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    <ReturnTs>2026-06-11T15:22:39-07:00</ReturnTs>
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        <BusinessNameLine1Txt>WYOMING INSURANCE GUARANTY ASSOCIATION</BusinessNameLine1Txt>
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      <BusinessNameControlTxt>WYOM</BusinessNameControlTxt>
      <PhoneNum>3037595066</PhoneNum>
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        <AddressLine1Txt>1873 So Bellaire St Ste 920</AddressLine1Txt>
        <CityNm>Denver</CityNm>
        <StateAbbreviationCd>CO</StateAbbreviationCd>
        <ZIPCd>80222</ZIPCd>
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      <PersonNm>Chad Anderson</PersonNm>
      <PersonTitleTxt>President-WGFS</PersonTitleTxt>
      <PhoneNum>3037595066</PhoneNum>
      <SignatureDt>2026-06-15</SignatureDt>
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    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
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      <PrincipalOfficerNm>Chad Anderson</PrincipalOfficerNm>
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        <StateAbbreviationCd>CO</StateAbbreviationCd>
        <ZIPCd>80222</ZIPCd>
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      <FormationYr>1971</FormationYr>
      <LegalDomicileStateCd>WY</LegalDomicileStateCd>
      <ActivityOrMissionDesc>To efficiently pay covered claims of policyholders and claimants of insolvent property and casualty insurers according to Wyoming's guaranty act in cooperation with regulators and receivers, while responsibly managing the funds of the association.</ActivityOrMissionDesc>
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      <MissionDesc>To efficiently pay covered claims of policyholders and claimants of insolvent property and casualty insurers according to Wyoming's guaranty act in cooperation with regulators and receivers, while responsibly managing the funds of the association.</MissionDesc>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 3</FormAndLineReferenceDesc>
        <ExplanationTxt>Wyoming Insurance Guaranty Association's management duties are conducted by Western Guaranty Fund Services, a 501(c)6 organization created to provide accounting, administration and management for seven property and casualty insurance guaranty associations.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 6</FormAndLineReferenceDesc>
        <ExplanationTxt>Wyoming Insurance Guaranty Association's members are licensed property and casualty insurance companies which write insurance covered under the Wyoming Insurance Guaranty Association Act.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7a</FormAndLineReferenceDesc>
        <ExplanationTxt>Members of the governing board of directors are elected by insurance companies that are members of the Wyoming Insurance Guaranty Association.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section A, Line 7b</FormAndLineReferenceDesc>
        <ExplanationTxt>Changes to members of the board of directors and the plan of operation must be approved by the Commissioner of Insurance in Wyoming. The association is also subject to the commissioner's examination and regulation.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 11b</FormAndLineReferenceDesc>
        <ExplanationTxt>Wyoming Insurance Guaranty Association's form 990 was prepared by Western Guaranty Fund Services and was emailed to the board of directors for review prior to filing.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section B, Line 12c</FormAndLineReferenceDesc>
        <ExplanationTxt>At the beginning of every board meeting, members of the board are reminded about the potential for conflicts of interest and given the opportunity to discuss any conflicts. On an annual basis, board members are asked to sign that they understand and comply with the conflict-of-interest policy.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>Form 990, Part VI, Section C, Line 19</FormAndLineReferenceDesc>
        <ExplanationTxt>Wyoming Insurance Guaranty Association's governing documentation and financial statements are available to the public upon request.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <ReasonableCauseExplanation documentId="R000003" softwareId="25022730" softwareVersionNum="v1.00">
      <ExplanationTxt>Needed more time and timely filed form 8868 for an extension.</ExplanationTxt>
    </ReasonableCauseExplanation>
  </ReturnData>
</Return>