﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2025v4.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-09-08T09:36:25-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>201696994</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>HOYT FILIPPETTI &amp; MALAGHAN LLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>1041 POQUONNOCK RD</AddressLine1Txt>
        <CityNm>GROTON</CityNm>
        <StateAbbreviationCd>CT</StateAbbreviationCd>
        <ZIPCd>063404211</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>520729007</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>LAY WOMEN'S ASSOCIATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>LAYW</BusinessNameControlTxt>
      <PhoneNum>6503215565</PhoneNum>
      <USAddress>
        <AddressLine1Txt>33 WEST 60TH STR STE 1127</AddressLine1Txt>
        <CityNm>NEW YORK</CityNm>
        <StateAbbreviationCd>NY</StateAbbreviationCd>
        <ZIPCd>10023</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>MARY LOU CARR</PersonNm>
      <PersonTitleTxt>PRESIDENT</PersonTitleTxt>
      <PhoneNum>6503215565</PhoneNum>
      <SignatureDt>2026-09-04</SignatureDt>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>K ELISE VONHOUSEN CPA</PreparerPersonNm>
      <PTIN>P01082884</PTIN>
      <PhoneNum>8605369685</PhoneNum>
      <PreparationDt>2026-09-04</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2025</TaxYr>
  </ReturnHeader>
  <ReturnData documentCnt="6">
    <IRS990 documentId="RetDoc2" referenceDocumentId="RetDoc4">
      <PrincipalOfficerNm>MARY LOU CARR</PrincipalOfficerNm>
      <USAddress>
        <AddressLine1Txt>33 WEST 60TH ST STE 1127</AddressLine1Txt>
        <CityNm>NEW YORK</CityNm>
        <StateAbbreviationCd>NY</StateAbbreviationCd>
        <ZIPCd>10023</ZIPCd>
      </USAddress>
      <GrossReceiptsAmt>1311421</GrossReceiptsAmt>
      <GroupReturnForAffiliatesInd>false</GroupReturnForAffiliatesInd>
      <Organization501c3Ind>X</Organization501c3Ind>
      <WebsiteAddressTxt>WWW.SIMKC.ORG</WebsiteAddressTxt>
      <TypeOfOrganizationAssocInd>X</TypeOfOrganizationAssocInd>
      <FormationYr>1955</FormationYr>
      <LegalDomicileStateCd>MD</LegalDomicileStateCd>
      <ActivityOrMissionDesc>THE LAY WOMEN'S ASSOCIATION'S MISSION IS TO FOSTER CHRISTIAN PRINCIPLES AMONG ITS MEMBERS AND OTHER INDIVIDUALS AND TO PARTICIPATE IN PONTIFICAL &amp; DIOCESAN WORKS OF CHARITY. IT IS A CHARITABLE ORGANIZATION AFFILIATED WITH THE CATHOLIC CHURCH OF AMERICA AND THE SECULAR INSTITUTE OF MISSIONARIES OF KINGSHIP OF CHRIST.</ActivityOrMissionDesc>
      <VotingMembersGoverningBodyCnt>5</VotingMembersGoverningBodyCnt>
      <VotingMembersIndependentCnt>44</VotingMembersIndependentCnt>
      <TotalEmployeeCnt>0</TotalEmployeeCnt>
      <TotalGrossUBIAmt>0</TotalGrossUBIAmt>
      <PYContributionsGrantsAmt>15200</PYContributionsGrantsAmt>
      <CYContributionsGrantsAmt>17646</CYContributionsGrantsAmt>
      <PYProgramServiceRevenueAmt>5850</PYProgramServiceRevenueAmt>
      <CYProgramServiceRevenueAmt>4870</CYProgramServiceRevenueAmt>
      <PYInvestmentIncomeAmt>296139</PYInvestmentIncomeAmt>
      <CYInvestmentIncomeAmt>354197</CYInvestmentIncomeAmt>
      <CYOtherRevenueAmt>0</CYOtherRevenueAmt>
      <PYTotalRevenueAmt>317189</PYTotalRevenueAmt>
      <CYTotalRevenueAmt>376713</CYTotalRevenueAmt>
      <PYGrantsAndSimilarPaidAmt>43631</PYGrantsAndSimilarPaidAmt>
      <CYGrantsAndSimilarPaidAmt>47676</CYGrantsAndSimilarPaidAmt>
      <CYBenefitsPaidToMembersAmt>0</CYBenefitsPaidToMembersAmt>
      <CYSalariesCompEmpBnftPaidAmt>0</CYSalariesCompEmpBnftPaidAmt>
      <CYTotalProfFndrsngExpnsAmt>0</CYTotalProfFndrsngExpnsAmt>
      <CYTotalFundraisingExpenseAmt>0</CYTotalFundraisingExpenseAmt>
      <PYOtherExpensesAmt>241497</PYOtherExpensesAmt>
      <CYOtherExpensesAmt>255568</CYOtherExpensesAmt>
      <PYTotalExpensesAmt>285128</PYTotalExpensesAmt>
      <CYTotalExpensesAmt>303244</CYTotalExpensesAmt>
      <PYRevenuesLessExpensesAmt>32061</PYRevenuesLessExpensesAmt>
      <CYRevenuesLessExpensesAmt>73469</CYRevenuesLessExpensesAmt>
      <TotalAssetsBOYAmt>10576448</TotalAssetsBOYAmt>
      <TotalAssetsEOYAmt>11724628</TotalAssetsEOYAmt>
      <TotalLiabilitiesEOYAmt>1250</TotalLiabilitiesEOYAmt>
      <NetAssetsOrFundBalancesBOYAmt>10576448</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>11723378</NetAssetsOrFundBalancesEOYAmt>
      <InfoInScheduleOPartIIIInd>X</InfoInScheduleOPartIIIInd>
      <MissionDesc>THE LAY WOMEN'S ASSOCIATION'S MISSION IS TO FOSTER CHRISTIAN PRINCIPLES AMONG ITS MEMBERS AND OTHER INDIVIDUALS AND TO PARTICIPATE IN PONTIFICAL &amp; DIOCESAN WORKS OF CHARITY. IT IS A CHARITABLE ORGANIZATION AFFILIATED WITH THE CATHOLIC CHURCH OF AMERICA AND THE SECULAR INSTITUTE OF MISSIONARIES OF KINGSHIP OF CHRIST.</MissionDesc>
      <SignificantNewProgramSrvcInd>false</SignificantNewProgramSrvcInd>
      <SignificantChangeInd>false</SignificantChangeInd>
      <ExpenseAmt>124975</ExpenseAmt>
      <Desc>PROMOTED AND PARTICIPATED IN THE STUDIES OF THE LITURGY, HISTORY AND DOCTRINES OF THE ROMAN CATHOLIC CHURCH BY SPONSORING RETREATS, WORKSHOPS, STUDY COURSES AND PUBLICATIONS. IMPLEMENTED AN OUTREACH PROGRAM TO VISIT HOMEBOUND MEMBERS; A QUARTERLY CONFERENCE CALL GIVEN BY AN INVITED PRIEST/PRESENTER. THROUGHOUT THE YEAR, ONGOING FORMATION FOR MEMBERS IN FORMATION; ANNUAL RETREAT TO ALL MEMBERS IN PERSON AND BY ZOOM.</Desc>
      <ProgSrvcAccomActy2Grp>
        <ExpenseAmt>47676</ExpenseAmt>
        <GrantAmt>47676</GrantAmt>
        <Desc>PROVIDED FINANCIAL SUPPORT TO THE WORLDWIDE EDUCATION AND MISSION ACTIVITIES IN 3RD WORLD COUNTRIES AND THE SCHOLARSHIP FUND ENDOWMENT AT THE INSTITUTO SECOLARE MISSIONARIE DELLE REGALITA DI CRISTO, PIAZZA PAOLO FERRARI 10, MILAN ITALY.</Desc>
      </ProgSrvcAccomActy2Grp>
      <TotalProgramServiceExpensesAmt>172651</TotalProgramServiceExpensesAmt>
      <DescribedInSection501c3Ind referenceDocumentId="RetDoc5">true</DescribedInSection501c3Ind>
      <ScheduleBRequiredInd referenceDocumentId="RetDoc1">true</ScheduleBRequiredInd>
      <PoliticalCampaignActyInd>false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd>false</LobbyingActivitiesInd>
      <SubjectToProxyTaxInd>false</SubjectToProxyTaxInd>
      <DonorAdvisedFundInd referenceDocumentId="RetDoc3">false</DonorAdvisedFundInd>
      <ConservationEasementsInd referenceDocumentId="RetDoc3">false</ConservationEasementsInd>
      <CollectionsOfArtInd referenceDocumentId="RetDoc3">false</CollectionsOfArtInd>
      <CreditCounselingInd referenceDocumentId="RetDoc3">false</CreditCounselingInd>
      <DonorRstrOrQuasiEndowmentsInd referenceDocumentId="RetDoc3">false</DonorRstrOrQuasiEndowmentsInd>
      <ReportLandBuildingEquipmentInd referenceDocumentId="RetDoc3">true</ReportLandBuildingEquipmentInd>
      <ReportInvestmentsOtherSecInd referenceDocumentId="RetDoc3">false</ReportInvestmentsOtherSecInd>
      <ReportProgramRelatedInvstInd referenceDocumentId="RetDoc3">false</ReportProgramRelatedInvstInd>
      <ReportOtherAssetsInd referenceDocumentId="RetDoc3">false</ReportOtherAssetsInd>
      <ReportOtherLiabilitiesInd referenceDocumentId="RetDoc3">false</ReportOtherLiabilitiesInd>
      <IncludeFIN48FootnoteInd referenceDocumentId="RetDoc3">false</IncludeFIN48FootnoteInd>
      <IndependentAuditFinclStmtInd referenceDocumentId="RetDoc3">false</IndependentAuditFinclStmtInd>
      <ConsolidatedAuditFinclStmtInd referenceDocumentId="RetDoc3">false</ConsolidatedAuditFinclStmtInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <ForeignActivitiesInd referenceDocumentId="RetDoc6">true</ForeignActivitiesInd>
      <MoreThan5000KToOrgInd referenceDocumentId="RetDoc6">true</MoreThan5000KToOrgInd>
      <MoreThan5000KToIndividualsInd referenceDocumentId="RetDoc6">false</MoreThan5000KToIndividualsInd>
      <ProfessionalFundraisingInd>false</ProfessionalFundraisingInd>
      <FundraisingActivitiesInd>false</FundraisingActivitiesInd>
      <GamingActivitiesInd>false</GamingActivitiesInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
      <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
      <ScheduleJRequiredInd>false</ScheduleJRequiredInd>
      <TaxExemptBondsInd>false</TaxExemptBondsInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <PYExcessBenefitTransInd>false</PYExcessBenefitTransInd>
      <LoanOutstandingInd>false</LoanOutstandingInd>
      <GrantToRelatedPersonInd>false</GrantToRelatedPersonInd>
      <BusinessRlnWithOrgMemInd>false</BusinessRlnWithOrgMemInd>
      <BusinessRlnWithFamMemInd>false</BusinessRlnWithFamMemInd>
      <BusinessRlnWith35CtrlEntInd>false</BusinessRlnWith35CtrlEntInd>
      <DeductibleNonCashContriInd>false</DeductibleNonCashContriInd>
      <DeductibleArtContributionInd>false</DeductibleArtContributionInd>
      <TerminateOperationsInd>false</TerminateOperationsInd>
      <PartialLiquidationInd>false</PartialLiquidationInd>
      <DisregardedEntityInd>false</DisregardedEntityInd>
      <RelatedEntityInd>false</RelatedEntityInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <ActivitiesConductedPrtshpInd>false</ActivitiesConductedPrtshpInd>
      <ScheduleORequiredInd>true</ScheduleORequiredInd>
      <IRPDocumentCnt>3</IRPDocumentCnt>
      <IRPDocumentW2GCnt>0</IRPDocumentW2GCnt>
      <BackupWthldComplianceInd>false</BackupWthldComplianceInd>
      <EmployeeCnt>0</EmployeeCnt>
      <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <TaxablePartyNotificationInd>false</TaxablePartyNotificationInd>
      <NondeductibleContributionsInd>false</NondeductibleContributionsInd>
      <IndoorTanningServicesInd>false</IndoorTanningServicesInd>
      <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      <SubjectToExcsTaxNetInvstIncInd>false</SubjectToExcsTaxNetInvstIncInd>
      <InfoInScheduleOPartVIInd>X</InfoInScheduleOPartVIInd>
      <GoverningBodyVotingMembersCnt>5</GoverningBodyVotingMembersCnt>
      <IndependentVotingMemberCnt>44</IndependentVotingMemberCnt>
      <FamilyOrBusinessRlnInd>false</FamilyOrBusinessRlnInd>
      <DelegationOfMgmtDutiesInd>false</DelegationOfMgmtDutiesInd>
      <ChangeToOrgDocumentsInd>false</ChangeToOrgDocumentsInd>
      <MaterialDiversionOrMisuseInd>false</MaterialDiversionOrMisuseInd>
      <MembersOrStockholdersInd>false</MembersOrStockholdersInd>
      <ElectionOfBoardMembersInd>true</ElectionOfBoardMembersInd>
      <DecisionsSubjectToApprovaInd>true</DecisionsSubjectToApprovaInd>
      <MinutesOfGoverningBodyInd>true</MinutesOfGoverningBodyInd>
      <MinutesOfCommitteesInd>true</MinutesOfCommitteesInd>
      <OfficerMailingAddressInd>false</OfficerMailingAddressInd>
      <LocalChaptersInd>false</LocalChaptersInd>
      <Form990ProvidedToGvrnBodyInd>false</Form990ProvidedToGvrnBodyInd>
      <ConflictOfInterestPolicyInd>false</ConflictOfInterestPolicyInd>
      <WhistleblowerPolicyInd>false</WhistleblowerPolicyInd>
      <DocumentRetentionPolicyInd>true</DocumentRetentionPolicyInd>
      <CompensationProcessCEOInd>false</CompensationProcessCEOInd>
      <CompensationProcessOtherInd>false</CompensationProcessOtherInd>
      <InvestmentInJointVentureInd>false</InvestmentInJointVentureInd>
      <StatesWhereCopyOfReturnIsFldCd>MD</StatesWhereCopyOfReturnIsFldCd>
      <UponRequestInd>X</UponRequestInd>
      <BooksInCareOfDetail>
        <PersonNm>DEBORAH PARISE</PersonNm>
        <PhoneNum>9144975614</PhoneNum>
        <USAddress>
          <AddressLine1Txt>PO BOX 863934</AddressLine1Txt>
          <CityNm>RIDGEWOOD</CityNm>
          <StateAbbreviationCd>NY</StateAbbreviationCd>
          <ZIPCd>11386</ZIPCd>
        </USAddress>
      </BooksInCareOfDetail>
      <NoListedPersonsCompensatedInd>X</NoListedPersonsCompensatedInd>
      <Form990PartVIISectionAGrp>
        <PersonNm>MARY LOU CARR</PersonNm>
        <TitleTxt>PRESIDENT</TitleTxt>
        <AverageHoursPerWeekRt>25.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>FRANCA V NIAMEH</PersonNm>
        <TitleTxt>VICE PRESIDE</TitleTxt>
        <AverageHoursPerWeekRt>25.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DEBORAH A PARISE</PersonNm>
        <TitleTxt>TREASURER</TitleTxt>
        <AverageHoursPerWeekRt>25.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>KAREN BRUSKEWICZ</PersonNm>
        <TitleTxt>COUNCIL MEMB</TitleTxt>
        <AverageHoursPerWeekRt>25.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>MATHILDE MIQUEL</PersonNm>
        <TitleTxt>COUNCIL MEMB</TitleTxt>
        <AverageHoursPerWeekRt>25.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>false</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <AllOtherContributionsAmt>17646</AllOtherContributionsAmt>
      <TotalContributionsAmt>17646</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>RETREAT FEES &amp; OTHER PROGRAM</Desc>
        <TotalRevenueColumnAmt>4870</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>4870</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>4870</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>242387</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>242387</RelatedOrExemptFuncIncomeAmt>
      </InvestmentIncomeGrp>
      <GrossAmountSalesAssetsGrp>
        <SecuritiesAmt>935000</SecuritiesAmt>
        <OtherAmt>111518</OtherAmt>
      </GrossAmountSalesAssetsGrp>
      <LessCostOthBasisSalesExpnssGrp>
        <SecuritiesAmt>934708</SecuritiesAmt>
      </LessCostOthBasisSalesExpnssGrp>
      <GainOrLossGrp>
        <SecuritiesAmt>292</SecuritiesAmt>
        <OtherAmt>111518</OtherAmt>
      </GainOrLossGrp>
      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>111810</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>111810</RelatedOrExemptFuncIncomeAmt>
      </NetGainOrLossInvestmentsGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>376713</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>359067</RelatedOrExemptFuncIncomeAmt>
      </TotalRevenueGrp>
      <ForeignGrantsGrp>
        <TotalAmt>47676</TotalAmt>
        <ProgramServicesAmt>47676</ProgramServicesAmt>
      </ForeignGrantsGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>1250</TotalAmt>
        <ProgramServicesAmt>937</ProgramServicesAmt>
        <ManagementAndGeneralAmt>313</ManagementAndGeneralAmt>
      </FeesForServicesAccountingGrp>
      <FeesForSrvcInvstMgmntFeesGrp>
        <TotalAmt>78032</TotalAmt>
        <ManagementAndGeneralAmt>78032</ManagementAndGeneralAmt>
      </FeesForSrvcInvstMgmntFeesGrp>
      <AdvertisingGrp>
        <TotalAmt>2299</TotalAmt>
        <ProgramServicesAmt>1149</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1150</ManagementAndGeneralAmt>
      </AdvertisingGrp>
      <OfficeExpensesGrp>
        <TotalAmt>2597</TotalAmt>
        <ProgramServicesAmt>1298</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1299</ManagementAndGeneralAmt>
      </OfficeExpensesGrp>
      <OccupancyGrp>
        <TotalAmt>34581</TotalAmt>
        <ProgramServicesAmt>11526</ProgramServicesAmt>
        <ManagementAndGeneralAmt>23055</ManagementAndGeneralAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>21516</TotalAmt>
        <ProgramServicesAmt>19364</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2152</ManagementAndGeneralAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>44675</TotalAmt>
        <ProgramServicesAmt>33506</ProgramServicesAmt>
        <ManagementAndGeneralAmt>11169</ManagementAndGeneralAmt>
      </ConferencesMeetingsGrp>
      <InsuranceGrp>
        <TotalAmt>8357</TotalAmt>
        <ManagementAndGeneralAmt>8357</ManagementAndGeneralAmt>
      </InsuranceGrp>
      <OtherExpensesGrp>
        <Desc>TEMP FEES,DUES,GIFTS,STIP</Desc>
        <TotalAmt>59282</TotalAmt>
        <ProgramServicesAmt>54836</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4446</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>ECCCLESIASTICAL CONSULTAN</Desc>
        <TotalAmt>2000</TotalAmt>
        <ProgramServicesAmt>1720</ProgramServicesAmt>
        <ManagementAndGeneralAmt>280</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>WEBSITE</Desc>
        <TotalAmt>679</TotalAmt>
        <ProgramServicesAmt>339</ProgramServicesAmt>
        <ManagementAndGeneralAmt>340</ManagementAndGeneralAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>OUTREACH, WORKSHOPS,SPLYS</Desc>
        <TotalAmt>300</TotalAmt>
        <ProgramServicesAmt>300</ProgramServicesAmt>
      </OtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>303244</TotalAmt>
        <ProgramServicesAmt>172651</ProgramServicesAmt>
        <ManagementAndGeneralAmt>130593</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>167796</BOYAmt>
        <EOYAmt>146950</EOYAmt>
      </CashNonInterestBearingGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>18700</BOYAmt>
        <EOYAmt>18100</EOYAmt>
      </OthNotesLoansReceivableNetGrp>
      <LandBldgEquipCostOrOtherBssAmt>1000</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>1000</LandBldgEquipAccumDeprecAmt>
      <InvestmentsPubTradedSecGrp>
        <BOYAmt>10387252</BOYAmt>
        <EOYAmt>11556878</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <OtherAssetsTotalGrp>
        <BOYAmt>2700</BOYAmt>
        <EOYAmt>2700</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>10576448</BOYAmt>
        <EOYAmt>11724628</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <EOYAmt>1250</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>0</BOYAmt>
        <EOYAmt>1250</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
      <RtnEarnEndowmentIncmOthFndsGrp>
        <BOYAmt>10576448</BOYAmt>
        <EOYAmt>11723378</EOYAmt>
      </RtnEarnEndowmentIncmOthFndsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>10576448</BOYAmt>
        <EOYAmt>11723378</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>10576448</BOYAmt>
        <EOYAmt>11724628</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>73469</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>1073461</NetUnrlzdGainsLossesInvstAmt>
      <InfoInScheduleOPartXIIInd>X</InfoInScheduleOPartXIIInd>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc5">
      <ChurchInd>X</ChurchInd>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleD documentId="RetDoc3">
      <OtherLandBuildingsGrp>
        <OtherCostOrOtherBasisAmt>1000</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>1000</DepreciationAmt>
      </OtherLandBuildingsGrp>
    </IRS990ScheduleD>
    <IRS990ScheduleF documentId="RetDoc6">
      <GrantRecordsMaintainedInd>false</GrantRecordsMaintainedInd>
      <AccountActivitiesOutsideUSGrp>
        <RegionTxt>EUROPE (INCLUDING ICELAND &amp; GREENLAND)</RegionTxt>
        <TypeOfActivitiesConductedTxt>CASH DONATION</TypeOfActivitiesConductedTxt>
        <SpecificServicesProvidedTxt>MISSION ASSISTANCE</SpecificServicesProvidedTxt>
        <RegionTotalExpendituresAmt>47676</RegionTotalExpendituresAmt>
      </AccountActivitiesOutsideUSGrp>
      <SubtotalSpentAmt>47676</SubtotalSpentAmt>
      <TotalSpentAmt>47676</TotalSpentAmt>
      <GrantsToOrgOutsideUSGrp>
        <PurposeOfGrantTxt>MISSION/EDUCATION</PurposeOfGrantTxt>
        <CashGrantAmt>47676</CashGrantAmt>
        <MannerOfCashDisbursementTxt>WIRE</MannerOfCashDisbursementTxt>
        <ValuationMethodUsedDesc>FMV</ValuationMethodUsedDesc>
      </GrantsToOrgOutsideUSGrp>
      <TransferToForeignCorpInd>false</TransferToForeignCorpInd>
      <InterestInForeignTrustInd>false</InterestInForeignTrustInd>
      <ForeignCorpOwnershipInd>false</ForeignCorpOwnershipInd>
      <PassiveForeignInvestmestCoInd>false</PassiveForeignInvestmestCoInd>
      <ForeignPartnershipInd>false</ForeignPartnershipInd>
      <BoycottCountriesInd>false</BoycottCountriesInd>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE F, PAGE 1, PART I, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>EUROPE (INCLUDING ICELAND &amp; GREENLAND) 47,676 0</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleF>
    <IRS990ScheduleO documentId="RetDoc4">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990 - ORGANIZATION'S MISSION</FormAndLineReferenceDesc>
        <ExplanationTxt>THE LAY WOMEN'S ASSOCIATION'S MISSION IS TO FOSTER CHRISTIAN PRINCIPLES AMONG ITS MEMBERS AND OTHER INDIVIDUALS AND TO PARTICIPATE IN PONTIFICAL &amp; DIOCESAN WORKS OF CHARITY. IT IS A CHARITABLE ORGANIZATION AFFILIATED WITH THE CATHOLIC CHURCH OF AMERICA AND THE SECULAR INSTITUTE OF MISSIONARIES OF KINGSHIP OF CHRIST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990</FormAndLineReferenceDesc>
        <ExplanationTxt>PART 1, LINE 1: THE LAY WOMEN'S ASSOCIATION IS A SUBORDINATE ORGANIZATION OF THE CATHOLIC CHURCH OF AMERICA AND IS COVERED BY THE GROUP EXEMPTION RULING 8661-04563-001</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION IS MADE UP OF MEMBERS; MEMBERS MEET ANNUALLY TO ELECT OFFICERS; ALL DECISIONS ARE RESERVED TO MEMBERS AT THE ANNUAL MEETING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION IS MADE UP OF MEMBERS; MEMBERS MEET ANNUALLY TO ELECT OFFICERS; ALL DECISIONS ARE RESERVED TO MEMBERS AT THE ANNUAL MEETING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 IS MADE AVAILABLE TO THE ORGANIZATION'S BOARD OF DIRECTORS AND OFFICERS FOR REVIEW</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FINANCIAL STATEMENTS ARE AVAILABLE TO ALL MEMBERS AND ARE OPEN TO GOVERNMENT POLICIES FOR REVIEW BY ANYONE IN THAT CAPACITY. THE ORGANIZATION COMPRISES A GROUP OF LAY WOMEN, WHOSE PURPOSE IS TO FOLLOW THE DOCTRINES OF THE ROMAN CATHOLIC CHURCH, MEMBERSHIP CONTRIBUTIONS SUPPORT THESE GOALS AND THERE IS NO CONFLICT OF INTEREST</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XII</FormAndLineReferenceDesc>
        <ExplanationTxt>LINE 2B: ORGANIZATION DID NOT UNDERGO AN AUDIT AND WAS NOT REQUIRED TO DO SO.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>