2026-06-10T11:08:25-05:00 2025-12-31 350905017 WHITINGER & COMPANY LLC 1100 W WHITE RIVER BLVD MUNCIE IN 473033776 990 2025-01-01 351089892 FIRST TRUST CREDIT UNION FIRS 2198796161 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 KIM KNIOLA CEO 2198796161 2026-06-09 1 TERRY D BRUMLEY CPA P00314191 7652843384 2026-06-08 2025 2025-03-06 01:10:19Z KIM KNIOLA 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 10306039 0 X WWW.FIRSTTRUSTCU.COM X 1959 IN THE CREDIT UNION ANTICIPATES AND PROVIDES FINANCIAL NEEDS, WANTS, AND GOALS FOR OUR MEMBER-OWNERS, INCLUDING VARIOUS LOANS AT REASONABLE RATES AND SAVINGS ACCOUNTS WITH A GOOD RETURN. 7 7 48 0 24630 4674 0 0 5031138 5219016 3577728 5011240 68888 75783 8677754 10306039 0 0 0 0 2404530 2474179 0 0 0 3955635 4668038 6360165 7142217 2317589 3163822 176430949 184636638 154965850 160007717 21465099 24628921 THE CREDIT UNION ANTICIPATES AND PROVIDES FINANCIAL NEEDS, WANTS, AND GOALS FOR OUR MEMBER-OWNERS, INCLUDING VARIOUS LOANS AT REASONABLE RATES AND SAVINGS ACCOUNTS WITH A GOOD RETURN. 0 0 7142217 FIRST TRUST CREDIT UNION OFFERS ITS MEMBERS LOW COST CONSUMER LOANS AND COMPETITIVE RATES ON REGULAR SAVINGS, CERTIFICATES OF DEPOSITS, IRA'S, MONEY MARKETS, AND CLUB ACCOUNTS, 7142217 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 2321 0 48 1 1 1 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 0 1 1 0 1 1 0 0 1 1 1 1 0 IN X THE ORGANIZATION 2198796161 950 E US HIGHWAY 20 MICHIGAN CITY IN 46360 LINDA BECHINSKI SECRETARY 1.00 X 0 0 0 JOHN HENDERSON BOARD MEMBER 1.00 X 0 0 0 JAMES MINK TREASURER & VICE CHAIR 1.00 X 0 0 0 BOB TILLEMA CHAIRMAN 1.00 X 0 0 0 JUDY WRIGHT BOARD MEMBER 1.00 X 0 0 0 KATHRYN HARROW BOARD MEMBER 1.00 X 0 0 0 PAMELA JENKS BOARD MEMBER 1.00 X 0 0 0 KIM KNIOLA CEO 40.00 X 211551 0 0 DAN RAJSIC CFO 40.00 X 89375 0 0 300926 0 0 1 0 1 0 0 LOAN INTEREST 522191 2987010 2987010 FEES AND SERVICE INCOME 522100 2232006 2207376 24630 5219016 5011240 5011240 OTHER 900099 75783 75783 75783 10306039 5194386 24630 5087023 2031153 2031153 63659 63659 232785 232785 146582 146582 168698 168698 181739 181739 217575 217575 287813 287813 37391 37391 1709956 1709956 259346 259346 64534 64534 SHARE EXPENSES 806184 806184 EQUIPMENT EXPENSE 482369 482369 PROVISION FOR LOAN LOSS 203432 203432 OTHER 82764 82764 166237 166237 7142217 7142217 0 0 847738 1268420 10311523 9220406 216554 161409 48610656 49716621 363509 278998 7423740 5043879 2151389 2379861 107540284 115448532 6389296 6162391 176430949 184636638 165931 221927 154799919 159785790 154965850 160007717 X 0 0 4062053 4310127 17403046 20318794 21465099 24628921 176430949 184636638 3163822 0 X 0 0 0 626845 626845 4802032 3523631 1278401 1994863 1520248 474615 2379861 CERTIFICATES OF DEPOSIT 115011242 C FEDERAL HOME LOAN BANK 176600 C PSCU CAPITAL 90690 C CU ANSWERS 60000 C WESCO 60000 C EDOC 50000 C 115448532 MEMBER SHARES 159675383 ACCRUED DIVIDENDS 110407 159785790 X X X 0 0 0 KIM KNIOLA CEO 211551 0 0 0 0 0 0 0 0 0 211551 0 0 0 PART I, LINE 3 A COMMITTEE OF THE BOARD USES COMPEASE TO GATHER COMPENSATION COMPARATIVES TO CREATE AN EMPLOYMENT CONTRACT THAT IS APPROVED BY THE BOARD OF DIRECTORS. JOHN HENDERSON DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 KIM KNIOLA CEO LINE OF CREDIT X 10000 0 0 1 1 KIM KNIOLA CEO SPLIT DOLLAR X 12152 27704 0 1 1 BOB TILLEMA DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 DAN RAJSIC CFO LINE OF CREDIT X 2500 0 0 1 1 DAN RAJSIC CFO SPLIT DOLLAR X 6541 59574 0 1 1 JUDITH WRIGHT DIRECTOR MORTGAGE X 95200 67651 0 1 1 PAMELA JENKS DIRECTOR LINE OF CREDIT X 500 0 0 1 1 SANDRA SOBECKI DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 SANDRA SOBECKI DIRECTOR LINE OF CREDIT X 1000 0 0 1 1 PAMELA JENKS DIRECTOR AUTO X 25031 6480 0 1 1 161409 FORM 990, PART VI, SECTION A, LINE 6 INDIVIDUALS AND THEIR FAMILIES WHO LIVE OR WORK IN LAPORTE, PORTER, JASPER, NEWTON, OR PULASKI COUNTIES ARE ELIGIBLE FOR MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7A CREDIT UNION MEMBERS ELECT THE BOARD OF DIRECTORS AT THE CREDIT UNION ANNUAL MEETING. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETED FORM 990 IS REVIEWED BY THE CEO PRIOR TO SUBMITTING TO THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 15 COMPEASE IS USED TO GATHER COMPENSATION COMPARATIVES FROM OTHER SIMILAR INSTITUTIONS. FORM 990, PART VI, SECTION C, LINE 18 THE ASSOCIATION MAKES ORGANIZING DOCUMENTS AND RECENT FORM 990 AVAILABLE UPON WRITTEN REQUEST. FORM 990, PART VI, SECTION C, LINE 19 THE ASSOCIATION MAKES ORGANIZING DOCUMENTS AND RECENT FORM 990 AVAILABLE UPON WRITTEN REQUEST.