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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MS 1069 JAN-SEP 2025</PropertyDesc>
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        <CapGainsLossTxInvstIncmGrp>
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        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>LIA M AMAR</PersonNm>
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          <PersonNm>PAULA L BIEGELSEN</PersonNm>
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          <TitleTxt>TREASURER</TitleTxt>
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        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
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        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
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        <CategoryTxt>TERRY LAZARUS, CPA</CategoryTxt>
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        <StockNm>ABBOT LABS</StockNm>
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        <EOYFMVAmt>133940</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ABBVIE</StockNm>
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        <EOYFMVAmt>231540</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON</StockNm>
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      <InvestmentsCorporateStockGrp>
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      <InvestmentsCorporateStockGrp>
        <StockNm>COLGATE-PALMOLIVE</StockNm>
        <EOYBookValueAmt>29381</EOYBookValueAmt>
        <EOYFMVAmt>79940</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXXON MOBIL</StockNm>
        <EOYBookValueAmt>20533</EOYBookValueAmt>
        <EOYFMVAmt>33825</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON</StockNm>
        <EOYBookValueAmt>28854</EOYBookValueAmt>
        <EOYFMVAmt>162243</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PFIZER</StockNm>
        <EOYBookValueAmt>18835</EOYBookValueAmt>
        <EOYFMVAmt>20384</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTER &amp; GAMBLE</StockNm>
        <EOYBookValueAmt>37800</EOYBookValueAmt>
        <EOYFMVAmt>149809</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SHELL</StockNm>
        <EOYBookValueAmt>15661</EOYBookValueAmt>
        <EOYFMVAmt>25036</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SCHLUMBERGER</StockNm>
        <EOYBookValueAmt>14262</EOYBookValueAmt>
        <EOYFMVAmt>12030</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UPS</StockNm>
        <EOYBookValueAmt>34453</EOYBookValueAmt>
        <EOYFMVAmt>41765</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VERIZON</StockNm>
        <EOYBookValueAmt>34543</EOYBookValueAmt>
        <EOYFMVAmt>57315</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALDEN MANOR</StockNm>
        <EOYBookValueAmt>35002</EOYBookValueAmt>
        <EOYFMVAmt>83394</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES EXPANDED TECH</StockNm>
        <EOYBookValueAmt>20983</EOYBookValueAmt>
        <EOYFMVAmt>113355</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <OtherExpensesSchedule documentId="RetDoc3">
      <OtherExpensesScheduleGrp>
        <Desc>EXPENSES</Desc>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>FILING FEES</Desc>
        <RevenueAndExpensesPerBooksAmt>250</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>250</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>BANKCHARGES</Desc>
        <RevenueAndExpensesPerBooksAmt>175</RevenueAndExpensesPerBooksAmt>
        <DisbursementsCharitablePrpsAmt>175</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc4">
      <TaxesDetail>
        <CategoryTxt>IRS EXCISE TAX</CategoryTxt>
        <Amt>1073</Amt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>