2026-03-10T17:09:21-05:00 2025-12-31 331374517 PKF O'CONNOR DAVIES ADVISORY LLC 500 MAMARONECK AVENUE SUITE 301 HARRISON NY 105281633 990 2025-01-01 260283588 THE DISABILITY FUND INC DISA 5163993020 265 SUNRISE HIGHWAY 1-701 ROCKVILLE CENTRE NY 11570 CHARLES D HAMMERMAN PRESIDENT & CEO 5163993020 2026-03-10 1 MELISSA MODELSON P01603524 9143818900 2026-03-05 2025 2025-03-06 01:10:19Z DISABILITY OPPORTUNITY FUND CHARLES D HAMMERMAN 265 SUNRISE HIGHWAY 1-701 ROCKVILLE CENTRE NY 11570 15693344 0 X WWW.THEDOF.ORG X 2007 NY AS A NATIONALLY CERTIFIED CDFI, DOF'S MISSION IS TO PROVIDE FINANCIAL PRODUCTS, TECHNICAL ASSISTANCE, EQUITY INVESTMENT AND FINANCIAL ADVISORY SERVICES THAT IMPROVE THE QUALITY OF LIFE AND BUILD PERSONAL WEALTH FOR PEOPLE WITH DISABILITIES AND THEIR FAMILIES, AND SUPPORT ORGANIZATIONS SERVING THIS MARKET. 13 11 1 12 0 0 5519517 5264193 1768998 1492585 1003356 1946319 22500 10000 8314371 8713097 1907073 2171843 0 0 556886 530569 0 0 131297 3385244 5105558 5849203 7807970 2465168 905127 70573996 65972956 53017431 48306623 17556565 17666333 X AS A NATIONALLY CERTIFIED CDFI, DOF'S MISSION IS TO PROVIDE FINANCIAL PRODUCTS, TECHNICAL ASSISTANCE, EQUITY INVESTMENT ANDFINANCIAL ADVISORY SERVICES THAT IMPROVE THE QUALITY OF LIFE AND BUILD PERSONAL WEALTH FOR PEOPLE WITH DISABILITIES AND THEIRFAMILIES, AND SUPPORT ORGANIZATIONS SERVING THIS MARKET. 0 0 7454248 2171843 1492585 COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) PROVIDING TECHNICAL AND FINANCIAL SERVICES TO INDIVIDUALS AND ORGANIZATIONS SERVINGTHE DISABILITY MARKET THROUGHOUT THE UNITED STATES, WITH A FOCUS ON AFFORDABLE HOUSING, SCHOOLS AND VOCATIONAL TRAINING CENTERS. 7454248 1 1 0 0 0 0 0 0 0 0 1 0 1 1 0 1 1 0 0 0 1 1 0 0 0 0 0 1 0 1 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 1 19 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 X 13 11 0 1 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 NY X X CHARLES D HAMMERMAN 5163993020 265 SUNRISE HIGHWAY 1-701 ROCKVILLE CENTRE NY 11570 CHARLES D HAMMERMAN PRESIDENT & CEO 40.00 X X 512557 0 0 LARUE GIBSON CHAIR 1.00 X X 0 0 0 LUIS DONOSO VICE CHAIR 1.00 X X 0 0 0 CINNAMON CHAMBERS LEWIS SECRETARY 1.00 X X 0 0 0 JUSTIN MANASTER ASSISTANT SECRETARY 1.00 X X 0 0 0 DIANA TUROFF TREASURER 1.00 X X 0 0 0 JAZMINE DA COSTA BOARD MEMBER 1.00 X 0 0 0 ANNE C FLANNERY BOARD MEMBER 1.00 X 0 0 0 D EDWARD GREENE BOARD MEMBER 1.00 X 0 0 0 CARL JENKINS BOARD MEMBER 1.00 X 0 0 0 GENNY KURZWEIL BOARD MEMBER/CHIEF OPER. OFFICER 40.00 X 0 0 0 DAVID SWEENY BOARD MEMBER 1.00 X 0 0 0 ISAAC WELLS BOARD MEMBER 1.00 X 0 0 0 512557 0 0 1 0 1 0 DIF MANAGEMENT I LLC 265 SUNRISE HIGHWAY 1-701 ROCKVILLE CENTRE NY 11570 MANAGEMENT SERVICES 725000 FALCON RAPPAPORT & BERKMAN LLP 265 SUNRISE HIGHWAY SUITE 50 ROCKVILLE CENTRE NY 11570 LEGAL SERVICES 223527 2 5017678 246515 5264193 LOAN FEES & RELATED INTEREST 525990 1492585 1492585 1492585 507238 507238 8419328 6980247 1439081 1439081 1439081 MISCELLANEOUS REVENUE 900099 10000 10000 10000 8713097 1492585 0 1956319 2037902 2037902 133941 133941 510903 408710 51097 51096 19666 14987 2913 1766 725000 580000 72500 72500 378125 377625 500 83819 4113 79706 49632 49632 86173 82682 1664 1827 17803 17150 325 328 1843 1843 34494 34255 110 129 17413 13271 491 3651 1189750 1189750 14879 1760 13119 LOAN FORGIVENESS 1570316 1570316 PROVISION FOR CREDIT LO 892181 892181 MEMBERSHIP FEES 44130 44130 7807970 7454248 222425 131297 2372313 4602998 9247806 4248456 23924 13000 0 329 4000087 5627787 57988 30801 346667 346667 346667 6678195 0 10634716 3149716 20907429 32001061 16304871 15952141 70573996 65972956 179753 1215923 2137678 1327700 13000 50700000 45750000 53017431 48306623 X 15538887 17666333 2017678 0 17556565 17666333 70573996 65972956 X 905127 -795359 X 0 1 X 1 1 1 X 4246696 3930204 6576123 5519517 5264193 25536733 4246696 3930204 6576123 5519517 5264193 25536733 25536733 6816 106780 647821 1003356 507238 2272011 326760 21460 59083 22500 10000 439803 28248547 6544167 0.90400 0.93000 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: RECOVERY OF LOAN LOSS - 2021 AMOUNT: $ 326,760. LEGAL REIMBURSEMENT - 2022 AMOUNT: $ 17,401. MISCELLANEOUS REVENUE - 2022 AMOUNT: $ 4,059. 2023 AMOUNT: $ 59,083. 2024 AMOUNT: $ 22,500. 2025 AMOUNT: $ 10,000. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 346667 346667 346667 NOTES RECEIVABLE 32001061 C 32001061 LEASED ASSETS 15939512 OTHER ASSETS 12629 15952141 X 7917738 0 7917738 795359 795359 8713097 7807970 0 7807970 0 7807970 PART X, LINE 2: DOF RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED. MANAGEMENT HAS DETERMINED THAT DOF HAD NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE FINANCIAL STATEMENT RECOGNITIONS AND/OR DISCLOSURE. DOF IS NO LONGER SUBJECT TO EXAMINATIONS BY THE APPLICABLE TAXING JURISDICTION FOR THE YEARS PRIOR TO DECEMBER 31, 2022. PART XI, LINE 4B - OTHER ADJUSTMENTS: IMPAIRMENT OF LEASED ASSETS 245,359. IMPAIRMENT OF INVESTMENTS 550,000. 1 EUROPE (INCLUDING ICELAND & GREENLAND) 0 0 GRANTMAKING 108941 MIDDLE EAST AND NORTH AFRICA 0 0 GRANTMAKING 25000 0 0 0 0 0 0 133941 0 133941 EUROPE (INCLUDING ICELAND & GREENLAND) TO SUPPORT PUBLIC POLICY FOR PEOPLE WITH DISABILITIES 108941 WIRE TRANSFER 0 MIDDLE EAST AND NORTH AFRICA TO SUPPORT TECHNOLOGY FOR PEOPLE WITH DISABILITIES 25000 WIRE TRANSFER 0 1 1 0 0 0 0 0 0 PART I, LINE 2: THE DISABILITY FUND, INC. HAS A FULL APPLICATION PROCESS INCLUDING REVIEW AND FOLLOW UP WITH THE RECIPIENTS WHO PROVIDE REPORTS ON HOW THE FUNDS ARE EXPENDED. PART I, LINE 3: THE ACCRUAL BASIS OF ACCOUNTING METHOD IS USED TO ACCOUNT FOR EXPENDITURES. 1 THE SCHOOLHOUSE HOTEL 125 SCHOOLHOUSE WAY WHITE SULPHUR SPRINGS WV 24986 870828309 812390 0 RURAL ECONOMIC DEVELOPMENT AND EMPLOYMENT OF PEOPLE WITH DISABILITIES REBUILD METRO INC 1129 NORTH CAROLINE STREET BALTIMORE MD 21213 232671667 501(C)(3) 272839 0 SUPPORT COMMUNITY DEVELOPMENT 241 SHORE ROAD LLC 265 SUNRISE HIGHWAY ROCKVILLE CENTRE NY 11570 333622501 100000 0 TO FUND SITE IMPROVEMENTS AND ACCESSIBILITY ENHANCEMENTS DIF MANAGEMENT I LLC 265 SUNRISE HIGHWAY ROCKVILLE CENTRE NY 11570 852259408 80000 0 TO COVER INTEREST PAYMENTS FOR 2025 IMPACT ASSETS INC 4340 EAST WEST HIGHWAY BETHESDA MD 20814 262048480 501(C)(3) 75000 0 SUPPORT EMPLOYMENT OF PEOPLE WITH DISABILITIES EPIC MEDICAL SERVICES PC 1500 HEMPSTEAD TURNPIKE HEMPSTEAD NY 11554 811505854 501(C)(3) 70300 0 SUPPORT SERVICES FOR PEOPLE WITH DISABILITIES ENABLED INTELLIGENCE 6400 ARLINGTON BOULEVARD FALLS CHURCH VA 22042 845095596 501(C)(3) 50000 0 SUPPORT EMPLOYMENT OF PEOPLE WITH DISABILITIES JBI INTERNATIONAL INC 110 EAST 30TH STREET NEW YORK NY 10016 131683279 46920 0 SUPPORT ACCESSIBLE PRODUCTS FOR PEOPLE WITH DISABILITIES TRIPLE A & C INVESTMENTS 669 BARAKALIN LANE LEWISBERG WV 24901 851374591 45000 0 SUPPORT ECONOMIC DEVELOPMENT FOR DISABILITIES CSJ RENOVATION 431 LONG BEACH ROAD ISLAND PARK NY 11558 40000 0 SUPPORT HOUSING FOR PEOPLE WITH DISABILITIES APPALACHIAN COMMUNITY CAPITAL DEVELOPMENT FOUNDATION 110 PEPPERS FERRY ROAD NORTHWEST CHRISTIANSBURG VA 24073 462827486 501(C)(3) 25000 0 SUPPORT COMMUNITY DEVELOPMENT GREENBRIAR VALLEY AQUATIC CENTER 896 MAPLEWOOD AVENUE LEWISBURG WV 24901 830858673 501(C)(3) 25000 0 RURAL ECONOMIC DEVELOPMENT AND EMPLOYMENT OF PEOPLE WITH DISABILITIES JUST CAPITAL ACCESS INC 240 EAST EVERGREEN AVENUE PHILADELPHIA PA 19118 991770906 501(C)(3) 25000 0 SUPPORT COMMUNITY DEVELOPMENT FINANCE NATIONAL DISABILITY FINANCE COALITION INC 3913 OLIVER STREET HYATTSVILLE MD 20782 841781082 501(C)(3) 25000 0 SUPPORT OF CDFI ACTIVITY IN DISABILITIES SITELINT 1209 NORTH ORANGE STREET WILMINGTON DE 19801 991101728 25000 0 SUPPORT TECHNOLOGY FOR PEOPLE WITH DISABILITIES TRILLIUM COLLECTIVE LTD 772 WEST MAIN STREET WHITE SULPHUR SPRINGS WV 24986 550694400 501(C)(3) 20000 0 SUPPORT EDUCATION FOR CHILDREN WITH DISABILITIES PTA NEW YORK CONGRESS 54 SOUTH 32ND STREET WYANDANCH NY 11798 901137165 501(C)(3) 20000 0 SUPPORT EDUCATION FOR CHILDREN WITH DISABILITIES GOFUNDMEORG 8605 SANTA MONICA BOULEVARD WEST HOLLYWOOD CA 88639 812279757 501(C)(3) 18470 0 SUPPORTT MEDICAL FOR PERSON WITH DISABILITY FRIENDS OF AKIM USA INC 634 EAGLE ROCK AVENUE WEST ORANGE NJ 07052 112499314 501(C)(3) 18000 0 SUPPORT EMPLOYMENT OF PEOPLE WITH DISABILITIES BOOMER ESIASON FOUNDATION 483 TENTH AVENUE NEW YORK NY 10018 113142753 501(C)(3) 17500 0 SUPPORT OF RESEARCH FOR DISABILITIES THE VALERIE FUND 2101 MILLBURN AVENUE MAPLEWOOD NJ 07040 222126867 501(C)(3) 17000 0 SUPPORT SERVICES FOR PEOPLE WITH DISABILITIES NEW YORK STATE CDFI COALITION INC 255 ORANGE STREET ALBANY NY 12210 811809664 501(C)(3) 15000 0 SUPPORT OF CDFI ACTIVITY IN DISABILITIES THE PAT CAIRO FAMILY FOUNDATION 40 PARKWORLD DRIVE WEST VALLEY STREAM NY 11580 113261298 501(C)(3) 15000 0 SUPPORT CANCER RESEARCH RELIANT CARE TRANSPORT 49 OLD MIDDLETOWN ROAD NANUET NY 10954 990564484 15000 0 SUPPORT TRANSPORT FOR PEOPLE WITH DISABILITIES ZAREINU INC 257 BEACH 17TH STREET FAR ROCKAWAY NY 11691 932100710 501(C)(3) 15000 0 SUPPOIRT EDUCATION FOR CHILDREN WITH DISABILITIES CITY ACCESS NEW YORK INC 1207 CASTLETON AVENUE STATEN ISLAND NY 10310 203786663 501(C)(3) 10000 0 SUPPORT SOCIALIZATION FOR PEOPLE WITH DISABILITIES COMMUNITY DEVELOPMENT VENTURE CAPITAL ALLIANCE 475 RIVERSIDE DRIVE NEW YORK NY 10115 411800192 501(C)(3) 10000 0 SUPPORT OF CDFI ACTIVITY IN DISABILITIES CHILDHOOD LEAGUE INC 674 CLEVELAND AVENUE COLUMBUS OH 43215 316400177 501(C)(3) 10000 0 SUPPORT EDUCATION FOR CHILDREN WITH DISABILITIES COMMUNITIES IN SCHOOL OF GREENBRIER COUNTY INC PO BOX 1188 LEWISBURG WV 24901 010857998 501(C)(3) 10000 0 SUPPORT WITH CHILDREN WITH DISABILITIES THE FAISON CENTER INC 5311 MARKET ROAD RICHMOND VA 23230 030387451 501(C)(3) 10000 0 SUPPORT HOUSING FOR PEOPLE WITH DISABILITIES HEROES TO HEROES FOUNDATION PO BOX 741577 BOYTON BEACH FL 33474 272037965 501(C)(3) 10000 0 SUPPORT VETERANS WITH DISABILITIES KAREN'S HOPE INC 3553 KENORA PLACE SEAFORD NY 11783 465582630 501(C)(3) 10000 0 SUPPORT SERVICES FOR PEOPLE WITH DISABILITIES TEAM GOOSE FOUNDATION INC 1 DREXEL COURT BOONTON NJ 07005 923582005 501(C)(3) 9170 0 SUPPORT FOR ALS RESEARCH BAC HOMES 01546 COUNTY ROAD 665 BLOOMINGDALE MI 49026 392880404 7643 0 SUPPORT HOUSING FOR PEOPLE WITH DISABILITIES VARIETY CLUB OF BUFFALO NEW YORK INC 6114 BROADWAY STREET LANCASTER NY 14086 160673270 501(C)(3) 7500 0 SUPPORT CHILDREN WITH DISABILITIES NYC AUTISM CHARTER SCHOOLS 433 EAST 100TH STREET NEW YORK NY 10029 812958000 501(C)(3) 7000 0 SUPPORT EDUCATION FOR CHILDREN WITH DISABILITIES PLEDGELING FOUNDATION 2261 MARKET STREET SAN FRANCISCO CA 94114 462440594 501(C)(3) 6600 0 SUPPORT COMMUNITY DEVELOPMENT 28 9 PART I, LINE 2: THE DISABILITY FUND, INC. HAS A FULL APPLICATION PROCESS INCLUDING REVIEW AND FOLLOW UP WITH THE RECIPIENTS WHO PROVIDE REPORTS ON HOW THE FUNDS ARE EXPENDED. X X X 0 0 0 0 0 0 0 1 0 CHARLES D HAMMERMAN PRESIDENT & CEO 332557 0 180000 0 0 0 0 0 0 0 512557 0 0 0 PART I, LINE 7 THE PRESIDENT & CEO RECEIVED A DISCRETIONARY BONUS DURING CALENDAR YEAR 2025, WHICH WAS INCLUDED IN COLUMN B(II) HEREIN AND IN HIS 2025 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES. DIF MANAGEMENT I LLC OWED BY SPOUSE OF PRESIDENT TO FUND AFFORDABLE HOUSING X 2300000 2300000 0 1 1 DIF MANAGEMENT I LLC OWED BY SPOUSE OF PRESIDENT TO FUND AFFORDABLE HOUSING X 1700280 1700087 0 1 1 241 SHORE ROAD LLC OWED BY SPOUSE OF PRESIDENT TO FUND AFFORDABLE HOUSING X 1327700 1327700 0 1 1 241 SHORE ROAD LLC OWED BY SPOUSE OF PRESIDENT TO FUND AFFORDABLE HOUSING X 13000 13000 0 1 1 PDS DEVELOPMENT CORPORATION OWNED BY A BOARD MEMBER TO FUND AFFORDABLE HOUSING X 300000 300000 0 1 1 5640787 DIF MANAGEMENT I LLC SPOUSE OF PRESIDENT 80000 GRANT TO COVER INTEREST PAYMENTS FOR 2025 241 SHORE ROAD LLC SPOUSE OF PRESIDENT 100000 GRANT TO FUND SITE IMPROVEMENTS AND ACCESSIBILITY ENHANCEMENTS DIF MANAGEMENT I LLC SPOUSE OF PRESIDENT 725000 TO PROVIDE FINANCIAL REPORTING OVERSIGHT 0 FORM 990, PART VI, SECTION A, LINE 3 DIF MANAGEMENT I, LLC PROVIDES MANAGEMENT SERVICES UNDER CONTRACT TO THE DISABILITY FUND, INC. THE SERVICES PROVIDED INCLUDES FINANCIAL REPORTING MANAGEMENT, LOGISTICAL, STRATEGIC AND OTHER OVERSIGHT TO THE DISABILITY FUND, INC. THE ORGANIZATION INCURRED $725,000 FOR THESE SERVICES DURING THE 2025 YEAR. GENNY KURZWEIL WAS PAID $129,115 IN 2025 BY THE MANAGEMENT COMPANY FOR SERVICES AS COO OF THE ORGANIZATION. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION HAS ITS FORM 990 PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND HAS ESTABLISHED THE FOLLOWING REVIEW PROCESS TO ENSURE THAT THE INFORMATION REPORTED IS COMPLETE AND ACCURATE. WHEN THE FORM 990 HAS BEEN PREPARED, REVIEWED BY MANAGEMENT AND IS READY TO BE FILED WITH THE INTERNAL REVENUE SERVICE, IT IS SUBMITTED ELECTRONICALLY TO MEMBERS OF THE ORGANIZATION'S GOVERNING BODY FOR ANY COMMENTS PRIOR TO ITS SUBMISSION. THE GOVERNING BODY IS PROVIDED WITH ONE WEEK TO REVIEW THE PREPARED FORM 990 AND PROVIDE THEIR COMMENTS. ANY COMMENTS ARE THEN GROUPED, SUMMARIZED AND PROVIDED TO THE MEMBERS OF MANAGEMENT IN CHARGE OF FILING THE RETURN FOR THEIR REVIEW. EACH ISSUE IS DOCUMENTED AND ADDRESSED UNTIL THE RETURN IS FINALIZED AND APPROVED FOR FILING. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION CURRENTLY HAS IN PLACE A CONFLICT OF INTEREST POLICY WHICH IT ANNUALLY MONITORS AND ENFORCES. THE BOARD CURRENTLY MANDATES THAT ALL MEMBERS OF MANAGEMENT AND THE GOVERNING BODY ANNUALLY SIGN A CONFLICT OF INTEREST POLICY AND DISCLOSE ANY POTENTIAL OR ACTUAL CONFLICTS THAT MAY EXIST. THE SIGNED CONFLICT OF INTEREST POLICY IS SUBMITTED TO THE CEO WHO REVIEWS THE SIGNED ATTESTATIONS FOR POTENTIAL OR ACTUAL CONFLICTS. IF A POTENTIAL OR ACTUAL CONFLICT OF INTEREST EXISTS, THE CEO WILL NOTIFY MEMBER OF MANAGEMENT OR THE GOVERNING BODY ABOUT SUCH CONFLICT AND INVESTIGATE THE CONFLICT. THE RESULTS OF THE INVESTIGATION WILL BE SUMMARIZED AND DOCUMENTED BY THE CEO AND BE REPORTED TO THE GOVERNING BODY. IF THE CEO ESTABLISHED THAT AN ACTUAL CONFLICT EXISTS, THE MEMBER OF MANAGEMENT OR THE GOVERNING BODY WILL BE NOTIFIED IMMEDIATELY AND WILL NOT BE ALLOWED TO VOTE OR BE A PART OF ANY DECISIONS ABOUT ANY SUCH TRANSACTIONS THAT HAVE TO DO WITH THE CONFLICT UNTIL SUCH TIME THERE IS NO LONGER A CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 THE ORGANIZATION HAS ESTABLISHED A WRITTEN COMPENSATION POLICY FOR THEIR BOARD TO FOLLOW IN ESTABLISHING THE COMPENSATION FOR THE CEO, OTHER OFFICERS OR KEY EMPLOYEES. THE POLICY MANDATES THAT EXECUTIVE COMPENSATION BE PERIODICALLY REVIEWED BY THE BOARD AND THAT THE BOARD SHOULD BE FREE OF CONFLICTS OF INTEREST. IN ADDITION, THE BOARD REVIEWS APPROPRIATE AND ADEQUATE DATA TO DETERMINE THE REASONABLENESS OF COMPENSATION BEING CONSIDERED. THE BOARD USES A VARIETY OF INFORMATION AND STUDIES THAT ARE AVAILABLE TO DETERMINE THAT THE APPROPRIATE LEVEL OF COMPENSATION IS BEING PAID TO ITS EXECUTIVES. THE BOARD'S DECISION REGARDING THE AMOUNT OF COMPENSATION PAID MUST BE ADEQUATELY DOCUMENTED IN THE CONTEMPORANEOUSLY WRITTEN FORMAT, DOCUMENTED WITH THE DATE OF THE DECISION, THE MEMBERS PRESENT DURING THE DECISION AND THOSE WHO VOTED ON IT, THE FULL TERMS OF THE TRANSACTION THAT WERE APPROVED AND THE COMPARABLE DATA USED AND RELIED UPON TO MAKE THE DETERMINATION. THE REVIEW PROCESS LAST OCCURRED IN AUGUST 2025. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS FORM 990 AVAILABLE FOR PUBLIC INSPECTION AS REQUIRED UNDER SECTION 6104 OF THE INTERNAL REVENUE CODE. THE RETURN IS ALSO POSTED ON GUIDESTAR.ORG AND OTHER SIMILAR TYPES OF WEBSITES. IN ADDITION, THE FINANCIAL STATEMENTS, CONFLICT OF INTEREST POLICY, ARTICLES OF INCORPORATION AND BY-LAWS ARE ALSO AVAILABLE UPON WRITTEN REQUEST OR BY CALLING THE ORGANIZATION DIRECTLY. FORM 990, PART XI, LINE 9: IMPAIRMENT OF LEASED ASSETS -245,359. IMPAIRMENT OF INVESTMENTS -550,000.