2026-06-09T11:23:25-05:00 2025-06-30 410746749 CLIFTONLARSONALLEN LLP 1525 VALLEY CENTER PARKWAY STE 300 BETHLEHEM PA 180172285 990 2024-07-01 233079170 RISING TIDE COMMUNITY LOAN FUND RISI 6106915620 1337 EAST FIFTH STREET BETHLEHEM PA 18015 DAWN GODSHALL EXECUTIVE DIRECTOR 6106915620 2026-06-09 1 0 CARY J GIACALONE II CPA P01799465 6104335501 2024 2025-03-06 01:10:19Z DAWN GODSHALL 1337 EAST FIFTH STREET BETHLEHEM PA 18015 531752 0 X CACLV.ORG X 2001 PA THE ORGANIZATION PROVIDES LOANS TO SMALL OR START-UP BUSINESS VENTURES, THAT MAY NOT QUALIFY TO BANK STANDARDS THEREBY IMPROVING ECONOMICALLY DEPRESSED COMMUNITIES. 14 14 4 18 0 0 317408 164333 236025 283173 99513 84246 0 0 652946 531752 2722 6678 0 0 289852 257986 0 0 42056 736280 365304 1028854 629968 -375908 -98216 6222255 5974641 4101977 3952579 2120278 2022062 X THE ORGANIZATION PROVIDES LOANS TO SMALL OR START-UP BUSINESS VENTURES, THAT MAY NOT QUALIFY TO BANK STANDARDS THEREBY IMPROVING ECONOMICALLY DEPRESSED COMMUNITIES. 0 0 524748 6678 283173 THE ORGANIZATION PROVIDES LOANS TO SMALL OR START-UP BUSINESS VENTURES, THAT MAY NOT QUALIFY TO BANK STANDARDS, TO IMPROVE THE SOCIAL WELFARE OF ECONOMICALLY DEPRESSED OR BLIGHTED NEIGHBORHOODS OF THE COMMUNITY.MADE LOANS TO 16 DIFFERENT BUSINESS, OF THESE 12 WERE TO BUSIENSSES OWNED BY LOW-TO-MODERATE INCOME INDIVIDUALS AND/OR LOCATED IN LOW-TO-MODERATE INCOME CENSUS TRACTS, 8 WERE MADE TO WOMAN-OWNED BUSINESSES AND 6 WERE MADE TO MINORITY-OWNED BUSINESSES. BUSINESSES THAT RECEIVED LOANS IN 2024-2025 WERE 4 EATERIES, AN ARTIST, A BREWERY, A VENDING COMPANY, A COFFEE SHOPT, A CHILDCARE CENTER, A FILM MAKER, A SHIPPING COMPANY, AN ART STUDIO, A PLANT SHOP, A PERFUME STORE, AND A TRANSPORTATION COMPANY. THE 16 FUNDED BUSINESSES REPORTED THE CREATION OR RETENTION OF 99 JOBS. 524748 1 1 0 0 0 0 0 0 0 0 1 0 0 1 1 1 1 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 3 0 4 0 0 0 0 0 0 0 0 0 0 0 0 0 X 14 14 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 PA X X X DAWN GODSHALL 6106915620 1337 EAST FIFTH STREET BETHLEHEM PA 18015 SALLY HANDLON PRESIDENT 2.00 X X 0 0 0 TODD WATKINS VICE-PRESIDENT 2.00 X X 0 0 0 DAVID HAMMER TREASURER 2.00 X X 0 0 0 ELIZABETH ORTIZ SECRETARY 2.00 X X 0 0 0 COLLEEN KRCELICH BOARD MEMBER 2.00 X 0 0 0 DANIEL DIAZ BOARD MEMBER 2.00 X 0 0 0 DAVID KORMANIK BOARD MEMBER 2.00 X 0 0 0 JOSH LAMPE BOARD MEMBER 2.00 X 0 0 0 KIM EDWARDS BOARD MEMBER 2.00 X 0 0 0 LAUREN TAROLA BOARD MEMBER 2.00 X 0 0 0 MAREK TOMANEK BOARD MEMBER 2.00 X 0 0 0 OTIS MCNEIL BOARD MEMBER 2.00 X 0 0 0 PAS SIMPSON BOARD MEMBER 2.00 X 0 0 0 PAT CORPORA BOARD MEMBER (THRU 12-24) 2.00 X 0 0 0 RUSSELL FLETCHER JR BOARD MEMBER (THRU 11-24) 2.00 X 0 0 0 SEAN ZILLER BOARD MEMBER 2.00 X 0 0 0 WAYNE BARZ BOARD MEMBER 2.00 X 0 0 0 DAWN GODSHALL EXECUTIVE DIRECTOR 1.00 39.00 X 0 181444 46384 CHRIS HUDOCK ASSOCIATE EXECUTIVE DIRECT 50.00 X 0 92455 35358 KATHERINE DUQUE COO EFF 5-2025 1.00 39.00 X 0 72682 33633 STEPHEN BROOME CFO THRU 9/24 1.00 39.00 X 0 85090 24683 JESSICA REIMERT CFO EFF 3-2025 1.00 39.00 X 0 109783 38409 0 541454 178467 0 0 1 0 0 81134 83199 164333 PROGRAM LOAN INTEREST 900099 254340 254340 PROGRAM FEES 900099 28833 28833 283173 84246 84246 531752 283173 0 84246 6678 6678 181144 181144 7107 7107 56704 56704 13031 13031 168226 84114 42056 42056 14504 14504 21108 21108 1780 1780 417 417 2297 2297 1962 1962 308 308 57 57 37184 37184 3828 3828 9106 9106 CREDIT LOSS EXPENSE 83332 83332 DUES AND SUBSCRIPTIONS 13630 13630 MISCELLANEOUS 7565 7565 629968 524748 63164 42056 1162027 1114494 2466298 1826996 587 2486416 2707665 34264 33184 4908 1080 102019 324406 6222255 5974641 20254 16504 299801 268668 3740736 3644985 41186 22422 4101977 3952579 X 1760034 1661818 360244 360244 2120278 2022062 6222255 5974641 -98216 0 X 0 1 X 1 0 X 1269479 8630253 727692 317408 164333 11109165 1269479 8630253 727692 317408 164333 11109165 11109165 527 2437 27675 99513 84246 214398 11323563 1119523 0.98110 0.98860 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 34264 33184 1080 1080 DUE FROM AFFILIATE 177848 INTEREST RECEIVABLE 146558 324406 DUE TO AFFILIATE 18368 COMPENSATED ABSENCES 4054 22422 X 547552 15800 15800 531752 0 531752 645768 15800 15800 629968 0 629968 PART X, LINE 2: NO PROVISION FOR INCOME TAXES HAS BEEN MADE IN THE FINANCIAL STATEMENTS SINCE THE ORGANIZATION IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND SIMILAR STATE PROVISIONS. HOWEVER, INCOME FROM ACTIVITIES NOT DIRECTLY RELATED TO THE ORGANIZATION'S TAX-EXEMPT PURPOSE, IF ANY, WOULD BE SUBJECT TO TAXATION AS UNRELATED BUSINESS INCOME. THE ORGANIZATION COMPLIES WITH THE GUIDANCE FOR UNCERTAINTY IN INCOME TAXES USING THE PROVISIONS OF FASB ASC 740, INCOME TAXES. USING THAT GUIDANCE, TAX POSITIONS INITIALLY NEED TO BE RECOGNIZED IN THE FINANCIAL STATEMENTS WHEN IT IS MORE-LIKELY-THAN-NOT THE POSITION WILL BE SUSTAINED UPON EXAMINATION BY TAX AUTHORITIES. AS OF JUNE 30, 2025 AND 2024, THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. 0 COMMUNITY ACTION COMMITTEE OF THE LV 1337 E 5TH STREET BETHLEHEM PA 18015 231669589 501C3 6678 0 SUPPORT OPERATIONS 1 0 0 0 0 0 0 0 0 0 0 DAWN GODSHALL EXECUTIVE DIRECTOR 0 181444 0 0 0 0 0 12802 0 33582 0 227828 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS FIRST REVIEWED BY THE DIRECTOR OF FINANCE, THEN THE GOVERNING BOARD IS GIVEN A COPY OF THE 990 FOR THEIR REVIEW. AFTER ALL NECESSARY CHANGES ARE MADE, IF ANY, THE GOVERNING BOARD FILES THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION REGULARLY INQUIRES IF ANYONE FROM THE BOARD HAS A CONFLICT OF INTEREST IN ANY VENDORS. IF A CONFLICT IS IDENTIFIED, THE MEMBER WITH THE CONFLICT OF INTEREST IS NOT ALLOWED TO VOTE ON ANY DECISION REGARDING THE VENDOR. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES THEIR GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC, UPON REQUEST, AT THEIR ADMINISTRATIVE OFFICE. COMMUNITY ACTION COMMITTEE OF THE LV 1337 E 5TH STREET BETHLEHEM PA 18015 231669589 COMMUNITY DEVELOPMENT PA 501(C)(3) LINE 7 N/A 0 COMMUNITY ACTION DEVELOPMENT OF ALLENTOWN 523-525 N 7TH STREET ALLENTOWN PA 18102 232735252 COMMUNITY DEVELOPMENT PA 501(C)(3) LINE 7 N/A 0 COMMUNITY ACTION DEVELOPMENT OF BETHLEHEM 409 EAST 4TH STREET BETHLEHEM PA 18015 232934547 COMMUNITY DEVELOPMENT PA 501(C)(3) LINE 7 N/A 0 LEHIGH VALLEY COMMUNITY LAND TRUST 1337 E 5TH STREET BETHLEHEM PA 18015 264840272 HOUSING PA 501(C)(3) LINE 7 N/A 0 LEHIGH & NORTHAMPTON CTY REV LOAN FD 1337 E 5TH STREET BETHLEHEM PA 18015 232461494 FINANCE PA 501(C)(4) N/A 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0