2026-08-11T08:45:21-04:00 2025-09-30 383269666 SKILLMAN GROUP PLC 2150 BUTTERFIELD DR STE 130 TROY MI 48084 990 2024-10-01 382111435 NATIONAL ASSOCIATION OF INVESTORS CORPORATION NATI 2485836242 570 KIRTS BLVD SUITE 221 TROY MI 48084 WAYNE THORP CEO 2485836242 2026-07-15 true JEFFREY S MARTIN CPA P00418614 2486415020 2026-07-14 2024 2025-03-06 01:10:19Z BETTERINVESTING WAYNE THORP 2819652 false X WWW.BETTERINVESTING.ORG X 1951 MI PROGRAM OF SOUND INVESTMENT INFORMATION, EDUCATION, AND SUPPORT. OUR MISSION IS TO EDUCATE INDIVIDUAL INVESTORS AND INVESTMENT CLUBS TO BECOME SUCCESSFUL LIFELONG INVESTORS. 9 9 21 475 438499 109142 161234 131314 1961382 1951560 60756 37992 700909 585683 2884281 2706549 0 0 1661914 1582350 0 0 1567333 1292066 3229247 2874416 -344966 -167867 3287371 3090371 1286982 1232334 2000389 1858037 X PROGRAM OF SOUND INVESTMENT INFORMATION, EDUCATION, AND SUPPORT. OUR MISSION IS TO EDUCATE INDIVIDUAL INVESTORS AND INVESTMENT CLUBS TO BECOME SUCCESSFUL LIFELONG INVESTORS. false false 2398770 FAR TOO MANY AMERICANS ARE MISSING OUT ON THE BASIC BUILDING BLOCKS OF WEALTH CREATION BECAUSE OF LACK OF KNOWLEDGE, EXPOSURE AND OPPORTUNITY. TOO MANY STILL LACK BASIC INVESTMENT EDUCATION. THROUGH OUR PROGRAMS, THE NATIONAL ASSOCIATION OF INVESTORS (NAIC) AIMS TO ADDRESS THESE ISSUES AND EMPOWER INDIVIDUAL INVESTORS TO BUILD A STRONG FINANCIAL FOUNDATION. NAIC/BETTERINVESTING INTRODUCES INDIVIDUALS TO THE BENEFITS OF OWNING AND INVESTING IN STOCK. THE ORGANIZATION PROVIDES A PROGRAM OF UNBIASED, IN- DEPTH INVESTING EDUCATION TO CREATE SUCCESSFUL LIFELONG INVESTORS. THE ORGANIZATION ENCOURAGES A LONG TERM APPROACH TO INVESTING AND FINANCIAL LITERACY THAT FOCUSES ON THE SELECTION AND OWNERSHIP OF HIGH-QUALITY COMPANIES. BETTERINVESTING STAFF TEACH THE ORGANIZATION'S PRICIPLES AND TIME-TESTED METHODOLOGY VIA LIVE EDUCATIONAL WEBINARS. BETTERINVESTING MAGAZINE IS THE NAIC/BETTERINVESTING MONTHLY PUBLICATION ON A VARIETY OF FINANCIAL EDUCATION TOPICS DISTRIBUTED TO ALL MEMBERS. A DEDICATED INCLUSIVE COMMUNITY OF VOLUNTEERS ACROSS AMERICA DEVELOPS AND DELIVERS EDUCATIONAL PROGRAMS TO INDIVIDUALS AND INVESTMENT CLUBS. HUNDREDS OF CLASSES ARE OFFERED LOCALLY AND/OR ONLINE EACH YEAR. THESE EDUCATIONAL PROGRAMS ARE FOR THE GENERAL PUBLIC, WITH PROGRAMS FOR BEGINNERS AS WELL AS FOR THOSE WHO WANT TO EXPAND THEIR KNOWLEDGE OF INVESTING. THE BETTER INVESTING VOLUNTEER ADVISORY BOARD SPONSORS AND PRODUCES ONE ANNUAL CONFERENCE: THE BETTERINVESTING NATIONAL CONVENTION, WHICH OFFERS DOZENS OF INVESTMENT EDUCATION SEMINARS OVER MULTIPLE DAYS. ADDITIONALLY, NAIC/BETTERINVESTING PROVIDES TUTORIAL-BASED, ONLINE TOOLS FOR STOCK MARKET ANALYSIS AND PORTFOLIO MANAGEMENT FROM BEGINNER TO EXPERT. 2398770 true false false false false false false false false false true true false false true false false true false false false false false false false false false false false true false false false false false false false false true false false false false true true true false false true 23 0 true 21 true true true false false false false false false false X 9 9 false false false false false false false true true false true true false true true true true true true true false IN IL OR CA X X CLIFFORD TRENT 2485836242 570 KIRTS BLVD SUITE 221 TROY MI 48084 X KEN ZENDEL FORMER CEO 47.70 X 174388 0 28908 SUZANNE ARTZBERGER DIRECTOR OF 40.00 X 112478 0 29291 CLIFF TRENT DIR OF OPS & 40.00 X 120037 0 5581 LINDSEY BELL SCHED O PART VII SECT CHAIR & INTE 40.00 X X 124246 0 0 PAT DONNELLY DIRECTOR 3.50 X 1375 0 0 JOHN GANNON SECRETARY 3.50 X X 1375 0 0 JACKIE KOSKI DIRECTOR 3.50 X 1375 0 0 CYRELL LYNCH VICE CHAIR 3.50 X X 1375 0 0 IONNIE MCNEILL DIRECTOR 3.50 X 1375 0 0 PATRICIA GAMBLE-MOORE DIRECTOR 3.50 X 1200 0 0 MICHAEL CALBERT TREASURER 3.50 X X 0 0 0 CAROL THEINE DIRECTOR 3.50 X 0 0 0 WAYNE THORP CEO 0.00 X 0 0 0 539224 63780 4 true true false LSC COMMUNICATIONS 4101 WINFIELD ROAD WARRENVILLE IL 60555 PRINTING 123176 1 131314 86831 131314 MEMBERSHIP DUES 900099 1925584 1925584 INCOME FROM SUBSIDIARY 25976 25976 1951560 39360 39360 933 933 111735 113103 -1368 -1368 -1368 SHARED SERVICE REVENUE 561000 371299 371299 BETTER INVESTING 900099 213451 146251 67200 584750 2706549 2096443 438499 40293 X 529773 397330 132443 812670 609502 203168 12062 9359 2703 133798 103823 29975 94047 72978 21069 9938 9938 26800 26800 97823 97823 356208 353754 2454 23568 14776 8792 4841 4841 4451 4451 31136 28022 3114 81625 73462 8163 BANK FEES 46021 46021 EDUCATION PROGRAMS 109909 109909 CONTRACT SERVICES 98166 97568 598 DONATED AD WORDS 86831 86831 314749 288320 26429 2874416 2398770 475646 0 564092 562305 787013 661444 73929 52476 6884 3629 94279 102305 2805163 2768818 41977 36345 424523 433787 1182030 1208006 112644 30074 3287371 3090371 122684 152606 993510 980035 170788 99693 1286982 1232334 X 1773113 1682878 227276 175159 2000389 1858037 3287371 3090371 -167867 25515 X false true X true false X 62469 426641 100986 161234 131314 882644 1971477 2403060 2239253 2232826 2097811 10944427 2033946 2829701 2340239 2394060 2229125 11827071 11827071 8593 8882 46459 46295 40293 150522 8593 8882 46459 46295 40293 150522 111302 90734 71445 83957 109142 466580 2153841 2929317 2458143 2524312 2378560 12444173 0.95040 0.95040 0.01000 0.01000 X 2563969 2529009 34960 241194 239809 1385 36345 INVESTMENT IN SUBSIDIARY - ICLUB 1208006 F 1208006 ACCRUED PAYROLL AND RELATED 65240 ROU LIABILITY 32933 FEDERAL INCOME TAX 1520 99693 X X false false false false false false false true false KEN ZENDEL FORMER CEO 174388 28908 203296 SCHEDULE J, PAGE 1, PART I, LINE 7 THE REPORTED COMPENSATION PAID TO THE CHAIR AND INTERIM CEO WAS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS BASED ON THE INDIVIDUAL'S RESPONSIBILITIES, SERVICES PERFORMED, AND THE ORGANIZATIONAL NEEDS DURING THE INTERIM LEADERSHIP PERIOD. X 1 86831 false false false FORM 990, PAGE 2, PART III, LINE 4A FAR TOO MANY AMERICANS ARE MISSING OUT ON THE BASIC BUILDING BLOCKS OF WEALTH CREATION BECAUSE OF LACK OF KNOWLEDGE, EXPOSURE AND OPPORTUNITY. TOO MANY STILL LACK BASIC INVESTMENT EDUCATION. THROUGH OUR PROGRAMS, THE NATIONAL ASSOCIATION OF INVESTORS (NAIC) AIMS TO ADDRESS THESE ISSUES AND EMPOWER INDIVIDUAL INVESTORS TO BUILD A STRONG FINANCIAL FOUNDATION. NAIC/BETTERINVESTING INTRODUCES INDIVIDUALS TO THE BENEFITS OF OWNING AND INVESTING IN STOCK. THE ORGANIZATION PROVIDES A PROGRAM OF UNBIASED, IN- DEPTH INVESTING EDUCATION TO CREATE SUCCESSFUL LIFELONG INVESTORS. THE ORGANIZATION ENCOURAGES A LONG TERM APPROACH TO INVESTING AND FINANCIAL LITERACY THAT FOCUSES ON THE SELECTION AND OWNERSHIP OF HIGH-QUALITY COMPANIES. BETTERINVESTING STAFF TEACH THE ORGANIZATION'S PRICIPLES AND TIME-TESTED METHODOLOGY VIA LIVE EDUCATIONAL WEBINARS. BETTERINVESTING MAGAZINE IS THE NAIC/BETTERINVESTING MONTHLY PUBLICATION ON A VARIETY OF FINANCIAL EDUCATION TOPICS DISTRIBUTED TO ALL MEMBERS. A DEDICATED INCLUSIVE COMMUNITY OF VOLUNTEERS ACROSS AMERICA DEVELOPS AND DELIVERS EDUCATIONAL PROGRAMS TO INDIVIDUALS AND INVESTMENT CLUBS. HUNDREDS OF CLASSES ARE OFFERED LOCALLY AND/OR ONLINE EACH YEAR. THESE EDUCATIONAL PROGRAMS ARE FOR THE GENERAL PUBLIC, WITH PROGRAMS FOR BEGINNERS AS WELL AS FOR THOSE WHO WANT TO EXPAND THEIR KNOWLEDGE OF INVESTING. THE BETTER INVESTING VOLUNTEER ADVISORY BOARD SPONSORS AND PRODUCES ONE ANNUAL CONFERENCE: THE BETTERINVESTING NATIONAL CONVENTION, WHICH OFFERS DOZENS OF INVESTMENT EDUCATION SEMINARS OVER MULTIPLE DAYS. ADDITIONALLY, NAIC/BETTERINVESTING PROVIDES TUTORIAL-BASED, ONLINE TOOLS FOR STOCK MARKET ANALYSIS AND PORTFOLIO MANAGEMENT FROM BEGINNER TO EXPERT. FORM 990, PAGE 6, PART VI, LINE 11B THE DRAFT 990 FORMS ARE REVIEWED BY MANAGEMENT AND THEN SUBMITTED TO THE AUDIT AND FINANCE COMMITTEE FOR REVEW PRIOR TO FILING FORM 990, PAGE 6, PART VI, LINE 12C ALL DIRECTORS, OFFICERS AND EMPLOYEES SIGN THE CONFLICT OF INTEREST POLICY AT THE START OF THEIR TERM OF EMPLOYMENT, AND ANNUALLY, THEREAFTER. THE POLICY REQUIRES DIRECTORS,OFFICERS AND EMPLOYEES TO PROMPTLY DISCLOSE CONFLICTS AS THEY ARISE. ALL EMPLOYEES ARE ENCOURAGED TO REPORT ANY KNOWLEDGE OF A CONFLICT OF INTEREST. FORM 990, PAGE 6, PART VI, LINE 15A THE ORGANIZATION UTILITZES A CONSULTANT TO BENCHMARK THE CEO'S COMPENSATION. THE CONSULTANT'S REPORT IS REVIEWED BY THE COMPENSATION COMMITTEE AND APPROVED BY THE BOARD OF DIRECTORS. THIS PROCESS LAST OCCURRED IN AUGUST 2019. ALL EMPLOYEES' COMPENSATION WAS BENCHMARKED IN AUGUST 2019. FORM 990, PAGE 6, PART VI, LINE 15B THE PROCESS FOR OFFICERS/KEY EMPLOYEES CHANGE IN COMPENSATION, IS REVIEWED BY CEO AND PERFORMANCE AND COMPENSATION COMMITTEE. FORM 990, PAGE 6, PART VI, LINE 19 THE GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE ON THE ORGANIZATION'S WEBSITE. THE CODE OF ETHICS POLICY CONTAINING THE CONFLICTS OF INTEREST POLICY IS ALSO AVAILABLE ON THE ORGANIZATION'S WEBSITE. FORM 990, PART VII DURING THE FISCAL YEAR, THE BOARD CHAIR SERVED IN BOTH HER GOVERNANCE ROLE AS CHAIR AND IN AN OPERATIONAL ROLE AS INTERIM CHIEF EXECUTIVE OFFICER, WHILE THE ORGANIZATION CONDUCTED A SEARCH FOR A PERMANENT CEO. COMPENSATION WAS PAID FOR SERVICES PROVIDED IN THESE CAPACITIES PURSUANT TO ARRANGEMENTS APPROVED BY MEMBERS OF THE BOARD OF DIRECTORS. COMPENSATION ASSOCIATED WITH THESE ROLES IS REPORTED IN PART VII AND SCHEDULE J, AS APPLICABLE. FORM 990, PART IX, LINE 24E SOFTWARE 65,238 0 0 ROU AMORTIZATION 64,350 0 0 TELECOM AND SOFTWARE 29,968 3,329 0 SUPPLIES 27,976 0 0 PROPERTY & OTHER TAXES 26,983 0 0 BOARD EXPENSES 25,741 0 0 IMPAIRMENT LOSS ON INTANG 23,750 0 0 BOND PREMIUMS FOR RESALE 23,400 0 0 FEDERAL INCOME TAX EXPENS 0 22,920 0 BAD DEBT 914 0 0 DUES & SUBSCRIPTIONS 0 180 0 TOTAL 288,320 26,429 0 ICLUBCENTRAL INC 570 KIRTS BLVD SUITE 221 TROY MI 48084 043502681 SOFTWARE DE N/A C CORP 1165632 1833973 1.00000 false false false false false false false false false false false false true false true true false true false false ICLUBCENTRAL INC L 228279 MARKETING AGREEMENT ICLUBCENTRAL INC O 188512 PERCENTAGE OF WAGES ICLUBCENTRAL INC N 21708 SQUARE FEET UTILIZED ICLUBCENTRAL INC Q 127869 ACTUAL EXPENSES REIMBURSE