2026-04-13T19:04:44-05:00 2025-06-30 351178661 BLUE & CO LLC 813 WEST SECOND STREET SEYMOUR IN 47274 990 2024-07-01 273989674 COMMUNITY INVESTMENT FUND OF INDIANA COMM 3179603710 4181 E 96TH STREET SUITE 200 INDIANAPOLIS IN 46240 MATTHEW B MURPHY BOARD PRESIDENT 3179603710 2026-01-27 1 1 KANDY L WISCHMEIER CPA P00118327 8125228416 2026-01-27 2024 2025-03-06 01:10:19Z MATTHEW B MURPHY 4181 E 96TH STREET SUITE 200 INDIANAPOLIS IN 46240 639463 0 X WWW.CAPITALIZINGINDIANA.ORG X 2010 IN THE COMMUNITY INVESTMENT FUND OF INDIANA FINANCES PROJECTS TO BUILD VIBRANT COMMUNITIES AND RESILIENT FAMILIES. WE PROVIDE CAPITAL, MAKE CONNECTIONS TO THE SAME, AND FACILITATE ACCESS TO PROGRAM SERVICES FOR TRANSFORMATIVE COMMUNITY REINVESTMENT. 11 11 3 13 0 0 136750 64650 399869 514939 84405 59874 0 0 621024 639463 0 55000 0 0 236131 273415 0 0 0 541034 537308 777165 865723 -156141 -226260 5423271 5204662 2248804 2256455 3174467 2948207 THE COMMUNITY INVESTMENT FUND OF INDIANA FINANCES PROJECTS TO BUILD VIBRANT COMMUNITIES AND RESILIENT FAMILIES. WE PROVIDE CAPITAL, MAKE CONNECTIONS TO THE SAME, AND FACILITATE ACCESS TO PROGRAM SERVICES FOR TRANSFORMATIVE COMMUNITY REINVESTMENT. 0 0 552387 55000 514939 COMMUNITY INVESTMENT FUND OF INDIANA IS A MISSION DRIVEN STATE-WIDE ORGANIZATION CERTIFIED BY THE U.S. DEPARTMENT OF TREASURY'S COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION FUND. CIFI PROVIDES LOANS AND DEVELOPMENT SERVICES TO LOW INCOME INDIVIDUALS AND ORGANIZATIONS WHO LACK ADEQUATE ACCESS TO CAPITAL. THE ORGANIZATION WORKS WITH NEW CUSTOMERS AS WELL AS AN EXISTING PORTFOLIO OF CUSTOMERS WHO HAVE LOANS AND NEED BUSINESS TECHNICAL ASSISTANCE. CIFI TRACKS CUSTOMERS AND MEASURES ECONOMIC IMPACT IN UNDERSERVED MARKETS. AT THE END OF THE FISCAL YEAR ITS ACTIVE PORTFOLIO IS $5,242,707. 552387 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 5 0 1 3 1 0 0 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 IN X THE ORGANIZATION 3179603710 4181 E 96TH STREET SUITE 200 INDIANAPOLIS IN 46240 CAROL GASSEN DIRECTOR 5.00 X 0 0 0 COREY JENNINGS DIRECTOR 5.00 X 0 0 0 DARNELL JACKSON DIRECTOR 5.00 X 0 0 0 J JACOB SIPE DIRECTOR 5.00 X 0 0 0 JENNIFER BARTENBACH DIRECTOR 5.00 X 0 0 0 SHARRON LIGGINS DIRECTOR 5.00 X 0 0 0 SHERRY BOUDOIN DIRECTOR 5.00 X 0 0 0 MATTHEW B MURPHY BOARD PRESIDENT 10.00 X X 0 0 0 CHARLES KENNEDY PAST BOARD PRESIDENT 5.00 X X 0 0 0 KRISTIN PRUITT BOARD SECRETARY 10.00 X X 0 0 0 TODD FLICK BOARD TREASURER 10.00 X X 0 0 0 PHILLIP BLACK EXECUTIVE DIRECTOR 45.00 X 84862 0 8314 84862 0 8314 0 0 0 0 CAMBRIDGE CAPITAL MANAGEMENT CORP 4181 E 96TH STREET SUITE 200 INDIANAPOLIS IN 46240 MANAGEMENT SERVICES 227861 1 64650 64650 INTEREST INCOME 900099 458912 458912 APPLICATION FEES INCOM 900099 26780 26780 CLOSING COST INCOME 900099 25248 25248 LATE PAYMENT FEE INCOM 900099 3999 3999 514939 59874 59874 639463 514939 0 59874 55000 55000 94911 59794 35117 148468 93535 54933 8895 5604 3291 21141 13318 7823 235164 94066 141098 17429 6972 10457 15375 6150 9225 11739 4696 7043 17202 6881 10321 249 125 124 19148 7659 11489 4200 4200 11578 5789 5789 3877 1938 1939 37168 37168 1018 1018 5956 5956 BAD DEBTS 151820 151820 REGISTRATIONS AND FEES 4680 1872 2808 BANK FEES 201 201 504 504 865723 552387 313336 0 1739637 1487291 85750 0 3562681 3681997 2892 2950 7560 7560 1019 0 31292 32424 5423271 5204662 13163 28971 2235641 2227484 2248804 2256455 X 1872755 1660751 1301712 1287456 3174467 2948207 5423271 5204662 -226260 0 X X 0 1 X 1 0 X 695880 2028677 16084 136750 64650 2942041 695880 2028677 16084 136750 64650 2942041 2942041 7378 16218 74170 84405 59874 242045 3184086 1639223 0.92400 0.94630 X SUPPLEMENTAL INFORMATION IHCDA (INDIANA HOUSING AND COMMUNITY DEVELOPMENT AUTHORITY) IS A KEY FUNDER AND CRITICALLY IMPORTANT PARTNER. IHCDA HAS PROVIDED MARKETING SERVICES, STRATEGIC GUIDANCE AND FUNDING FOR OPERATIONAL SUPPORT AND FUNDS TO INITIALLY CAPITALIZE A LOAN FUND AND LOAN LOSS RESERVES. CURRENTLY, THE BOARD OF DIRECTORS ELECTS AND APPROVES MEMBERS TO SERVE ON THE BOARD OF DIRECTORS. THE BOARD CURRENTLY INCLUDES AN INDIVIDUAL WHO IS DIRECTOR OF IHCDA. THE PERSON HAS ONE VOTE AND WAS SELECTED BASED ON EXPERTISE AND MARKETS SERVED AND DOES NOT REPRESENT IHCDA ON THE BOARD. 7560 7560 0 0 X 675463 36000 36000 639463 0 639463 901723 36000 36000 865723 0 865723 PART X, LINE 2: THE ORGANIZATION IS ORGANIZED AS A NOT-FOR-PROFIT CORPORATION UNDER SECTION 501(C)(3) OF THE UNITED STATES INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE ORGANIZATION AND RECOGNIZE A TAX LIABILITY IF THE ORGANIZATION HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY VARIOUS FEDERAL AND STATE TAXING AUTHORITIES. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY THE ORGANIZATION, AND HAS CONCLUDED THAT AS OF JUNE 30, 2025 AND 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY OR DISCLOSURE IN THE ACCOMPANYING FINANCIAL STATEMENTS. AS SUCH, THE ORGANIZATION IS GENERALLY EXEMPT FROM INCOME TAXES. HOWEVER, THE ORGANIZATION IS REQUIRED TO FILE FEDERAL FORM 990 RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX WHICH IS AN INFORMATIONAL RETURN ONLY. THE ORGANIZATION IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS REVIEWS AND APPROVES FORM 990 PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANNUALLY ANY CONFLICTS THAT HAVE ARISEN. ANY MEMBER WITH A CONFLICT RELATED TO A DECISION BEFORE THE BOARD IS EXCLUDED FROM DISCUSSION AND VOTING ON THAT PARTICULAR ISSUE. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD MAINTAINS A WRITTEN POLICY FOR DETERMINING EXECUTIVE COMPENSATION WHICH INCLUDES REVIEW AND APPROVAL BY INDEPENDENT PERSONS, REVIEW OF COMPARABILITY DATA, AND ADDITIONAL RELEVANT INFORMATION. THE BOARD MAINTAINS CONTEMPORANEOUS SUBSTANTIATION OF THE DISCUSSION AND DECISION. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ALL REQUIRED DOCUMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED SINCE THE PRIOR YEAR.