2026-07-09T09:32:10-05:00 2025-08-31 521231901 GORFINE SCHILLER & GARDYN PA 10045 RED RUN BLVD SUITE 250 OWINGS MILLS MD 21117 990 2024-09-01 521007666 NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC NEIG 4103271200 25 EAST 20TH STREET SUITE 170 BALTIMORE MD 21218 DANIEL ELLIS EXECUTIVE DIRECTOR 4103271200 2026-02-04 1 0 SCOTT D RODGVILLE CPA P00365285 4103565900 2024 2025-03-06 01:10:19Z DANIEL ELLIS 25 EAST 20TH STREET SUITE 170 BALTIMORE MD 21218 12278663 0 X WWW.NHSBALTIMORE.ORG X 1974 MD NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE (NHS) STIMULATES, PROTECTS AND PRESERVES HOMEOWNERSHIP AND FINANCIAL WELL-BEING TO STRENGTHEN COMMUNITIES. 14 13 40 14 0 0 7392482 6374672 1456336 1239134 -1903775 -1406121 16077 585246 6961120 6792931 0 0 0 0 3042162 3053822 0 0 191513 3408373 2978149 6450535 6031971 510585 760960 47128684 52423871 21038138 25572365 26090546 26851506 NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE (NHS) STIMULATES, PROTECTS AND PRESERVES HOMEOWNERSHIP AND FINANCIAL WELL-BEING TO STRENGTHEN COMMUNITIES. 0 0 2260399 1045652 WITHIN THE LENDING DEPARTMENT, NHS BALTIMORE OFFERS A VARIETY OF LOANS FOR DOWN PAYMENT AND CLOSING COST ASSISTANCE, OWNER OCCUPIED REHAB AND SMALL DOLLAR CONSUMER LOANS. REHAB LENDING IS A HOME IMPROVEMENT LOAN TO ASSIST WITH STRUCTURAL REPAIR AND PARTICIPANTS CAN RECEIVE A LOAN OF UP TO $30,000 DEPENDING ON THE LEVEL OF WORK NEEDED FOR THE HOME. AN NHS STAFF PERSON ASSISTS IN BIDDING AND OVERSEEING CONSTRUCTION. QUICK FIX SMALL REHAB LOANS ARE FOR SMALLER JOBS AND PARTICIPANTS CAN RECEIVE LOANS UP TO $5,000. SMALL DOLLAR FOR REHAB CONSUMER LOANS AND SMALL DOLLAR CONSUMER LOANS ARE AVAILABLE FOR ALMOST ANYTHING TO ASSIST IN TIMES OF NEED. TAX SALE LOANS ARE FOR BORROWERS IN DANGER OF LOSING THEIR HOMES TO TAX SALE IN BALTIMORE CITY FOR SMALL AMOUNTS OF MONEY. 871485 NHS FOCUSES ON THE GREATER MONDAWMIN AND COPPIN HEIGHTS COMMUNITIES OF WEST BALTIMORE SECURING AND DEPLOYING RESOURCES TO IMPROVE THE COMMUNITY. 1482771 11562 NHS BALTIMORE HAS A VARIETY OF EDUCATIONAL AND COUNSELING PROGRAMS. THE HOMEOWNERSHIP COUNSELING PROGRAM IS A HUD APPROVED PROGRAM FOR FIRST TIME HOMEBUYERS LOOKING TO OBTAIN A CERTIFICATE THROUGH ATTENDING AN 8 HOURS HOMEBUYER WORKSHOP AND INDIVIDUAL COUNSELING. THE FAST TRACK FINANCIAL COACHING PROGRAM IS GEARED TO HELP INDIVIDUALS AND FAMILIES DEVELOP SOUND FINANCIAL MANAGEMENT SKILLS IN THEIR QUEST TO BUY A HOME. THE FINANCIAL FITNESS PROGRAM TEACHES INDIVIDUALS HOW TO MANAGE INCOME, CREATE A BUDGET, SAVE, AND APPLY FOR AND USE CREDIT TO YOUR ADVANTAGE. THE EXPEDITED COUNSELING PROGRAM GIVES INDIVIDUALS ACCESS TO EXPEDITED COUNSELING SERVICES MORE QUICKLY FOR A FEE. 4614655 1 1 0 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 75 0 1 40 1 0 0 0 0 0 0 0 0 0 0 0 0 X 14 13 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 1 1 MD X X DANIEL T ELLIS 4103271200 25 EAST 20TH STREET STE 170 BALTIMORE MD 21218 DANIEL T ELLIS EXECUTIVE DIRECTOR 40.00 X X 192400 0 10818 DARIEN NOLIN CHAIR 1.00 X X 0 0 0 ALFONSO PEARSON VICE CHAIR 1.00 X X 0 0 0 BREE JONES TREASURER 1.00 X X 0 0 0 NEEKTA KHORSAND SECRETARY 1.00 X X 0 0 0 SHEENA HAM DIRECTOR 1.00 X 0 0 0 JACKIE CALDWELL DIRECTOR 1.00 X 0 0 0 HARRY T SPIKES II DIRECTOR 1.00 X 0 0 0 MELISSA ARCHER DIRECTOR 1.00 X 0 0 0 BARBARA EUCEBIO DIRECTOR 1.00 X 0 0 0 RAMSEY HARRIS DIRECTOR 1.00 X 0 0 0 COURTENAY DESABAYE DIRECTOR 1.00 X 0 0 0 AGATHA SO DIRECTOR 1.00 X 0 0 0 CHARLES RUTHEISER DIRECTOR 1.00 X 0 0 0 KAREEMA PINDER CHIEF ADMINISTRATIVE OFFICER 40.00 X 96243 0 7984 GRETCHEN SPELL CHIEF PROGRAM OFFICER 40.00 X 84000 0 11986 JASON HENDRICKS CHIEF OPERATING OFFICER 40.00 X 151000 0 2713 CATHY SEMANS SNIOR DIR OF OPERATIONS 40.00 X 107776 0 4135 631419 0 37636 3 0 1 0 JC PORTER CONSTRUCTION 15 WAYLESBURY ROAD TIMONIUM MD 21093 CONTRACTOR 1108722 RPS SOLUTIONS LLC PO BOX 47493 BALTIMORE MD 21239 CONTRACTOR 974162 RIPPING HOUSES LLC 5457 TWIN KNOLL RD STE 300 COLUMBIA MD 21045 CONTRACTOR 760669 RENOVADO GROUP LLC 8528 UPPER SKY WAY LAUREL MD 20723 CONTRACTOR 599823 ST AMBROSE HOUSING AID CENTER INC 331 E 25TH STREET BALTIMORE MD 21218 CONTRACTOR 454875 5 4164583 2210089 6374672 LOAN INT AND LATE FEES 522292 862527 862527 LENDING FEES 522292 183125 183125 AC REHAB & ADMINISTRATIVE FEES 522292 157500 157500 FISCAL RELATIONSHIP FEE 522292 24420 24420 HOMEOWNERSHIP FEES 522292 11562 11562 1239134 92937 92937 3986674 5485732 -1499058 -1499058 -1499058 MISCELLANEOUS INCOME 900099 550075 550075 RECOVERY OF BABD DEBT 900099 35171 35171 585246 6792931 1824380 0 -1406121 617520 537243 61751 18526 1931222 1680163 193122 57937 66176 57573 6618 1985 245396 213494 24540 7362 193508 168352 19351 5805 31295 31295 117910 117910 118400 88727 26613 3060 83016 83016 233444 106987 124783 1674 149126 129740 14912 4474 136637 118874 13664 4099 49853 49853 434261 434261 61221 53263 6121 1837 95218 95218 EXPENSES RELATED TO GRA 987834 987834 PROVISIONAL LOAN LOSS 313400 313400 COMMUNITY PROJECTS 75851 75851 PARTNERSHIP AND PASSTHR 30126 26210 3012 904 60557 56944 2779 834 6031971 4614655 1225803 191513 5684931 2319440 4360386 360779 835481 22612376 24024402 99323 49016 42346 50307 181057 152358 10645852 14017338 7601343 6664159 47128684 52423871 274920 214580 2350316 2392439 17556159 22138962 856743 826384 21038138 25572365 X 5439290 10266054 20651256 16585452 26090546 26851506 47128684 52423871 760960 0 X X 0 1 X 1 1 1 X 5554507 7945479 5990486 5318326 6374672 31183470 5554507 7945479 5990486 5318326 6374672 31183470 31183470 4343 3499 24439 56031 92937 181249 866 24977 16077 585246 627166 31991885 5495860 0.97470 0.99240 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 6314 6314 50609 32056 18553 42400 16960 25440 50307 INVESTMENT IN PARTNERSHIPS 14017338 F 14017338 OPERATIONS 171094 CAPITAL 174213 PROPERTY HELD FOR DEVELOPMENT OR SALE 5814830 RIGHT OF USE ASSET 464998 FUNDS HELD IN ESCROW 39024 6664159 GUARANTY FEE LIABILITY 361386 OPERATING LEASE OBLIGATION 464998 826384 X 6792931 0 6792931 0 6792931 6031971 0 6031971 0 6031971 PART X, LINE 2: THE ORGANIZATION IS A NOT-FOR-PROFIT CORPORATION AS DESCRIBED UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (IRC) AND IS EXEMPT FROM FEDERAL INCOME TAX PURSUANT TO SECTION 501(A) OF THE IRC. INCOME, WHICH IS NOT RELATED TO EXEMPT PURPOSES, IS SUBJECT TO FEDERAL AND STATE INCOME TAXES. THE ORGANIZATION HAD NO UNRELATED BUSINESS INCOME FOR THE YEAR ENDED AUGUST 31, 2025. UNDER ASC 740, ACCOUNTING FOR INCOME TAXES THE ORGANIZATION IS REQUIRED TO RECOGNIZE OR DISCLOSE ANY TAX POSITIONS THAT WOULD RESULT IN UNRECOGNIZED TAX EXPOSURES. THE ORGANIZAITON HAS NO POSITIONS THAT WOULD REQUIRE DISCLOSURE OR RECOGNITION UNDER THE TOPIC. X X 0 0 0 0 0 0 0 0 0 DANIEL T ELLIS EXECUTIVE DIRECTOR 185000 0 7400 0 0 0 3000 0 7818 0 203218 0 0 0 JASON HENDRICKS CHIEF OPERATING OFFICER 150000 0 1000 0 0 0 0 0 2713 0 153713 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PROVIDED TO THE ORGANIZATION'S FINANCE COMMITTEE FOR INITIAL REVIEW. ONCE REVIWED, THE FORM 990 IS PROVIDED TO THE FULL BOARD PRIOR TO SUBMISSION WITH THE INTERNAL REVENUE SERVICE. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY COVERS ALL EMPLOYEES AND BOARD MEMBERS. EMPLOYEES AND BOARD MEMBERS MUST REVIEW THE POLICY ANNUALLY AND REGULAR MONITORING FOR POTENTIAL CONFLICTS IS PERFORMED AT BOARD MEETINGS. FORM 990, PART VI, SECTION B, LINE 15 THE EXECUTIVE DIRECTOR'S COMPENSATION IS DETERMINED THROUGH A REVIEW CONDUCTED BY INDEPENDENT PERSONS AND AN ANALYSIS OF COMPARABILITY DATA. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FINANCIAL STATEMENTS, AND FORM 990 AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS NOT CHANGED ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. FORM 990, PART VI, SECTION B, LINE 16A THE ORGANIZATION INVESTED IN A PARTNERSHIP, CHC LEVERAGE I, LLC WITH 20.01% OWNERSHIP AND CHC LEVERAGE II LLC WITH 24% OWNERSHIP TO BE INVOLVED IN NEW MARKET TAX CREDIT STRUCTURE FOR THE PURPOSE OF DEVELOPING SINGLE-FAMILY HOMES FOR LOW INCOME PERSONS. THE MILL ON NORTH LLC INVESTMENT 25 E 20TH ST BALTIMORE MD 21218 INVESTMENT MD N/A 2809433 0 0 0.50000 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0