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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>BUSINESS RELATIONSHIP - EXECUTIVE DIRECTOR, JEAN SEWELL, IS CURRENTLY RENTING PROPERTY FROM A BOARD MEMBER.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE 990 IS EMAILED TO THE DIRECTOR, WHO THEN EMAILS IT TO THE BOARD OF DIRECTORS FOR REVIEW AND THEN APPROVAL.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD MEETS MONTHLY. EACH PERSON HAS THE ETHICAL RESPONSIBILITY TO INFORM OTHER BOARD MEMBERS OF POSSIBLE CONFLICTS OF INTEREST. OUR POLICY IS AVAILABLE AT EVERY MEETING. ANYONE WITH A CONFLICT MAY SIGN-OUT AND RECUSE THEMSELVES FROM AN ISSUE AND/OR A MEETING.</ExplanationTxt>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>FORM 990S ARE AVAILABLE ON GRANTS.GOV, AND COPIES ARE SENT TO THOSE WHO REQUEST THEM, LIKE GRANTORS AND COMMUNITY MEMBERS. THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.</ExplanationTxt>
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          <CityNm>TWO HARBORS</CityNm>
          <StateAbbreviationCd>MN</StateAbbreviationCd>
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