2026-03-11T14:46:20-07:00 2025-12-31 911969531 ARVID GARNAAS CPA PS 310 E MAGNOLIA ST STE 202 BELLINGHAM WA 98225 990 2025-01-01 844189978 WHATCOM FIREFIGHTERS BENEFITS TRUST WHAT 3603932951 PO BOX 1024 BELLINGHAM WA 98227 THOMAS KETTMAN Trustee 2026-03-11 true Arvid Garnaas CPA P00568575 3607159303 2025 2025-03-06 01:10:19Z THOMAS KETTMAN PO BOX 1024 BELLINGHAM WA 98227 401023 false X WHATCOMFIRETRUST.COM X WA The organization was formed to administer and source insurance benefits for our members of IAA Local 106 (Bellingham Unit) as outlined in our collective bargaining agreement. The organization does not utilize any self-insured plans from 2023 and beyond.Medical Benefits:As of 2023, the organization only manages enrollment/un-enrollment/COBRA for its members, the invoices are paid for these benefits directly by the City of Bellingham.Dental/Vision Benefits:The City of Bellingham transfers a payment each month to Whatcom Fire Trust and then we purchase benefits and pay those bills. For the plan years involved that will be any invoices for Delta Dental or VSP Vision (Delta Vision).COBRA Administration:The organization pays a company RedQuote to manage COBRA, its a flat monthly fee. If any members are on COBRA, the checks then get sent to us for Deposit once per month and we coordinate paying those benefits to LEOFF Trust (who provides all our medical insurance plans).Retiree Benefits:Retir 3 0 0 0 0 387717 401023 0 0 387717 401023 0 0 0 0 0 369261 375704 369261 375704 18456 25319 493546 518865 0 493546 518865 The organization was formed to administer and source insurance benefits for our members of IAA Local 106 (Bellingham Unit) as outlined in our collective bargaining agreement. The organization does not utilize any self-insured plans from 2023 and beyond.Medical Benefits:As of 2023, the organization only manages enrollment/un-enrollment/COBRA for its members, the invoices are paid for these benefits directly by the City of Bellingham.Dental/Vision Benefits:The City of Bellingham transfers a payment each month to Whatcom Fire Trust and then we purchase benefits and pay those bills. For the plan years involved that will be any invoices for Delta Dental or VSP Vision (Delta Vision).COBRA Administration:The organization pays a company RedQuote to manage COBRA, its a flat monthly fee. If any members are on COBRA, the checks then get sent to us for Deposit once per month and we coordinate paying those benefits to LEOFF Trust (who provides all our medical insurance plans).Retiree Benefits:Retir false false Administered and sourced insurance benefits for members of IAA Local 106 (Bellingham Unit) as outlined in the collective bagaining agreement. false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 0 0 false 0 false false false false false false false false X 3 0 false false false false false false false false false false false false false false false false false false THOMAS KETTMAN 3603932951 PO BOX 1024 BELLINGHAM WA 98227 X THOMAS KETTMAN Trustee 1.00 0.00 X 0 0 0 DANIEL MCDERMOTT Trustee 1.00 0.00 X 0 0 0 CARY GUSTAFSON Trustee 1.00 0.00 X 0 0 0 0 false false false 0 0 BILLABLE EXPENSE INCOME 24840 24840 COBRA PREMIUMS 3849 3849 DENTAL VISION PREMIUMS 356353 356353 MEDICAL INSURANCE PREMIUM 16844 16844 SALES 546 546 -1409 -1409 401023 0 0 0 0 0 0 0 0 0 401023 401023 0 0 0 0 0 0 0 0 0 0 0 4650 4650 0 0 0 0 0 0 4750 4750 0 0 0 0 0 0 0 0 0 0 DENTAL VISION COSTS 325253 325253 MENTAL HEALTH PREMIUMS 24840 24840 TAXES AND LICENSES 12275 12275 OTHER BUSINESS EXPENSE 1733 1733 2203 2202 1 375704 361695 14009 0 493546 518865 0 0 0 0 0 0 0 0 0 0 0 0 0 0 493546 518865 0 0 X 493546 518865 493546 518865 493546 518865 25319 X false false false Form 990, Part VI, Section B, Line 11b No review was or will be conducted. Form 990, Part VI, Section C, Line 19 No documents available to the public.