2026-09-07T09:01:11-05:00 2026-04-30 920460586 PWC US TAX LLP 4300 E CAMELBACK ROAD STE 475 PHOENIX AZ 85018 990PF 2025-05-01 166474318 LOREN MCPHERSON CHARITABLE TRUST MCPH 6073376136 C/O NBT BANK NA 52 S BROAD ST NORWICH NY 13815 NBT BANK NA TRUSTEE 6073376136 2026-08-10 true JEFFREY E KUHLIN P00353001 4123556000 2026-08-10 X 2025 X 431084 X 12231 12231 16243 60014 16243 0 28474 28474 5132 4619 513 0 0 0 0 0 0 1322 0 0 1322 0 0 428 178 0 0 0 0 0 0 0 100 100 6982 4797 0 1935 19475 19475 26457 4797 0 21410 2017 23677 0 2962 7429 7429 0 0 0 337770 335277 423655 340732 342706 431084 0 X 340732 342706 340732 342706 340732 342706 340732 2017 1 342750 44 342706 6.766 INVESCO OPPENHEIMER INTL GROWTH Y 2023-09-19 2025-06-23 235 243 -8 -8 25. DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2025-06-23 575 461 114 114 10.069 DFA EMERGING MKTS PORTFOLIO 2019-06-17 2025-06-23 320 271 49 49 7.401 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2021-09-15 2025-06-23 80 97 -17 -17 11.518 DODGE & COX INTL STOCK FUND 2020-03-13 2025-06-23 685 356 329 329 10.783 FEDERATED HERMES MDT MID CAP GROWTH IS 2024-06-21 2025-06-23 720 579 141 141 7.697 FIDELITY 500 INDEX FUND 2019-06-17 2025-06-23 1615 776 839 839 5.629 FIDELITY SMALL CAP INDEX FUND 2024-06-21 2025-06-23 150 142 8 8 21.702 FIDELITY EMERGING MKTS INDEX FUND 2019-09-17 2025-06-23 255 223 32 32 10. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2021-09-15 2025-06-23 401 375 26 26 5. ISHARES MSCI EAFE GROWTH ETF 2023-09-18 2025-06-23 540 448 92 92 13.615 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2025-06-23 1110 546 564 564 28.787 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2025-06-23 515 450 65 65 11.093 COLUMBIA DIVIDEND INCOME INST3 2024-06-21 2025-09-18 415 369 46 46 7.618 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2017-02-10 2025-09-18 190 139 51 51 19.188 DFA EMERGING MKTS PORTFOLIO 2025-09-18 690 532 158 158 13.487 DODGE & COX INTL STOCK FUND 2020-03-13 2025-09-18 880 417 463 463 7.166 FIDELITY 500 INDEX FUND 2019-06-17 2025-09-18 1655 722 933 933 31.341 FIDELITY SMALL CAP INDEX FUND 2025-09-18 970 603 367 367 60.866 FIDELITY EMERGING MKTS INDEX FUND 2025-09-18 815 641 174 174 15.331 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2025-09-18 1410 614 796 796 2.542 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2025-09-18 85 86 -1 -1 2.78 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-12-17 2025-12-18 70 54 16 16 56.412 DODGE & COX INTL STOCK FUND 2025-12-18 915 542 373 373 4.112 FIDELITY 500 INDEX FUND 2019-06-17 2025-12-18 970 415 555 555 18.055 FIDELITY SMALL CAP INDEX FUND 2020-06-15 2025-12-18 570 325 245 245 10. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2024-12-17 2025-12-18 454 376 78 78 23.875 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2025-12-18 435 375 60 60 8.189 PIMCO INCOME FUND INSTL CLASS 2024-06-04 2025-12-18 90 86 4 4 15.192 COLUMBIA DIVIDEND INCOME INST3 2025-03-18 2026-03-20 570 521 49 49 4.596 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-12-17 2026-03-20 115 90 25 25 26.412 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2025-09-18 2026-03-20 278 290 -12 -12 198.612 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2026-03-20 2087 2155 -68 -68 76.531 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2026-03-20 675 695 -20 -20 852.607 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2026-03-20 7520 8208 -688 -688 187.796 FIDELITY US BOND INDEX INSTL PREMIUM 2025-09-18 2026-03-20 1957 1985 -28 -28 337.156 FIDELITY US BOND INDEX INSTL PREMIUM 2019-06-17 2026-03-20 3513 3948 -435 -435 134.348 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2026-03-20 2515 1970 545 545 3.235 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2026-03-20 105 109 -4 -4 17.101 INVESCO OPPENHEIMER INTL GROWTH Y 2026-04-29 420 484 -64 -64 38.912 COLUMBIA DIVIDEND INCOME INST3 2025-03-18 2026-04-29 1530 1334 196 196 11.385 DFA INTERNATIONAL SMALL COMPANY PORTFOLIO 2024-12-17 2026-04-29 305 223 82 82 10.511 DFA EMERGING MKTS PORTFOLIO 2026-04-29 455 273 182 182 19.964 DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO 2017-02-10 2026-04-29 225 211 14 14 47.945 DODGE & COX INTL STOCK FUND 2020-03-13 2026-04-29 840 371 469 469 7.43 DODGE & COX GLOBAL BOND FUND 2025-09-18 2026-04-29 83 85 -2 -2 5.927 DODGE & COX GLOBAL BOND FUND 2026-04-29 67 64 3 3 120.283 DODGE & COX INCOME FUND 2026-04-29 1530 1557 -27 -27 3.546 FEDERATED HERMES MDT MID CAP GROWTH IS 2025-12-18 2026-04-29 225 230 -5 -5 16.835 FEDERATED INSTITUTIONAL HIGH YIELD BOND FUND 2023-12-18 2026-04-29 150 147 3 3 6.169 FIDELITY 500 INDEX FUND 2025-03-18 2026-04-29 1530 1206 324 324 13.277 FIDELITY SMALL CAP INDEX FUND 2025-03-18 2026-04-29 455 339 116 116 28.779 FIDELITY EMERGING MKTS INDEX FUND 2019-09-17 2026-04-29 455 296 159 159 160.92 FIDELITY US BOND INDEX INSTL PREMIUM 2019-06-17 2026-04-29 1680 1884 -204 -204 236.982 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2025-09-18 2026-04-29 2190 2230 -40 -40 11.394 FIDELITY INFLATION PROTECTED BOND INSTL PREM 2021-03-16 2026-04-29 105 124 -19 -19 5. FLEXSHARES MSTAR GLBL UPSTRM NAT RES IDX 2024-12-17 2026-04-29 270 188 82 82 11.237 JPMORGAN LARGE CAP GROWTH I 2019-12-16 2026-04-29 915 450 465 465 11.521 LAZARD GLOBAL LISTED INFRASTRUCTURE FUND 2017-02-10 2026-04-29 225 169 56 56 36.205 PIMCO INCOME FUND INSTL CLASS 2025-09-18 2026-04-29 391 395 -4 -4 5.925 PIMCO INCOME FUND INSTL CLASS 2024-06-04 2026-04-29 64 62 2 2 6.367 T. ROWE PRICE MID-CAP VALUE FUND I 2024-06-21 2026-04-29 225 215 10 10 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 CAPITAL GAIN DIVIDENDS P 8529 16243 329 0 329 0 329 208 0 0 208 0 121 0 0 false false false false false false false true true NY true false false false false true N/A NBT BANK NA 6073376136 52 S BROAD ST NORWICH NY 13815 false false false false true false false false false false false false false false false false false false false false false false NBT BANK NA 52 S BROAD STREET NORWICH NY 13815 TRUSTEE 1 5132 NONE 0 NONE 0 413696 8228 0 421924 0 0 421924 6329 415595 20780 20780 329 329 20451 0 20451 0 20451 21410 0 0 0 0 21410 20451 764 0 0 0 0 0 0 0 21410 764 0 0 20451 195 0 0 195 0 0 0 0 0 0 0 195 0 0 0 0 195 X HARVARD UNIVERSITY 124 MT AUBURN ST CAMBRIDGE MA 02138 NONE PC SCHOLARSHIPS 19475 19475 14 12231 18 16243 28474 28474 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 1322 1322 DODGE & COX INCOME FUND AT COST 41737 40898 DFA EMERGING MKTS PORTFOLIO AT COST 8237 13734 DFA INTERNATIONAL SMALL COMPAN AT COST 5476 8839 DODGE & COX INTL STOCK FUND AT COST 10573 24615 INVESCO OPPENHEIMER INTL GROWT AT COST 15178 12039 FLEXSHARES MSTAR GLBL UPSTRM N AT COST 7717 12937 DFA GLOBAL REAL ESTATE SECURIT AT COST 5810 6525 LAZARD GLOBAL LISTED INFRASTRU AT COST 4678 6377 FEDERATED INSTITUTIONAL HIGH Y AT COST 4051 4149 FIDELITY INFLATION PROTECTED B AT COST 63327 62347 FIDELITY US BOND INDEX INSTL P AT COST 49332 45232 DODGE & COX GLOBAL BOND FUND AT COST 3849 4131 FIDELITY 500 INDEX FUND AT COST 21841 45184 JPMORGAN LARGE CAP GROWTH I AT COST 17098 27252 ISHARES MSCI EAFE GROWTH ETF AT COST 8344 12506 FIDELITY EMERGING MKTS INDEX F AT COST 9023 13747 COLUMBIA DIVIDEND INCOME INST3 AT COST 27092 43544 FIDELITY SMALL CAP INDEX FUND AT COST 8073 13999 PIMCO INCOME FUND INSTL CLASS AT COST 12143 12421 FEDERATED HERMES MDT MID CAP G AT COST 5498 6427 T. ROWE PRICE MID-CAP VALUE FU AT COST 6200 6752 FIDELITY INFL PROT BD COST BASIS ADJ 44 STATE FILING FEE 100 0 100 ROUNDING 1 FEDERAL TAX PAYMENT - PRIOR YE 42 0 0 FEDERAL ESTIMATES - PRINCIPAL 208 0 0 FOREIGN TAXES ON QUALIFIED FOR 135 135 0 FOREIGN TAXES ON NONQUALIFIED 43 43 0