2026-04-21T13:22:53-05:00 2025-12-31 362985770 SELDEN FOX LTD ONE PARKVIEW PLAZA SUITE 710 OAKBROOK TERRACE IL 60181 990 2025-01-01 370904387 THE CREDIT UNION FOR ALL CRED 3096611166 PO BOX 1266 BLOOMINGTON IL 61702 ROBIN JUHLER PRESIDENT 3096611166 2026-04-16 1 MICHAEL KRAM P01469094 6309541400 2025 2025-03-06 01:10:19Z ROBIN JUHLER PO BOX 1266 BLOOMINGTON IL 61702 5479756 0 X WWW.CUFORALL.COM X 1940 IL THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION. 9 8 20 8 0 0 0 0 4573320 4509867 759304 969889 0 0 5332624 5479756 0 0 0 0 1712135 1685341 0 0 0 3296305 3293510 5008440 4978851 324184 500905 83739068 87365675 77429565 80555267 6309503 6810408 THE CREDIT UNION PROVIDES SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND CAPITAL GROWTH WITHIN THE ASSOCIATION. 0 0 4978851 5479756 MAINTAINED 11,131 SHARE ACCOUNTS TOTALING $80,082,199 IN TOTAL SHARES AS OF 12/31/25. GRANTED 933 LOANS TOTALING $24,429,198, TO OUR MEMBERS DURING 2024. 4978851 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1696 0 1 20 1 0 0 0 0 0 0 0 0 0 0 X 9 8 0 0 0 0 1 1 1 1 1 0 1 1 1 1 0 0 1 1 1 1 0 X ROBIN JUHLER 3096611166 PO BOX 1266 BLOOMINGTON IL 61702 JOHN WYSSMAN CHAIRMAN 1.00 X X 0 0 0 LINDA FOSTER VICE CHAIRMAN 1.00 X X 0 0 0 DAVID WITT BOARD MEMBER 1.00 X 0 0 0 TOM BRUCKER BOARD MEMBER 1.00 X 0 0 0 CAROL BEARD BOARD MEMBER 1.00 X 0 0 0 ROGER SCOTT BOARD MEMBER 1.00 X 0 0 0 TAKESHA STOKES BOARD MEMBER 1.00 X 0 0 0 MARQUET NEWSOME BOARD MEMBER 1.00 X 0 0 0 ROBIN JUHLER PRESIDENT/TREASURER 40.00 X X 177059 0 25757 SABRINA COLEMAN VICE PRESIDENT OF OPERATIO 40.00 X 133359 0 10324 310418 0 36081 2 0 1 0 0 INTEREST ON LOANS 900099 3627940 3627940 FEES & OTHER INC. 900099 881927 881927 4509867 969889 969889 5479756 5479756 0 0 346499 1141309 25677 75021 96835 16492 29960 65534 513333 42907 2164 27 164682 DIVIDENDS 1338427 VISA/ATM EXPENSES 364836 PROVISION FOR CREDIT LO 350807 LOAN SERVICING 279070 125271 4978851 7275401 7420359 54011530 59421434 84150 139943 3159651 2459906 797415 699745 20500000 18600000 1070572 1084194 83739068 87365675 337326 473068 77092239 80082199 77429565 80555267 X 0 0 0 0 6309503 6810408 6309503 6810408 83739068 87365675 500905 0 X X 0 1 X 1 0 232765 232765 519939 359624 160315 2406947 2100282 306665 699745 INTEREST BEARING DEPOSITS 18600000 C 18600000 MEMBERSHIP SHARES 80082199 80082199 1 X X 0 0 0 ROBIN JUHLER PRESIDENT/TREASURER 177059 0 0 0 0 0 24709 0 1048 0 202816 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS 8,024 MEMBERS AS OF 12/31/25. QUALIFICATIONS FOR MEMBERSHIP ARE ON FILE WITH THE ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION. A $5.00 DEPOSIT IS REQUIRED TO GAIN AND MAINTAIN MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION'S MEMBERSHIP ELECT A BOARD OF DIRECTORS EACH YEAR AT ITS ANNUAL MEETING. FORM 990, PART VI, SECTION A, LINE 7B MAJOR DECISIONS, SUCH AS WHETHER OR NOT TO MERGE INTO ANOTHER CREDIT UNION, WOULD REQUIRE RATIFICATION BY THE MEMBERSHIP TO BE APPROVED. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS INCLUDED IN THE BOARD OF DIRECTORS MONTHLY BOARD PACKET FOR THE BOARD OF DIRECTORS REVIEW AND APPROVAL. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION FOR THE CREDIT UNION'S PRESIDENT AND CEO ARE APPROVED BY THE BOARD ANNUALLY. PERIODICALLY THE BOARD USES ANNUAL SALARY SURVEYS TO COMPARE AND DETERMINE COMPENSATION. COMPENSATION FOR THE CREDIT UNION'S OFFICERS AND KEY EMPLOYEES ARE DETERMINED USING LIMITS APPROVED BY THE BOARD OF DIRECTORS. THE PRESIDENT AWARDS COMPENSATION BASED ON MERIT AND ON AN ANNUAL SALARY SURVEY USED AS A REFERENCE. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND FORM 990 ARE AVAILABLE TO OUR MEMBERHSIP UPON REQUEST. FINANCIAL STATEMENTS ARE AVAILABLE TO OUR MEMBERS AND THE GENERAL PUBLIC VIA THE NCUA'S WEB SITE. PART XII, LINE 2C THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.