2026-04-08T05:34:20-05:00 2025-12-31 991856619 GRANT THORNTON ADVISORS LLC 53 STATE STREET SUITE 1600 BOSTON MA 02109 990 2025-01-01 680276662 EXCHANGE BANK HEALTH & WELFARE BENEFIT PLAN EXCH 7075243000 545 4TH STREET SANTA ROSA CA 95401 SHARI DEMARIS CHIEF OPERATING OFFICER 7075243000 2026-04-01 1 ERIN COUTURE P01390592 6177237900 2025 2025-03-06 01:10:19Z SHARI DEMARIS 545 4TH STREET SANTA ROSA CA 95401 211057 0 X N/A X 1991 CA THE VEBA WAS FORMED TO PROVIDE FUNDING FOR PREMIUMS FOR HEALTH INSURANCE COVERAGE (CONT. ON SCH O) AND/OR OTHER WELFARE BENEFITS FOR RETIRED EMPLOYEES OF EXCHANGE BANK. 1 0 0 0 211057 180251 0 0 0 0 279439 211057 0 0 279439 211057 0 0 465141 436747 0 0 0 0 0 162239 117460 627380 554207 -347941 -343150 5298278 4959651 0 0 5298278 4959651 THE VEBA WAS FORMED TO PROVIDE FUNDING FOR PREMIUMS FOR HEALTH INSURANCE COVERAGE AND/OR OTHER WELFARE BENEFITS FOR RETIRED EMPLOYEES OF EXCHANGE BANK. 0 0 THE VEBA PROVIDES FUNDING FOR PREMIUMS FOR HEALTH AND WELFARE BENEFITS FOR RETIRED EMPLOYEES. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 0 0 0 1 1 0 0 0 0 0 0 0 X 1 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 CA X EXCHANGE BANK TRUST DEPT 7075243000 545 4TH ST SANTA ROSA CA 95401 X EXCHANGE BANK INSTITUTIONAL TRUSTEE 1.00 0.00 X 0 0 0 0 0 0 0 0 0 0 0 211057 211057 211057 0 211057 0 436747 FED UBIT TAX PAYMENTS 95500 STATE UBIT TAX PAYMENTS 21487 PCORI FEES 473 554207 5298278 4959651 5298278 4959651 0 0 X 5298278 4959651 0 0 0 0 5298278 4959651 5298278 4959651 X -343150 4523 X 0 0 0 FORM 990, PART VI, SECTION A, LINE 1A, LINE 1B, LINE 8A, AND LINE 8B: EXCHANGE BANK SERVES AS THE SOLE DIRECTED TRUSTEE OF EXCHANGE BANK HEALTH & WELFARE PLAN TRUST ("TRUST"). THE TRUST IS ADMINISTERED BY THE RETIREMENT COMMITTEE OF THE TRUSTEE IN ACCORDANCE WITH THE TERMS OF THE TRUST AGREEMENT. THE RETIREMENT COMMITTEE OF THE TRUSTEE KEEPS CONTEMPORANEOUS MINUTES OF ITS MEETINGS. FORM 990, PART VI, SECTION B, LINE 11B GRANT THORNTON ADVISORS LLC AND THE TRUSTEE'S FINANCE STAFF WORK TOGETHER TO GATHER THE REQUIRED TAX INFORMATION NECESSARY TO COMPLETE THE TAX RETURNS. THE INITIAL DRAFT RETURN IS REVIEWED BY GRANT THORNTON AND THE TRUSTEE'S FINANCE STAFF. AFTER THE RETURN IS DISCUSSED AND REVIEWED, RECOMMENDED CHANGES ARE REFLECTED ON THE RETURN. THE RETURN IS THEN DISTRIBUTED TO THE RETIREMENT COMMITTEE OF THE TRUSTEE PRIOR TO THE RETURN BEING FILED WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 15 THE VEBA DOES NOT HAVE OFFICERS OR EMPLOYEES, THEREFORE, NO PROCESSES RELATED TO EMPLOYEE COMPENSATION ARE IN PLACE. AS SUCH, THESE QUESTIONS ARE NOT APPLICABLE. FORM 990, PART VI, SECTION C, LINE 19 FORM 1024 AND FORM 990 ARE AVAILABLE UPON REQUEST FROM THE HUMAN RESOURCES DEPARTMENT OF THE TRUSTEE. FORM 990, PART XI, LINE 9: TIMING DIFFERENCE: 4,523. EXCHANGE BANK 545 4TH STREET SANTA ROSA CA 95401 940463800 BANKING CA N/A C 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1