2026-08-17T15:05:48-05:00 2025-09-30 471019942 CREATIVE PLANNING TAX LLC 220 PARK AVE S ST CLOUD MN 56301 990 2024-10-01 410900982 LAKES & PINES COMMUNITY ACTION COUNCIL INC LAKE 3206791800 1700 MAPLE AVENUE EAST MORA MN 550511227 DENISE STEWART EXECUTIVE DIRECTOR 3206791800 2026-08-17 1 1 MARIE A PRIMUS CPA P01272184 3202517010 2026-08-17 2024 2025-03-06 01:10:19Z DENISE STEWART 1700 MAPLE AVENUE EAST MORA MN 550511227 12669198 0 X WWW.LAKESANDPINES.ORG X 1966 MN BUILD PROSPEROUS COMMUNITIES BY SERVING LOCAL FAMILIES & INDIVIDUALS IN PURSUIT OF SELF-RELIANCE. 21 21 150 310 0 0 11042802 11380687 1710221 1262278 22927 26233 0 0 12775950 12669198 3612278 2505204 0 0 7090124 7900282 0 0 0 1837717 2109899 12540119 12515385 235831 153813 3659091 3403296 1338558 928950 2320533 2474346 X TO BUILD PROSPEROUS COMMUNITIES BY SERVING LOCAL FAMILIES AND INDIVIDUALS IN PURSUIT OF SELF-RELIANCE. 0 0 4203113 111275 63953 EARLY CHILDHOOD AND FAMILY DEVELOPMENTPROVIDED SERVICES TO INCOME-ELIGIBLE PREGNANT WOMEN AND CHILDREN UP TO 5 YEARS OF AGE. THE SERVICES ARE COMPREHENSIVE, WITH THE CORNERSTONES OF PARENT AND CHILD EDUCATION, HEALTH, FAMILY, AND COMMUNITY ASSET BUILDING. EARLY HEAD START AND HEAD START ARE PROGRAMS COMMITTED TO GIVING EVERY VULNERABLE CHILD AN OPPORTUNITY TO SUCCEED. HOME-BASED & CENTER-BASED SERVICE OPTIONS ARE AVAILABLE, WITH CENTER-BASED CLASSROOMS IN FULL-DAY CENTERS, MULTI-DAY PART-DAY SCHOOL PARTNERSHIP CLASSES, AND CHILDCARE PARTNERSHIP CLASSES THROUGHOUT OUR 7-COUNTY SERVICE AREA. THRIVETRANSFORMING, HONORING, & RESPECTING INDEPENDENCE THROUGH VALUING EMPOWERMENT. COACHING IS PROVIDED FOR CUSTOMERS INTERESTED IN OR NEEDING EXTRA SUPPORT FOR UPWARD SOCIAL AND ECONOMIC MOBILITY. 3423626 1457838 763253 COMMUNITY SERVICES HAS A VARIETY OF PROGRAMSEMERGENCY HOUSING ASSISTANCEPROVIDED CASE MANAGEMENT AND/OR FINANCIAL ASSISTANCE TO INDIVIDUALS OR FAMILIES WHO EXPERIENCED A TEMPORARY HOUSING CRISIS THAT COULD HAVE RENDERED THEM HOMELESS. FUNDS HELPED BY ASSISTING WITH MORTGAGES, RENT, DEPOSITS, TRANSPORTATION COSTS, AND EMERGENCY SHELTER COSTS, BUT ALSO INTENSIVE CASE MANAGEMENT TO PREVENT FUTURE HOUSING EMERGENCIES (BUDGET COUNSELING, RESOURCE REFERRALS, OR A PERMANENT HOUSING PLAN). EMERGENCY SHELTER VOUCHERS WERE PROVIDED TO THOSE WHO WERE EXPERIENCING HOMELESSNESS ALONG WITH ASSESSMENTS TO BE PLACED ON COORDINATED ENTRY FOR ACCESS TO HOUSING PROGRAMS IN THE REGION. HOMELESS YOUTH PROGRAMSPROVIDED CASE MANAGEMENT AND/OR FINANCIAL ASSISTANCE TO AT-RISK AND HOMELESS YOUTH (24 YEARS OLD AND YOUNGER). FUNDS HELPED BY ASSISTING WITH RENT, DEPOSITS, TRANSPORTATION COSTS, AND INTENSIVE CASE MANAGEMENT TO ACHIEVE SELF-SUFFICIENCY (BUDGET COUNSELING, GOAL SETTING, RESOURCE REFERRALS).VOLUNTEER INCOME TAX ASSISTANCEPROVIDED FREE INCOME TAX PREPARATION FOR LOW-INCOME INDIVIDUALS AND FAMILIES TO ENSURE INCOME TAX FORMS WERE FILED WITH ALL THE TAX CREDITS THEY WERE ELIGIBLE FOR. INDIVIDUALS AND FAMILIES WERE ABLE TO USE THE TAX REFUNDS TO REPAIR THEIR VEHICLES, HOMES, AND CREDIT, WHICH ALSO HELPED TO STIMULATE THE LOCAL ECONOMY. THIS PROGRAM ALSO PROVIDED AN ADDITIONAL OPPORTUNITY FOR STAFF TO EDUCATE THE PUBLIC ON FINANCIAL LITERACY TOPICS.FOOD SHELF SUPPORTSTAFF MEMBERS REGULARLY DONATED TO AREA FOOD SHELVES (BI-WEEKLY COLLECTIONS ARE HELD). GARDEN SEEDS WERE ALSO DISTRIBUTED TO AREA FOOD SHELVES IN THE SPRING TO ENCOURAGE INDIVIDUALS AND FAMILIES TO START GROWING THEIR OWN FOOD.SUPPLEMENTAL NUTRITIONAL ASSISTANCE PROGRAM (SNAP) OUTREACHPROVIDED OUTREACH, EDUCATION, AND APPLICATION ASSISTANCE TO AREA INDIVIDUALS AND FAMILIES THAT ARE ELIGIBLE. THIS IS FORMERLY KNOWN AS FOOD SUPPORT OR FOOD STAMPS.SOCIAL SECURITY ADVOCACY SERVICESPROVIDED OUTREACH, EDUCATION, AND APPLICATION ASSISTANCE TO AREA INDIVIDUALS WITH LONG-TERM HEALTH ISSUES THAT PROHIBIT THEM FROM WORKING WHO ARE ALSO UNHOUSED OR UNSTABLY HOUSED AND ARE ENROLLED IN STATE PUBLIC ASSISTANCE.HEALTHCARE ACCESS/MNSUREPROVIDED OUTREACH, EDUCATION, AND APPLICATION ASSISTANCE TO AREA INDIVIDUALS AND FAMILIES TO OBTAIN AFFORDABLE HEALTHCARE COVERAGE, EITHER THROUGH PUBLIC PROGRAMS OR PRIVATE INSURANCE COMPANIES THROUGH THE HEALTH CARE EXCHANGE CALLED MNSURE.BRIDGES RENTAL ASSISTANCEPROVIDED RENTAL ASSISTANCE TO HOUSEHOLDS WITH MENTAL ILLNESS WHILE THEY WAIT FOR INCOME-BASED HOUSING OR SECTION 8 HOUSING PROGRAMS. LONG-TERM HOMELESS SUPPORTIVE HOUSINGPROVIDED ONGOING RENTAL ASSISTANCE TO HOUSEHOLDS WHO ARE LONG-TERM HOMELESS AND ALSO HAVE A DISABILITY. THIS SUPPORTIVE HOUSING PROGRAM IS A SCATTERED SITE. 2866365 751757 7381 WEATHERIZATIONTHE GOAL IS TO REDUCE AIR FILTRATION AND LOWER ENERGY COSTS WITH INSULATION, WEATHER STRIPPING, CAULKING, AND INSTALLATION OF ENERGY-EFFICIENT MECHANICAL SYSTEMS (HVAC). BY WEATHERIZING HOMES AND SAVING ENERGY, FAMILIES EXPERIENCE A HIGHER QUALITY OF LIFE.ENERGY ASSISTANCEAIDED THROUGH PAYMENT OF FUEL/UTILITY BILLS AND REPAIR OR REPLACEMENT OF HEATING SYSTEMS TO CORRECT EMERGENCY PROBLEMS. THIS PROGRAM MADE FUEL BILLS MORE AFFORDABLE FOR LOW-INCOME FAMILIES. 353271 184334 427691 HOUSING REHABILITATIONFUNDS WERE ADMINISTERED BY THE MINNESOTA HOUSING FINANCE AGENCY FOR THE REHABILITATION LOAN PROGRAM. THESE GRANT FUNDS WERE USED TO REPAIR HOMES TO MEET SECTION 8 HOUSING QUALITY STANDARDS. GRANT FUNDS WERE LOANED, AT ZERO INTEREST, TO OWNER-OCCUPIED PROPERTY FOR A LOAN TERM OF 15 YEARS. AT THAT TIME, IF THE PROPERTY IS STILL OWNED BY THE ORIGINAL BORROWER, THE LOAN WILL BE FORGIVEN. FUNDS WERE ADMINISTERED FROM THE DEPARTMENT OF EMPLOYMENT AND ECONOMIC DEVELOPMENT FOR STURGEON LAKE, TWIN LAKES TOWNSHIP, AND SANDSTONE AT A 10-YEAR, INTEREST-FREE, FORGIVABLE LOAN. 353271 184334 427691 10846375 1 1 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 205 0 1 150 1 0 0 0 0 0 0 0 0 0 0 0 0 X 21 21 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 MN X DENISE STEWART 3206791800 1700 MAPLE AVENUE EAST MORA MN 550511227 TIM BURKHARDT CHAIR 1.50 X X 0 0 0 TRAVIS LEIVISKA 1ST VICE CHAIR 1.00 X X 0 0 0 STEPHEN HALLAN 2ND VICE CHAIR 1.00 X X 0 0 0 PETER RIPKA TREASURER 1.00 X X 0 0 0 ROBERTA FOLKESTAD SECRETARY 1.00 X X 0 0 0 DAN DAHLBERG BOARD MEMBER 1.00 X 0 0 0 KRISTI LAROWE BOARD MEMBER 1.00 X 0 0 0 KAY PELTO-LUND BOARD MEMBER 1.00 X 0 0 0 CJ BIRD BOARD MEMBER 1.00 X 0 0 0 GLORIA BORCK BOARD MEMBER 1.00 X 0 0 0 VICKI WUNDER BOARD MEMBER 1.00 X 0 0 0 JEFFREY HABERKORN BOARD MEMBER 1.00 X 0 0 0 DONALD NIEMI BOARD MEMBER 1.00 X 0 0 0 BRANDON HIGGINS BOARD MEMBER 1.00 X 0 0 0 DAN REED BOARD MEMBER 1.00 X 0 0 0 JAY MUNSON BOARD MEMBER 1.00 X 0 0 0 DENNIS CARPENTER BOARD MEMBER 1.00 X 0 0 0 TAMMY URWIN BOARD MEMBER 1.00 X 0 0 0 JODI DONNAY BOARD MEMBER 1.00 X 0 0 0 LORI VOSS BOARD MEMBER 1.00 X 0 0 0 DENISE OLSON BOARD MEMBER 1.00 X 0 0 0 GENNY REYNOLDS BOARD MEMBER (THRU 10/24) 1.00 X 0 0 0 SCOTT TENNAPEL BOARD MEMBER (THRU 11/24) 1.00 X 0 0 0 GARY PETERSON BOARD MEMBER (THRU 12/24) 1.00 X 0 0 0 BETH CROOK BOARD MEMBER (THRU 12/24) 1.00 X 0 0 0 DENISE STEWART EXECUTIVE DIRECTOR 40.00 X 124519 0 20658 PAIGE CARROLL FISCAL DIRECTOR (THRU 8/2025) 40.00 X 53285 0 13581 177804 0 34239 1 0 0 0 T-CAM PLUMBING 2536 MAIN ST PINE CITY MN 55063 WEATHERIZATION 138224 CORY ABEL DBA ABEL BLDG AND REM INC 26495 HWY 169 ONAMIA MN 56359 HOUSE REHAB PROJECT CONSTRUCTION 123300 2 11109751 270936 11380687 COMMUNITY SERVICES 624100 763253 763253 HOUSING REHABILITATION 624100 395017 395017 EARLY CHILDHOOD AND FAMILY DEVELO 624100 63953 63953 WEATHERIZATION 624100 7381 7381 32674 32674 1262278 26233 26233 12669198 1262278 0 26233 2505204 2505204 215955 215955 5594056 4727643 866413 125379 110810 14569 1366522 1130167 236355 598370 489111 109259 4936 4893 43 52763 52301 462 698780 682574 16206 9289 7907 1382 341187 283472 57715 223912 170702 53210 435220 407654 27566 76620 76620 83514 78986 4528 TRAINING 103629 75140 28489 DUES AND SUBSCRIPTIONS 64897 43191 21706 15152 15152 12515385 10846375 1669010 0 468948 489024 775489 765998 1646498 1371140 28485 40997 67569 69473 109057 124101 2266237 1835977 476973 430260 86072 112303 3659091 3403296 744322 813204 504768 0 2920 2920 86548 112826 1338558 928950 X 2216961 2334839 103572 139507 2320533 2474346 3659091 3403296 153813 0 X X 0 0 1 0 X 11036500 8895321 9690550 11042802 11380687 52045860 11036500 8895321 9690550 11042802 11380687 52045860 52045860 10394 5579 7002 22927 26233 72135 52117995 5886641 0.99860 0.99890 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 60818 60818 1025952 788449 237503 1179467 1047528 131939 430260 LEASE LIABILITY - OPERATING 101767 LEASE LIABILITY - FINANCING 11059 112826 1 WEATHERIZATION/CIP PROGRAMS 132 718449 HOUSING REHABILITATION 40 184334 ENERGY ASSISTANCE 5434 33308 EARLY CHILDHOOD AND FAMILY DEVELOPMENT 333 111275 COMMUNITY SERVICES 1700 1457838 PART I, LINE 2: GRANTS AND ASSISTANCE PAYMENTS ARE MADE DIRECTLY TO VENDORS ON BEHALF OF THE INDIVIDUALS/FAMILIES WHO QUALIFY FOR THE PROGRAMS BASED ON NEED. FORM 990, PART VI, SECTION B, LINE 11B THE 990 FORM IS MADE AVAILABLE TO THE BOARD OF DIRECTORS AND EXECUTIVE DIRECTOR FOR REVIEW BEFORE FILING WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C OFFICERS AND DIRECTORS ARE REQUIRED TO IMMEDIATELY NOTIFY THE ORGANIZATION OF ANY POTENTIAL CONFLICTS OF INTEREST AND DECISIONS ARE MADE ACCORDINGLY. FORM 990, PART VI, SECTION B, LINE 15 SALARIES ARE REVIEWED ANNUALLY AND COMPARED WITH NUMEROUS WAGE COMPARABILITY STUDIES, SUCH AS THE 2023 NONPROFIT ORGANIZATION SALARY AND BENEFITS REPORT. THE EXECUTIVE DIRECTOR'S SALARY IS REVIEWED AND APPROVED ANNUALLY BY THE LAKES & PINES COMMUNITY ACTION COUNCIL, INC. PERSONNEL COMMITTEE. THE EXECUTIVE DIRECTOR'S SALARY AND PERFORMANCE ARE DOCUMENTED WITHIN THE PERSONNEL MEETING MINUTES. THE FISCAL CONTROLLER AND OTHER DEPARTMENT DIRECTOR SALARIES ARE DOCUMENTED ANNUALLY THROUGH PERFORMANCE EVALUATIONS AND SALARY RECOMMENDATION MEMORANDUMS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST FOR THE SAME PERIOD OF DISCLOSURE AS SET FORTH IN SECTION 6104(D). FORM 990, PART IV, LINE 12A, PT XII, LINES 2 AND 3B: THE ORGANIZATION IS IN THE PROCESS OF CONDUCTING ITS SEPARATE, INDEPENDENT AUDITED FINANCIAL STATEMENTS, AS SET FORTH IN THE UNIFORM GUIDANCE, 2 C.F.R. PART 200, SUBPART F, FOR THE YEAR ENDED SEPTEMBER 30, 2024. THE AUDIT WAS NOT COMPLETED AT THE TIME OF FILING THIS FORM 990. ONCE THE AUDITED FINANCIAL STATEMENTS ARE COMPLETED, FORM 990 WILL BE FURTHER REVIEWED FOR ANY MATERIAL MISSTATEMENTS AND AMENDED IF NECESSARY. FORM 990, PART X, BALANCE SHEET THE PRIOR YEAR'S FORM 990 WAS FILED BEFORE THE COMPLETION OF THE ANNUAL AUDIT. BEGINNING NET ASSETS AND RELATED BALANCE SHEET AMOUNTS ON THE CURRENT YEAR'S RETURN HAVE BEEN ADJUSTED TO REFLECT THE FINAL AUDITED FINANCIAL STATEMENTS FOR THE PRIOR FISCAL YEAR.