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      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES INTERINL AGGRGT BND</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>4654</GrossSalesPriceAmt>
        <BasisAmt>4958</BasisAmt>
        <TotalNetAmt>-304</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JPMORGAN DIVERSIFIED RETURN</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>1086</GrossSalesPriceAmt>
        <BasisAmt>728</BasisAmt>
        <TotalNetAmt>358</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>JP MORGAN ULTRA SHORT INCOME</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>7612</GrossSalesPriceAmt>
        <BasisAmt>7575</BasisAmt>
        <TotalNetAmt>37</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SCHWAB INTERNATIONAL EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>1670</GrossSalesPriceAmt>
        <BasisAmt>1251</BasisAmt>
        <TotalNetAmt>419</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SCHWAB US LARGE CAP ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>4963</GrossSalesPriceAmt>
        <BasisAmt>3148</BasisAmt>
        <TotalNetAmt>1815</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SCHWAB US SMALL CAP ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>1858</GrossSalesPriceAmt>
        <BasisAmt>1154</BasisAmt>
        <TotalNetAmt>704</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SPDR AGGREGATE BOND ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>7825</GrossSalesPriceAmt>
        <BasisAmt>8988</BasisAmt>
        <TotalNetAmt>-1163</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SPDR BLOOMBERG INT</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>4627</GrossSalesPriceAmt>
        <BasisAmt>4594</BasisAmt>
        <TotalNetAmt>33</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SPDR INTRMDT</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <GrossSalesPriceAmt>8002</GrossSalesPriceAmt>
        <BasisAmt>8645</BasisAmt>
        <TotalNetAmt>-643</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpBondsSchedule documentId="RetDoc2">
      <InvestmentsCorporateBondsGrp>
        <BondNm>SPDR AGGREGATE BOND ETF</BondNm>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc3">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CHARLES SCHWAB US REIT ETF</CategoryOrItemTxt>
        <BookValueAmt>820</BookValueAmt>
        <EOYFMVAmt>731</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST TRUST NORTH AMERICAN EMERG ETF</CategoryOrItemTxt>
        <BookValueAmt>358</BookValueAmt>
        <EOYFMVAmt>568</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST TRUST PREFERRED</CategoryOrItemTxt>
        <BookValueAmt>1194</BookValueAmt>
        <EOYFMVAmt>1184</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GOLDMAN SACHS ACTVBETA</CategoryOrItemTxt>
        <BookValueAmt>1756</BookValueAmt>
        <EOYFMVAmt>2647</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GOLDMAN SACHS ACTVBT</CategoryOrItemTxt>
        <BookValueAmt>1065</BookValueAmt>
        <EOYFMVAmt>1288</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GRTSHRS BLMBRG CMDT STRT</CategoryOrItemTxt>
        <BookValueAmt>714</BookValueAmt>
        <EOYFMVAmt>528</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESCO FININCIAL</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESCO SENIOR LOAN ETF</CategoryOrItemTxt>
        <BookValueAmt>1220</BookValueAmt>
        <EOYFMVAmt>1155</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES CORE MSCI</CategoryOrItemTxt>
        <BookValueAmt>957</BookValueAmt>
        <EOYFMVAmt>1008</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES INTERNATIONAL AGGRGT BOND</CategoryOrItemTxt>
        <BookValueAmt>3839</BookValueAmt>
        <EOYFMVAmt>3501</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN DIVSF RT US MID CAP</CategoryOrItemTxt>
        <BookValueAmt>437</BookValueAmt>
        <EOYFMVAmt>543</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN DVRSF RTN US SML</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN EQUITY PREMIUM</CategoryOrItemTxt>
        <BookValueAmt>2178</BookValueAmt>
        <EOYFMVAmt>2290</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JP MORGAN ULTRASHORT INCOME ETF</CategoryOrItemTxt>
        <BookValueAmt>3029</BookValueAmt>
        <EOYFMVAmt>3035</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SCHWAB INTERNATIONAL EQUITY</CategoryOrItemTxt>
        <BookValueAmt>894</BookValueAmt>
        <EOYFMVAmt>1202</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SCHWAB US LARGE CAP</CategoryOrItemTxt>
        <BookValueAmt>1446</BookValueAmt>
        <EOYFMVAmt>2287</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SCHWAB US SMALL CAP</CategoryOrItemTxt>
        <BookValueAmt>810</BookValueAmt>
        <EOYFMVAmt>997</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ST SRT SPDR PRTFL AGRGT</CategoryOrItemTxt>
        <BookValueAmt>6190</BookValueAmt>
        <EOYFMVAmt>5536</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ST SRT SPDR PRTFL INTDT</CategoryOrItemTxt>
        <BookValueAmt>5848</BookValueAmt>
        <EOYFMVAmt>5579</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ST STRT SPDR BBRG INV</CategoryOrItemTxt>
        <BookValueAmt>3070</BookValueAmt>
        <EOYFMVAmt>3073</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR BLMBRG BRCLY INV GR</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR INTRMDT TRM CRPRATE</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR MSCI EMRD MRKTS</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GOLDMAN SACHS ACTVBT</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INVESCO SENIOR LOAN</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>IQ HEDGE MULTI-STRATEGY</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARE CORE MSCI</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GLOBAL X U.S. PREFERRED</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc4">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>303</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>REGISTRATION</Desc>
        <RevenueAndExpensesPerBooksAmt>108</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc5">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT FEES</CategoryTxt>
        <Amt>808</Amt>
        <NetInvestmentIncomeAmt>808</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>ACCOUNTANT/LAWYER</CategoryTxt>
        <Amt>2050</Amt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
  </ReturnData>
</Return>