2026-03-05T17:02:34-06:00 2025-10-31 990 2024-11-01 746207671 KUNATH H EDWIN & SELMA TR F F0257100 KUNA 2102204623 P O BOX 2950 TAX DEPT FLOOR 5 SAN ANTONIO TX 782992950 FROST BANK TRUSTEE 2102204623 2026-03-02 true 2024 2025-03-06 01:10:19Z DEBBIE BROEMSEN 111 W HOUSTON ST SAN ANTONIO TX 78205 71685 false X N/A X 1974 TX The purposes of Form 990, the "organization" will refer to Frost Bank, the institutional Trustee of this Charitable Trust. Frost Bank carries out the intent and directions provided in the governing documents of the trust. The settlor of this Trust directed that the endowment Fund be organized and operated to support Grace Evangelical Lutheran Church, A 501(C)(3) Organization. The net income from the investments is distributed to or for the benefit of Grace Evangelical Lutheran Church. The H. Edwin and Selma M Kunath Trust fund is an Endowment Fund created under the Will of H. Edwin Kunath. 0 0 0 0 0 0 0 10762 8909 0 10762 8909 15132 10457 0 3017 3057 0 0 150 1150 18299 14664 -7537 -5755 199202 193447 0 0 199202 193447 The purposes of Form 990, the "organization" will refer to Frost Bank, the institutional Trustee of this Charitable Trust. Frost Bank carries out the intent and directions provided in the governing documents of the trust. The settlor of this Trust directed that the endowment Fund be organized and operated to support Grace Evangelical Lutheran Church, A 501(C)(3) Organization. The net income from the investments is distributed to or for the benefit of Grace Evangelical Lutheran Church. The H. Edwin and Selma M Kunath Trust fund is an Endowment Fund created under the Will of H. Edwin Kunath. false false 10457 10457 Support the Grace Evangelical Lutheran Church at 504 Ave E, San Antonio, Texas 78215 10457 true false false false false false false false false true false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false false true 0 0 true 0 false false false false false false false false false false false false false X 0 0 false false false false false false false true true false false true true true true true true false false false X Frost Wealth Advisors Frost Bank Trustee 2102204623 PO BOX 2950 TRUST TAX SAN ANTONIO TX 78299 FROST BANK TRUSTEE 40.0 X 3058 0 0 3058 0 0 false false false 7685 7685 64000 62776 1224 1224 1224 8909 1224 7685 10457 10457 3057 1529 1528 1150 575 575 14664 12561 2103 0 10003 5195 189199 188252 199202 193447 0 0 X 199202 193447 199202 193447 199202 193447 -5755 X false false false X X 1 GRACE EVANGELICAL LUTHERAN CHURCH 741124073 1 true 10457 0 1 10457 0 true false false false false false false false false false false false false false false true false true 849 0 7630 7685 8479 7685 0 1584 2104 1584 2104 5311 3477 222703 229446 8082 5697 0 230785 235143 0 0 230785 235143 3462 3527 227323 231616 7956 8107 0 7956 8107 5311 4514 7956 7956 0 7956 10457 0 2104 0 0 0 12561 41872 7956 1.0 7956 0 0 0 0 0 29311 29311 0 7956 0 21355 12561 0 12561 0 0 33916 0 0 0 21355 12561 PART IV, SECTION D, LINE 2 THE TRUSTEE MAINTAINS A CLOSE AND CONTINUOUS WORKING RELATIONSHIP WITH THE SUPPORTED ORGANIZATION BY MEETING AT LEAST ANNUALLY WITH THEM TO DISCUSS THE NEEDS OF THE ORGANIZATION, THE INVESTMENT POLICIES IN PLACE TO MEET THOSE NEEDS, ANTICIPATED INCOME TO BE DISTRIBUTED AND DISCUSS HOW THE FUNDS WERE USED PART IV, SECTION D, LINE 3 THE TRUST'S SUPPORTED ORGANIZATION HAS A SIGNIFICANT VOICE BY MEETING WITH THE TRUSTEE AT LEAST ANNUALLY TO DISCUSS THE NEEDS OF THE ORGANIZATION, THE INVESTMENT POLICIES IN PLACE TO MEET THOSE NEEDS AND ANTICIPATED INCOME TO BE DISTRIBUTED. 199202 8909 10456 4208 193447 206739 10762 15132 3167 199202 224108 12384 19053 10700 206739 227363 8569 8250 3574 224108 221705 15740 2971 7111 227363 1.00000 false false EXPLANATION FOR SCHEDULE D, PART V, LINE 4 THE ENDOWMENT FUNDS WERE ESTABLISHED TO SUPPORT GRACE EVANGELICAL LUTHERAN CHURCH. true GRACE EVANGELICAL LUTHERAN CHURCH 504 AVENUE E SAN ANTONIO TX 78215 741124073 501(C)(3) 10457 TO PROVIDE SUPPORT TO THE CHURCH PER TRUST INSTUMENT EXPLANATION FOR FORM 990, SCHEDULE I, PART 1, LINE 2 THE TRUSTEE, FROST BANK, COMMUNICATED WITH THE BENEFICIARY BY LETTER AND TRUST STATEMENTS. EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 1a AS SOLE TRUSTEE, FROST BANK MAKES FINAL DECISIONS FOR THE TRUST. ACTIONS AND DECISIONS FOR THE TRUST ARE DOCUMENTED AS REQUIRED BY BANK POLICY. BENEFICIARY ORGANIZATIONS MAY ENFORCE FIDUCIARY OBLIGATIONS OF THE TRUSTEE UNDER STATE LAW. FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW FORM 990 IS REVIEWED BY THE TAX PREPARER AND TRUST ACCOUNT OFFICE IN ACCORDANCE WITH INTERNAL BANK POLICIES AND PROCEDURES. EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 12c FROST BANK HAS A WRITTEN CONFLICT OF INTEREST POLICY. BANK POLICY REQUIRED ALL OFFICERS AND DIRECTORS TO ANNUALLY DISCLOSE INTERESTS THAT COULD GIVE RISE TO CONFLICT OF INTEREST. THE BANK'S INTERNAL POLLICIES ARE REGULARLY AND CONSISTENTLY MONITORED FOR COMPLIANCE AND ENFOREMENT BY INTERNAL AND EXTERNAL AUDITORS. FROST BANK HAS A WRITTEN WHISTLEBLOWER POLICY AND WRITTEN DOCUMENT RETENTION AND DESTRUSTION POLICY. FORM 990, PAGE 6, PART VI, LINE 15a COMPENSATION FOR THE TRUSTEE IS EITHER SET BY THE GOVERNING DOCUMENT OR REFLECT CHARGES THAT ARE NORMAL AND CUSTOMARY AS ESTABLISHED BY THE BANK FOR SIMILAR ACCOUNTS. FORM 990, PAGE 6, PART VI, LINE 18 COPIES OF FORM 1023, TRUST GOVERNING DOCUMENTS, TAX RETURNS, AND FINANCIAL REPORTS ARE AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FORM 990, PAGE 6, PART VI, LINE 19 A COPY OF THE CONFLICT OF INTEREST POLICY IS ALSO AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST . FORM 990, PAGE 7, PART VII, SECTION A 40