2026-02-18T13:03:30-06:00 2025-05-31 470900880 CALIBRE CPA GROUP PLLC 230 WEST MONROE ST STE310 CHICAGO IL 60606 990 2024-06-01 361264190 NECA IBEW 176 HEALTH & WELFARE FUND NECA 8157292666 1100 N E FRONTAGE ROAD JOLIET IL 60431 ANDY RICO TRUSTEE 8157292666 2026-02-17 1 1 AARON PLATH P01360263 3126550037 2024 2025-03-06 01:10:19Z DAVID RUDER 1100 N E FRONTAGE ROAD JOLIET IL 60431 78322335 0 X N/A X 1975 IL TO PROVIDE MEDICAL, DISABILITY, LIFE, AND AD&D BENEFITS TO ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 6 3 83 0 0 0 0 0 30267127 31193943 1118444 2126632 0 0 31385571 33320575 0 0 33002987 38161900 56846 145133 0 0 0 1789926 1838402 34849759 40145435 -3464188 -6824860 62481498 57702234 31140957 31455584 31340541 26246650 TO PROVIDE MEDICAL, DISABILITY, LIFE, AND AD&D BENEFITS TO ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 0 0 PAYMENTS OF MEDICAL, DENTAL, VISION, DISABILITY, LIFE, AND ACCIDENTAL DEATH & DISMEMBERMENT BENEFITS TO ELIGIBLE MEMBERS AND THEIR DEPENDENTS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 6 0 1 83 1 0 0 0 0 0 0 0 0 X 6 3 0 1 0 0 0 0 0 1 1 0 0 0 1 1 1 0 1 0 0 0 X NICHOLE CASSEM 8157292666 1100 NE FRONTAGE ROAD JOLIET IL 60431 DAVID RUDER TRUSTEE 3.00 X 0 0 0 NICK OLSON TRUSTEE 3.00 3.00 X 0 13237 10670 PAUL ROLIH TRUSTEE 3.00 X 0 0 0 ANDY RICO TRUSTEE 3.00 40.00 X 0 154388 110192 JEFF KEAST TRUSTEE 3.00 X 0 0 0 RYAN ALDRICH TRUSTEE 3.00 40.00 X 0 145108 110192 0 312733 231054 0 0 1 0 BLUE CROSSBLUE SHIELD 300 E RANDOLPH STREET CHICAGO IL 60601 CLAIMS PAYER/NETWORK 625887 ZENITH-AMERICAN 2625 BUTTERFIELD ROAD OAK BROOK IL 60523 THIRD-PARTY ADMIN 583845 ARNOLD & KADJAN 35 E WACKER DR SUITE 600 CHICAGO IL 60601 LEGAL SERVICES 122663 3 EMPLOYER CONTRIBUTIONS 900099 30678796 30678796 PARTICIPANT CONTRIBUTIONS 900099 515147 515147 31193943 1406073 1406073 45722319 45001760 720559 720559 720559 33320575 31193943 0 2126632 38161900 145133 520738 173133 79209 113030 838992 88311 15126 9863 40145435 5598676 5215758 3828382 4371667 116987 329963 1119380 541989 1042828 577391 39435965 33977559 11996671 12829922 461989 399974 62481498 57702234 4073965 3619717 27066992 27835867 31140957 31455584 X 0 0 0 0 31340541 26246650 31340541 26246650 62481498 57702234 -6824860 1730969 0 X X 0 1 X 1 0 1104046 526655 577391 15334 15334 0 577391 COMMON COLLECTIVE TRUSTS - NIS 12829922 F 12829922 CLAIMS INCURRED BUT NOT REPORTED 2514000 EXTENDED ELIGIBILITY 13553000 ACCUM PART MED SAV ACCOUNTS 11614800 LEASE LIABILITIES 154067 27835867 X 34938514 1730969 1730969 33207545 113030 113030 33320575 39175205 0 39175205 113030 857200 970230 40145435 PART X, LINE 2: THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE PLAN'S ASSETS IS QUALIFIED PURSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE AS A TAX-EXEMPT ORGANIZATION. THE PLAN HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE, AND THE PLAN SPONSOR BELIEVES THAT THE PLAN, AS AMENDED, CONTINUES TO QUALIFY AND TO OPERATE IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF MAY 31, 2025, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. PART XII, LINE 4B - OTHER ADJUSTMENTS: CHANGE IN BENEFIT OBLIGATIONS 857,200. 0 0 0 ANDY RICO TRUSTEE 0 153788 0 0 0 600 0 54140 0 56052 0 264580 0 0 RYAN ALDRICH TRUSTEE 0 144508 0 0 0 600 0 54140 0 56052 0 255300 0 0 FORM 990, PART VI, SECTION A, LINE 3 LINE 3 EXPLANATION - ZENITH-AMERICAN IS THE THIRD PARTY ADMINISTRATOR HIRED TO ADMINISTER THE FUND'S DAY-TO-DAY OPERATIONS. FORM 990, PART VI, SECTION B, LINE 11B THE TRUSTEES AUTHORIZE THE FUND'S THIRD-PARTY ADMINISTRATOR AND A DESIGNATED TRUSTEE TO REVIEW THE FORM 990 BEFORE IT IS FILED. FORM 990, PART VI, SECTION B, LINE 12C THE TRUSTEES ARE GOVERNED BY THE TRUST DOCUMENT AND A WRITTEN POLICY AND HAVE A FIDUCIARY RESPONSIBILITY UNDER ERISA TO ADMINISTER THE PLAN IN THE BEST INTEREST OF THE MEMBERSHIP. THE U.S. DEPARTMENT OF LABOR REQUIRES ALL LABOR TRUSTEES TO REPORT ON FORM LM-30 POTENTIAL SITUATIONS WHERE THERE MAY BE CONFLICTS OF INTEREST. THIS INFORMATION IS OPEN TO THE PUBLIC. FORM 990, PART VI, SECTION C, LINE 19 A SUMMARY ANNUAL REPORT IS DISTRIBUTED TO ALL PARTICIPANTS. PARTICIPANTS ARE ABLE TO REQUEST THE AUDITOR'S REPORT AND OTHER FINANCIAL INFORMATION FROM THE PLAN ADMINISTRATOR AND/OR THE U.S. DEPARTMENT OF LABOR. ALSO, FORM 5500 IS OPEN TO PUBLIC INSPECTION THROUGH THE U.S. DEPARTMENT OF LABOR. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. 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