2026-09-17T13:46:06-05:00 2025-12-31 135381590 BDO USA 661 SUNNYBROOK RD SUITE 100 RIDGELAND MS 39157 990 2025-01-01 640750633 HABITAT FOR HUMANITY MISSISSIPPI CAPITAL AREA HABI 6013536060 PO BOX 55634 JACKSON MS 39296 MERRILL T MCKEWEN EXECUTIVE DIRECTOR 6013536060 2026-09-16 1 AMIE DEAN P01082167 6013261000 2026-09-16 2025 MERRILL T MCKEWEN PO BOX 55634 JACKSON MS 39296 3363677 0 X WWW.HABITATJACKSON.ORG X 1986 MS BUILDING, SELLING AND FINANCING AFFORDABLE HOUSING FOR LOW-INCOME FAMILIES IN THE JACKSON, MISSISSIPPI METROPOLITAN AREA. 25 25 26 561 0 0 1745563 1591326 1033050 1542580 5553 8833 507102 197077 3291268 3339816 0 0 0 0 1358232 1392239 0 0 359298 1835610 2726028 3193842 4118267 97426 -778451 10326272 9475339 2286213 2213732 8040059 7261607 SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY MISSISSIPPI CAPITAL AREA BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE. 0 0 3102848 1750448 DURING 2025, HFHMCA INFUSED $3.11M INTO SMALL AND MINORITY-OWNED BUSINESSES AND THE LOCAL ECONOMY WITH THE ONGOING CONSTRUCTION OF SIX NEW HOMES AND THE TRANSFORMING OF TWO PREVIOUSLY OWNED HOMES INTO SAFE AFFORDABLE HOMES FOR EIGHT FAMILIES. SELECTED FAMILIES COMPLETE A RIGOROUS PROGRAM THAT INCLUDE FINANCIAL MANAGEMENT, WILLS AND ESTATE PLANNING, COMPLETION OF AT LEAST 250 HOURS OF VOLUNTEER SERVICE AND ONGOING SUPPORT AS THEY NAVIGATE HOMEOWNERSHIP. SUCCESSFUL HOMEOWNERSHIP IS ONE OF THE KEYS TO GENERATIONAL WEALTH. TWENTY-NINE HOMEOWNERS PAID OFF THEIR MORTGAGES DURING 2025. 3102848 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 1 28 0 1 26 1 0 0 0 0 0 1 1 0 0 0 0 X 25 25 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MS X X DENISE JOHNSTON 6013536060 615 STONEWALL ST JACKSON MS 39213 AILEEN THOMAS TREASURER 2.00 X 0 0 0 ALLEN SCOTT PAST PRESIDENT 1.00 X 0 0 0 CLIFTON GOODLOE BOARD MEMBER 1.00 X 0 0 0 COLLIER GRAHAM BOARD MEMBER 1.00 X 0 0 0 DAVID COON BOARD MEMBER 1.00 X 0 0 0 DONNA JACOBS BOARD MEMBER 1.00 X 0 0 0 HARRISON YOUNG BOARD MEMBER 1.00 X 0 0 0 JAY JACOBUS VICE PRESIDENT 2.00 X 0 0 0 JENNIFER STUDEBAKER PRESIDENT 2.00 X 0 0 0 JOHN CLARK BOARD MEMBER 1.00 X 0 0 0 JOHNNY RAY BOARD MEMBER 1.00 X 0 0 0 KARA WASHINGTON BOARD MEMBER 1.00 X 0 0 0 KATIE MCRAE BOARD MEMBER 1.00 X 0 0 0 KURT VANDE STREEK BOARD MEMBER 1.00 X 0 0 0 LARRY RATZLAFF BOARD MEMBER 1.00 X 0 0 0 LINDA WATERS BOARD MEMBER 1.00 X 0 0 0 MARY PURVIS BOARD MEMBER 1.00 X 0 0 0 MAURA JELLIFFE SECRETARY 2.00 X 0 0 0 MONIA DAY BOARD MEMBER 1.00 X 0 0 0 POLLY HAMMETT BOARD MEMBER 1.00 X 0 0 0 SAM MORRIS BOARD MEMBER 1.00 X 0 0 0 SANDRA ROBINSON BOARD MEMBER 1.00 X 0 0 0 SLADE EXLEY BOARD MEMBER 1.00 X 0 0 0 STEPHEN GRINER BOARD MEMBER 1.00 X 0 0 0 WILLIE ALEXANDER BOARD MEMBER 1.00 X 0 0 0 MERRILL T MCKEWEN EXECUTIVE DIRECTOR 50.00 X 152356 0 29564 DENISE JOHNSTON CFO 50.00 X 101510 0 10415 THOMAS PRICE CONSTRUCTION DIRECTOR 50.00 X 111138 0 14644 365004 0 54623 3 0 1 0 SCOTT BUILDERS & DEVELOPMENT 4795 MCWILLIE DRIVE JACKSON MS 39206 GENERAL CONTRACTOR 223613 1 113283 51106 358033 1068904 280601 1591326 HOME SALES 236000 1542580 1542580 1542580 8833 8833 13070 431 12639 12639 12639 0 113283 23430 -23430 -23430 MISCELLANEOUS REVENUE 541900 209274 209274 MORTGAGE EXPENSE DISCO 541900 -1406 -1406 207868 3339816 1750448 0 -1958 253866 60942 131982 60942 883360 542699 193600 147061 170054 130044 17281 22729 84959 45012 24883 15064 131769 50654 41951 39164 18820 12218 3233 3369 115925 54670 28152 33103 34649 17554 13115 3980 40733 37389 1925 1419 8518 1721 5770 1027 40142 40142 96301 80697 6913 8691 32097 200 31897 COST OF PROGRAM PROPERT 1769219 1769219 PROPERTY HOLDING 93798 93798 SUPPLIES 75019 35272 32543 7204 MAINTENANCE 65180 62245 2935 203858 108514 79799 15545 4118267 3102848 656121 359298 1266059 1264876 419807 35455 6175219 5973134 474669 431865 23181 25260 2592796 1082564 1503213 1510232 464124 234517 10326272 9475339 148597 154018 1899704 1740033 237912 319681 2286213 2213732 X 7748135 7057935 291924 203672 8040059 7261607 10326272 9475339 X -778451 -1 X X 0 1 X 1 0 X 2321389 1747460 1515962 1745563 1591326 8921700 2321389 1747460 1515962 1745563 1591326 8921700 199256 8722444 13440 13280 11984 23213 21903 83820 29816 26175 55153 267666 209274 588084 9593604 7570894 0.90920 0.87380 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 76717 76717 1792817 462934 1329883 723262 619630 103632 1510232 ESCROW DEPOSITS FOR INSURANCE, MAINTENANCE & TAXES 319681 319681 X 3923461 583646 583646 3339815 1 1 3339816 4701913 583646 583646 4118267 0 4118267 PART X, LINE 2: THE FOUNDATION IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND SIMILAR STATE PROVISIONS. THE FOUNDATION RECOGNIZES A TAX BENEFIT FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION OF THE TAXING AUTHORITIES. MANAGEMENT EVALUATED THE FOUNDATION'S TAX POSITIONS AND CONCLUDED THAT THE FOUNDATION HAD NO MATERIAL UNCERTAINTIES IN INCOME TAXES AS OF DECEMBER 31, 2025 AND 2024. THE FOUNDATION'S TAX YEARS SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE GENERALLY REMAIN OPEN FOR THREE YEARS FROM THE DATE OF FILING. PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSE - FORM 990, PART VIII, LINE 6B 431. LOAN DISCOUNT INCOME REPORTED NET OF DISCOUNT EXPENSE FOR FORM 990 559,785. RE-ALLOCATED FUNDRAISING EXPENSES 23,430. PART XI, LINE 4B - OTHER ADJUSTMENTS: ROUNDING 1. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSE - FORM 990, PART VIII, LINE 6B 431. LOAN DISCOUNT INCOME REPORTED NET OF DISCOUNT EXPENSE FOR FORM 990 559,785. RE-ALLOCATED FUNDRAISING EXPENSES 23,430. HOUSE PARTY 113283 113283 23430 113283 113283 23430 23430 -23430 X 0 0 0 0 0 0 0 0 0 MERRILL T MCKEWEN EXECUTIVE DIRECTOR 152356 0 0 0 0 0 26221 0 3343 0 181920 0 0 0 X MATERIALS 27573 280601 FAIR MARKET VALUE 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FINANCE DIRECTOR REVIEWS THE FORM 990 AND THEN SENDS A COPY OF THE FORM 990 TO THE BOARD BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS DISCUSSED ANNUALLY WITH THE BOARD. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION OF THE TOP MANAGEMENT OFFICIALS IS APPROVED BY THE PRESIDENT OF THE BOARD. THE COMPENSATION OF OTHER KEY EMPLOYEES IS DETERMINED BY THE EXECUTIVE DIRECTOR AND BOARD PRESIDENT. THE FULL BOARD HAS TO APPROVE THE TOTAL SALARY BUDGET EACH YEAR. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST DURING NORMAL BUSINESS HOURS. FORM 990, PART XI, LINE 9: ROUNDING -1. FORM 990, PART XI LINE 2C PROCESS HAS NOT CHANGED FROM PRIOR YEAR. THE FINANCE COMMITTEE ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT AND SELECTION ON INDEPENDENT AUDITOR. HABITAT FOR HUMANITY INTERNATIONAL 121 HABITAT STREET AMERICUS GA 317093498 911914868 TO BUILD DECENT, AFFORDABLE HOUSING FOR NEEDY, WORKING FAMILIES GA 501(C)3 170(B)(1)(A) (V1) 0 MISSISSIPPI ASSOCIATION OF HABITAT FOR HUMANITY AFFILIATES 7832 LOA PLACE DIAMONDHEAD MS 39525 271724193 TO SERVE AND SUPPORT MS HABITAT FOR HUMANITY AFFILIATES. MS 501(C)3 509(A)(3) 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0