2026-03-10T15:12:14-05:00 2025-06-30 251408703 SCHNEIDER DOWNS & CO INC ONE PPG PLACE SUITE 1700 PITTSBURGH PA 15222 990 2024-07-01 821874721 EDUCATORS DENTAL CONSORTIUM EDUC 7244635916 420 FORT DUQUESNE BLVD 2050 PITTSBURGH PA 15222 DR JOSEPH A GUARINO PRESIDENT 7244635916 2026-03-09 1 0 ELENA FAURIE P01684710 4122613644 2024 2025-03-06 01:10:19Z DR JOSEPH A GUARINO 420 FORT DUQUESNE BLVD 2050 PITTSBURGH PA 15222 4711265 0 X X 2017 PA THE EDC IS A CONSORTIUM OF PUBLIC SCHOOL ENTITIES WITHIN THE COMMONWEALTH OF PA WHICH POOL THEIR MONEY TO SHARE THE RISK ASSOCIATED WITH DENTAL INSURANCE. 40 39 0 39 0 0 0 0 4168629 4617917 109956 93348 0 0 4278585 4711265 0 0 3745596 4375536 2500 2500 0 0 0 308748 351690 4056844 4729726 221741 -18461 1928514 1910053 0 0 1928514 1910053 THE EDC IS A CONSORTIUM OF PUBLIC SCHOOL ENTITIES WITHIN THE COMMONWEALTH OF PA WHICH POOL THEIR MONEY TO SHARE THE RISK ASSOCIATED WITH DENTAL INSURANCE. BY SPREADING THE RISK, MEMBER SCHOOLS ARE ABLE TO BETTER CONTROL INSURANCE COSTS. 0 0 THE PURPOSE OF THE EDC IS TO PROVIDE FOR THE PAYMENT OF DENTAL BENEFITS FOR THE EMPLOYEES OF PARTICIPANT SCHOOLS AND THEIR ELIGIBLE DEPENDENTS. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 X 40 39 0 0 0 0 0 1 0 1 1 0 0 1 0 0 0 0 0 0 X THE ORGANIZATION 7244635916 420 FORT DUQUESNE BLVD 2050 PITTSBURGH PA 15222 DR JOSEPH GUARINO PRESIDENT 0.01 X X 0 0 0 SIDNEY CLARK FISCAL AGENT 0.01 X X 2500 0 0 JILL SPENCE SECRETARY 0.01 X X 0 0 0 JACK HURST COMMITTEE MEMBER 0.01 X X 0 0 0 LYNN NAUGLE COMMITTEE MEMBER 0.01 X X 0 0 0 AUTUMN FISCUS HOLIDAYSBURG AREA SD, PARTICIPANT REPRE 0.01 X 0 0 0 BARB BEVERAGE NORTH CLARION COUNTY, PARTICIPANT REPRES 0.01 X 0 0 0 BRAD WALKERFREEPORT AREA SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 BRENDA FLUKE-GARBER TUSSEY MTN., PARTICIPANT REPRESEN 0.01 X 0 0 0 BRENDA KRAUSE SALISBURY-ELK LICK SD, PARTICIPANT REPRE 0.01 X 0 0 0 CONNIE HARMOTTOBEAVER VALLEY IU, PARTICIPANT REPRESENTA 0.01 X 0 0 0 CRISTY LENTZ SHIPPENSBURG AREA SD, PARTICIPANT REPRE 0.01 X 0 0 0 DANA KIRK SENECA VALLEY SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 DEANNA TURNER APOLLO RIDGE PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 DENA BURKET CLAYSBURG-KIMMEL PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 DENISE MILLS BEDFORD COUNTY CTC, PARTICIPANT REPRESENT 0.01 X 0 0 0 GREG GATES BELLWOOD-ANTIS SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 JARED CRONAUER INDIANA AREA SD, PARTICIPANT REPRESENTA 0.01 X 0 0 0 JENN MELLOTT FULTON COUNTY AVTS, PARTICIPANT REPRESEN 0.01 X 0 0 0 JENN MELLOTT SOUTHERN FULTON SD, PARTICIPANT REPRESENTA 0.01 X 0 0 0 JENNIFER SLEPPY PENNS MANOR AREA SD, PARTICIPANT REPRE 0.01 X 0 0 0 JENNY BOOTH SOMERSET CTC PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 KIM RUSSIAN NORTH STAR SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 KRISTEN CLOUSE BUTLER AREA PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 KRISTIE HOHMANFORBES ROAD SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 LAURA DELVECCIOBEAVER COUNTY CTC, PARTICIPANT REPRESENT 0.01 X 0 0 0 MEGAN HEPLER UNION SCHOOL DISTRICT, PARTICIPANT REPR 0.01 X 0 0 0 MIKE KIEHL WARREN COUNTY SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 PHILLIP WOODS ALIQUIPPA PARICIPANT REPRESENTATIVE 0.01 X 0 0 0 RACHEL HRABOVSKYINDIANA COUNTY TECH, PARTICIPANT REPRESEN 0.01 X 0 0 0 RAQUEL RITTER CENTRAL FULTON PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 REBEKAH DAVIS BUTLER COUNTY AVTS, PARTICIPANT REPRESEN 0.01 X 0 0 0 SEAN TANNER MIDLAND BOROUGH SD, PARTICIPANT REPRESENTA 0.01 X 0 0 0 SERENA PASCARELLA SOUTH SIDE AREA SD, PARTICIPANT REPRE 0.01 X 0 0 0 SHANNON WELSH LINCOLN PARK PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 TERESSA EDINGERLEECHBURG AREA SD, PARTICIPANT REPRESENTA 0.01 X 0 0 0 TERI BIDDLE NORTHERN BEDFORD COUNTY, PARTICIPANT REPRES 0.01 X 0 0 0 THERESA SCHANE SAINT CLAIRE SD PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 THERESA SMITH EVERETT AREA PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 TYLER JAMES HALIFAX PARTICIPANT REPRESENTATIVE 0.01 X 0 0 0 2500 0 0 0 0 0 0 0 MEMBER CONTRIBUTIONS 900001 4617917 4617917 4617917 93348 93348 4711265 4617917 0 93348 4375536 2500 4140 38524 ADMINISTRATIVE FEES 309026 4729726 1928514 1910053 1928514 1910053 0 0 X 0 0 0 0 1928514 1910053 1928514 1910053 1928514 1910053 -18461 0 X 0 0 0 FORM 990, PART III, LINE 1: EACH PARTICIPANT SCHOOL IS ABLE TO OFFER THEIR EMPLOYEES AND ELIGIBLE DEPENDENTS A UNIQUE PLAN DESIGN PURSUANT TO THE TERMS OF THE CBAS BETWEEN THE SCHOOL DISTRICTS AND THE RESPECTIVE UNIONS; THERE ARE NO STANDARD PLANS FOR THE EDC. EACH YEAR, BASED ON EACH SCHOOL'S PLAN FOR THE UPCOMING FISCAL YEAR WHICH BEGINS ON 7/1. EACH SCHOOL IS INVOICED MONTHLY BASED ON THAT YEAR'S RATES AND ON THE NUMBER AND TYPE OF CONTRACTS ENROLLED IN THE SCHOOL'S DENTAL INSURANCE PLAN. THE FISCAL AGENT COLLECTS THE PAYMENTS AND USES THE MONEY TO PAY THE DENTAL CLAIMS OF THE CONSORTIUM ON A WEEKLY BASIS. THE CONSORTIUM WAS ORGANIZED BY PARTICIPANT SCHOOLS FOR THE BENEFIT OF EACH PARTICIPANT SCHOOLS' EMPLOYEES BY ENABLING THE PARTICIPANT SCHOOLS TO HAVE THE OPTION TO LEAVE THE CONSORTIUM IF THEY CHOOSE TO DO SO. 100% OF THE EDCS OPERATIONS ARE IN FURTHERANCE OF PROVIDING SUCH DENTAL BENEFITS AS THE SOLE ROLE OF THE EDC IS THE COLLECTION OF DENTAL PREMIUMS AND THE PAYMENT OF DENTAL CLAIMS AND RELATED ADMINISTRATIVE FEES. NO PART OF THE NET INCOME OF THE EDC INURES TO THE BENEFIT OF ANY PRIVATE SHAREHOLDER OR INDIVIDUALS. FORM 990, PART VI, SECTION A, LINE 7A A PARTICIPATING ENTITY IS REPRESENTED BY ONE INDIVIDUAL FROM THEIR RESPECTIVE PARTICIPATING ENTITY AND EACH PARTICIPATING ENTITY HAS ONE VOTING RIGHT WITHIN EDC. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE FORM 990 IS REVIEWED BY THE EXECUTIVE COMMITTEE AND IS MADE AVAILABLE TO THE BOARD OF DIRECTORS BEFORE IT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION PROVIDES ITS GOVERNING DOCUMENTS UPON REQUEST.