﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2025v4.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-04-03T20:37:35-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>223299874</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>BKC CPAS PC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>39 STATE ROUTE 12 STE 2</AddressLine1Txt>
        <CityNm>FLEMINGTON</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
        <ZIPCd>08822</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>226135378</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>FANNIE B MILLER TRUST</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>FANN</BusinessNameControlTxt>
      <PhoneNum>8567690707</PhoneNum>
      <USAddress>
        <AddressLine1Txt>34 EAST AVE</AddressLine1Txt>
        <CityNm>WOODSTOWN</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
        <ZIPCd>08098</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>WARNER COMPANY</PersonNm>
      <PersonTitleTxt>TRUSTEE</PersonTitleTxt>
      <PhoneNum>8567690707</PhoneNum>
      <SignatureDt>2026-03-30</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>MITCHELL L MILICI CPA</PreparerPersonNm>
      <PTIN>P02183868</PTIN>
      <PhoneNum>9087827900</PhoneNum>
      <PreparationDt>2026-03-30</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2025</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="4">
    <IRS990PF documentId="RetDoc4">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>39596</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <InterestOnSavRevAndExpnssAmt>1</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>1</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>1</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>497</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>497</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>497</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>902</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>1363</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>902</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>1400</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>1400</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>498</TotalAdjNetIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>223</CompOfcrDirTrstRevAndExpnssAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc1">890</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>890</AccountingFeesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>1113</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>890</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>2000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>2000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>3113</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>890</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>2000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-1713</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>510</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>498</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>1723</CashBOYAmt>
        <CashEOYAmt>480</CashEOYAmt>
        <CashEOYFMVAmt>480</CashEOYFMVAmt>
        <OtherInvestmentsBOYAmt>8586</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc2">8125</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>39116</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>10309</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>8605</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>39596</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>10309</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>8605</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>10309</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>8605</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>10309</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>8605</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>10309</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-1713</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="RetDoc3">9</OtherIncreasesAmt>
        <SubtotalAmt>8605</SubtotalAmt>
        <TotNetAstOrFundBalancesEOYAmt>8605</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4 ISHARES RUSSELL 2000 ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-06-17</AcquiredDt>
          <SoldDt>2025-05-16</SoldDt>
          <GrossSalesPriceAmt>839</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>271</CostOrOtherBasisAmt>
          <GainOrLossAmt>568</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>568</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>4 STATE STREET SPDR S&amp;P DIV ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-06-17</AcquiredDt>
          <SoldDt>2025-04-04</SoldDt>
          <GrossSalesPriceAmt>524</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>190</CostOrOtherBasisAmt>
          <GainOrLossAmt>334</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>334</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>902</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>7</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>7</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>7</TaxBasedOnInvestmentIncomeAmt>
        <TaxDueAmt>7</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>NJ</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>BKC CPAS</IndividualWithBooksNm>
        <PhoneNum>8567690707</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>34 EAST AVENUE</AddressLine1Txt>
          <CityNm>WOODSTOWN</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08098</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>true</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <TransactionsFailToQlfyAsExcInd>false</TransactionsFailToQlfyAsExcInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>WARNER &amp; COMPANY</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>WARNER &amp; COMPANY</BusinessNameLine2Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>34 EAST AVENUE</AddressLine1Txt>
            <CityNm>WOODSTOWN</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08098</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>223</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>37386</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>1102</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>38488</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>38488</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>577</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>37911</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>1896</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>1896</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>7</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>7</TotalTaxAmt>
        <DistributableBeforeAdjAmt>1889</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>1889</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>1889</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>2000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>2000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>1889</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr2Amt>145</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>233</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>378</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>2000</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>1889</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>111</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>489</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>489</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear2Amt>145</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>233</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>111</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>COUNTY SUPERINTENDENT</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>NJ DEPT OF EDUCATION</AddressLine1Txt>
            <AddressLine2Txt>94 MARKET STREET 2ND FLOOR</AddressLine2Txt>
            <CityNm>SALEM</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08079</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>8563398611</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>SEE APPLICATION</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>VARIES EACH YEAR</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NO RESTRICTIONS</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>HANNAH HITCHNER</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>87 COHANSEY FRIESBURG RD</AddressLine1Txt>
            <CityNm>ALLOWAY</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08001</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>POF</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientPersonNm>SOPHIA COSTANZO</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>6 COLUMBINE DR</AddressLine1Txt>
            <CityNm>PITTSGROVE</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08318</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusCd>POF</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>SCHOLARSHIP</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>2000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>497</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>902</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>1400</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>1400</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc1">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>890</Amt>
        <NetInvestmentIncomeAmt>890</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CHARLES SCHWAB</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>8125</BookValueAmt>
        <EOYFMVAmt>39116</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherIncreasesSchedule documentId="RetDoc3">
      <OtherIncreasesDetail>
        <Desc>UNREALIZED SECURITY GAINS</Desc>
        <Amt>9</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
  </ReturnData>
</Return>