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX PAID</CategoryTxt>
        <Amt>58</Amt>
        <NetInvestmentIncomeAmt>58</NetInvestmentIncomeAmt>
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</Return>