2026-04-13T19:07:07-07:00 2025-12-31 990 2025-01-01 930519645 GATEWAY CREDIT UNION GATE PO BOX 7245 SPRINGFIELD OR 97475 Marcos Sulistio President/CEO 5427412605 2026-03-31 2025 2025-03-06 01:10:19Z Marcos Sulistio 3030 Gateway Loop Springfield OR 97477 1516524 0 X www.yourgcu.org X CREDIT UNION 1963 OR Non-profit credit union 5 5 6 7 0 0 0 0 1473271 1265250 0 251274 0 0 1473271 1516524 0 0 0 0 612845 641980 0 0 0 669824 682034 1282669 1324014 190602 192510 29967146 28767832 23397761 22005937 6569385 6761895 Non-profit credit union 0 0 1324014 0 1516524 Non-profit credit union 0 0 0 1324014 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 6 1 0 0 0 0 0 0 0 0 X 5 5 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 1 1 0 OR Gateway Credit Union 5417412605 PO Box 7245 Springfield OR 97475 Marcos Sulistio CEO 40 40 X 187425 0 0 Steve Cheek Board Chair 2 2 X 0 0 0 Bill Powell Board Vice 1 1 X 0 0 0 Russell Sirotek Board Director and Supervisory Committee Chair 10 1 X 0 0 0 Dale Curtis Supervisory Committee 1 1 X 0 0 0 Cal Morgan Board Director 1 1 X 0 0 0 Johnnie Thompson Supervisory Committee 1 1 X 0 0 0 Jay Zink Board Director 1 1 X 0 0 0 187425 0 0 1 0 1 0 1 0 1265250 1265250 0 0 1265250 251274 251274 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1516524 1516524 0 0 X 177102 177102 314484 314484 51687 51687 54212 54212 44495 44495 4399 4399 149086 149086 11794 11794 80294 80294 72153 72153 8854 8854 38 38 232 232 Dividend 324526 324526 0 0 Loan Service 7558 7558 0 0 Allowance for Loan Loss 23100 23100 0 0 1324014 1324014 0 0 118337 131920 8669115 8373192 76000 20656855 19673565 68421 35070 252843 0 264034 252843 190384 225242 29967146 28767832 15889 6263 23381872 21999674 23397761 22005937 X 0 0 0 0 6569385 6761895 6569385 6761895 29967146 28767832 192510 0 0 0 0 0 X 1 1 0 0 252843 0 252843 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 252843 21999674 21999674 0 0 0 Marcos Sulistio CEO 159425 0 28000 0 0 0 0 0 0 0 187425 0 0 Form 990, Part VI, Section A, Line 6 To obtain services from the credit union, individuals must join the credit union thereby, becoming a member. Form 990, Part VI, Section A, Line 7a The membership may vote for the candidates if there is an election for a position on the Board of Directors. Form 990, Part VI, Section B, Line 11b Form 990 is made available for review by the Directors and Supervisory Committee at the Board meeting. Form 990, Part VI, Section B, Line 12c As a part of the annual Board policy review, all parties are asked to acknowledge any business conflicts of interest. All parties are required to advise the credit union CEO or Board Chairman of personal or business conflicts immediately. Form 990, Part VI, Section B, Line 15 The Board of Directors review the CEO compensation based on peer group comparison, cost of living, and credit union performance. Form 990, Part VI, Section C, Line 18 Form 990 is available upon request by phone or in person. Form 990, Part VI, Section C, Line 19 The information is available upon request. Form 990, Part IX, Line 11g The credit union went through a major software and hardware conversion in 2013, which involved the in-house banking server and the credit union's card system. The card system conversion involved the credit, debit, and ATM card packages.