2026-02-16T14:42:03-06:00 2025-12-31 881877722 Speth CPAs 10265 Kingston Pike Suite A Knoxville TN 379223241 990EZ 2025-01-01 620712716 Tennessee Consumer Finance Association % Patrick Owings TENN 6153459584 5133 Harding Pike B-10 STE 380 Nashville TN 37205 PATRICK OWINGS CEO Oak Ridge AMC 6153459584 2026-02-16 false KERRY SPETH P01437940 8654702122 2026-02-16 2025 2025-03-06 01:10:19Z X X HTTPS://TNCONSUMERFINANCE.ORG X X 140173 X 89638 13295 37240 140173 44366 137030 181396 -41223 266122 224899 X 14616 114938 0 0 253606 114423 268222 229361 2100 4462 266122 224899 Promote efficient and ethical business Helped to encourage efficient and ethical business practices in the financial services field and has helped to develop good relationships between those in the financial industry. 0 Ken West President 2.00 0 0 0 Stacy Lipford Vice President 2.00 0 0 0 Joshua Nickerson Secretary 2.00 0 0 0 false false false false false false false false Oak Ridge Association Management Co 5133 Harding Pike B10 380 Nashville TN 37205 6153459584 false false false false false false false false Description of other revenue Part I line 8 Description AmountCovention Registration Fees 11,900Convention Sponsorship 24,150Luncheon 1,190 Description of other expenses Part I line 16 Description AmountBoard Expenses 7,725Convention Expenses 41,106Website 1,125Legislative 73,451Luncheon 2,700TN Jumpstart Annual Conference 3,253Admin 7,670 Description of other assets Part II line 24 Category Beginning of Year End of YearPrepaid Expenses 453 486Simmons Bank CD 253,153 0Centennial Bank - CD 0 113,937 Description of total liabilities Part II line 26 Category Beginning of Year End of YearDeferred Revenue 2,100 4,462