2026-04-23T11:53:29-04:00 2025-12-31 461065712 BRENT WOOKEY CPA PO BOX 1512 LA CROSSE WI 546021512 990 2025-01-01 362464697 ADVANTAGE ONE CREDIT UNION ADVA 8157727215 204 N JACKSON ST MORRISON IL 61270 BARBARA WISOWATY INTERIM PRESIDENT 8157727215 2026-04-22 true BRENT WOOKEY CPA P00062439 6087920843 2026-04-23 X 2025 2025-03-06 01:10:19Z BARBARA WISOWATY 204 N JACKSON ST MORRISON IL 61270 1220287 false X ADONECU.ORG X 1960 IL SERVING THE COMMUNITY BY PROVIDING CONVENIENT FINANCIAL SERVICES YOU TRUST. 7 7 12 9 4460 0 884187 917476 260292 300692 2033 2119 1146512 1220287 2353 3010 0 328543 353418 0 0 573449 597580 904345 954008 242167 266279 22921808 24836264 20476548 22124725 2445260 2711539 SERVING THE COMMUNITY BY PROVIDING CONVENIENT FINANCIAL SERVICES YOU TRUST. false false THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 82 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 2,379 MEMBERS. THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 186 NEW LOANS DURING 2025. AS OF 12/31/25 WE HAD 81,307 LOANS RECEIVABLE. false false true false false false false true false true false true false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 419 0 true 12 true true true false false false false false false false X 7 7 false false false false true true true true true false false false true true true true true true false false X BARBARA WISOWATY 8157727215 204 N JACKSON ST MORRISON IL 61270 AMY VENHUIZEN PRESIDENT/CE 40.00 X 83457 0 5896 MICHAEL BUCKWALTER CHAIR 0.50 X X 0 0 0 KEN BURN VICE CHAIR 0.50 X X 0 0 0 JANET FISHER TREASURER 0.50 X X 0 0 0 DOUG PANNIER SECRETARY 0.50 X X 0 0 0 SHELLY TIESMAN SECRETARY 0.50 X X 0 0 0 LYNN DYKSTRA DIRECTOR 0.50 X 0 0 0 JOHN BUTKUS DIRECTOR 0.50 X 0 0 0 LORI SNOW DIRECTOR 0.50 X 0 0 0 83457 5896 false false false INTEREST ON LOANS 522130 835285 835285 MEMBER FEE INCOME 522130 49321 49321 OTHER MEMBER RELATED REVENUE 522130 28410 28410 FEE & INSURANCE INCOME 520000 4460 4460 917476 300692 300692 2119 2119 1220287 913016 4460 302811 3010 83457 182543 13166 47848 26404 10091 32684 4649 215639 39018 31113 2667 26235 27691 DIVIDENDS EXPENSE 137178 LOAN SERVICING EXPENSE 70615 954008 0 0 0 211073 208321 5148827 7794808 14999657 14403143 102158 103374 679101 473869 229063 205232 1870324 1629324 360706 492062 22921808 24836264 104392 115531 12388 12429 20359768 21996765 20476548 22124725 X 2445260 2711539 2445260 2711539 22921808 24836264 266279 X false true X true 750 750 750 true CREDIT UNION POLITICAL ACTION COUNC 1807 W DIEHL ROAD NAPERVILLE IL 60566 363092340 750 SCHEDULE C, PART I-A, LINE 1 THE ONLY POLITICAL ACTIVITY WAS A CONTRIBUTION TO THE ILLINOIS CREDIT UNION POLITICAL ACTION COUNCIL (CUPAC) WHICH IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C. false true X 45500 45500 346747 220399 126348 10028 10028 276826 243442 33384 205232 INVESTMENTS WITH MATURITY > 1 YEAR 1498000 C CORP CU CAPITAL ACCOUNTS 131324 C 1629324 MEMBER SHARES & DEPOSITS 22009194 ESCROW ACCOUNTS TO LINE 21 BAL SHEET -12429 21996765 X SCHEDULE D, PAGE 2, PART IV, LINE 2B THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. SCHEDULE D, PAGE 3, PART X PER FOOTNOTE 2 IN THE SEPTEMBER 30, 2025, AUDITED FINANCIAL STATEMENTS: THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME IN 2025 THAT MANAGEMENT BELIEVES IS SUBJECT TO TAX. THE CREDIT UNIONS 2022, 2023, AND 2024 ANNUAL INFORMATIONAL RETURNS FILED WITH THE INTERNAL REVENUE SERVICE ARE OPEN TO EXAMINATION. FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 7B A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 11B MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES THE CPA TO E-FILE THE APPROVED RETURN. THE RETURN IS REVIEWED WITH THE BOARD AT THEIR NEXT MEETING. FORM 990, PAGE 6, PART VI, LINE 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY IN CONJUNCTION WITH THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD DETERMINES THE PRESIDENT/CEO COMPENSATION. THE BOARD APPROVES THE COMPENSATION AND THIS IS NOTED IN THE CLOSED SESSION MEETING MINUTES. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE DISPLAYED IN THE CREDIT UNION LOBBY.