2026-07-28T09:42:01-05:00 2025-12-31 992923038 BRADY MARTZ PLLC PO BOX 848 MINOT ND 587020848 990 2025-01-01 450226725 DAKOTA WEST CREDIT UNION DAKO 7014446484 PO BOX 1496 WATFORD CITY ND 58854 ANDREW DOWNER CFO 7014446484 2026-07-27 1 TORY J HILL CPA P01087169 7018520196 2026-07-27 2025 2025-03-06 01:10:19Z ANDREW DOWNER PO BOX 1496 WATFORD CITY ND 58854 16476907 0 X DAKOTAWESTCU.COM X 1991 ND NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 5 5 67 0 63064 38026 0 0 9382656 9902363 3988039 3940842 2349170 1896082 15719865 15739287 0 0 0 0 6025634 6040438 0 0 0 6586819 8147256 12612453 14187694 3107412 1551593 326060355 336089307 291850617 296030688 34209738 40058619 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 NON-PROFIT ORGANIZATION PROVIDING FINANCIAL SERVICES TO A FIELD OF MEMBERSHIP. 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 53 0 1 67 1 1 1 0 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 1 0 X ANDREW DOWNER 7014446484 PO BOX 1496 WATFORD CITY ND 58854 JOY BREW DIRECTOR 1.00 X 9600 0 0 ANDREW FISHER CHAIRPERSON 1.00 X X 10200 0 0 TAMMY KALBERER DIRECTOR 1.00 X 5600 0 0 TY ROLFSRUD VICE PRESIDENT 1.00 X X 9600 0 0 ALLISON HILLEREN SECRETARY 1.00 X X 9600 0 0 JEFF MEYER CEO LEFT MAY 2025 40.00 X 251458 0 17555 ANDREW DOWNER CFO 40.00 X 178488 0 19707 JEFFREY REITER CEO 40.00 X 274690 0 17843 ADAM BANDT IT MANAGER 40.00 X 130011 0 12622 SCOTT VANDEN BERGE COMMERCIAL LOAN OFFICER 40.00 X 115303 0 11004 MEGAN LAWRENCE INTERNAL AUDIT MANAGER 40.00 X 127159 0 14367 KRAIG BLAHOSKI CHIEF OPERATIONS OFFICER 40.00 X 124303 0 14477 MICHAEL J THILMONY CHIEF CREDIT OFFICE 1.00 X 149448 0 18008 1395460 0 125583 15 0 1 0 0 INCOME FROM LOANS 522100 9902363 9902363 9902363 4656407 4656407 109110 270 108840 108840 108840 21785 737350 -715565 -715565 -715565 FEES AND CHARGES 522100 1101956 1038892 63064 MISCELLANEOUS 522100 424839 424839 INTERCHANGE INCOME 522100 260447 260447 1787242 15739287 11626541 63064 4049682 804341 3834777 388067 672196 341057 65759 85712 1284145 415633 420138 405234 186498 3586138 433362 103404 PROVISION FOR CREDIT LO 881174 LOAN SERVICE 235569 ASSOCIATION DUES 44335 MISCELLANEOUS 155 14187694 3294729 3119412 40043271 41246116 4899 7204 7554649 7730451 164542848 164040649 838968 625011 11692583 5280599 6270746 6411984 95338865 105398823 8171380 7509657 326060355 336089307 3271686 3758389 288578931 292272299 291850617 296030688 X 0 0 2000000 2000000 32209738 38058619 34209738 40058619 326060355 336089307 1551593 4297288 0 X 0 0 0 1136925 1136925 7920681 3031015 4889666 425615 387941 37674 2209362 1861643 347719 6411984 FEDERAL AGENCY SECURITIES 88067817 F OBLIGATIONS OF STATE AND POLITICAL SUBDIVISION 17331006 F 105398823 MEMBER SHARE ACCOUNTS 292272299 292272299 X 0 0 0 JEFFREY REITER CEO 274690 0 0 0 0 0 5495 0 12348 0 292533 0 0 0 JEFF MEYER CEO LEFT MAY 2025 251458 0 0 0 0 0 4451 0 13104 0 269013 0 0 0 ANDREW DOWNER CFO 178488 0 0 0 0 0 3807 0 15900 0 198195 0 0 0 MICHAEL J THILMONY CHIEF CREDIT OFFICE 149448 0 0 0 0 0 2108 0 15900 0 167456 0 0 0 JEFF MEYER CEO (THRU MAY 2025) COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 1100000 1050786 0 1 1 DENTON ZUBKE FORMER CEO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 2625000 3063997 0 1 1 ANDREW DOWNER CFO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 1200000 1242616 0 1 1 JEFFREY REITER CEO COLLATERAL ASSIGNMENT SPLIT-DOLLAR LIFE INSURANCE LOAN X 2250000 2373052 0 1 1 7730451 FORM 990, PART VI, SECTION A, LINE 6 THERE ARE NO CLASSES OF MEMBERS. EVERYONE WHO JOINS THE CREDIT UNION BECOMES A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS MAY VOTE FOR THEIR PREFERRED CANDIDATE(S) FOR THE BOARD OF DIRECTORS. ELECTIONS ARE HELD ANNUALLY TO FILL EXPIRING TERMS. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS MADE BY THE BOARD MEMBERS ARE APPROVED BY THE MEMBERSHIP BODY. FORM 990, PART VI, SECTION B, LINE 11B THE COMPLETED FORM 990 IS REVIEWED BY THE CFO AND THE ACCOUNTING DEPARTMENT. FORM 990, PART VI, SECTION B, LINE 12C ALL CREDIT UNION EMPLOYEES, OFFICERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED TO ATTEST TO THEIR COMPLIANCE WITH THE CREDIT UNION'S CONFLICT OF INTEREST POLICY ON AN ANNUAL BASIS. FORM 990, PART VI, SECTION B, LINE 15B SENIOR LEVEL EMPLOYEES ARE EVALUATED BY THE CEO, USING AN OUTSIDE COMPENSATION SERVICE AND THE CEO'S EVALUATION OF PERFORMANCE. THE REVIEW PROCESS IS PERFORMED ANNUALLY. FORM 990, PART VI, SECTION C, LINE 19 THE FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.