﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2025v4.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-05-29T16:57:14-04:00</ReturnTs>
    <TaxPeriodEndDt>2025-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>202115106</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>VERNA &amp; ASSOCIATES</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>105 JESSUP RD STE 100</AddressLine1Txt>
        <CityNm>THOROFARE</CityNm>
        <StateAbbreviationCd>NJ</StateAbbreviationCd>
        <ZIPCd>080869354</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2025-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>813997004</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>THE ALVIN D DUBIN</BusinessNameLine1Txt>
        <BusinessNameLine2Txt>FAMILY FOUNDATION</BusinessNameLine2Txt>
      </BusinessName>
      <BusinessNameControlTxt>ALVI</BusinessNameControlTxt>
      <PhoneNum>8566697038</PhoneNum>
      <USAddress>
        <AddressLine1Txt>122 PALM BAY TERRACE</AddressLine1Txt>
        <CityNm>PALM BEACH GARDENS</CityNm>
        <StateAbbreviationCd>FL</StateAbbreviationCd>
        <ZIPCd>33418</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>ALVIN D DUBIN</PersonNm>
      <PersonTitleTxt>PRESIDENT &amp; DIRECTOR</PersonTitleTxt>
      <SignatureDt>2026-04-27</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>NEAL A CUPERSMITH</PreparerPersonNm>
      <PTIN>P00023970</PTIN>
      <PhoneNum>8563848400</PhoneNum>
      <PreparationDt>2026-05-29</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2025</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="10">
    <IRS990PF documentId="RetDoc10">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>945137</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ContriRcvdRevAndExpnssAmt>118000</ContriRcvdRevAndExpnssAmt>
        <InterestOnSavRevAndExpnssAmt>1886</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>1886</InterestOnSavNetInvstIncmAmt>
        <InterestOnSavingsAdjNetIncmAmt>1886</InterestOnSavingsAdjNetIncmAmt>
        <DividendsRevAndExpnssAmt>17585</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>17585</DividendsNetInvstIncmAmt>
        <DividendsAdjNetIncmAmt>17585</DividendsAdjNetIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt referenceDocumentId="RetDoc3">32343</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>197324</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>15534</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>169814</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>35005</TotalNetInvstIncmAmt>
        <TotalAdjNetIncmAmt>19471</TotalAdjNetIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2">1600</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>1600</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesAdjNetIncmAmt>1600</AccountingFeesAdjNetIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc9">909</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>909</TaxesNetInvstIncmAmt>
        <TaxesAdjNetIncmAmt>909</TaxesAdjNetIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc7">179</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>179</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesAdjNetIncmAmt>179</OtherExpensesAdjNetIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>2688</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>2688</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesAdjNetIncmAmt>2688</TotOprExpensesAdjNetIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>45000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>45000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>47688</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>2688</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesAdjNetIncmAmt>2688</TotalExpensesAdjNetIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>45000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>122126</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>32317</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>16783</AdjustedNetIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>9167</CashBOYAmt>
        <CashEOYAmt>30427</CashEOYAmt>
        <CashEOYFMVAmt>30427</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>120595</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>18176</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>18176</SavAndTempCashInvstEOYFMVAmt>
        <CorporateStockBOYAmt>272800</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="RetDoc4">346972</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>412630</CorporateStockEOYFMVAmt>
        <OtherInvestmentsBOYAmt>265629</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc5">396157</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>483904</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>668191</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>791732</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>945137</TotalAssetsEOYFMVAmt>
        <LoansFromOfficersBOYAmt>111</LoansFromOfficersBOYAmt>
        <LoansFromOfficersEOYAmt>1772</LoansFromOfficersEOYAmt>
        <TotalLiabilitiesBOYAmt>111</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>1772</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>668080</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>789960</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>668080</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>789960</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>668191</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>791732</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>668080</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>122126</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="RetDoc8">648</OtherIncreasesAmt>
        <SubtotalAmt>790854</SubtotalAmt>
        <OtherDecreasesAmt referenceDocumentId="RetDoc6">894</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>789960</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapitalGainNetIncomeAmt>15534</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>449</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>449</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>449</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>375</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>375</TotalPaymentsAndCreditsAmt>
        <TaxDueAmt>74</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>ALVIN D DUBIN</IndividualWithBooksNm>
        <PhoneNum>8566697038</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>122 PALM BAY TERRACE D</AddressLine1Txt>
          <CityNm>PALM BEACH GARDENS</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>33418</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ALVIN D DUBIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>122 PALM BAY TERRACE D</AddressLine1Txt>
            <CityNm>PALM BEACH GARDENS</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33418</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT &amp;</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ADAM M DUBIN</PersonNm>
          <USAddress>
            <AddressLine1Txt>1640 E 50TH STREET</AddressLine1Txt>
            <CityNm>CHICAGO</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60615</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>ANDREA S WILDY</PersonNm>
          <USAddress>
            <AddressLine1Txt>215 WOODBINE DRIVE</AddressLine1Txt>
            <CityNm>MARLTON</CityNm>
            <StateAbbreviationCd>NJ</StateAbbreviationCd>
            <ZIPCd>08053</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>EILEEN DUBIN MORRIS</PersonNm>
          <USAddress>
            <AddressLine1Txt>11321 49TH STREET</AddressLine1Txt>
            <CityNm>ROYAL PALM BEACH</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33411</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>359183</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>89183</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>379465</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>827831</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>827831</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>12417</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>815414</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>40771</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>40771</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>449</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>449</TotalTaxAmt>
        <DistributableBeforeAdjAmt>40322</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>40322</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>40322</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>45000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>45000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>40322</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr3Amt>96</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr1Amt>13501</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>13597</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>45000</QualifyingDistributionsAmt>
        <AppliedToCurrentYearAmt>40322</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>4678</RemainingDistriFromCorpusAmt>
        <TotalCorpusAmt>18275</TotalCorpusAmt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <ExcessDistriCyovToNextYrAmt>18275</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear3Amt>96</ExcessFromYear3Amt>
        <ExcessFromYear1Amt>13501</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>4678</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BREAST CANCER RESEARCH FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>28 WEST 44TH STREET</AddressLine1Txt>
            <AddressLine2Txt>SUITE 609</AddressLine2Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10036</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusCd>POF</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>CANCER RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MICHAEL J FOX FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 4777</AddressLine1Txt>
            <CityNm>NEW YORK</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10163</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusCd>POF</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>PARKINSON RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>AMERICAN HEART ASSOCIATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>7272 GREENVILLE AVENUE</AddressLine1Txt>
            <AddressLine2Txt>NATIONAL CENTER</AddressLine2Txt>
            <CityNm>DALLAS</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75231</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusCd>POF</RecipientFoundationStatusCd>
          <GrantOrContributionPurposeTxt>HEART RESEARCH</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>45000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>1886</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>17585</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>15534</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>16809</RelatedOrExemptFunctionIncmAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>35005</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>16809</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>51814</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <IRS990ScheduleB documentId="RetDoc1">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <GeneralRuleInd>X</GeneralRuleInd>
      <ContributorInformationGrp>
        <ContributorNum>1</ContributorNum>
        <ContributorPersonNm>DR ALVIN D DUBIN</ContributorPersonNm>
        <ContributorUSAddress>
          <AddressLine1Txt>122 PALM BAY TERRACE</AddressLine1Txt>
          <CityNm>PALM BEACH GARDENS</CityNm>
          <StateAbbreviationCd>FL</StateAbbreviationCd>
          <ZIPCd>33418</ZIPCd>
        </ContributorUSAddress>
        <TotalContributionsAmt>118000</TotalContributionsAmt>
        <PersonContributionInd>X</PersonContributionInd>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <AccountingFeesSchedule documentId="RetDoc2">
      <AccountingFeesDetail>
        <CategoryTxt>INDIRECT ACCOUNTING FEES</CategoryTxt>
        <Amt>1600</Amt>
        <NetInvestmentIncomeAmt>1600</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>1600</AdjustedNetIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <GainLossSaleOtherAssetsSch documentId="RetDoc3">
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>BRIGHTHOUSE FINL INC</AssetDesc>
        <AcquiredDt>2021-02</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-11</SoldDt>
        <GrossSalesPriceAmt>24607</GrossSalesPriceAmt>
        <BasisAmt>16259</BasisAmt>
        <TotalNetAmt>8348</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>SUNRISE COMMUNICATIONS</AssetDesc>
        <AcquiredDt>2018-08</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-07</SoldDt>
        <GrossSalesPriceAmt>4412</GrossSalesPriceAmt>
        <BasisAmt>4785</BasisAmt>
        <TotalNetAmt>-373</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>WARNER BROS DISCOVERY</AssetDesc>
        <AcquiredDt>2021-10</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-12</SoldDt>
        <GrossSalesPriceAmt>29364</GrossSalesPriceAmt>
        <BasisAmt>20530</BasisAmt>
        <TotalNetAmt>8834</TotalNetAmt>
      </GainLossSaleOtherAssetGrp>
      <GainLossSaleOtherAssetGrp>
        <AssetDesc>FEDERATED HERMES GOVT OBL</AssetDesc>
        <AcquiredDt>2024-01</AcquiredDt>
        <HowAcquiredTxt>PURCHASE</HowAcquiredTxt>
        <SoldDt>2025-04</SoldDt>
        <GrossSalesPriceAmt>123407</GrossSalesPriceAmt>
        <BasisAmt>123407</BasisAmt>
      </GainLossSaleOtherAssetGrp>
    </GainLossSaleOtherAssetsSch>
    <InvestmentsCorpStockSchedule documentId="RetDoc4">
      <InvestmentsCorporateStockGrp>
        <StockNm>EQUITIES</StockNm>
        <EOYBookValueAmt>299634</EOYBookValueAmt>
        <EOYFMVAmt>351437</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ETFS &amp; CEFS</StockNm>
        <EOYBookValueAmt>47338</EOYBookValueAmt>
        <EOYFMVAmt>61193</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc5">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MUTUAL FUNDS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>324169</BookValueAmt>
        <EOYFMVAmt>407405</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIXED INCOME &amp; PREF-ETFS &amp; CEFS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>19014</BookValueAmt>
        <EOYFMVAmt>19454</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ALTERNATIVES-ETCS &amp; CEFS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>52974</BookValueAmt>
        <EOYFMVAmt>57045</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherDecreasesSchedule documentId="RetDoc6">
      <OtherDecreasesDetail>
        <Desc>MISC. INVESTMENT ADJUSTMENTS</Desc>
        <Amt>894</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="RetDoc7">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT ACCOUNT FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>179</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>179</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>179</AdjustedNetIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="RetDoc8">
      <OtherIncreasesDetail>
        <Desc>NON-DIVIDEND DISTRIBUTIONS</Desc>
        <Amt>648</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <TaxesSchedule documentId="RetDoc9">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES</CategoryTxt>
        <Amt>348</Amt>
        <NetInvestmentIncomeAmt>348</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>348</AdjustedNetIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FILING FEE - FL ANNUAL REPORT</CategoryTxt>
        <Amt>61</Amt>
        <NetInvestmentIncomeAmt>61</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>61</AdjustedNetIncomeAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>EXCISE TAX</CategoryTxt>
        <Amt>500</Amt>
        <NetInvestmentIncomeAmt>500</NetInvestmentIncomeAmt>
        <AdjustedNetIncomeAmt>500</AdjustedNetIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>