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      <PreparerPersonNm>LAWRENCE POPPERT</PreparerPersonNm>
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        <FormAndLineReferenceDesc>Pt VI, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990 IS PRESENTED AT THE MONTHLY BOARD MEETING WHERE ALL DIRECTORS ARE GIVEN A COPY FOR INSPECTION</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE ALL AVAILABLE UPON REQUEST</ExplanationTxt>
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        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; 1ST TIME HOME BUYERS GRANT; TIFFANY KEA: , , , ; N/A, 5000.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
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        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; KHALILAH GLENN: , , , ; N/A, 5000.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990EZ, Part I, Line 10</FormAndLineReferenceDesc>
        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; DANA ROBINSON: , , , ; N/A, 5000.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990EZ, Part I, Line 10</FormAndLineReferenceDesc>
        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; ELLA CLOVER: , , , ; N/A, 5000.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; SHERLAND DOZIER: , , , ; N/A, 5000.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; JANICK PARK: , , , ; N/A, 5000.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>TO AIDE NEW HOMEOWNER FAMILIES WITH HOME OWNERSHIP EXPENSES; HABITAT GRANT PROGRAM; ROBERT GRAVES: , , , ; N/A, 5000.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>CONFERENCE &amp; MEETINGS 311.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>LOAN RECEIVABLE FROM HABITAT FOR HUMANITY 106680. 102547.</ExplanationTxt>
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        <ExplanationTxt>BRYN MAWR TRUST LOAN PAYABLE</ExplanationTxt>
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