2026-07-21T12:48:37-04:00 2025-12-31 270649858 ENOFE & ASSOCIATES LLC 5991 CHESTER AVE STE 204 JACKSONVILLE FL 322172245 990 2025-01-01 010638984 WEALTH WATCHERS INC WEAL 9042654736 5310 LENOX AVENUE SUITE 4 JACKSONVILLE FL 32205 CARRIE DAVIS PRESIDENT/CEO 9048035687 2026-07-21 DR DAN ANEKWU P02399806 9043011260 2026-07-21 X 2025 2025-03-06 01:10:19Z CARRIE DAVIS 2343 JERNIGAN ROAD JACKSONVILLE FL 32207 4432860 false X X 2001 FL THE MISSION OF WEALTH WATCHERS INC. IS TO BUILD VIABLE COMMUNITIES BY EXPANDING THE EDUCATION AND KNOWLEDGE OF INDIVIDUALS, FAMILIES, AND COMMUNITIES FOR THE PURPOSE OF UNDERSTANDING AND APPLYING ESSENTIAL FINANCIAL STRATEGIES THAT LEADS TO THE ACCUMULATION OF GENERATIONAL WEALTH. 6 6 18 0 22970245 2868810 519311 957021 27417 3198 0 23516973 3829029 0 0 1205104 1758149 0 110661 22229147 4634264 23434251 6392413 82722 -2563384 13934525 9989822 3281894 1900575 10652631 8089247 X THE MISSION OF WEALTH WATCHERS INC. IS TO BUILD VIABLE COMMUNITIES BY EXPANDING THE EDUCATION AND KNOWLEDGE OF INDIVIDUALS, FAMILIES, AND COMMUNITIES FOR THE PURPOSE OF UNDERSTANDING AND APPLYING ESSENTIAL FINANCIAL STRATEGIES THAT LEADS TO THE ACCUMULATION OF GENERATIONAL WEALTH. false false 3363972 WEALTH WATCHERS IS A HUD CERTIFIED HOUSING COUNSELING AGENCY THAT IS COMMITTED TO PROVIDING A CYCLICAL APPROACH TO BUILDING WEALTH AMONG CITIZENS IN FLORIDA. WEALTH WATCHERS PROVIDES FINANCIAL COACHING, HOUSING COUNSELING AND EDUCATIONAL SERVICES TO INDIVIDUALS AND FAMILIES IN VARIOUS PARTS OF FLORIDA. WEALTH WATCHERS IS A MEMBER OF THE HOMEFREE USA HUD INTERMEDIARY NETWORK AND UNDERSTANDS THE IMPORTANCE OF EXPANDING THE KNOWLEDGE OF ALL INDIVIDUALS, ESPECIALLY THOSE IN THE LOW TO MIDDLE INCOME BRACKET, FOR THE PURPOSE OF UNDERSTANDING THE IMPORTANCE OF BASIC FINANCE AND THE ACCUMULATION OF WEALTH. RECOGNIZING THAT HOMEOWNERSHIP IS THE MAIN VEHICLE FOR BUILDING WEALTH AMONG MANY CITIZENS, WEALTH WATCHERS POSITION ITSELF TO BE A VIABLE RESOURCE FOR CITIZENS PURSUING HOMEOWNERSHIP OPPORTUNITIES AND THOSE WHO WERE IN JEOPARDY OF LOSING THEIR HOMES DUE TO FORECLOSURE. 1619415 WEALTH WATCHERS, INC. IS AMONG MANY ORGANIZATIONS IN NORTH FLORIDA PROMOTING THE NEED FOR AFFORDABLE HOUSING IN JACKSONVILLE, FL, AND THE SURROUNDING COMMUNITIES. THE ORGANIZATION HAS A COMBINATION OF SINGLE- FAMILY HOMES AND MULTI-UNIT PROPERTIES CURRENTLY RENTED TO LOW- AND MIDDLE-INCOME FAMILIES. WEALTH WATCHERS, INC., CONTRIBUTION TO AFFORDABLE RENTAL HOUSING PROMOTES ECONOMIC DIVERSITY AND THE CREATION OR SUSTAINING OF MIXED-INCOME NEIGHBORHOODS. PRESERVING AFFORDABLE RENTALS ALSO ALLOWS LONGTIME RESIDENTS TO REMAIN IN THEIR NEIGHBORHOODS. WEALTH WATCHERS CONTINUES TO MEET THE DEMAND FOR AFFORDABLE RENTAL HOUSING THROUGH COLLABORATION AMONG GOVERNMENT, PRIVATE, AND PUBLIC FUNDING SOURCES. THESE GROUPS ARE MOTIVATED TO PRESERVE AFFORDABLE HOUSING BECAUSE OF ITS IMPACT AT THE INDIVIDUAL HOUSEHOLD, NEIGHBORHOOD, AND COMMUNITY LEVEL. FOR SOME HOUSEHOLDS, PRESERVATION SAFEGUARDS AFFORDABILITY DURING A TIME OF RISING HOUSING COSTS AND SHRINKING INCOMES. IT FURTHER HELPS TO REVITALIZE AND STABILIZE NEIGHBORHOODS THAT CAN OFFER ACCESS TO OPPORTUNITY. 828192 WEALTH WATCHERS INC. IS A SUBSTANTIAL CONTRIBUTOR TO THE ECONOMIC SUSTAINABILITY IN URBAN AND RURAL COMMUNITIES THROUGHOUT FLORIDA AND GEORGIA. WEALTH WATCHERS PROVIDES PRODUCTS AND SERVICES THAT CREATE A PROSPEROUS, THRIVING ECOSYSTEM THAT IS THE CATALYST FOR ECONOMIC DEVELOPMENT, WORKFORCE DEVELOPMENT, HOME OWNERSHIP AND OTHER QUALITY HOUSING OPTIONS. THESE PRODUCTS AND SERVICES CONTRIBUTE TO THE OVERALL WEALTH AND STABILITY OF THE PEOPLE AND COMMUNITIES IT SERVES. WEALTH WATCHERS IS COMMITTED TO ENSURING THAT ALL RESIDENTS HAVE A VOICE AND WE BELIEVE THAT RESIDENT LEADERSHIP AND ENGAGEMENT ARE ESSENTIAL TO ENSURING WE ARE BUILDING VIABLE COMMUNITIES. WEALTH WATCHERS IS A CHARTERED MEMBER OF NEIGHBORWORKS AMERICA, A NETWORK OF THE TOP HIGH IMPACT AND COLLABORATIVE COMMUNITY DEVELOPMENT AND HOUSING COUNSELING ORGANIZATIONS IN THE COUNTRY. 97867 WEALTH WATCHERS, INC. THROUGH FUNDS RECEIVED FROM USDA RURAL MICRO- ENTREPRENEUR ASSISTANT PROGRAM (RMAP) IS PROVIDING LOANS TO SMALL BUSINESSES IN RURAL AREAS OF NORTHEAST FLORIDA AND SOUTHEAST, SOUTHWEST, AND CENTRAL GEORGIA. 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OUTREACH 130783 3 1064213 1804597 2868810 PROGRAM REVENUE 531110 510120 510120 RENTAL INCOME 531390 325437 325437 OTHER INCOME 525990 105972 105972 LENDING INCOME 525990 15492 15492 957021 607029 603831 3198 3198 3198 3829029 960219 1544093 1235274 231614 77205 122509 98008 18376 6125 91547 73238 13732 4577 37360 37360 28560 22848 4284 1428 126261 123957 2304 15781 11712 4069 109150 81863 27287 83090 71473 9957 1660 104274 48450 39077 16747 67748 67748 147577 147577 130587 125358 5229 DEPARTMENT OF ECONOMIC 2512540 2512540 WORKFORCE DEVELOPMENT 860188 860188 REPAIR AND MAINTENANCE 126687 126687 CONTRACT SERVICES 94304 94304 190157 170861 18681 615 6392413 5909446 372306 110661 3868129 3546201 3576411 654218 197666 180676 42422 50702 179008 113683 76201 65325 6173696 5492700 13934525 9989822 1379207 89113 47252 51589 1728205 1633369 127230 126504 3281894 1900575 X 8311886 5748502 2340745 2340745 10652631 8089247 13934525 9989822 X -2563384 X false true true true true X 2789507 987801 11675438 22970245 2868810 41291801 2789507 987801 11675438 22970245 2868810 41291801 41291801 41291801 2700728 1.00000 1.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED false false -572210 -572210 572207 572207 25146 25145 1 66495 61580 4915 87370 26958 60412 65325 INVESTMENT IN PROPERTIES 5392739 INVESTMENT IN A SUB 99961 5492700 NOTES PAYABLE-CURRENT PORTION 126504 126504 false false false false false false false false false CARRIE DAVIS PRESIDENT/CEO 215000 68648 199252 482900 ALYCE DENSON CFO 155000 45903 113936 314839 FORM 990 - ORGANIZATION'S MISSION THE MISSION OF WEALTH WATCHERS INC. IS TO BUILD VIABLE COMMUNITIES BY EXPANDING THE EDUCATION AND KNOWLEDGE OF INDIVIDUALS, FAMILIES, AND COMMUNITIES FOR THE PURPOSE OF UNDERSTANDING AND APPLYING ESSENTIAL FINANCIAL STRATEGIES THAT LEADS TO THE ACCUMULATION OF GENERATIONAL WEALTH. FORM 990, PAGE 1, PART I, LINE 6 THE VOLUNTEERS HELP IN EVENT PLANNING, CROWD CONTROL, AND CLEAN UP. NO COMPENSATIONS ARE PROVIDED TO THE VOLUNTEERS. FORM 990, PAGE 2, PART III, LINE 4A WEALTH WATCHERS IS A HUD CERTIFIED HOUSING COUNSELING AGENCY THAT IS COMMITTED TO PROVIDING A CYCLICAL APPROACH TO BUILDING WEALTH AMONG CITIZENS IN FLORIDA. WEALTH WATCHERS PROVIDES FINANCIAL COACHING, HOUSING COUNSELING AND EDUCATIONAL SERVICES TO INDIVIDUALS AND FAMILIES IN VARIOUS PARTS OF FLORIDA. WEALTH WATCHERS IS A MEMBER OF THE HOMEFREE USA HUD INTERMEDIARY NETWORK AND UNDERSTANDS THE IMPORTANCE OF EXPANDING THE KNOWLEDGE OF ALL INDIVIDUALS, ESPECIALLY THOSE IN THE LOW TO MIDDLE INCOME BRACKET, FOR THE PURPOSE OF UNDERSTANDING THE IMPORTANCE OF BASIC FINANCE AND THE ACCUMULATION OF WEALTH. RECOGNIZING THAT HOMEOWNERSHIP IS THE MAIN VEHICLE FOR BUILDING WEALTH AMONG MANY CITIZENS, WEALTH WATCHERS POSITION ITSELF TO BE A VIABLE RESOURCE FOR CITIZENS PURSUING HOMEOWNERSHIP OPPORTUNITIES AND THOSE WHO WERE IN JEOPARDY OF LOSING THEIR HOMES DUE TO FORECLOSURE. FORM 990, PAGE 2, PART III, LINE 4B WEALTH WATCHERS, INC. IS AMONG MANY ORGANIZATIONS IN NORTH FLORIDA PROMOTING THE NEED FOR AFFORDABLE HOUSING IN JACKSONVILLE, FL, AND THE SURROUNDING COMMUNITIES. THE ORGANIZATION HAS A COMBINATION OF SINGLE- FAMILY HOMES AND MULTI-UNIT PROPERTIES CURRENTLY RENTED TO LOW- AND MIDDLE-INCOME FAMILIES. WEALTH WATCHERS, INC., CONTRIBUTION TO AFFORDABLE RENTAL HOUSING PROMOTES ECONOMIC DIVERSITY AND THE CREATION OR SUSTAINING OF MIXED-INCOME NEIGHBORHOODS. PRESERVING AFFORDABLE RENTALS ALSO ALLOWS LONGTIME RESIDENTS TO REMAIN IN THEIR NEIGHBORHOODS. WEALTH WATCHERS CONTINUES TO MEET THE DEMAND FOR AFFORDABLE RENTAL HOUSING THROUGH COLLABORATION AMONG GOVERNMENT, PRIVATE, AND PUBLIC FUNDING SOURCES. THESE GROUPS ARE MOTIVATED TO PRESERVE AFFORDABLE HOUSING BECAUSE OF ITS IMPACT AT THE INDIVIDUAL HOUSEHOLD, NEIGHBORHOOD, AND COMMUNITY LEVEL. FOR SOME HOUSEHOLDS, PRESERVATION SAFEGUARDS AFFORDABILITY DURING A TIME OF RISING HOUSING COSTS AND SHRINKING INCOMES. IT FURTHER HELPS TO REVITALIZE AND STABILIZE NEIGHBORHOODS THAT CAN OFFER ACCESS TO OPPORTUNITY. FORM 990, PAGE 2, PART III, LINE 4C WEALTH WATCHERS INC. IS A SUBSTANTIAL CONTRIBUTOR TO THE ECONOMIC SUSTAINABILITY IN URBAN AND RURAL COMMUNITIES THROUGHOUT FLORIDA AND GEORGIA. WEALTH WATCHERS PROVIDES PRODUCTS AND SERVICES THAT CREATE A PROSPEROUS, THRIVING ECOSYSTEM THAT IS THE CATALYST FOR ECONOMIC DEVELOPMENT, WORKFORCE DEVELOPMENT, HOME OWNERSHIP AND OTHER QUALITY HOUSING OPTIONS. THESE PRODUCTS AND SERVICES CONTRIBUTE TO THE OVERALL WEALTH AND STABILITY OF THE PEOPLE AND COMMUNITIES IT SERVES. WEALTH WATCHERS IS COMMITTED TO ENSURING THAT ALL RESIDENTS HAVE A VOICE AND WE BELIEVE THAT RESIDENT LEADERSHIP AND ENGAGEMENT ARE ESSENTIAL TO ENSURING WE ARE BUILDING VIABLE COMMUNITIES. WEALTH WATCHERS IS A CHARTERED MEMBER OF NEIGHBORWORKS AMERICA, A NETWORK OF THE TOP HIGH IMPACT AND COLLABORATIVE COMMUNITY DEVELOPMENT AND HOUSING COUNSELING ORGANIZATIONS IN THE COUNTRY. FORM 990, PAGE 2, PART III, LINE 4D WEALTH WATCHERS, INC. THROUGH FUNDS RECEIVED FROM USDA RURAL MICRO- ENTREPRENEUR ASSISTANT PROGRAM (RMAP) IS PROVIDING LOANS TO SMALL BUSINESSES IN RURAL AREAS OF NORTHEAST FLORIDA AND SOUTHEAST, SOUTHWEST, AND CENTRAL GEORGIA. THE ORGANIZATION CURRENTLY HAS EXTENDED FOUR LOANS TO VARIOUS SMALL BUSINESSES. FORM 990, PAGE 6, PART VI, LINE 11B UPON COMPLETION OF THE TAX RETURN BY THE AUDIT FIRM, THE TAX RETURN IS REVIEWED BY THE ORGANIZATION'S STAFF, CFO, AND PRESIDENT/CEO. ANY CORRECTIONS ARE MADE BEFORE THE RETURN IS FILED WITH THE INTERNAL REVENUE SERVICE (IRS). COPIES OF THE TAX RETURN ARE MADE AVAILABLE TO BOARD MEMBERS UPON REQUEST. FORM 990, PAGE 6, PART VI, LINE 12C OFFICERS AND DIRECTORS/TRUSTEES ARE REQUIRED TO COMPLETE QUESTIONNAIRES THAT IDENTIFIES KEY AREAS OF CONFLICT OF INTERESTS ANNUALLY. THE BOARD REVIEWS THE QUESTIONNAIRES AND HANDLES ACCORDINGLY. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD EVALUATES THE PRESIDENT/CEO'S JOB PERFORMANCE PERIODICALLY AND WHEN DEEMED APPROPRIATE THE BOARD VOTES ON COMPENSATION INCREASE FOR THE PRESIDENT/CEO. THE BOARD COMPARES SALARY INFORMATION OF COMPARABLE POSITIONS IN THE CITY OF JACKSONVILLE, FLORIDA BEFORE AWARDING ANY SALARY INCREASE. THE BOARD MAINTAINS APPROPRIATE RECORD OF IT'S DELIBERATIONS. FORM 990, PAGE 6, PART VI, LINE 15B THE PRESIDENT/CEO EVALUATES THE JOB PERFORMANCE OF HIS/HER SUBORDINATES PERIODICALLY AND WHEN DEEMED APPROPRIATE HE/SHE RECOMMENDS RAISES FOR THEM BASED ON SALARY INFORMATION OF COMPARABLE POSITIONS IN THE CITY OF JACKSONVILLE, FLORIDA. APPROPRIATE RECORD(S) ARE MAINTAINED IN THE HUMAN RESOURCES DEPARTMENT. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9 ROUNDING ERROR 0