2026-08-11T10:20:48-04:00 2025-09-30 383382520 MCCLAIN SMITH & WENZ PC 6915 ROCHESTER ROAD STE 100 TROY MI 480851285 990 2024-10-01 381393235 ELECTRICAL WORKERS' INSURANCE FUND ELEC 5865759200 P O BOX 71337 MADISON HEIGHTS MI 480710337 E CRAIG YOUNG BENEFITS DIRECTOR 5865759200 2026-08-10 true false JAMES T WELCH P00454564 2488798400 2026-08-10 2024 2025-03-06 01:10:19Z E CRAIG YOUNG P O BOX 71337 MADISON HEIGHTS MI 48071 126781548 false X WWW.EWJBT.ORG X 1951 MI THE FUND WAS ESTABLISHED BY COLLECTIVE-BARGAINING BETWEEN IBEW LOCAL 58 AND SMC NECA TO PROVIDE HEALTH INSURANCE TO MEMBER ELECTRICIANS AND THEIR FAMILIES. OVER 5,900 PARTICIPANTS AND 6,700 BENEFICIARIES & DEPENDENTS BENEFIT. 6 0 14 0 0 76254303 83159463 4147958 8562888 1058025 1063814 81460286 92786165 0 77838924 86154469 1826001 1809370 0 0 655514 614553 80320439 88578392 1139847 4207773 130217795 135588755 1393743 1309106 128824052 134279649 X THE FUND WAS ESTABLISHED BY COLLECTIVE-BARGAINING BETWEEN IBEW LOCAL 58 AND SMC NECA TO PROVIDE HEALTH INSURANCE TO MEMBER ELECTRICIANS AND THEIR FAMILIES. OVER 5,900 PARTICIPANTS AND 6,700 BENEFICIARIES & DEPENDENTS BENEFIT. false false 88578392 92786165 THE FUND PROVIDES HEALTH BENEFITS TO OVER 12,600 PARTICIPANTS, DEPENDENTS AND BENEFICIARIES. 88578392 false false false false false false false false false true false false false true false true false false false true false false false false false false false false true false false false false false false false false false false true true true true false true X 2 0 true 14 true false false false false false false false false X 6 0 true false false false false true false true true false false true true true true true true true true false X E CRAIG YOUNG 5865759200 P O BOX 71337 MADISON HEIGHTS MI 48071 X E CRAIG YOUNG BENEFITS DIR 40.00 X 399173 0 55951 JASON HEAD TRUSTEE 1.00 40.00 X 0 221400 51670 MICHELE DAVIS ASST BENEFIT 40.00 X 168349 0 55951 JAMES SOOSIK TRUSTEE 1.00 40.00 X 0 143160 58928 JESSICA CYPRUS ACCOUNTANT 40.00 X 110800 0 55926 KIMBERLY L'HEUREUX TRUSTEE 1.00 40.00 X 0 114874 50831 JOSEPH DIEDERICHS TRUSTEE 1.00 4.00 X 0 13144 5777 PAUL STEFANI TRUSTEE 1.00 3.00 X 0 7906 4427 WILLIAM DARISH TRUSTEE 1.00 X 0 0 0 JOHN FULGENZI TRUSTEE 1.00 X 0 0 0 678322 500484 339461 3 false true false PROFESSIONAL BENEFITS SERVICES INC 5300 PATTERSON SE STE 150 GRAND RAPIDS MI 49512 CLAIMS PROCESSO 5518418 PNC BANK INSTITUTIONAL INVESTMENTS 2 PNC PLAZA 620 LIBERTY PITTSBURGH PA 15222 INVESTMENT MGT 166077 2 HEALTHCARE CONTRIB.-EMPLOYER 230000 75055644 75055644 HEALTHCARE CONTRIB.-PARTICIPA 230000 6753067 6753067 REFUNDS FROM PARTICIPANTS 900099 1350752 1350752 83159463 4586683 4586683 37971588 33995383 3976205 3976205 3976205 REIMBURSED EXP.-RELATED FUNDS 1063814 1063814 1063814 92786165 87135668 5650497 86154469 399173 1143169 147916 80772 38340 50697 54532 290390 34750 30413 43750 65660 34993 550 8818 88578392 0 0 0 350 350 1851096 3669439 3282962 3304257 98991 98123 1417 868 120105934 123104487 3989816 4698984 986220 810370 130217795 135588755 377659 293126 1016084 1015980 1393743 1309106 X 128824052 134279649 128824052 134279649 130217795 135588755 X 4207773 1247824 X false true X true false 98991 98123 868 868 PREMIUMS PAYABLE 1015980 1015980 92786165 92786165 92786165 88578496 88578496 -104 -104 88578392 SCHEDULE D, PAGE 4, PART XII, LINE 4B PREMIUM/CLAIMS PAYABLE -BEGINNING OF YR -1,016,084 PREMIUMS/CLAIMS PAYABLE-END OF YR 1,015,980 false false false false false false false X X X false false false E CRAIG YOUNG BENEFITS DIRECTOR 399173 37491 18460 455124 JASON HEAD TRUSTEE 201400 20000 33210 18460 273070 MICHELE DAVIS ASST BENEFIT DIRECT. 148349 20000 37491 18460 224300 JAMES SOOSIK TRUSTEE 143160 39894 19034 202088 JESSICA CYPRUS ACCOUNTANT 104800 6000 37466 18460 166726 KIMBERLY L'HEUREUX TRUSTEE 114874 34114 16717 165705 FORM 990 - ORGANIZATION'S MISSION THE FUND WAS ESTABLISHED BY COLLECTIVE-BARGAINING BETWEEN IBEW LOCAL 58 AND SMC NECA TO PROVIDE HEALTH INSURANCE TO MEMBER ELECTRICIANS AND THEIR FAMILIES. OVER 5,900 PARTICIPANTS AND 6,700 BENEFICIARIES & DEPENDENTS BENEFIT. FORM 990, PAGE 5, PART V, LINE 3B THE ENTITY DID NOT EARN ANY UNRELATED BUSINESS INCOME DURING THE YEAR. FORM 990, PART VI PART VI, LINE 2: THE RELATIONSHIP BETWEEN THE TRUSTEES OF THE FUND IS A "BUSINESS RELATIONSHIP". THE FUND IS ESTABLISHED AND MAINTAINED PURSUANT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND, AS A TAFT HARTLEY FUND, IS ADMINISTERED BY A BOARD OF TRUSTEES WHICH IS COMPOSED OF AN EQUAL NUMBER OF UNION AND EMPLOYER REPRESENTATIVES. BECAUSE OF THIS ORGANIZATIONAL REQUIREMENT, THERE IS A BUSINESS RELATIONSHIP BETWEEN THE TRUSTEES. FORM 990, PAGE 6, PART VI, LINE 2 SEE SCHEDULE O FORM 990, PAGE 6, PART VI, LINE 7A THE UNION AND THE EMPLOYER ASSOCIATION APPOINT TRUSTEES. FORM 990, PAGE 6, PART VI, LINE 11B THE BOARD REVIEWS FORM 990 BEFORE IT IS FILED. FORM 990, PAGE 6, PART VI, LINE 12C THE FUND ENFORCES ITS CONFLICT OF INTEREST POLICY IN ACCORDANCE WITH RULES OF ERISA OF 1974 GOVERNING PROHIBITED TRANSACTIONS. FORM 990, PAGE 6, PART VI, LINE 15A THE BENEFIT DIRECTOR'S COMPENSATION IS REVIEWED ANNUALLY BY INDEPENDENT BOARD MEMBERS. THE BOARD REVIEWS COMPARABLE DATA OF BASE AND VARIABLE COMPENSATION TO INDUSTRY STANDARDS. MEETING MINUTES ARE MAINTAINED IN WRITTEN FORM. FORM 990, PAGE 6, PART VI, LINE 15B THE BOARD APPROVES A BUDGET WHERE THE COMPENSATION OF ALL EMPLOYEES ARE LISTED. MEETING MINUTES ARE MAINTAINED IN WRITTEN FORM. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PAGE 7, PART VII KIMBERLY L'HEUREUX AVERAGED 40 HOURS A WEEK FOR A RELATED ORGANIZATION. WAGES WERE TAKEN FROM A DEPT. OF LABOR FILING AND THE FRINGES WERE ESTIMATED. PAUL STEFANI AVERAGED 3 HOURS A WEEK FOR A RELATED ORGANIZATION. WAGES WERE TAKEN FROM A DEPT. OF LABOR FILING AND THE FRINGES WERE ESTIMATED. JASON HEAD AVERAGED 40 HOURS A WEEK FOR A RELATED ORGANIZATION. ACTUAL AMOUNTS ARE REPORTED. JAMES SOOSIK AVERAGED 40 HOURS A WEEK FOR A RELATED ORGANIZATION. WAGES WERE TAKEN FROM A DEPT. OF LABOR FILING AND THE FRINGES WERE ESTIMATED. JOSEPH DIEDERICHS WORKED 4 HOURS A WEEK FOR A RELATED ORGANIZATION. WAGES WERE TAKEN FROM A DEPT. OF LABOR FILING AND THE FRINGES WERE ESTIMATED. EWIF BENEFITS SERVICES LLC 2277 E 11 MILE RD STE 2 WARREN MI 48092 471162450 INVESTING MI ELECTRICAL WORKERS' INSURANCE FUND ELECTRICAL WORKERS PENSION TRUST ELECTRICAL WORKERS PENSION TRUST FD P O BOX 71137 MADISON HEIGHTS MI 48071 386080404 PENSION PL MI 501 NA false IBEW LOCAL 58 ANNUITY FUND IBEW LOCAL 58 ANNUITY FUND P O BOX 71137 MADISON HEIGHTS MI 48071 382749515 P/S PLAN MI 501 NA false APPRENTICE & JOURNEYMAN TRAINING TR APPRENTICE AND JOURNEYMAN TRAIN TRU 2277 E ELEVEN MILE RD WARREN MI 48092 386107342 TRAINING F MI 501 NA false ELECTRICAL WORKERS JBT-VACATION FUN ELECTRICAL WORKERS JBT-VACATION FD P O BOX 71137 MADISON HEIGHTS MI 48071 381415532 VACATION F MI 501 NA false SE MI ELECTRICAL INDUSTRY LABOR MG S/E MI ELECTRICAL INDUSTRY LABOR MG P O BOX 71137 MADISON HEIGHTS MI 48071 383609875 LABOR/MGMT MI 501 NA false SMC NECA INC (SPONSORING ORGANIZATI SMC NECA INC 2735 BELLINGHAM TROY MI 48099 386095109 EMP'R ASSO MI 501 NA false IBEW LOCAL UNION NO 58 (SPONSORING IBEW LOCAL UNION NO 58 1358 ABBOTT DETROIT MI 48226 380679210 LABOR UNIO MI 501 NA false METROPOLITAN DETROIT ELECTRICAL INDUSTRY TRAINING CENTER 2277 E ELEVEN MILE RD WARREN MI 48092 352657190 TRADE SCHO MI 501 NA false SUB FD OF THE ELECTRICAL INDUSTRY P O BOX 71137 MADISON HEIGHTS MI 48071 386080379 UNEMPLOYME MI 501 NA false ELECTRICAL WORKERS SOUND AND COMMUN COMMUNICATION PENSION FUND P O BOX 71137 MADISON HEIGHTS MI 48071 386233909 PENSION PL MI 501 NA false SEE PART VII N/A false false PROFESSIONAL BENEFITS SERVICES INC 5300 PATTERSON AVE STE 150 GRAND RAPIDS MI 49512 383036973 CLAIMS PRO MI EWIF BENEF ITS C CORP 6752845 4112216 1.00000 true false false false false false true false false false false true true false true true false true true true PROFESSIONAL BENEFITS SERVICES INC M 88431282 HEALTHCARE CLAIMS PAID PROFESSIONAL BENEFITS SERVICES INC F 150000 DIVIDEND RECEIVED SCHEDULE R SCHEDULE R, PARTS III AND IV, IDENTIFICATION OF RELATED ORGANIZATIONS: THE FILING ORGANIZATION IS A MULTIEMPLOYER TRUST FUND AS DEFINED IN THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED. THE FUND PROVIDES HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS AND THEIR DEPENDENTS. AS OF 9-30-2025, THERE WERE 219 CONTRIBUTING EMPLOYERS TO THE FUND. UNDER THE INSTRUCTIONS TO SCHEDULE R, THOSE EMPLOYERS ARE CONSIDERED "RELATED ORGANIZATIONS." THE FUND'S ADMINISTRATIVE OFFICE MAINTAINS A DATABASE OF ALL CONTRIBUTING EMPLOYERS, INCLUDING NAMES, ADDRESSES, AND OTHER CONTACT INFORMATION. HOWEVER, THE FUND DOES NOT HAVE, AND HAS NO REASONABLE WAY TO OBTAIN, MUCH OF THE INFORMATION TO BE REPORTED ON SCHEDULE R, SUCH AS EMPLOYER IDENTIFICATION NUMBERS AND THE EMPLOYER'S LEGAL STRUCTURE (E.G., CORPORATION OR PARTNERSHIP). SEE THE ATTACHED ALPHABETICAL LISTING OF THOSE EMPLOYERS, WHICH IS THE EXTENT OF THE INFORMATION THE FUND HAS WITH RESPECT TO EACH EMPLOYER.