2026-03-11T14:55:03-04:00 2025-12-31 472604526 MYSTIC ACCOUNTING GROUP LLP PO BOX 397 MYSTIC CT 06355 990 2025-01-01 222610477 CENTRAL VERMONT MEDICAL CENTER INC CREDIT UNION CENT 8023714211 PO BOX 547 BARRE VT 056410547 PATRICK REEVES TREASURER AND CEO 8023714211 2026-03-11 true THEODOROS POULOPOULOS P02260731 8605361040 2026-03-11 2025 2025-03-06 01:10:19Z PATRICK REEVES PO BOX 547 BARRE VT 05641 698016 false X WWW.CVMCCU.ORG X 1970 VT CREDIT UNION MEMBER SERVICES. CENTRAL VT MEDICAL CENTER INC. CREDIT UNION WAS ESTABLISHED TO PROVIDE COMPETITIVE LOAN AND DEPOSIT PRODUCTS AND MEET FINANCIAL NEEDS OF ITS MEMBER BASE. 11 10 3 10 944 0 372418 371112 357820 290053 40589 36851 770827 698016 0 0 209698 255544 0 0 657128 351220 866826 606764 -95999 91252 11518906 12511404 8306718 9207964 3212188 3303440 CREDIT UNION MEMBER SERVICES. CENTRAL VT MEDICAL CENTER CREDIT UNION WAS ESTABLISHED TO PROVIDE COMPETITIVE LOAN AND DEPOSIT PRODUCTS AND MEET FINANCIAL NEEDS OF ITS MEMBER BASE. false false MAINTENANCE OF MEMBERS' ACCOUNTS AND THE PAYMENT OF INTEREST AND DIVIDENDS THERON. NUMBER OF DEPOSIT ACCOUNTS IS 2,465. MAKING LOANS TO MEMBERS AT INTEREST. NUMBER OF LOAN ACCOUNTS IS 405. false false false false false false false false false true false false false true true false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 240 0 true 3 true false false false false false false false false X 11 10 false false false false true true true true true false false false true true true false false true true false VT X PATRICK REEVES 8023714211 PO BOX 547 BARRE VT 05641 PATRICK REEVES TREASURER AN 40.00 X X 124961 0 0 KELLY FOY VICE CHAIRPE 0.50 X X 0 0 0 EILEEN HEE BOARD MEMBER 0.50 X 0 0 0 KELLY HOLLAND CHAIRPERSON 0.50 X X 0 0 0 DIXIE MERCIER BOARD MEMBER 0.50 X 0 0 0 MICHELLE QUESNEL BOARD MEMBER 0.50 X 0 0 0 ORESTE READER BOARD MEMBER 0.50 X 0 0 0 KATE SWEENEY BOARD MEMBER 0.50 X 0 0 0 124961 1 false false false LOAN INCOME 371112 371112 371112 290053 290053 SHARE DRAFT FEES AND CHARGES 16713 16713 FEES AND CHARGES 16235 16235 OTHER INCOME 2959 2959 944 944 36851 698016 697072 944 124961 109524 3449 17610 25507 22722 12756 17776 82739 13484 12424 OUTSIDE SERVICES 69858 PROVISION FOR LOAN LOSS 39708 ATM EXPENSES 28374 BANK SERVICE CHARGES 11428 14444 606764 0 0 0 363282 479417 5880876 7275012 4933761 4357407 31514 26154 158630 138662 18743 19968 290730 353446 11518906 12511404 94646 105239 8212072 9102725 8306718 9207964 X 3212188 3303440 3212188 3303440 11518906 12511404 91252 X false false false 16473 16473 142157 122189 19968 19968 MEMBER SHARE AND DEPOSIT ACCOUNTS 9102725 9102725 X SCHEDULE D, PAGE 3, PART X THE CREDIT UNION FOLLOWS FASB ACCOUNTING STANDARDS CODIFICATION 740-10, ACCOUNTING FOR UNCERTAINTIES IN INCOME TAXES, AND HAS EVALUATED ITS TAX POSITIONS TAKEN FOR ALL OPEN YEARS AND HAS DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE. FORM 990, PAGE 6, PART VI, LINE 6 PERSONS WHO MEET THE REQUIREMENTS OF THE ORGANIZATION'S FIELD OF MEMBERSHIP WHO HOLD AT LEAST ONE SHARE OF THE CAPITAL. FORM 990, PAGE 6, PART VI, LINE 7A EACH MEMBER HAS A VOTE AT THE ELECTION OF THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 7B ANY CHANGES TO THE INCORPORATING DOCUMENTS, I.E. BYLAWS ARE APPROVED BY THE MEMBERSHIP. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990/990T IS PREPARED BY AN OUTSIDE FIRM AND REVIEWED BY MANAGEMENT AND THE BOARD PRIOR TO FILING. FORM 990, PAGE 6, PART VI, LINE 12C SUPERVISORY COMMITTEE REVIEWS BOARD MEMBER ACCOUNTS PERIODICALLY AND ALL NEW ACCOUNTS. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION IS BASED ON EARNINGS AND THE INDUSTRY (CUNA/TRUSTAGE SALARY ANALYSIS). COMPENSATION IS APPROVED BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 15B COMPENSATION IS BASED ON EARNINGS AND THE INDUSTRY (CUNA SALARY SURVEY). COMPENSATION IS APPROVED BY THE BOARD. FORM 990, PAGE 6, PART VI, LINE 19 FINANCIAL STATEMENTS ARE POSTED ON THE BULLETIN BOARD AND ALL OTHER DOCUMENTS ARE MADE AVAILABLE PER REQUEST.