2026-08-26T10:30:25-04:00 2025-12-31 994503147 WAVERLY BUSINESS SERVICES 6856 LOOP RD DAYTON OH 45459 990 2025-01-01 340894391 NORTH COAST CREDIT UNION NORT 4407340400 22735 LORAIN ROAD FAIRVIEW PARK OH 44126 BRYAN BOYKO PRESIDENT 4403336366 2026-08-25 ERIN ALDERSON EA P01231640 9374352742 2026-08-25 2025 2025-03-06 01:10:19Z BRYAN BOYKO 892715 false X WWW.NCCUONLINE.COM X CREDIT UNION 1958 OH IT IS THE MISSION OF NORTH COAST CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER. 8 7 6 7 0 0 583686 585136 345233 307579 0 928919 892715 0 60088 52405 329320 347304 0 0 447527 442403 836935 842112 91984 50603 15817676 16541848 61095 64733 15756581 16477115 IT IS THE MISSION OF NORTH COAST CREDIT UNION TO EXCEED EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS THAT WILL PROMOTE MEMBERS' FINANCIAL SUCCESS, WHILE OPERATING IN A FINANCIALLY SOUND, ETHICAL MANNER. false false DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 2,146 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 1,311 MEMBERS. DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING MEMBERS ACCESS TO THEIR ACCOUNTS VIA HOME BANKING AND IN PERSON AT THE CREDIT UNION OFFICE. false false false false false false false false false true false false true false false false false false false false false false false false false false false false false false true false false false false false false false false false false false false true 221 0 true 6 true false false false false false false false false X 8 7 false false false false true true false true true false true true true false false true true false false X BRYAN BOYKO 4407340400 22735 LORAIN RD FAIRVIEW PARK OH 44126 BRYAN BOYKO PRESIDENT 40.00 X 141632 0 4116 PATRICK COONEY DIRECTOR 1.00 X 0 0 0 LINDA HINTON DIRECTOR 1.00 X 0 0 0 BONNIE LACAUSE SECRETARY 1.00 X 0 0 0 RAYMOND MARVAR VICE CHAIRMA 1.00 X 0 0 0 RALPH MCGREEVY TREASURER 1.00 X 0 0 0 JEFFREY RECHENBACH CHAIRMAN 1.00 X 0 0 0 JIM ROKAKIS DIRECTOR 1.00 X 0 0 0 141632 4116 1 false false false INTEREST - PERSONAL LOANS 522100 480866 480866 FEE INCOME 522100 104270 104270 585136 307579 307579 892715 585136 307579 52405 141632 169664 8641 2622 24745 9977 7346 7487 104820 90286 22200 437 6999 32804 18924 MERCHANT/CREDIT CARD FEES 102913 LOAN SERVICING/LOAN LOSS 19120 CORPORATE ONE SERVICE CHG 10830 EQUIPMENT LEASES 6513 1747 842112 0 0 0 102996 118907 22243 22321 207014 289894 571684 174517 7514401 7273977 11233 14953 1170724 412703 772025 758021 6616080 7889258 15817676 16541848 61095 64733 61095 64733 X 15756581 16477115 15756581 16477115 15817676 16541848 X 50603 669931 X false false 150000 150000 854508 272662 581846 166216 140041 26175 758021 JUMBO CERTIFICATES OF DEPOSIT 5748000 FED PLUS ACCOUNT 1609768 SPLIT DOLLAR RECEIVABLE 184630 OTHER INVESTMENTS 174680 INSURANCE FUND DEP 115716 CORPORATE CREDIT UNION 56464 7889258 BONNIE LACAUSE SECRETARY X 155261 131335 false true true JIM ROKAKIS DIRECTOR X 50000 29161 false true true RAY MARVAR VICE CHAIRMAN X 20000 14021 false true true 174517 FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF 1,311 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS. FORM 990, PAGE 6, PART VI, LINE 7A THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. FORM 990, PAGE 6, PART VI, LINE 11B THE CREDIT UNION'S MANAGEMENT REVIEWS FORM 990 FIRST. AFTER MANAGEMENT'S REVIEW, FORM 990 IS PRESENTED TO THE CREDIT UNION'S BOARD OF DIRECTORS FOR REVIEW. FORM 990, PAGE 6, PART VI, LINE 15A THE CEO'S SALARY WAS REVIEWED AND APPROVED BY THE OHIO DEPARTMENT OF COMMERCE, DIVISION OF FINANCIAL INSTITUTIONS (DFI). DFI REVIEWS THE CEO'S CREDENTIALS AND SALARY REQUIREMENT TO MAKE SURE THEY WERE IN LINE WITH INDUSTRY STANDARDS. FORM 990, PAGE 6, PART VI, LINE 19 THE CREDIT UNION'S BYLAWS AND CONFLICT OF INTEREST POLICY IS NOT MADE PUBLIC, FINANCIAL INFORMATION IS AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9 INCREASE IN MEMBER DEPOSITS 669,931