2026-07-28T15:48:35-05:00 2025-12-31 390859910 BAKER TILLY ADVISORY GROUP LP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2025-01-01 911764008 BUSINESS IMPACT NW BUSI 2063244330 12720 GATEWAY DR S 207 TUKWILA WA 98144 JOE SKY-TUCKER PRESIDENT/CEO 2063244330 2026-07-28 1 EMINA O CRESSWELL P01217304 5097472600 2026-07-28 2025 2025-03-06 01:10:19Z X JOE SKY-TUCKER 12720 GATEWAY DR S 207 TUKWILA WA 98144 9284351 0 X WWW.BUSINESSIMPACTNW.ORG X 1997 WA BUSINESS IMPACT NW GROWS BUSINESS THAT CREATE JOBS IN UNDERSERVED COMMUNITIES. 9 9 55 50 0 0 6119103 6403223 2588307 2696546 67829 72015 364662 112567 9139901 9284351 71367 0 0 0 5917882 5897432 0 0 598008 2885030 2483405 8874279 8380837 265622 903514 29544770 31236790 20868399 21750143 8676371 9486647 TO PROVIDE ECONOMIC DEVELOPMENT FINANCING TO SERVE THE NEEDS OF SMALL BUSINESSES THAT WOULD NOT QUALIFY FOR PRIVATE FINANCING UNDER CONVENTIONAL FINANCING CRITERIA. 0 0 5596918 2809113 THE ORGANIZATION PROVIDED LOAN FUND ADMINISTRATION AS A CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), TO PROVIDE FINANCING AND MANAGEMENT ASSISTANCE PRIMARILY TO TARGETED BUSINESSES THAT THAT WOULD OTHERWISE NOT BE ABLE TO RECEIVE FINANCING UNDER CONVENTIONAL METHODS. DURING THE YEAR, THE ORGANIZATION SERVED 5,058 CLIENTS ACROSS FOUR STATES. THESE EFFORTS RESULTED IN THE LAUNCH OF 168 NEW BUSINESSES AND HELPED CREATE OR RETAIN 10,982 JOBS, STRENGTHENING LOCAL ECONOMIES AND EXPANDING ECONOMIC OPPORTUNITY IN UNDERSERVED COMMUNITIES. 5596918 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 826 0 1 55 1 0 0 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 1 1 1 0 0 1 1 1 1 1 1 1 0 0 X JOE SKY-TUCKER 2063244330 1270 GATEWAY DR S TUKWILA WA 98168 KELLEN BALL BOARD CHAIR 1.00 0.25 X X 0 0 0 SEAN O'MEALIA BOARD VICE CHAIR 1.00 0.25 X X 0 0 0 PAUL KIRKBRIDE TREASURER 1.00 0.25 X X 0 0 0 MEGAN SNYDER SECRETARY 0.50 0.25 X X 0 0 0 LORRI WALLACE DIRECTOR 1.00 0.25 X 0 0 0 PETER HA DIRECTOR 1.00 0.25 X 0 0 0 ROBERT LUETTJOHANN DIRECTOR 1.00 0.25 X 0 0 0 KURT HEATH DIRECTOR 1.00 0.25 X 0 0 0 JOHN ZMOLEK DIRECTOR 1.00 0.25 X 0 0 0 JOSEPH SKY-TUCKER PRESIDENT/CEO 40.00 0.25 X 161694 0 30158 HENRY HITT CFO/COO 40.00 0.25 X 154541 0 12406 DOMONIQUE JULEON CPO 40.00 0.00 X 153522 0 12526 KYLE LOVELL CLO 40.00 0.00 X 153336 0 12975 623093 0 68065 4 0 1 0 0 20256 5435244 947723 6403223 LOAN INTEREST 525990 2255343 2255343 LOAN FEES AND CHARGES 525990 437203 437203 TRAINING FEES 611420 4000 4000 2696546 72015 72015 INSURANCE REIMBURSEMEN 900099 101412 101412 MISCELLANEOUS 523000 11155 11155 112567 9284351 2809113 0 72015 358800 248345 80185 30270 4414597 3055582 986581 372434 19201 19201 651126 477243 120798 53085 453708 314760 104354 34594 7750 7750 111534 7740 103794 186077 166148 15179 4750 262751 173707 4676 84368 4899 4140 677 82 398794 50520 346240 2034 41303 24429 16874 124678 91866 27936 4876 664624 663929 695 3295 3295 18464 395 18069 PROVISION FOR LOAN LOSS 181494 181494 STAFF DEVELOPMENT 63721 13504 49856 361 B&O TAXES 49277 49277 LENDING COSTS 33394 33394 331350 89722 230474 11154 8380837 5596918 2185911 598008 372312 480985 3623516 3164348 1513829 1560516 23649619 25725944 18524 35042 99531 95687 7139 3844 359831 266111 29544770 31236790 400346 463459 43475 114027 11970936 12530143 8262823 8416367 190819 226147 20868399 21750143 X 8207278 9400500 469093 86147 8676371 9486647 29544770 31236790 X 903514 -93238 X 0 1 X 1 1 1 X 4893545 5295239 4987616 6119103 6403223 27698726 4893545 5295239 4987616 6119103 6403223 27698726 1248208 26450518 63953 61418 64796 67829 72015 330011 52920 5912 2781 364662 112567 538842 28567579 11329283 0.92590 0.90520 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: OTHER INCOME - 2021 AMOUNT: $ 52,920. 2022 AMOUNT: $ 5,912. 2023 AMOUNT: $ 2,781. 2024 AMOUNT: $ 8,425. 2025 AMOUNT: $ 11,155. INSURANCE REIMBURSEMENT - 2024 AMOUNT: $ 356,237. 2025 AMOUNT: $ 101,412. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 99531 95687 3844 3844 INTEREST PAYABLE 103028 PASS-THROUGH LOAN FEES 123119 226147 X PART X, LINE 2: BIN IS A NONPROFIT ORGANIZATION EXEMPT FROM FEDERAL INCOME TAX UNDER THE PROVISIONS OF INTERNAL REVENUE CODE SECTION 501(C)(3). HOWEVER, BIN REMAINS SUBJECT TO INCOME TAXES ON ANY NET INCOME THAT IS DERIVED FROM A TRADE OR BUSINESS REGULARLY CARRIED ON AND NOT IN FURTHERANCE OF THE PURPOSE FOR WHICH IT WAS GRANTED EXEMPTION. THE ORGANIZATION RECOGNIZES THE TAX BENEFIT FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY THE TAX AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITION. THE TAX BENEFIT IS MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50% LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE ORGANIZATION RECOGNIZES INTEREST AND PENALTIES RELATED TO INCOME TAX MATTERS IN OPERATING EXPENSES. THE ORGANIZATION HAD NO UNRECOGNIZED TAX BENEFITS AT DECEMBER 31, 2025 AND 2024. NO INTEREST OR PENALTIES WERE ACCRUED FOR THE YEARS ENDED DECEMBER 31, 2025 AND 2024. THE ORGANIZATION FILES AN EXEMPT ORGANIZATION RETURN IN THE U.S. FEDERAL JURISDICTION X X X 0 0 0 0 0 0 0 0 0 JOSEPH SKY-TUCKER PRESIDENT/CEO 161694 0 0 0 0 0 1648 0 28510 0 191852 0 0 0 HENRY HITT CFO/COO 154541 0 0 0 0 0 1565 0 10841 0 166947 0 0 0 KYLE LOVELL CLO 153336 0 0 0 0 0 1358 0 11617 0 166311 0 0 0 DOMONIQUE JULEON CPO 153522 0 0 0 0 0 1600 0 10926 0 166048 0 0 0 FORM 990, PART I, LINE 6: THE WOMEN'S BUSINESS CENTER HAS AN ADVISORY COMMITTEE THAT HELPS WITH FUNDRAISING AND SETTING THE STRATEGIC DIRECTION OF THE CENTER. THE ORGANIZATION HAS A VOLUNTEER BOARD OF DIRECTORS THAT PROVIDE STRATEGIC OVERSIGHT OF THE ORGANIZATION. THE ORGANIZATION ALSO HAS VOLUNTEERS WHO HELP WITH EVENTS, TRAINING AND OPERATIONS. FORM 990, PART VI, SECTION A, LINE 7B GOVERNANCE IS HANDLED BY THE BOARD OF DIRECTORS AS THEIR PURVIEW IS TO ENSURE THE ORGANIZATION IS FINANCIALLY SOLVENT. MANAGEMENT MAKES ALL OPERATIONAL DECISIONS IN ORDER TO ENSURE THE ORGANIZATION RUNS EFFICIENTLY AND TO THE STRATEGIC GOALS SET FORTH BY THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY THE CEO BEFORE IT IS FILED WITH THE IRS; ALL BOARD MEMBERS ARE GIVEN A COPY BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CEO AND EXECUTIVE COMMITTEE OF THE BOARD MONITOR CONFLICTS OF INTEREST FOR BOARD MEMBERS ON AN AT LEAST ANNUAL BASIS AND MAY APPOINT A DISINTERESTED PERSON OR COMMITTEE TO INVESTIGATE ALTERNATIVES SOLUTIONS TO PROPOSED TRANSACTIONS OR ARRANGEMENTS. BOARD MEMBERS HAVE A DUTY TO DISCLOSE A CONFLICT OF INTEREST TO BOARD OF DIRECTORS AND MEMBERS OF COMMITTEES. THE DISCLOSURE OF CONFLICT IS THEN REVIEWED BY THE FULL BOARD AND VOTED UPON TO DETERMINE IF A CONFLICT OF INTEREST EXISTS. AN INTERESTED PERSON MAY MAKE A PRESENTATION AT THE BOARD OR COMMITTEE MEETINGS BUT WILL BE EXCUSED FROM THE MEETING AFTERWARDS AND ABSTAIN FROM VOTING. THE BOARD MINUTES DOCUMENT WHETHER A CONFLICT OF INTEREST EXISTS ALONG WITH ACTIONS STEPS. THE ORGANIZATION ALSO MONITORS VIOLATIONS OF THE CONFLICT OF INTEREST POLICY AND HAS PROCEDURES IN PLACE IF SUCH AN EVENT HAPPENS. FORM 990, PART VI, SECTION B, LINE 15A SALARY DECISIONS FOR THE CEO ARE MADE BY THE FULL BOARD EXCLUDING ANYONE WITH A CONFLICT OF INTEREST. COMPARABLE DATA USED IS A SALARY SURVEY AND COMPARED TO TRADE ORGANIZATIONS AND SIMILAR ORGANIZATIONS FROM GUIDESTAR. THE COMPENSATION IS REVIEWED ANNUALLY, THE LAST REVIEW WAS MAY 2025. THE MEETINGS ARE DOCUMENTED AND KEPT FOR RECORDKEEPING. FORM 990, PART VI, SECTION C, LINE 19 THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: SERVICING RIGHTS FMV ADJUSTMENT -93,238. BIN SBA LOAN 12720 GATEWAY DR S SUITE 270 TUKWILA WA 98166 814001005 LOAN SERVICES WA 501(C)(3) LINE 10 N/A 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0