2026-07-15T18:12:58-05:00 2025-09-30 593186310 THOMAS HOWELL FERGUSON PA 2615 CENTENNIAL BLVD SUITE 200 TALLAHASSEE FL 32308 990 2024-10-01 593212709 TALLAHASSEE LENDERS' CONSORTIUM INC TALL 8502226609 224 OFFICE PLAZA TALLAHASSEE FL 32301 ROBERT GREGORY LANE PRESIDENT 8502226609 2026-07-06 1 1 STACEY T KOLKA P01371120 8506688100 2024 2025-03-06 01:10:19Z KAREN MILLER 224 OFFICE PLAZA TALLAHASSEE FL 32301 2670121 0 X TALLAHASSEELENDERS.ORG X 1993 FL TO PROVIDE COMPREHENSIVE HOUSING SERVICES AND PROMOTE AND ENGAGE IN NEIGHBORHOOD REVITALIZATION. 11 11 10 11 0 0 2083917 1883048 166913 38890 318167 320049 350 1450 2569347 2243437 723513 1308260 0 0 582009 487287 0 0 10335 929698 815199 2235220 2610746 334127 -367309 2574221 3491145 756976 2040209 1817245 1450936 TLC'S MISSION IS TO PROVIDE CLIENT-FOCUSED COMPREHENSIVE HOUSING SERVICES AND TO PROMOTE AND ENGAGE IN RESIDENT-DRIVEN NEIGHBORHOOD REVITALIZATION. 0 0 1308260 1308260 DOWN PAYMENT ASSISTANCE INTEREST FREE DOWN PAYMENT ASSISTANCE LOANS MADE TO 39 LOW INCOME FAMILIES. (GRANT REVENUE RECEIVED FOR DPA $1,836,920) 481233 COUNSELING FOR ONE ON ONE COUNSELING (PREPURCHASE, DELINQUENCY, FORECLOSURE, AND REVERSE MORTGAGE) WE CONDUCTED 251 COUNSELING SESSIONS. FOR GROUP COUNSELING (ORIENTATION, FINANCIAL LITERACY, PREPURCHASE EDUCATION AND POST PURCHASE EDUCATION) WE SERVED APPROXIMATELY 792 HOUSEHOLDS. COUNSELING SERVICES ARE EXPANDING TO INCLUDE THE FOLLOWING: HECM COUNSELING (REVERSE MORTGAGE COUNSELING FOR SENIORS) CERTIFIED STAFF TO PROVIDE HECM COUNSELING TO SENIORS (62 YEARS OR OLDER) WHO ARE INTERESTED IN SECURING A REVENUE MORGAGE LOAN. TLC DOES NOT OFFER THE LOAN. HUD REQUIRES THAT ALL SENIORS RECEIVE COUNSELING PRIOR TO GETTING A HECM LOAN. TLC WILL PROVIDE THE COUNSELING. 435073 358890 NEIGHBORHOOD REVITALIZATIONTO HELP DEVELOP RESIDENT LEADERSHIP IN SEVERAL SOUTHSIDE LOW-INCOME NEIGHBORHOODS, WORKING IN CONJUNCTION WITH THE CITY OF TALLAHASSEE AND NEIGHBORHOOD PARTNERS. OUR PRIMARY FOCUS WILL BE TO HELP DEVELOP AND TRAIN LOW-INCOME RESIDENT LEADERS AND HELP THE LEADERS LEARN HOW TO DO EFFECTIVE STRATEGIC PLANNING AND HOW TO WRITE GRANTS AND LOOK FOR FUNDING OPPORTUNITIES TO FUND THEIR PLANS, RESULTING IN REVITALIZED NEIGHBORHOODS. TLC WILL CONTINUE TO DO ACQUISITION/REHABILITATION/RESALE OF AFFORDABLE HOUSING. 2224566 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 30 0 10 1 0 0 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 0 1 0 1 1 0 0 1 1 1 1 1 1 1 0 0 FL X MORAN & SMITH 8508790636 2260 WEDNESDAY STREET TALLAHASSEE FL 32308 GREG LANE PRESIDENT 2.00 X X 0 0 0 BRENDA HAWKINS VICE PRESIDENT 2.00 X X 0 0 0 CHERYL COLLIER-BROWN SECRETARY 2.00 X X 0 0 0 JACK KANE TREASURER 3.00 X X 0 0 0 CURTIS RICHARDSON DIRECTOR 0.15 X 0 0 0 TORREY FORD DIRECTOR 0.15 X 0 0 0 LAURA JO HEWITT DIRECTOR 0.15 X 0 0 0 SHERIA GRIFFIN DIRECTOR 0.15 X 0 0 0 MICHELE LYNCH DIRECTOR 0.15 X 0 0 0 WILLIAM MOORE DIRECTOR 0.15 X 0 0 0 SHAWANDA BROOKS DIRECTOR 0.15 X 0 0 0 KAREN MILLER EXECUTIVE DIRECTOR 40.00 X 83333 0 16978 83333 0 16978 0 0 0 0 0 1836920 46128 1883048 LENDER DUES 900099 28000 28000 CREDIT REPORT REVENUE 900099 6990 6990 POST HOME OWNERSHIP FE 900099 3900 3900 38890 49 49 1450 0 1450 1450 1450 426684 320000 426684 0 0 320000 320000 320000 2243437 360340 0 49 1308260 1308260 98757 51508 47249 325337 169684 155653 32924 17172 15752 30269 15787 14482 101250 52650 48600 51489 26774 24715 4737 2463 2274 45450 23634 21816 14777 7780 6997 7219 3754 3465 6773 3522 3251 5828 5828 20723 10808 9915 CLT HOME CONSTRUCTION 452738 452738 0 BOND FACADE EXPENSES 60860 60860 0 MISCELLANEOUS: FUNDRAIS 10335 10335 CREDIT BUREAU EXPENSE 9065 4714 4351 23955 12458 11497 2610746 2224566 375845 10335 1120880 1934354 366687 85069 898944 1290018 10309 8856 260516 87668 177401 172848 2574221 3491145 100656 54603 356320 1374971 300000 610635 756976 2040209 X 1817245 1450936 1817245 1450936 2574221 3491145 -367309 1000 0 X 0 1 X 1 1 1 X 836127 1562841 2039710 1979158 1883048 8300884 836127 1562841 2039710 1979158 1883048 8300884 8300884 87 34 266 517 1499 2403 117668 267977 395874 166913 38890 987322 9290609 360340 0.89350 0.87590 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: ORIGINATION FEE - CREDIT REPORT REVENUE - 2020 AMOUNT: $ 18,162. 2021 AMOUNT: $ 10,392. 2022 AMOUNT: $ 7,900. 2023 AMOUNT: $ 8,319. 2024 AMOUNT: $ 6,990. COUNSELING SERVICES - CLI TRAINING INCOME - POST HOME OWNERSHIP FEE - 2020 AMOUNT: $ 3,551. 2021 AMOUNT: $ 3,995. 2022 AMOUNT: $ 3,258. 2023 AMOUNT: $ 2,815. 2024 AMOUNT: $ 3,900. LENDER DUES - 2020 AMOUNT: $ 22,000. 2021 AMOUNT: $ 12,833. 2022 AMOUNT: $ 26,000. 2023 AMOUNT: $ 26,000. 2024 AMOUNT: $ 28,000. DPA FEES CITY OF TLH - 2020 AMOUNT: $ 42,000. 2021 AMOUNT: $ 51,000. DPA FEES LEON COUNTY - 2020 AMOUNT: $ 2,055. 2021 AMOUNT: $ 9,945. BOND FACADE FEES - 2021 AMOUNT: $ 155,912. 2022 AMOUNT: $ 358,416. 2023 AMOUNT: $ 129,779. DPA REPLENISH - 2020 AMOUNT: $ 29,900. 2021 AMOUNT: $ 23,900. SPONSORSHIP - 2022 AMOUNT: $ 300. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 56000 56000 193348 78951 114397 11168 8717 2451 172848 X 2244437 1000 1000 2243437 0 2243437 2610746 0 2610746 0 2610746 PART X, LINE 2: WITH FEW EXCEPTIONS, THE CONSORTIUM IS NO LONGER SUBJECT TO EXAMINATIONS BY MAJOR TAX JURISDICTIONS FOR YEARS ENDED SEPTEMBER 30, 2021 AND PRIOR. 0 DOWN PAYMENT ASSISTANCE PROGRAM 39 1308260 FORM 990, PART VI, SECTION A, LINE 7A TLC HAS "MEMBER LENDERS". CLIENTS OF MEMBER LENDERS MAY RECEIVE FUNDS THROUGH THE DOWN PAYMENT ASSISTANCE PROGRAM. THESE ARE THE ONLY LENDERS ALLOWED TO PARTICIPATE IN THE DPA PROGRAM. THE "MEMBER LENDERS" ELECT THE BOARD OF DIRECTORS FOR THE CONSORTIUM AND THE BOARD OF DIRECTORS THEN APPOINTS OFFICERS FROM THE ELECTED GROUP. FORM 990, PART VI, SECTION B, LINE 11B THE RETURN AND ALL ACCOMPANYING SCHEDULES ARE REVIEWED BY THE EXECUTIVE DIRECTOR. THE EXECUTIVE DIRECTOR RESOLVES ALL QUESTIONS AND ISSUES WITH THE INDEPENDENT ACCOUNTING FIRM THAT PREPARED THE FORM 990 AND SUPPORTING SCHEDULES. PRIOR TO SUBMISSION TO THE INTERNAL REVENUE SERVICE CENTER, THE FORM 990 AND SUPPORTING SCHEDULES ARE DISTRIBUTED TO EACH BOARD MEMBER FOR THEIR REVIEW AND APPROVAL. DISTRIBUTION TO ALL BOARD MEMBERS MAY BE IN THE FORM OF ELECTRONIC MAIL, NOTIFICATION OF A LINK TO A WEBSITE OR ACTUAL MAILING OF THE DOCUMENTS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS SIGNED BY ALL DIRECTORS AT THE BOARD OF DIRECTOR'S ANNUAL MEETING IN OCTOBER. ANY CONFLICTS OR POTENTIAL CONFLICTS ARE RESOLVED BY THE CHAIRMAN OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 15A LINE 15A SALARY AND BONUSES OF THE EXECUTIVE DIRECTOR ARE APPROVED BY A VOTE OF THE BOARD OF DIRECTORS AS PART OF THE BUDGET PROCESS. ANY BONUS OF THE EXECUTIVE DIRECTOR IS APPROVED BY THE EXECUTIVE COMMITTEE. A PERFORMANCE EVALUATION IS PROVIDED ANNUALLY BY THE PRESIDENT. LINE 15B SALARY AND BONUSES OF THE ASSISTANT EXECUTIVE DIRECTOR ARE DETERMINED BY THE EXECUTIVE DIRECTOR. A PERFORMANCE EVALUATION IS PROVIDED ANNUALLY BY THE EXECUTIVE DIRECTOR. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S THREE MOST RECENT FORMS 990 AND FORM 1023 ARE AVAILABLE TO THE PUBLIC UPON REQUEST. REGULATION SECTION 1.263(A)-1(F) - DE MINIMIS SAFE HARBOR ELECTION TAXPAYER NAME: TALLAHASSEE LENDERS' CONSORTIUM, INC. TAXPAYER ADDRESS: 224 OFFICE PLAZA, TALLAHASSEE, FL. 32301 TAXPAYER ID NUMBER: 59-3212709 YEAR-END: 9/30/2025 UNDER IRC REGULATION SECTION 1.263(A)-1(F), THE TAXPAYER HEREBY ELECTS TO APPLY THE DE MINIMIS SAFE HARBOR ELECTION. TLC HOUSING SERVICES LLC 224 OFFICE PLAZA TALLAHASSEE FL 32301 611695071 HOUSING ASSISTANCE FL 59-3212709