2026-06-12T07:36:35-05:00 2025-07-31 350921680 CROWE LLP 225 WEST WACKER DRIVE SUITE 2600 CHICAGO IL 606061124 990 2024-08-01 363579508 RISK MANAGEMENT FOUNDATION RISK 8478693658 1714 HINMAN AVENUE EVANSTON IL 60201 STEPHEN DAVIDSON EXECUTIVE DIRECTOR 8478693658 2026-06-12 1 0 JENNIFER BURKE P01342224 3128997000 2026-06-11 2024 2025-03-06 01:10:19Z STEPHEN DAVIDSON 1714 HINMAN AVENUE EVANSTON IL 60201 15193108 0 X WWW.RMFEDUCATION.ORG X 1988 IL EDUCATE CHAPTERS AND HOUSE CORPORATIONS OF SIGMA CHI FATERNITY ABOUT RISK MANAGEMENT AND PROVIDE AID IN TIMES OF LOSS. 6 6 5 10 0 0 0 0 4721781 5496160 1172004 1395670 136554 144936 6030339 7036766 775000 645044 1799134 2005663 468584 620026 0 0 0 1997021 1950167 5039739 5220900 990600 1815866 25494795 29200523 3244219 4020317 22250576 25180206 RISK MANAGEMENT FOUNDATION (RMF) IS A NOT-FOR-PROFIT 501(C)(3) EDUCATIONAL FOUNDATION ESTABLISHED TO EDUCATE CHAPTERS AND HOUSE CORPORATIONS OF SIGMA CHI FRATERNITY ABOUT RISK MANAGEMENT AND PROVIDE AID IN TIMES OF LOSS. 0 0 5041286 645044 5641096 RMF PROVIDES EXTENSIVE EDUCATIONAL PROGRAMMING AND MATERIALS ABOUT RISK MANAGEMENT TO ITS MEMBERSHIP AND OTHER INTERESTED PARTIES. RISKWATCH EDUCATIONAL INITIATIVES INCLUDE AN E-NEWSLETTER (DISTRIBUTION OF 3000), ELECTRONIC RISK MANAGEMENT ALERTS, LOCAL AND INTERNATIONAL EDUCATIONAL SEMINARS, SCHOLARSHIPS, AND ONE-ON-ONE ASSESSMENT AND REVIEW OF MEMBER RISK MANAGEMENT PLANS AND/OR INITIATIVES. RMF PROVIDES RISK MANAGEMENT EDUCATION AND RELATED SERVICES TO ITS MEMBERS. ANY CHAPTER OF SIGMA CHI FRATERNITY AND ANY HOUSE CORPORATION HOLDINGS TITLE TO OR MANAGING PROPERTY FOR THE BENEFIT OF SIGMA CHI CHAPTER IS ELIGIBLE FOR MEMBERSHIP. TODAY, 97% OF SIGMA CHI'S CHAPTERS ARE SUBSCRIBING MEMBERS OF RMF. 5041286 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 1 0 1 5 1 0 0 0 0 0 0 0 0 0 0 0 0 X 6 6 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 0 1 0 X STEPHEN DAVIDSON 8478693658 1714 HINMAN AVENUE EVANSTON IL 60201 DENNIS SANTOLI BOARD MEMBER / CHAIRMAN 10.00 0.00 X X 0 0 0 KEITH DOBROLINSKY BOARD MEMBER / VICE CHAIRMAN 10.00 10.00 X X 0 0 0 EDWARD PITT BOARD MEMBER / TREASURER 10.00 0.00 X X 0 0 0 NATHAN A NEAL ESQ BOARD MEMBER 7.00 0.00 X 0 0 0 ANDREW WILLIAMS BOARD MEMBER 5.00 5.00 X 0 0 0 JOHN YEO BOARD MEMBER 5.00 0.00 X 0 0 0 STEPHEN O DAVIDSON EXECUTIVE DIRECTOR / SECRETARY 25.00 15.00 X 213234 0 29710 213234 0 29710 1 0 1 0 SIGMA CHI FOUNDATON 1714 HINMAN AVENUE EVANSTON IL 60201 PAYROLL REIMBURSEMENT/ADMIN FEES 603058 1 MEMBER SUBSCRIPTION FEES 900099 5496160 5496160 5496160 1430789 1430789 8121223 8156342 -35119 -35119 -35119 JRF LLC INCOME 524298 144936 144936 144936 7036766 5641096 0 1395670 645044 645044 2005663 2005663 242944 230797 12147 233941 222244 11697 36297 34482 1815 69122 65666 3456 37722 35836 1886 54801 41101 13700 37851 35958 1893 42879 42879 5569 5569 44341 42123 2218 77536 73659 3877 55097 41323 13774 4986 4737 249 LOSS CONTROL & LOSS ADJ 1380752 1311714 69038 PROPERTY PROGRAM PILOT 165000 165000 BAD DEBT EXPENSE 57744 57744 EDUCATION RESOURCES 19709 18724 985 3902 3902 5220900 5041286 179614 0 7303 2428 466846 659330 15954 129820 242176 16730 12071 22045718 25422095 1113720 1163719 1698704 1698704 25494795 29200523 68001 112899 250000 250000 2926218 3657418 3244219 4020317 X 22250576 25180206 22250576 25180206 25494795 29200523 1815866 1113764 0 X 0 1 X 1 0 X 3553366 3942388 4462104 4858335 5496160 22312353 3553366 3942388 4462104 4858335 5496160 22312353 0 0 0 22312353 490431 1172947 959429 1089425 1430789 5143021 114736 116618 0 0 0 231354 605167 1289565 959429 1089425 1430789 5374375 1484 1484 4158533 5231953 5423017 5947760 6926949 27688212 0.80580 0.81900 0.19410 0.18000 X 0 DUE FROM RELATED PARTY (CHI) 1698704 1698704 UNPAID LOSSES AND LOSS ADJUSTMENT EXPENSE 3657418 3657418 X PART X, LINE 2: THE FOUNDATION HAS BEEN DETERMINED TO BE EXEMPT FROM INCOME TAX UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, AND ACCORDINGLY, NO PROVISION HAS BEEN MADE FOR EITHER FEDERAL OR STATE INCOME TAXES. CHI ZELZAH, AND KILBOURN HAVE BEEN DETERMINED TO BE EXEMPT FROM INCOME TAX UNDER SECTION 501(C)(7) OF THE INTERNAL REVENUE CODE, AND ACCORDINGLY, NO PROVISION HAS BEEN MADE FOR EITHER FEDERAL OR STATE INCOME TAXES. THE ORGANIZATION UTILIZES THE ACCOUNTING REQUIREMENTS ASSOCIATED WITH UNCERTAINTY IN INCOME TAXES USING THE PROVISIONS OF FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ASC 740, INCOME TAXES. USING THAT GUIDANCE, TAX POSITIONS INITIALLY NEED TO BE RECOGNIZED IN THE FINANCIAL STATEMENTS WHEN IT IS MORE-LIKELY-THAN-NOT THE POSITIONS WILL BE SUSTAINED UPON EXAMINATION BY THE TAX AUTHORITIES. IT ALSO PROVIDES GUIDANCE FOR DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION. AS OF JULY 31, 2025 AND 2024, THE ORGANIZATION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. 1 SIGMA CHI LEADERSHIP INSTITUTE 1714 HINMAN AVE EVANSTON IL 60201 260490104 501(C)(3) 277544 0 RISK MANAGEMENT EDUCATION FOR UNDERGRADUTES AND ADVISORS CONSTANTINE HOUSING INITIATIVE INC 1714 HINMAN AVE EVANSTON IL 60201 822214735 501(C)(7) 367500 0 TO CONDUCT PROPERTY SAFETY INSPECTIONS AND LIFE SAFETY CONSULTATIONS FOR RMF-MEMBER PROPERTIES PART I, LINE-2- PROCEDURES FOR MONITORS USE OF GRANT FUNDS. RMF PROVIDES GRANT FUNDING TO SUPPORT EDUCATIONAL AND CHARITABLE ACTIVITIES THAT IMPROVE STUDENT SAFETY, HOUSING CONDITIONS, AND RISK MANAGEMENT EDUCATION FOR ITS SUBSCRIBING MEMBERS. GRANT ACTIVITY INCLUDES SUPPORT FOR THE SIGMA CHI LEADERSHIP INSTITUTE (SCLI) FOR RISK MANAGEMENT AND LEADERSHIP EDUCATION; THE CONSTANTINE HOUSING INITIATIVE (CHI), WHICH SUBMITS AN ANNUAL REQUEST FOR IMPLEMENTATION OF PROGRAMS THAT ADVANCE RMF'S CHARITABLE PURPOSE; AND OCCASIONAL GRANTS TO SUBSCRIBING MEMBERS FOR LIFE SAFETY UPGRADES OR TRAINING, WHICH REQUIRE DOCUMENTATION BEFORE PAYMENT. RMF REVIEWS ALL REQUESTS FOR ALIGNMENT WITH ITS MISSION AND MAINTAINS RECORDS SUBSTANTIATING THE PURPOSE, APPROVAL, AND AMOUNT OF EACH GRANT. NO INDIVIDUAL GRANTS WERE AWARDED IN FISCAL YEAR 2025. X X 0 0 0 0 0 0 0 0 0 STEPHEN O DAVIDSON EXECUTIVE DIRECTOR / SECRETARY 212690 0 0 0 544 0 15993 0 13717 0 242944 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE SOLE VOTING MEMBER OF RMF IS SIGMA CHI FRATERNITY (SCF), A RELATED TAX-EXEMPT ORGANIZATION. FORM 990, PART VI, SECTION A, LINE 7A AS THE ORGANIZATION'S SOLE VOTING MEMBER, SCF HAS THE RIGHT TO ELECT OR APPOINT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY AS THE THREE-YEAR TERMS OF INCUMBENTS EXPIRE AND AS VACANCIES ARISE. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED IN DETAIL BY MANAGEMENT. SUBSEQUENT TO THIS REVIEW, THE COMPLETED FORM 990 IS PRESENTED TO THE ORGANIZATION'S BOARD OF DIRECTORS BEFORE FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY OF RMF COVERS ALL BOARD MEMBERS AND STAFF. BOARD MEMBERS AND STAFF ARE REQUIRED TO DISCLOSE POTENTIAL AND ACTUAL CONFLICTS OF INTERESTS ON AN ANNUAL BASIS. POTENTIAL AND ACTUAL CONFLICTS OF INTEREST ARE REVIEWED AT THE BOARD LEVEL. IF THE BOARD DETERMINES THAT AN ACTUAL CONFLICT OF INTEREST EXISTS, THEN THE BOARD MEMBER WITH THE CONFLICT IS PROHIBITED FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISIONS REGARDING THE MATTERS WITH RESPECT TO WHICH A CONFLICT HAS BEEN DETERMINED TO EXIST. FORM 990, PART VI, SECTION B, LINE 15A THE EXECUTIVE DIRECTOR'S COMPENSATION IS SET ON AN ANNUAL BASIS BY THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS, USING COMPENSATION DATA FROM COMPARABLE LOCAL NOT-FOR-PROFITS. THE ORGANIZATION DOES NOT COMPENSATE ANY OTHER OFFICERS OR KEY EMPLOYEES, THEREFORE, LINE 15B IS NOT APPLICABLE AND HAS THEREFORE BEEN MARKED NO IN ACCORDANCE WITH THE FORM 990 INSTRUCTIONS. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS, GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE NOT REQUIRED DISCLOSURES PURSUANT TO INTERNAL REVENUE CODE (IRC) SECTION 6104. THESE DOCUMENTS ARE NOT AVAILABLE TO THE PUBLIC AT THIS TIME. FORM 990, PART VI, LINE 8B - EXECUTIVE COMMITTEE THE EXECUTIVE COMMITTEE SHALL CONSIST OF TWO (2) OR MORE DIRECTORS AND SUCH OTHER PERSONS AS THE BOARD SHALL APPOINT, PROVIDED THAT A MAJORITY OF THE MEMBERS OF EACH COMMITTEE SHALL BE DIRECTORS. EACH EXECUTIVE COMMITTEE, TO THE EXTENT PROVIDED IN THE RESOLUTION CREATING SUCH COMMITTEE AND EXCEPT AS LIMITED BY LAW, THE ARTICLES OF INCORPORATION, OR THESE BYLAWS, SHALL HAVE AND EXERCISE THE AUTHORITY OF THE BOARD OF DIRECTORS IN THE MANAGEMENT OF THE CORPORATION; BUT THE DESIGNATION OF SUCH COMMITTEES AND THE DELEGATION THERETO OF AUTHORITY SHALL NOT OPERATE TO RELIEVE THE BOARD OF DIRECTORS , OR ANY INDIVIDUAL DIRECTOR OF ANY RESPONSIBILITY IMPOSED UPON IT OR HIM BY LAW. UNLESS OTHERWISE PROVIDED IN THE RESOLUTION CREATING AN EXECUTIVE COMMITTEE, SUCH COMMITTEE MAY SELECT ITS CHAIRMAN, FIX THE TIME AND PLACE OF ITS MEETINGS, SPECIFY WHAT NOTICE OF MEETINGS, IF ANY, SHALL BE GIVEN, AND FIX ITS RULES OF PROCEDURE, WHICH SHALL NOT BE INCONSISTENT WITH THESE BYLAWS OR WITH RULES ADOPTED BY THE BOARD OF DIRECTORS. THE ACT OF A MAJORITY OF EXECUTIVE COMMITTEE MEMBERS PRESENT AT A MEETING AT WHICH A QUORUM IS PRESENT SHALL BE THE ACT OF THE COMMITTEE. SIGMA CHI FRATERNITY 1714 HINMAN AVENUE EVANSTON IL 60201 361773960 FRATERNITY IL 501(C)(7) N/A 0 CONSTANTINE HOUSING INITIATIVE INC 1714 HINMAN AVENUE EVANSTON IL 60201 822214735 FRATERNITY HOUSING IL 501(C)(7) RISK MANAGEMENT FOUNDATION 1 1327 WEST KILBOURN INC 260 S TARRAGONA ST SUITE 240-C PENSACOLA FL 32502 882256233 FRATERNITY HOUSING FL 501(C)(7) CONSTANTINE HOUSING INITIATIVE INC 0 9934 ZELZAH AVENUE INC 2409 HONOLUU AVENUE MONTROSE CA 91020 365003354 FRATERNITY HOUSING CA 501(C)(7) CONSTANTINE HOUSING INITIATIVE INC 0 1 1 0 0 0 0 0 0 0 0 1 1 1 1 0 0 0 0 0 CONSTANTINE HOUSING INITIATIVE B 367500 FMV SIGMA CHI FRATERNITY I 2005663 FMV SIGMA CHI FRATERNITY N 117419 FMV CONSTANTINE HOUSING INITIATIVE A 66555 FMV