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        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>3990</GrossSalesPriceAmt>
        <BasisAmt>4192</BasisAmt>
        <TotalNetAmt>-202</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES GLOBAL REIT ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>3210</GrossSalesPriceAmt>
        <BasisAmt>2738</BasisAmt>
        <TotalNetAmt>472</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US SMALL CAP</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>8990</GrossSalesPriceAmt>
        <BasisAmt>4799</BasisAmt>
        <TotalNetAmt>4191</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>7990</GrossSalesPriceAmt>
        <BasisAmt>4962</BasisAmt>
        <TotalNetAmt>3028</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>14990</GrossSalesPriceAmt>
        <BasisAmt>8888</BasisAmt>
        <TotalNetAmt>6102</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA SHORT TERM EXTENDED QUALITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>7990</GrossSalesPriceAmt>
        <BasisAmt>8408</BasisAmt>
        <TotalNetAmt>-418</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INVESTMENT GRADE</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>9990</GrossSalesPriceAmt>
        <BasisAmt>9981</BasisAmt>
        <TotalNetAmt>9</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>14286</GrossSalesPriceAmt>
        <BasisAmt>5154</BasisAmt>
        <TotalNetAmt>9132</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-11</SoldDt>
        <GrossSalesPriceAmt>4990</GrossSalesPriceAmt>
        <BasisAmt>3100</BasisAmt>
        <TotalNetAmt>1890</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-11</SoldDt>
        <GrossSalesPriceAmt>7590</GrossSalesPriceAmt>
        <BasisAmt>4512</BasisAmt>
        <TotalNetAmt>3078</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-11</SoldDt>
        <GrossSalesPriceAmt>8690</GrossSalesPriceAmt>
        <BasisAmt>3128</BasisAmt>
        <TotalNetAmt>5562</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA EMERGING MARKETS CORE</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-10</SoldDt>
        <GrossSalesPriceAmt>5290</GrossSalesPriceAmt>
        <BasisAmt>3532</BasisAmt>
        <TotalNetAmt>1758</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES GLOBAL REIT ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-10</SoldDt>
        <GrossSalesPriceAmt>2972</GrossSalesPriceAmt>
        <BasisAmt>2481</BasisAmt>
        <TotalNetAmt>491</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-09</SoldDt>
        <GrossSalesPriceAmt>8990</GrossSalesPriceAmt>
        <BasisAmt>5514</BasisAmt>
        <TotalNetAmt>3476</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-09</SoldDt>
        <GrossSalesPriceAmt>6990</GrossSalesPriceAmt>
        <BasisAmt>2607</BasisAmt>
        <TotalNetAmt>4383</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US SMALL CAP</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-08</SoldDt>
        <GrossSalesPriceAmt>6590</GrossSalesPriceAmt>
        <BasisAmt>3662</BasisAmt>
        <TotalNetAmt>2928</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-08</SoldDt>
        <GrossSalesPriceAmt>5490</GrossSalesPriceAmt>
        <BasisAmt>3545</BasisAmt>
        <TotalNetAmt>1945</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-08</SoldDt>
        <GrossSalesPriceAmt>3690</GrossSalesPriceAmt>
        <BasisAmt>2300</BasisAmt>
        <TotalNetAmt>1390</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-07</SoldDt>
        <GrossSalesPriceAmt>14286</GrossSalesPriceAmt>
        <BasisAmt>5518</BasisAmt>
        <TotalNetAmt>8768</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA EMERGING MARKETS CORE</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-06</SoldDt>
        <GrossSalesPriceAmt>4990</GrossSalesPriceAmt>
        <BasisAmt>3693</BasisAmt>
        <TotalNetAmt>1297</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-06</SoldDt>
        <GrossSalesPriceAmt>14490</GrossSalesPriceAmt>
        <BasisAmt>9507</BasisAmt>
        <TotalNetAmt>4983</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-05</SoldDt>
        <GrossSalesPriceAmt>7990</GrossSalesPriceAmt>
        <BasisAmt>5472</BasisAmt>
        <TotalNetAmt>2518</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-05</SoldDt>
        <GrossSalesPriceAmt>8090</GrossSalesPriceAmt>
        <BasisAmt>3369</BasisAmt>
        <TotalNetAmt>4721</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA SHORT TERM EXTENDED QUALITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-04</SoldDt>
        <GrossSalesPriceAmt>5990</GrossSalesPriceAmt>
        <BasisAmt>6276</BasisAmt>
        <TotalNetAmt>-286</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD SHORT-TERM INFL-PROT SEC ID</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-04</SoldDt>
        <GrossSalesPriceAmt>5490</GrossSalesPriceAmt>
        <BasisAmt>5371</BasisAmt>
        <TotalNetAmt>119</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA EMERGING MARKETS CORE</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>7690</GrossSalesPriceAmt>
        <BasisAmt>6219</BasisAmt>
        <TotalNetAmt>1471</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>10790</GrossSalesPriceAmt>
        <BasisAmt>7935</BasisAmt>
        <TotalNetAmt>2855</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>4890</GrossSalesPriceAmt>
        <BasisAmt>3389</BasisAmt>
        <TotalNetAmt>1501</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA SHORT TERM EXTENDED QUALITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>15990</GrossSalesPriceAmt>
        <BasisAmt>16719</BasisAmt>
        <TotalNetAmt>-729</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INVESTMENT GRADE</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>8990</GrossSalesPriceAmt>
        <BasisAmt>9188</BasisAmt>
        <TotalNetAmt>-198</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>4890</GrossSalesPriceAmt>
        <BasisAmt>2090</BasisAmt>
        <TotalNetAmt>2800</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>ISHARES GLOBAL REIT ETF</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>1945</GrossSalesPriceAmt>
        <BasisAmt>1711</BasisAmt>
        <TotalNetAmt>234</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>VANGUARD SHORT-TERM INFL-PROT SEC ID</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-03</SoldDt>
        <GrossSalesPriceAmt>7490</GrossSalesPriceAmt>
        <BasisAmt>7410</BasisAmt>
        <TotalNetAmt>80</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA INTERNATIONAL CORE EQUITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-02</SoldDt>
        <GrossSalesPriceAmt>6790</GrossSalesPriceAmt>
        <BasisAmt>5099</BasisAmt>
        <TotalNetAmt>1691</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA US CORE EQUITY 1</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-02</SoldDt>
        <GrossSalesPriceAmt>11890</GrossSalesPriceAmt>
        <BasisAmt>7989</BasisAmt>
        <TotalNetAmt>3901</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>DFA SHORT TERM EXTENDED QUALITY</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-02</SoldDt>
        <GrossSalesPriceAmt>27990</GrossSalesPriceAmt>
        <BasisAmt>29258</BasisAmt>
        <TotalNetAmt>-1268</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FIDELITY 500 INDEX</AssetDesc>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-02</SoldDt>
        <GrossSalesPriceAmt>15085</GrossSalesPriceAmt>
        <BasisAmt>6245</BasisAmt>
        <TotalNetAmt>8840</TotalNetAmt>
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      <InvestmentsCorporateBondsGrp>
        <BondNm>BOND FUNDS</BondNm>
        <EOYBookValueAmt>392033</EOYBookValueAmt>
        <EOYFMVAmt>392033</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUITY FUNDS</StockNm>
        <EOYBookValueAmt>626479</EOYBookValueAmt>
        <EOYFMVAmt>626479</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MONEY MARKET FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>60380</BookValueAmt>
        <EOYFMVAmt>60380</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherAssetsSchedule documentId="RetDoc6">
      <OtherAssetsScheduleGrp>
        <Desc>PREPAID PAYROLL</Desc>
        <EOYBookValueAmt>11535</EOYBookValueAmt>
        <EOYFMVAmt>11535</EOYFMVAmt>
      </OtherAssetsScheduleGrp>
      <OtherAssetsScheduleGrp>
        <Desc>CC OVERPAYMENT</Desc>
        <BOYBookValueAmt>148</BOYBookValueAmt>
      </OtherAssetsScheduleGrp>
    </OtherAssetsSchedule>
    <OtherDecreasesSchedule documentId="RetDoc7">
      <OtherDecreasesDetail>
        <Desc>UNREALIZED GAIN (LOSS) - CY</Desc>
        <Amt>-22841</Amt>
      </OtherDecreasesDetail>
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    <OtherExpensesSchedule documentId="RetDoc8">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>COMPUTER &amp; INTERNET EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>1180</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>1180</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>DUES &amp; SUBSCRIPTIONS</Desc>
        <RevenueAndExpensesPerBooksAmt>340</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>340</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>OFFICE SUPPLIES</Desc>
        <RevenueAndExpensesPerBooksAmt>3317</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>3317</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>POSTAGE AND DELIVERY</Desc>
        <RevenueAndExpensesPerBooksAmt>623</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>623</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>TELEPHONE EXPENSE</Desc>
        <RevenueAndExpensesPerBooksAmt>1396</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>1396</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANK CHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>194</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>194</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INSURANCE</Desc>
        <RevenueAndExpensesPerBooksAmt>7940</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>7940</DisbursementsCharitablePrpsAmt>
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        <Desc>CREDIT CARD AT JETBLUE BUSINES</Desc>
        <EOYBookValueAmt>1574</EOYBookValueAmt>
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      <OtherLiabilitiesDetail>
        <Desc>PAYROLL LIABILITIES</Desc>
        <EOYBookValueAmt>4417</EOYBookValueAmt>
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    <OtherProfessionalFeesSchedule documentId="RetDoc10">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>INVESTMENT ADVISOR FEES</CategoryTxt>
        <Amt>10905</Amt>
        <NetInvestmentIncomeAmt>10905</NetInvestmentIncomeAmt>
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        <CategoryTxt>TAXES &amp; FEES-OTHER</CategoryTxt>
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        <NetInvestmentIncomeAmt>453</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>370</DisbursementsCharitablePrpsAmt>
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</Return>