2026-03-11T11:38:34-05:00 2025-06-30 411397419 Abdo LLP 5201 Eden Ave Ste 250 Edina MN 55436 990 2024-07-01 411298300 Better Business Bureau Institute for Marketplace Ethics BETT 6516952477 220 S River Ridge Circle Burnsville MN 55337 Kari Niedfeldt-Thomas President & CEO 6516952400 2026-02-23 1 1 Brandy L Ritz CPA P02069342 9528359090 2026-02-23 2024 2025-03-06 01:10:19Z Better Business Bureau Foundation Kari Niedfeldt-Thomas 220 S River Ridge Circle Burnsville MN 55337 174083 0 X www.bbb.org/minnesota/ X 1996 MN We work to ensure all consumers are empowered to choose better businesses and protect themselves from subpar marketplace behavior, and that all businesses have the resources and skills to succeed in the marketplace and become trustworthy businesses. 3 3 0 38 0 0 135183 132681 16409 33020 5453 8382 18868 0 175913 174083 0 2500 0 0 0 0 0 0 0 110006 63475 110006 65975 65907 108108 470395 580931 30 30 470365 580901 We work to ensure all consumers are empowered to choose better businesses and protect themselves from subpar marketplace behavior, and that all businesses have the resources and skills to succeed in the marketplace and become trustworthy businesses. 0 0 65235 2500 33020 To advance our mission, we recognize marketplace role models through BBB's annual Torch Awards for Ethics and award a Student of Integrity scholarship to high school seniors. We focus heavily on fraud prevention education, offering around 60 in-person and virtual programs for at-risk populations annually, including seniors and college students. Our initiatives include managing CAMF (Coalition Against Marketplace Fraud) and producing multilingual scam prevention materials. We also expand our impact through strategic partnerships with public and private organizations such as law enforcement in both Minnesota and North Dakota, the MN Secretary of State, Minneapolis Regional Chamber of Commerce, the Federal Trade Commission, and other regional business groups. 65235 1 1 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 2 0 1 0 0 0 0 0 0 0 0 0 0 0 X 3 3 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 0 0 0 MN X X The Organization 6516952477 220 S River Ridge Circle Burnsville MN 55337 John Owens Chair 1.00 1.00 X X 0 0 0 Andy Kocemba Secretary 1.00 1.00 X X 0 0 0 Louie Berezovsky Treasurer 1.00 1.00 X X 0 0 0 Susan Adams Loyd President & CEO (End 6/30/25) 4.00 36.00 X 0 336403 51142 Kari Niedfeldt-Thomas President & CEO (begin 6/30/25) 1.00 1.00 X 0 0 0 Ryan Sharp VP of Finance and Accounting 5.00 35.00 X 0 146776 12345 0 483179 63487 0 0 1 0 0 132681 132681 Networking Events 900099 20584 20584 Integrity/Torch Awards 900099 12436 12436 33020 6951 6951 1431 0 1431 1431 1431 174083 33020 0 8382 2500 2500 261 87 174 850 284 566 7896 7896 Integrity/Torch Awards 29888 29888 Networking Events 24580 24580 65975 65235 740 0 130897 166528 102530 107352 190518 258594 46450 48457 470395 580931 30 30 30 30 X 421909 532445 48456 48456 470365 580901 470395 580931 108108 2428 0 X 0 1 X 1 0 X X 1 Better Business Bureau of Minnesota Inc 411245489 10 1 0 0 1 0 0 1 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 Part IV, Section A, Line 3b The Organization has determined that the amount of membership dues collected by the supported organization satisfy the public support tests under section 501(a)(2). The determination was made when the Organization was set up as a supporting organization and was calculated by comparing membership dues to total revenue. Part IV, Section A, Line 3c See description for Part IV, Section A, Line 3b. Part IV, Section A, Line 11 The Organization received small donations from board members of the supported organization. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 46450 4659 2500 152 48457 44208 4882 2500 140 46450 42505 3091 1250 138 44208 52390 -5606 3750 529 42505 51090 2868 1250 318 52390 1.00000 0 0 0 X Part X, Line 2: BBB and BBB Foundation are exempt from federal and state income taxes under Section 501(c)(6) and 501(c)(3), respectively, of the Internal Revenue Code and Minnesota Statute 290.05. BBB Foundation is a public charity; therefore, contributions may qualify for tax deductions by the contributors. BBB generates unrelated business income for management fees charged over costs incurred. As of June 30, 2025, the Organization's total federal and state tax liability was approximately $14,591. As of June 30, 2024, the Organization's total federal and state tax liability was approximately $105,272. BBB Forward is a Minnesota C-Corporation that is a wholly owned subsidiary of BBB, and files income tax returns in the U.S. federal jurisdiction and the states in which it operates. As of June 30, 2025, BBB Forward had prepaid its estimated income taxes for the year; therefore, no federal or state tax liability has been recorded. During the year ended June 30, 2025, BBB, BBB Foundation and BBB Forward, Inc. have not incurred any interest or penalties on their tax returns. 0 0 0 0 0 0 0 0 0 Susan Adams Loyd President & CEO (End 6/30/25) 0 336403 0 0 0 0 0 24150 0 26992 0 387545 0 0 Ryan Sharp VP of Finance and Accounting 0 146776 0 0 0 0 0 10307 0 2038 0 159121 0 0 Form 990, Part VI, Section B, line 11b The board is provided with the 990 for review and approval prior to submission. Form 990, Part VI, Section B, line 12c The conflict of interest disclosures are logged as received. Form 990, Part VI, Section C, line 19 Governing documents are available upon request. Better Business Bureau of Minnesota Inc 220 S River Ridge Cir Burnsville MN 55337 411245489 Consumer membership MN 501(c)(6) N/A 0 Better Business Bureau Forward Inc 220 S River Ridge Circle Burnsville MN 55337 850978685 Advertising MN N/A C 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 Better Business Bureau of Minnesota Inc O 66145 Cost