2026-03-24T15:52:33-05:00 2025-12-31 362985770 SELDEN FOX LTD ONE PARKVIEW PLAZA SUITE 710 OAKBROOK TERRACE IL 60181 990 2025-01-01 366006909 NUMARK CREDIT UNION NUMA 8157293211 PO BOX 2729 JOLIET IL 604342729 MICHELLE BALOG PRESIDENT & CEO 8157293211 2026-03-21 1 MICHAEL KRAM P01469094 6309541400 2025 2025-03-06 01:10:19Z MICHELLE BALOG PO BOX 2729 JOLIET IL 604342729 61360817 0 X WWW.NUMARKCU.ORG X CREDIT UNION 1954 IL THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. 10 10 222 10 0 0 0 0 48165469 54286544 5389174 7074273 0 0 53554643 61360817 0 0 0 0 16143757 18222406 0 0 0 30820707 37179152 46964464 55401558 6590179 5959259 850364152 884714514 764286061 791555676 86078091 93158838 THE CREDIT UNION OPERATES TO ENCOURAGE THRIFT AMONG ITS MEMBERS, CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST, AND TO PROVIDE AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS 0 0 LOANS (REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER) ARE PROVIDED TO MEMBERS. THE NUMBER OF LOANS OUTSTANDING AT 12/31/25 WAS 69,358. DEPOSIT/SHARE ACCOUNTS (SAVINGS, CHECKING, CERTIFICATES AND OTHER) THE NUMBER OF DEPOSIT/SHARE ACCOUNTS OUTSTANDING AT 12/31/25 WAS 120,794. 0 0 1 0 0 0 0 0 0 1 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 12910 0 1 222 1 0 0 0 0 0 0 0 0 X 10 10 0 0 0 0 1 1 1 1 1 0 1 1 1 1 0 0 1 0 1 1 0 X MICHELLE BALOG 6308217201 1654 TERRY DRIVE JOLIET IL 60434 WALLY CHLIPALA DIRECTOR 4.00 X 0 0 0 DAVE HARRIS DIRECTOR 4.00 X 0 0 0 CLIFFORD STRUTHERS CHAIRPERSON 4.00 X 0 0 0 RAYMOND EICH SECRETARY 4.00 X 0 0 0 STEVEN MAGRUDER DIRECTOR 4.00 X 0 0 0 JIM BROZ TREASURER 4.00 X 0 0 0 GEORGE FIEGLE DIRECTOR 4.00 X 0 0 0 DENNIS HUGHES DIRECTOR 4.00 X 0 0 0 JOE JOSEPH VICE CHAIRPERSON 4.00 X 0 0 0 GREG ZILINSKY DIRECTOR 4.00 X 0 0 0 MICHELLE BALOG PRESIDENT/CEO 40.00 X 368521 0 41178 BERNARD NIEWOEHNER EVP 40.00 X 219014 0 26803 DEBBIE REED CFO 40.00 X 214642 0 37944 STEVE CLARK CLO 40.00 X 226648 0 57792 KEVIN QUINN CIO 40.00 X 225019 0 64510 SUSAN PFEIFFER SR MORTGAGE LOAN ORIGINATO 40.00 X 195580 0 35293 HARRY STEWART VP OF MORTGAGE LENDING 40.00 X 198754 0 30614 JESSICA MELLEN CXO 40.00 X 208613 0 25709 LAURIE VEASY VP OF LENDING 40.00 X 180012 0 17032 MARK GOVEDNIK SR VP COMMERCIAL AND AG LENDING 40.00 X 181857 0 31282 LLOYD FREDENDALL FORMER PRESIDENT AND CEO 40.00 X 232701 0 120005 2451361 0 488162 29 1 1 0 0 LOAN INTEREST 522100 42407231 42407231 FEES AND CHARGES 522100 10279747 10279747 GAIN ON SALE OF MORTGAGES 522100 1231053 1231053 OTHER INCOME 522100 368513 368513 54286544 7074273 7074273 61360817 61360817 0 0 2437412 10357616 1306813 3035551 1085014 503834 174000 1046697 1129467 1129303 1776904 177586 2174792 1126525 INTEREST ON MEMBERS' AC 13717149 MEMBER SERVICES 10474600 EQUIPMENT RENTAL AND MA 1625359 PROVISION FOR CREDIT LO 1589978 532958 55401558 4301104 5162707 101951400 98666442 629489551 660856187 832626 1332083 25653554 11983287 12945280 13670267 4929414 7080218 47021162 48573015 48893615 49373595 850364152 884714514 8565071 9584859 47400000 47400000 708320990 734570817 764286061 791555676 X 0 0 0 0 86078091 93158838 86078091 93158838 850364152 884714514 5959259 1121488 0 X X 0 1 X 1 0 11425 11425 11425 1 CREDIT UNION POLICITCAL ACTION COUNCIL 1807 WEST DIEHL ROAD PO BOX 3107 NAPERVILLE IL 605667107 363092340 11425 PART I-A, LINE 1: THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO CREDIT UNION POLITICAL ACTION COUNCIL THAT IS REPORTED IN PARTS I-A AND I-C OF THIS SCHEDULE C. 4221918 4221918 13371006 6714511 6656495 875294 35971 839323 7185336 5232805 1952531 13670267 US TREASURY SECURITIES 5972871 F MORTGAGE BACKED SECURITIES 23763091 F SBA INVESTMENTS 769359 F MUNICIPAL SECURITIES 44113 F K FLOATER SECURITIES 18023581 F 48573015 ACCRUED INTEREST 3425458 NCUSIF 6736670 OTHER ASSETS 39211467 49373595 MEMBER SHARE ACCOUNTS 734570817 734570817 61360817 0 61360817 0 61360817 55401558 0 55401558 0 55401558 X X 0 1 0 MICHELLE BALOG PRESIDENT/CEO 360583 0 0 0 7938 0 44930 0 -3752 0 409699 0 0 0 LLOYD FREDENDALL FORMER PRESIDENT AND CEO 230890 0 0 0 1811 0 16598 0 103407 0 352706 0 0 0 KEVIN QUINN CIO 223219 0 0 0 1800 0 27240 0 37270 0 289529 0 0 0 STEVE CLARK CLO 226648 0 0 0 0 0 27193 0 30599 0 284440 0 0 0 DEBBIE REED CFO 214342 0 0 0 300 0 24438 0 13506 0 252586 0 0 0 BERNARD NIEWOEHNER EVP 219014 0 0 0 0 0 25853 0 950 0 245817 0 0 0 JESSICA MELLEN CXO 208313 0 0 0 300 0 22946 0 2763 0 234322 0 0 0 SUSAN PFEIFFER SR MORTGAGE LOAN ORIGINATO 195280 0 0 0 300 0 20232 0 15061 0 230873 0 0 0 HARRY STEWART VP OF MORTGAGE LENDING 197854 0 0 0 900 0 19704 0 10910 0 229368 0 0 0 MARK GOVEDNIK SR VP COMMERCIAL AND AG LENDING 181257 0 0 0 600 0 19645 0 11637 0 213139 0 0 0 LAURIE VEASY VP OF LENDING 180012 0 0 0 0 0 18224 0 -1192 0 197044 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 A MEMBER IS DEFINED AS ANY INDIVIDUAL OR BUSINESS THAT HAS A DEPOSIT ACCOUNT AT THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 7A NUMARK'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED. FORM 990, PART VI, SECTION B, LINE 11B MANAGEMENT REVIEWS FORM 990 BEFORE IT IS FILED WITH THE IRS. THE BOARD IS ALSO GIVEN A COPY OF THE FORM 990 FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 15 AN ANNUAL REVIEW OF THE PRESIDENT IS COMPLETED BY THE BOARD AND COMPENSATION IS DETERMINED BASED UPON THE REVIEWS. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION'S GOVERNING DOCUMENTS ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION. COPIES OF THESE DOCUMENTS CAN BE OBTAINED THROUGH THIS OFFICE. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE ON DISPLAY IN THE LOBBY OF THE CREDIT UNION'S HOME OFFICE. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE GENERAL PUBLIC. FORM 990 PART XII LINE 2C THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.