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      <Form990PartVIISectionAGrp>
        <PersonNm>ROY B GARRETSON</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (UNTIL 9/2025)</TitleTxt>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>RICHARD L MAGUIRE III</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>MICHAEL DESTEFANO</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>BRUCE J VAN TASSEL</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>JILL B INGRAM</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
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        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>SHAWN-TE HARVELL CFSP</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
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      <Form990PartVIISectionAGrp>
        <PersonNm>ADAM CHAMBERLAIN</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>RHONDA RIVERA</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>JOSEPH V COSTELLO IV</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
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        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
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      <Form990PartVIISectionAGrp>
        <PersonNm>HARRIS M HOLLOWAY CFSP</PersonNm>
        <TitleTxt>DISTRICT PRESIDENT (STARTING 9/2025)</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
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        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>GEORGE R KELDER JR CFSP</PersonNm>
        <TitleTxt>CEO/EXECUTIVE DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>14.00</AverageHoursPerWeekRt>
        <AverageHoursPerWeekRltdOrgRt>26.00</AverageHoursPerWeekRltdOrgRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>363710</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>88646</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>BARBARA D GUINTA</PersonNm>
        <TitleTxt>CHIEF OPERATING OFFICER/CFO</TitleTxt>
        <AverageHoursPerWeekRt>4.00</AverageHoursPerWeekRt>
        <AverageHoursPerWeekRltdOrgRt>36.00</AverageHoursPerWeekRltdOrgRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>217893</ReportableCompFromRltdOrgAmt>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>THADDEUS MEEHAN</PersonNm>
        <TitleTxt>IT OPERATIONS MANAGER</TitleTxt>
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        <AverageHoursPerWeekRltdOrgRt>32.00</AverageHoursPerWeekRltdOrgRt>
        <HighestCompensatedEmployeeInd>X</HighestCompensatedEmployeeInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>109615</ReportableCompFromRltdOrgAmt>
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      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>SAMANTHA LINK</PersonNm>
        <TitleTxt>DIRECTOR OF GOVERNMENT AFF</TitleTxt>
        <AverageHoursPerWeekRt>24.00</AverageHoursPerWeekRt>
        <AverageHoursPerWeekRltdOrgRt>16.00</AverageHoursPerWeekRltdOrgRt>
        <HighestCompensatedEmployeeInd>X</HighestCompensatedEmployeeInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>110238</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>26758</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>JONATHAN R BENDER</PersonNm>
        <TitleTxt>DIRECTOR OF GOVERNANCE</TitleTxt>
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        <AverageHoursPerWeekRltdOrgRt>22.00</AverageHoursPerWeekRltdOrgRt>
        <HighestCompensatedEmployeeInd>X</HighestCompensatedEmployeeInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>114332</ReportableCompFromRltdOrgAmt>
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      <Form990PartVIISectionAGrp>
        <PersonNm>VICTORIA KUCHTYAK</PersonNm>
        <TitleTxt>DIRECTOR OF HUMAN RESOURCES</TitleTxt>
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        <HighestCompensatedEmployeeInd>X</HighestCompensatedEmployeeInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>123756</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>25542</OtherCompensationAmt>
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      <TotalReportableCompFromOrgAmt>0</TotalReportableCompFromOrgAmt>
      <TotReportableCompRltdOrgAmt>1039544</TotReportableCompRltdOrgAmt>
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      <IndivRcvdGreaterThan100KCnt>0</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>0</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>1</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>0</CompensationFromOtherSrcsInd>
      <CntrctRcvdGreaterThan100KCnt>0</CntrctRcvdGreaterThan100KCnt>
      <ProgramServiceRevenueGrp>
        <Desc>MEMBERSHIP DUES</Desc>
        <BusinessCd>611600</BusinessCd>
        <TotalRevenueColumnAmt>435990</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>435990</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <ProgramServiceRevenueGrp>
        <Desc>PROGRAM INCOME</Desc>
        <BusinessCd>611600</BusinessCd>
        <TotalRevenueColumnAmt>384357</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>384357</RelatedOrExemptFuncIncomeAmt>
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      <TotalProgramServiceRevenueAmt>820347</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>102206</TotalRevenueColumnAmt>
        <ExclusionAmt>102206</ExclusionAmt>
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      <GrossAmountSalesAssetsGrp>
        <SecuritiesAmt>84186</SecuritiesAmt>
      </GrossAmountSalesAssetsGrp>
      <LessCostOthBasisSalesExpnssGrp>
        <SecuritiesAmt>0</SecuritiesAmt>
      </LessCostOthBasisSalesExpnssGrp>
      <GainOrLossGrp>
        <SecuritiesAmt>84186</SecuritiesAmt>
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      <NetGainOrLossInvestmentsGrp>
        <TotalRevenueColumnAmt>84186</TotalRevenueColumnAmt>
        <ExclusionAmt>84186</ExclusionAmt>
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      <MiscellaneousRevenueGrp>
        <TotalRevenueColumnAmt>104</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>104</RelatedOrExemptFuncIncomeAmt>
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      <OtherRevenueTotalAmt>104</OtherRevenueTotalAmt>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>1006843</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>820451</RelatedOrExemptFuncIncomeAmt>
        <UnrelatedBusinessRevenueAmt>0</UnrelatedBusinessRevenueAmt>
        <ExclusionAmt>186392</ExclusionAmt>
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      <FeesForServicesManagementGrp>
        <TotalAmt>266036</TotalAmt>
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      <FeesForServicesLegalGrp>
        <TotalAmt>54000</TotalAmt>
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      <FeesForServicesAccountingGrp>
        <TotalAmt>43000</TotalAmt>
      </FeesForServicesAccountingGrp>
      <FeesForSrvcInvstMgmntFeesGrp>
        <TotalAmt>27476</TotalAmt>
      </FeesForSrvcInvstMgmntFeesGrp>
      <OfficeExpensesGrp>
        <TotalAmt>37731</TotalAmt>
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      <ConferencesMeetingsGrp>
        <TotalAmt>312532</TotalAmt>
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      <InsuranceGrp>
        <TotalAmt>10596</TotalAmt>
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      <OtherExpensesGrp>
        <Desc>OPERATIONAL COSTS</Desc>
        <TotalAmt>60851</TotalAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>COMMUNICATIONS</Desc>
        <TotalAmt>24750</TotalAmt>
      </OtherExpensesGrp>
      <OtherExpensesGrp>
        <Desc>GOVERNANCE EXPENSE</Desc>
        <TotalAmt>24054</TotalAmt>
      </OtherExpensesGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>861026</TotalAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>67663</BOYAmt>
        <EOYAmt>370928</EOYAmt>
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      <SavingsAndTempCashInvstGrp>
        <BOYAmt>77245</BOYAmt>
        <EOYAmt>37669</EOYAmt>
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      <OthNotesLoansReceivableNetGrp>
        <BOYAmt>502063</BOYAmt>
        <EOYAmt>163742</EOYAmt>
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      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>30442</BOYAmt>
        <EOYAmt>26052</EOYAmt>
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      <InvestmentsPubTradedSecGrp>
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        <EOYAmt>2920645</EOYAmt>
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        <EOYAmt>3376853</EOYAmt>
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      <OtherAssetsTotalGrp>
        <BOYAmt>182498</BOYAmt>
        <EOYAmt>293949</EOYAmt>
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      <TotalAssetsGrp>
        <BOYAmt>6784782</BOYAmt>
        <EOYAmt>7189838</EOYAmt>
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      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>8947</BOYAmt>
        <EOYAmt>48270</EOYAmt>
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      <DeferredRevenueGrp>
        <BOYAmt>384217</BOYAmt>
        <EOYAmt>409171</EOYAmt>
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      <TotalLiabilitiesGrp>
        <BOYAmt>393164</BOYAmt>
        <EOYAmt>457441</EOYAmt>
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      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>6391618</BOYAmt>
        <EOYAmt>6732397</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>6391618</BOYAmt>
        <EOYAmt>6732397</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>6784782</BOYAmt>
        <EOYAmt>7189838</EOYAmt>
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      <InfoInScheduleOPartXIInd>X</InfoInScheduleOPartXIInd>
      <ReconcilationRevenueExpnssAmt>145817</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>113847</NetUnrlzdGainsLossesInvstAmt>
      <OtherChangesInNetAssetsAmt>81115</OtherChangesInNetAssetsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>0</AccountantCompileOrReviewInd>
      <FSAuditedInd>1</FSAuditedInd>
      <FSAuditedBasisGrp>
        <SeparateBasisFinclStmtInd>X</SeparateBasisFinclStmtInd>
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      <AuditCommitteeInd>1</AuditCommitteeInd>
      <FederalGrantAuditRequiredInd>0</FederalGrantAuditRequiredInd>
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    <IRS990ScheduleC documentId="RetDoc1039700001">
      <SubstantiallyAllDuesNondedInd>0</SubstantiallyAllDuesNondedInd>
      <OnlyInHouseLobbyingInd>0</OnlyInHouseLobbyingInd>
      <AgreeCarryoverPriorYearInd>0</AgreeCarryoverPriorYearInd>
      <DuesAssessmentsAmt>435990</DuesAssessmentsAmt>
      <NonDeductibleLbbyngPltclCYAmt>90618</NonDeductibleLbbyngPltclCYAmt>
      <NonDedLbbyngPltclCyovAmt>141619</NonDedLbbyngPltclCyovAmt>
      <NonDeductibleLbbyngPltclTotAmt>232237</NonDeductibleLbbyngPltclTotAmt>
      <AggregateReportedDuesNtcAmt>153890</AggregateReportedDuesNtcAmt>
      <CarriedOverAmt>78347</CarriedOverAmt>
    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="RetDoc1040000001">
      <TotalBookValueLandBuildingsAmt>0</TotalBookValueLandBuildingsAmt>
      <OtherSecuritiesGrp>
        <Desc>INVESTMENT IN AFFILIATE</Desc>
        <BookValueAmt>3376853</BookValueAmt>
        <MethodValuationCd>C</MethodValuationCd>
      </OtherSecuritiesGrp>
      <TotalBookValueSecuritiesAmt>3376853</TotalBookValueSecuritiesAmt>
      <FootnoteTextInd>X</FootnoteTextInd>
      <TotalRevEtcAuditedFinclStmtAmt>1174329</TotalRevEtcAuditedFinclStmtAmt>
      <NetUnrealizedGainsInvstAmt>113847</NetUnrealizedGainsInvstAmt>
      <OtherRevenueAmt>81115</OtherRevenueAmt>
      <RevenueNotReportedAmt>194962</RevenueNotReportedAmt>
      <RevenueSubtotalAmt>979367</RevenueSubtotalAmt>
      <InvestmentExpensesNotIncldAmt>27476</InvestmentExpensesNotIncldAmt>
      <RevenueNotReportedFinclStmtAmt>27476</RevenueNotReportedFinclStmtAmt>
      <TotalRevenuePerForm990Amt>1006843</TotalRevenuePerForm990Amt>
      <TotExpnsEtcAuditedFinclStmtAmt>833550</TotExpnsEtcAuditedFinclStmtAmt>
      <ExpensesNotReportedAmt>0</ExpensesNotReportedAmt>
      <ExpensesSubtotalAmt>833550</ExpensesSubtotalAmt>
      <InvestmentExpensesNotIncld2Amt>27476</InvestmentExpensesNotIncld2Amt>
      <ExpensesNotRptFinclStmtAmt>27476</ExpensesNotRptFinclStmtAmt>
      <TotalExpensesPerForm990Amt>861026</TotalExpensesPerForm990Amt>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART X, LINE 2:</FormAndLineReferenceDesc>
        <ExplanationTxt>NJSFDA IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE AND, THEREFORE, HAS MADE NO PROVISION FOR FEDERAL INCOME TAXES IN THE ACCOMPANYING FINANCIAL STATEMENTS. AS A 501(C)(6), NJSFDA IS ALSO EXEMPT FROM NEW JERSEY SALES AND CORPORATE INCOME TAXES AND DOES NOT MEET THE REQUIREMENTS TO REGISTER IN NEW JERSEY. NJSFDA HAS BEEN DETERMINED BY THE INTERNAL REVENUE SERVICE NOT TO BE A "PRIVATE FOUNDATION" WITHIN THE MEANING OF SECTION 509(A)(1) OF THE INTERNAL REVENUE CODE. MANAGEMENT HAS ANALYZED THE TAX POSITIONS TAKEN BY NJSFDA AND HAS CONCLUDED THAT, AS OF DECEMBER 31, 2025, THERE ARE NO UNCERTAIN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY, ASSET, OR DISCLOSURE IN THE FINANCIAL STATEMENTS. NJSFDA IS SUBJECT TO EXAMINATION BY THE FEDERAL TAXING AUTHORITIES UP TO THREE YEARS FROM THE EXTENDED DUE DATE OF THE TAX RETURN. MANAGEMENT BELIEVES IT IS NO LONGER SUBJECT TO FEDERAL INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2022.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART XI, LINE 2D - OTHER ADJUSTMENTS:</FormAndLineReferenceDesc>
        <ExplanationTxt>INCOME IN EQUITY INVESTMENT IN AFFILIATE 81,115.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleD>
    <IRS990ScheduleJ documentId="RetDoc1042400001">
      <TravelForCompanionsInd>X</TravelForCompanionsInd>
      <WrittenPolicyRefTAndEExpnssInd>1</WrittenPolicyRefTAndEExpnssInd>
      <SubstantiationRequiredInd>1</SubstantiationRequiredInd>
      <SeverancePaymentInd>0</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>0</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>0</EquityBasedCompArrngmInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>GEORGE R KELDER JR CFSP</PersonNm>
        <TitleTxt>CEO/EXECUTIVE DIRECTOR</TitleTxt>
        <BaseCompensationFilingOrgAmt>0</BaseCompensationFilingOrgAmt>
        <CompensationBasedOnRltdOrgsAmt>360043</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>0</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>0</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>3667</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>0</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>62412</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>0</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>26234</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>0</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>452356</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>BARBARA D GUINTA</PersonNm>
        <TitleTxt>CHIEF OPERATING OFFICER/CFO</TitleTxt>
        <BaseCompensationFilingOrgAmt>0</BaseCompensationFilingOrgAmt>
        <CompensationBasedOnRltdOrgsAmt>217497</CompensationBasedOnRltdOrgsAmt>
        <BonusFilingOrganizationAmount>0</BonusFilingOrganizationAmount>
        <BonusRelatedOrganizationsAmt>0</BonusRelatedOrganizationsAmt>
        <OtherCompensationFilingOrgAmt>0</OtherCompensationFilingOrgAmt>
        <OtherCompensationRltdOrgsAmt>396</OtherCompensationRltdOrgsAmt>
        <DeferredCompensationFlngOrgAmt>0</DeferredCompensationFlngOrgAmt>
        <DeferredCompRltdOrgsAmt>35234</DeferredCompRltdOrgsAmt>
        <NontaxableBenefitsFilingOrgAmt>0</NontaxableBenefitsFilingOrgAmt>
        <NontaxableBenefitsRltdOrgsAmt>18406</NontaxableBenefitsRltdOrgsAmt>
        <TotalCompensationFilingOrgAmt>0</TotalCompensationFilingOrgAmt>
        <TotalCompensationRltdOrgsAmt>271533</TotalCompensationRltdOrgsAmt>
        <CompReportPrior990FilingOrgAmt>0</CompReportPrior990FilingOrgAmt>
        <CompReportPrior990RltdOrgsAmt>0</CompReportPrior990RltdOrgsAmt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>PART I, LINE 1A</FormAndLineReferenceDesc>
        <ExplanationTxt>EXCEPT FOR THE PRESIDENT AND EXECUTIVE DIRECTOR, SPOUSAL AND COMPANION TRAVEL IS NOT AUTHORIZED. SPOUSAL OR COMPANION TRAVEL IS AUTHORIZED FOR THE PRESIDENT AND EXECUTIVE DIRECTOR ONLY FOR "AUTHORIZED EVENTS." WHEN SPOUSAL OR COMPANION TRAVEL IS AUTHORIZED, THE PER DIEM SHALL MEAN "PER AUTHORIZED PERSON." SPOUSAL OR COMPANION TRAVEL EXPENSES WILL RESULT IN THE ISSUANCE OF 1099 INCOME REPORTS FOR ACCUMULATED BENEFITS IN EXCESS OF $600, OR SUCH OTHER THRESHOLD AS REQUIRED BY CURRENT IRS RULES. ONLY AN UNMARRIED OFFICER SHALL BE ELIGIBLE FOR COMPANION TRAVEL, WHICH PERSON SHALL BE THE SAME COMPANION FOR ALL AUTHORIZED EVENTS DURING THE OFFICER'S TERM OF OFFICE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc1044400001">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 6</FormAndLineReferenceDesc>
        <ExplanationTxt>MEMBERS OF THE ORGANIZATION ARE LICENSED FUNERAL DIRECTORS WHO PAY DUES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7A</FormAndLineReferenceDesc>
        <ExplanationTxt>THOSE MEMBERS WHO PAY DUES HAVE VOTING PRIVILEGES TO ELECT ALL MEMBERS OF THE BOARD OF DIRECTORS IN TWO WAYS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION A, LINE 7B</FormAndLineReferenceDesc>
        <ExplanationTxt>AS MEMBERS OF ONE OF THE ELEVEN DISTRICT ASSOCIATIONS, THEY PARTICIPATE IN ELECTING THEIR OWN DISTRICT PRESIDENT WHO SERVES ON THE BOARD OF DIRECTORS. ADDITIONALLY, THEY ELECT EIGHT OFFICERS OF THE ASSOCIATION IN OPEN ELECTIONS. TWO OFFICERS AUTOMATICALLY SUCCEED EACH YEAR TO THEIR POSITIONS BASED ON PRIOR YEAR ELECTION OUTCOMES, E. G., THE PRESIDENT AND IMMEDIATE PAST PRESIDENT. IN THE EVENT OF TWO OR MORE NOMINATIONS FOR ANY CONTESTED OFFICE, AN ELECTION IS HELD VIA AN ELECTRONIC BALLOT, WHICH IS DISTRIBUTED TO ALL OF THE MEMBERS WHO HAVE VOTING PRIVILEGES. THE RETURNS ARE TABULATED AND THE RESULTS REPORTED BY AN ELECTION COMMITTEE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE IRS FORM 990 IS REVIEWED BY THE CHIEF FINANCIAL OFFICER AND THEN IS SUBMITTED TO THE AUDIT COMMITTEE FOR FINAL APPROVAL. THE FORM 990 IS THEN DISTRIBUTED TO EACH BOARD MEMBER PRIOR TO FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO ANNUALLY COMPLETE A "DISCLOSURE OF CONFLICT OF INTEREST" DOCUMENT. THE RESULTS ARE SURVEYED FOR EXISTING CONFLICTS, REPORTED TO THE BOARD AND MADE PART OF THE GOVERNANCE DOCUMENTS. THE PROCESS IS OVERSEEN BY THE DIRECTOR OF GOVERNANCE.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE CURRENT EXECUTIVE DIRECTOR'S CONTRACT WAS DEVELOPED AND APPROVED IN 2016 BY A CONTRACT COMMITTEE COMPRISED OF A CROSS SECTION OF BOARD MEMBERS. DATA WAS COMPARED TO OTHER ASSOCIATION CEOS AND LIKE POSITIONS USING COMPENSATION SURVEYS, JOB DESCRIPTIONS AND LENGTH OF SERVICE, AMONG OTHER FACTORS. THE RESULTS WERE DISCUSSED AND ANALYZED, AND RECOMMENDATIONS WERE MADE TO THE NJSFDA BOARD FOR FINAL APPROVAL OF THE CONTRACT. THE CONTRACT TERM WAS JANUARY 1, 2017 THROUGH DECEMBER 31, 2019, AND ALLOWED FOR TWO SUBSEQUENT 3-YEAR EXTENSIONS. THE NJSFDA BOARD THEN IN OFFICE REAPPOINTED THE EXECUTIVE DIRECTOR BY ADOPTING RESOLUTIONS TO THAT EFFECT FOR A 3-YEAR EXTENSION FROM JANUARY 1, 2020 THROUGH DECEMBER 31, 2022 AND A SECOND EXTENSION FROM JANUARY 1, 2023 THROUGH DECEMBER 31, 2025. A NEW CONTRACT WAS DEVELOPED AND APPROVED IN 2025 BY A CONTRACT COMMITTEE COMPRISED BY A CROSS SECTION OF BOARD MEMBERS AND WAS GIVEN FINAL APPROVAL BY THE NJSFDA BOARD ON SEPTEMBER 9, 2025. THE CONTRACT TERM IS FROM JANUARY 1, 2026 THROUGH DECEMBER 2026, AND ALLOWS FOR TWO 1-YEAR EXTENSIONS (FROM JANUARY 1, 2027 THROUGH DECEMBER 31, 2027 AND JANUARY 1, 2028 THROUGH DECEMBER 31, 2028, RESPECTIVELY) PROVIDED THAT THE NJSFDA BOARD THEN IN OFFICE REAPPOINTS THE EXECUTIVE DIRECTOR BY ADOPTING A RESOLUTION TO THAT EFFECT FOR EACH 1-YEAR TERM.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 18</FormAndLineReferenceDesc>
        <ExplanationTxt>THE NJSFDA FORM 990 IS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION C, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>NJSFDA IS COMMITTED TO TRANSPARENCY AS WELL AS THE HIGHEST ETHICAL STANDARDS IN ITS OPERATIONS. ACCORDINGLY, THE NJSFDA CONSTITUTION AND BYLAWS, CODE OF BUSINESS CONDUCT &amp; ETHICS, CONFLICT OF INTEREST POLICY, WHISTLEBLOWER POLICY AND RECORD RETENTION POLICY ARE ALL POSTED ON THE WEBSITE FOR PUBLIC VIEWING. THE AUDITED FINANCIAL REPORTS ARE AVAILABLE UPON REQUEST.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9:</FormAndLineReferenceDesc>
        <ExplanationTxt>INCOME IN EQUITY INVESTMENT IN AFFILIATE 81,115.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc1043400001">
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>NEW JERSEY FUNERAL DIRECTORS - PAC</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>PO BOX L</AddressLine1Txt>
          <CityNm>MANASQUAN</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08736</ZIPCd>
        </USAddress>
        <EIN>223758321</EIN>
        <PrimaryActivitiesTxt>POLITICAL ACTION COMMITTEE</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>NJ</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>527</ExemptCodeSectionTxt>
        <ControlledOrganizationInd>1</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedOrgTxblCorpTrGrp>
        <RelatedOrganizationName>
          <BusinessNameLine1Txt>NEW JERSEY FUNERAL DIRECTORS SERVICES INC</BusinessNameLine1Txt>
        </RelatedOrganizationName>
        <USAddress>
          <AddressLine1Txt>PO BOX L</AddressLine1Txt>
          <CityNm>MANASQUAN</CityNm>
          <StateAbbreviationCd>NJ</StateAbbreviationCd>
          <ZIPCd>08736</ZIPCd>
        </USAddress>
        <EIN>222889933</EIN>
        <PrimaryActivitiesTxt>MANAGEMENT</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>NJ</LegalDomicileStateCd>
        <DirectControllingNACd>N/A</DirectControllingNACd>
        <EntityTypeTxt>C</EntityTypeTxt>
        <OwnershipPct>0.79000</OwnershipPct>
        <ControlledOrganizationInd>1</ControlledOrganizationInd>
      </IdRelatedOrgTxblCorpTrGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>0</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>0</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>0</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>1</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>0</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>0</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>0</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>0</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>0</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>0</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>0</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>0</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>1</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>1</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>1</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>1</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>1</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>0</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>0</TransferFromOtherOrgInd>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>NEW JERSEY FUNERAL DIRECTORS SERVICES INC</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>M</TransactionTypeTxt>
        <InvolvedAmt>266036</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>CASH</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <TransactionsRelatedOrgGrp>
        <OtherOrganizationName>
          <BusinessNameLine1Txt>NEW JERSEY FUNERAL DIRECTORS SERVICES INC</BusinessNameLine1Txt>
        </OtherOrganizationName>
        <TransactionTypeTxt>D</TransactionTypeTxt>
        <InvolvedAmt>358404</InvolvedAmt>
        <MethodOfAmountDeterminationTxt>CASH</MethodOfAmountDeterminationTxt>
      </TransactionsRelatedOrgGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART V, LINES 1(M) AND 1(N):</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION SHARES FACILITIES, EQUIPMENT, PAID EMPLOYEES, AND THE USE OF OTHER ASSETS WITH THE RELATED ENTITIES. PAYMENT FOR USAGE IS INCLUDED IN THE MANAGEMENT FEE PAID TO THE RELATED ENTITY AND IS REPORTED ON LINE 2, TRANSACTION "M".</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleR>
  </ReturnData>
</Return>