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        <Desc>LOAN CLOSING FEES</Desc>
        <BusinessCd>522291</BusinessCd>
        <TotalRevenueColumnAmt>63119</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>63119</RelatedOrExemptFuncIncomeAmt>
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      <ProgramServiceRevenueGrp>
        <Desc>LOAN PROCESSING FEES</Desc>
        <BusinessCd>522291</BusinessCd>
        <TotalRevenueColumnAmt>35368</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>35368</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalOthProgramServiceRevGrp>
        <TotalRevenueColumnAmt>57040</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>57040</RelatedOrExemptFuncIncomeAmt>
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      <TotalProgramServiceRevenueAmt>424013</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>276</TotalRevenueColumnAmt>
        <ExclusionAmt>276</ExclusionAmt>
      </InvestmentIncomeGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>424289</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>424013</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>276</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticOrgsGrp>
        <TotalAmt>25000</TotalAmt>
        <ProgramServicesAmt>25000</ProgramServicesAmt>
      </GrantsToDomesticOrgsGrp>
      <FeesForServicesManagementGrp>
        <TotalAmt>209044</TotalAmt>
        <ProgramServicesAmt>157240</ProgramServicesAmt>
        <ManagementAndGeneralAmt>51804</ManagementAndGeneralAmt>
      </FeesForServicesManagementGrp>
      <FeesForServicesLegalGrp>
        <TotalAmt>15064</TotalAmt>
        <ProgramServicesAmt>15064</ProgramServicesAmt>
      </FeesForServicesLegalGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>3600</TotalAmt>
        <ProgramServicesAmt>3600</ProgramServicesAmt>
      </FeesForServicesAccountingGrp>
      <InformationTechnologyGrp>
        <TotalAmt>13275</TotalAmt>
        <ProgramServicesAmt>13275</ProgramServicesAmt>
      </InformationTechnologyGrp>
      <InterestGrp>
        <TotalAmt>2984</TotalAmt>
        <ProgramServicesAmt>2984</ProgramServicesAmt>
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      <AllOtherExpensesGrp>
        <TotalAmt>10610</TotalAmt>
        <ProgramServicesAmt>10610</ProgramServicesAmt>
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      <TotalFunctionalExpensesGrp>
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        <ProgramServicesAmt>227773</ProgramServicesAmt>
        <ManagementAndGeneralAmt>51804</ManagementAndGeneralAmt>
        <FundraisingAmt>0</FundraisingAmt>
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      <CashNonInterestBearingGrp>
        <BOYAmt>14095</BOYAmt>
        <EOYAmt>65015</EOYAmt>
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      <SavingsAndTempCashInvstGrp>
        <BOYAmt>1685968</BOYAmt>
        <EOYAmt>1301346</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <AccountsReceivableGrp>
        <BOYAmt>15471</BOYAmt>
        <EOYAmt>28033</EOYAmt>
      </AccountsReceivableGrp>
      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>3046967</BOYAmt>
        <EOYAmt>3420443</EOYAmt>
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      <TotalAssetsGrp>
        <BOYAmt>4762501</BOYAmt>
        <EOYAmt>4814837</EOYAmt>
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      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>41837</BOYAmt>
        <EOYAmt>69575</EOYAmt>
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      <DeferredRevenueGrp>
        <BOYAmt>7460</BOYAmt>
        <EOYAmt>7460</EOYAmt>
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      <MortgNotesPyblScrdInvstPropGrp>
        <BOYAmt>419744</BOYAmt>
        <EOYAmt>301413</EOYAmt>
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      <OtherLiabilitiesGrp>
        <BOYAmt>229</BOYAmt>
        <EOYAmt>0</EOYAmt>
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      <TotalLiabilitiesGrp>
        <BOYAmt>469270</BOYAmt>
        <EOYAmt>378448</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>-4342</BOYAmt>
        <EOYAmt>2172169</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>4297573</BOYAmt>
        <EOYAmt>2264220</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>4293231</BOYAmt>
        <EOYAmt>4436389</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>4762501</BOYAmt>
        <EOYAmt>4814837</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>144712</ReconcilationRevenueExpnssAmt>
      <PriorPeriodAdjustmentsAmt>-1554</PriorPeriodAdjustmentsAmt>
      <OtherChangesInNetAssetsAmt>0</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
      </FSAuditedBasisGrp>
      <AuditCommitteeInd>1</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>1</FederalGrantAuditRequiredInd>
      <FederalGrantAuditPerformedInd>1</FederalGrantAuditPerformedInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc1039100001">
      <PubliclySupportedOrg509a2Ind>X</PubliclySupportedOrg509a2Ind>
      <GiftsGrantsContrisRcvd509Grp>
        <CurrentTaxYearMinus4YearsAmt>0</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>145</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>292</CurrentTaxYearMinus1YearAmt>
        <TotalAmt>437</TotalAmt>
      </GiftsGrantsContrisRcvd509Grp>
      <GrossReceiptsAdmissionsGrp>
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        <CurrentTaxYearMinus3YearsAmt>1000040</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>303316</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>307300</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>424013</CurrentTaxYearAmt>
        <TotalAmt>3891149</TotalAmt>
      </GrossReceiptsAdmissionsGrp>
      <Total509Grp>
        <CurrentTaxYearMinus4YearsAmt>1856480</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>1000040</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>303461</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>307592</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>424013</CurrentTaxYearAmt>
        <TotalAmt>3891586</TotalAmt>
      </Total509Grp>
      <AmountsRcvdDsqlfyPersonGrp>
        <TotalAmt>0</TotalAmt>
      </AmountsRcvdDsqlfyPersonGrp>
      <SubstantialContributorsAmtGrp>
        <TotalAmt>0</TotalAmt>
      </SubstantialContributorsAmtGrp>
      <SubstAndDsqlfyPrsnsTotGrp>
        <TotalAmt>0</TotalAmt>
      </SubstAndDsqlfyPrsnsTotGrp>
      <PublicSupportTotal509Amt>3891586</PublicSupportTotal509Amt>
      <GrossInvestmentIncome509Grp>
        <CurrentTaxYearMinus4YearsAmt>780</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>10198</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>347</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>399</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>276</CurrentTaxYearAmt>
        <TotalAmt>12000</TotalAmt>
      </GrossInvestmentIncome509Grp>
      <InvestmentIncomeAndUBTIGrp>
        <CurrentTaxYearMinus4YearsAmt>780</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>10198</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>347</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>399</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>276</CurrentTaxYearAmt>
        <TotalAmt>12000</TotalAmt>
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        <CurrentTaxYearMinus2YearsAmt>303808</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>307991</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>424289</CurrentTaxYearAmt>
        <TotalAmt>3903586</TotalAmt>
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      <PublicSupportPY509Pct>0.99650</PublicSupportPY509Pct>
      <InvestmentIncomeCYPct>0.00310</InvestmentIncomeCYPct>
      <InvestmentIncomePYPct>0.00000</InvestmentIncomePYPct>
      <ThirtyThrPctSuprtTestsCY509Ind>X</ThirtyThrPctSuprtTestsCY509Ind>
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    <IRS990ScheduleD documentId="RetDoc1040000001">
      <TotalBookValueLandBuildingsAmt>0</TotalBookValueLandBuildingsAmt>
      <TotalRevEtcAuditedFinclStmtAmt>367249</TotalRevEtcAuditedFinclStmtAmt>
      <RevenueNotReportedAmt>0</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>367249</RevenueSubtotalAmt>
      <OtherRevenuesNotIncludedAmt>57040</OtherRevenuesNotIncludedAmt>
      <RevenueNotReportedFinclStmtAmt>57040</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>424289</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>222537</TotExpnsEtcAuditedFinclStmtAmt>
      <OtherExpensesIncludedAmt>-57040</OtherExpensesIncludedAmt>
      <ExpensesNotReportedAmt>-57040</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>279577</ExpensesSubtotalAmt>
      <ExpensesNotRptFinclStmtAmt>0</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>279577</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XI, LINE 4B - OTHER ADJUSTMENTS:</FormAndLineReferenceDesc>
        <ExplanationTxt>PROVISION FOR CREDIT LOSSES 57,040.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XII, LINE 2D - OTHER ADJUSTMENTS:</FormAndLineReferenceDesc>
        <ExplanationTxt>PROVISION FOR CREDIT LOSSES -57,040.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleI documentId="RetDoc1041900001">
      <GrantRecordsMaintainedInd>1</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>EAST CENTRAL INTERGOVENMENTAL ASSOCIATION</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>7600 COMMERCE PARK</AddressLine1Txt>
          <CityNm>DUBUQUE</CityNm>
          <StateAbbreviationCd>IA</StateAbbreviationCd>
          <ZIPCd>52002</ZIPCd>
        </USAddress>
        <RecipientEIN>421025428</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>25000</CashGrantAmt>
        <NonCashAssistanceAmt>0</NonCashAssistanceAmt>
        <PurposeOfGrantTxt>GRANT MATCH FOR USDA RCDI GRANT</PurposeOfGrantTxt>
      </RecipientTable>
      <Total501c3OrgCnt>1</Total501c3OrgCnt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION WORKS CLOSELY WITH THE GRANTEE TO ENSURE FUNDS ARE SPENT AS INTENDED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>EAST CENTRAL INTERGOVERNMENTAL ASSOCIATION AND ECIA BUSINESS GROWTH INC.'S EXECUTIVE DIRECTOR AND BOARD SECRETARY ARE THE SAME PERSON.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CORPORATION IS RELATED TO THE EAST CENTRAL INTERGOVERNMENTAL ASSOCIATION (ECIA) BY VIRTUE OF ITS WORKING ARRANGEMENT WITH ECIA. THE CORPORATION OCCUPIES OFFICE SPACE, CONSUMES OPERATING SUPPLIES, AND USES THE MANAGEMENT SERVICES OF ECIA. THE CORPORATION IS BILLED FOR THESE EXPENSES THROUGH AND IN CONJUNCTION WITH A COST ALLOCATION PLAN MAINTAINED ON FILE BY THE CORPORATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 IS REVIEWED AND RECONCILED TO FINANCIAL STATEMENTS BY MANAGEMENT.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>AVAILABLE UPON REQUEST</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>