﻿<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2024v5.2">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2026-02-10T02:43:26-00:00</ReturnTs>
    <TaxPeriodEndDt>2025-09-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>203669257</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>Janice E Scrivens LLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>2100 Rosehill Lane</AddressLine1Txt>
        <CityNm>Gambrills</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>21054</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2024-10-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>521306077</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>SBE&amp;S Clients' Consolidated Charitable Foundation</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>SBE&amp;</BusinessNameControlTxt>
      <PhoneNum>4104514010</PhoneNum>
      <USAddress>
        <AddressLine1Txt>2191 Defense Highway APT 220</AddressLine1Txt>
        <CityNm>Crofton</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>211142456</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>Kathleen Chamberlin</PersonNm>
      <PersonTitleTxt>Trustee</PersonTitleTxt>
      <PhoneNum>4104514010</PhoneNum>
      <SignatureDt>2026-02-10</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>Janice E Scrivens</PreparerPersonNm>
      <PTIN>P01065683</PTIN>
      <PhoneNum>4104519200</PhoneNum>
      <PreparationDt>2026-02-10</PreparationDt>
    </PreparerPersonGrp>
    <TaxYr>2024</TaxYr>
    <BuildTS>2025-03-06 01:10:19Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="9">
    <IRS990PF documentId="990PF" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>5163974</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <InterestOnSavRevAndExpnssAmt>98</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>98</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>185079</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>185079</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>40635</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>129883</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>40635</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>225812</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>225812</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>39008</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>39008</CompOfcrDirTrstNetInvstIncmAmt>
        <OtherProfFeesRevAndExpnssAmt referenceDocumentId="990PF:113">2600</OtherProfFeesRevAndExpnssAmt>
        <OtherProfFeesNetInvstIncmAmt>2600</OtherProfFeesNetInvstIncmAmt>
        <PrintingAndPubRevAndExpnssAmt>111</PrintingAndPubRevAndExpnssAmt>
        <PrintingAndPubNetInvstIncmAmt>111</PrintingAndPubNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="990PF:115">304</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>304</OtherExpensesNetInvstIncmAmt>
        <TotOprExpensesRevAndExpnssAmt>42023</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>42023</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>220000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>220000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>262023</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>42023</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>220000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-36211</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>183789</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>89745</CashBOYAmt>
        <CashEOYAmt>113645</CashEOYAmt>
        <CashEOYFMVAmt>113645</CashEOYFMVAmt>
        <CorporateStockBOYAmt>2183072</CorporateStockBOYAmt>
        <CorporateStockEOYAmt referenceDocumentId="990PF:122">2093826</CorporateStockEOYAmt>
        <CorporateStockEOYFMVAmt>4663680</CorporateStockEOYFMVAmt>
        <OtherInvestmentsBOYAmt>383182</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="990PF:131">383182</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>386649</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>2655999</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>2590653</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>5163974</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>2298991</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>2298991</CapitalStockEOYAmt>
        <RetainedEarningBOYAmt>357008</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>291662</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>2655999</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>2590653</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>2655999</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>2590653</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>2655999</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-36211</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt referenceDocumentId="990PF:133">280</OtherIncreasesAmt>
        <SubtotalAmt>2620068</SubtotalAmt>
        <OtherDecreasesAmt referenceDocumentId="990PF:134">29415</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>2590653</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CVS Health Corp</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2022-12-14</AcquiredDt>
          <SoldDt>2025-07-15</SoldDt>
          <GrossSalesPriceAmt>50598</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>83245</CostOrOtherBasisAmt>
          <GainOrLossAmt>-32647</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-32647</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>Microsoft</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-06-30</AcquiredDt>
          <SoldDt>2025-07-15</SoldDt>
          <GrossSalesPriceAmt>79285</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6003</CostOrOtherBasisAmt>
          <GainOrLossAmt>73282</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>73282</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>40635</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>2555</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>2555</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>2555</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>3148</EstimatedPlusOvpmtIncmTxAmt>
        <TotalPaymentsAndCreditsAmt>3148</TotalPaymentsAndCreditsAmt>
        <OriginalReturnTaxPaidAmt>3148</OriginalReturnTaxPaidAmt>
        <OverpaymentAmt>593</OverpaymentAmt>
        <AppliedToESTaxAmt>593</AppliedToESTaxAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>true</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>false</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>DC</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>N/A</WebsiteAddressTxt>
        <IndividualWithBooksNm>Kathleen Chamberlin</IndividualWithBooksNm>
        <PhoneNum>4104514010</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
          <CityNm>Crofton</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
          <ZIPCd>211142456</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>true</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <ActsFailToQlfyAsExceptionsInd>false</ActsFailToQlfyAsExceptionsInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <MaintainedExpenditureRspnsInd>false</MaintainedExpenditureRspnsInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>Kathleen Chamberlin</BusinessNameLine1Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Trustee</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>012.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>39008</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Katharine Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>President</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Michael Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Secretary</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Kathleen Chamberlin</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Treasurer</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Katharine Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Michael Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>William Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>James Egan</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>Maurice Montaldi</PersonNm>
          <USAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </USAddress>
          <TitleTxt>Director</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>None</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
      </SummaryOfDirectChrtblActyGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>4749696</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>147853</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>4897549</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>4897549</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>73463</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>4824086</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>241204</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>241204</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>2555</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>2555</TotalTaxAmt>
        <DistributableBeforeAdjAmt>238649</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>238649</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>238649</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt referenceDocumentId="990PF:151">220000</ExpensesAndContributionsAmt>
        <QualifyingDistributionsAmt>220000</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>238649</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>219705</UndistributedIncomePYAmt>
        <QualifyingDistributionsAmt>220000</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>219705</AppliedToYear1Amt>
        <AppliedToCurrentYearAmt>295</AppliedToCurrentYearAmt>
        <UndistributedIncomeCYAmt>238354</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>None</ContributingManagerNm>
        <ShareholderManagerNm>None</ShareholderManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>Kathleen Chamberlin</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2191 Defense Highway Suite 220</AddressLine1Txt>
            <CityNm>Crofton</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>211142456</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>4104514010</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>none</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>none</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>none</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Chordoma Foundation</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO Box 2127</AddressLine1Txt>
            <CityNm>Durham</CityNm>
            <StateAbbreviationCd>NC</StateAbbreviationCd>
            <ZIPCd>27702</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>30000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Covenant House</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>5 Penn Plaza</AddressLine1Txt>
            <CityNm>New York</CityNm>
            <StateAbbreviationCd>NY</StateAbbreviationCd>
            <ZIPCd>10001</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Food Rescue US</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1127 High Ridge Road Suite 338</AddressLine1Txt>
            <CityNm>Stamford</CityNm>
            <StateAbbreviationCd>CT</StateAbbreviationCd>
            <ZIPCd>06905</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Georgetown Preparatory School</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>10900 Rockville Pike</AddressLine1Txt>
            <CityNm>North Bethesda</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>20852</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>62500</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Georgetown Visitation Partners</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1524 35th Street NW</AddressLine1Txt>
            <CityNm>Washington</CityNm>
            <StateAbbreviationCd>DC</StateAbbreviationCd>
            <ZIPCd>20007</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>50000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Gonzaga College High School</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>19 Eye Street NW</AddressLine1Txt>
            <CityNm>Washington</CityNm>
            <StateAbbreviationCd>DC</StateAbbreviationCd>
            <ZIPCd>20006</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Rock and Roll for Children Foundation</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>17620 B Redland Road</AddressLine1Txt>
            <CityNm>Rockville</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>20855</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>15000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>SEEC</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1300 Spring Street Suite 400</AddressLine1Txt>
            <CityNm>Silver Spring</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>20910</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>11250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Shephard's Table</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>8106 Georgia Avenue</AddressLine1Txt>
            <CityNm>Silver Spring</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>20910</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>11250</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>The Father McKenna Center</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>19 Eye Street NW</AddressLine1Txt>
            <CityNm>Washington</CityNm>
            <StateAbbreviationCd>DC</StateAbbreviationCd>
            <ZIPCd>20001</ZIPCd>
          </RecipientUSAddress>
          <RecipientFoundationStatusTxt>PF</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>Unlimited</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>220000</TotalGrantOrContriPdDurYrAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>98</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>185079</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>40635</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>225812</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>225812</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="990PF:112" softwareId="24019898" softwareVersionNum="24.0.1.0"></AccountingFeesSchedule>
    <InvestmentsCorpStockSchedule documentId="990PF:122" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <InvestmentsCorporateStockGrp>
        <StockNm>1200 shares of Xcel Energy</StockNm>
        <EOYBookValueAmt>8698</EOYBookValueAmt>
        <EOYFMVAmt>96780</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>800 shares of Chevron</StockNm>
        <EOYBookValueAmt>116308</EOYBookValueAmt>
        <EOYFMVAmt>124232</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5403 shares of UDR Inc</StockNm>
        <EOYBookValueAmt>56064</EOYBookValueAmt>
        <EOYFMVAmt>201316</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>8000 shares of Huntington Bancshares</StockNm>
        <EOYBookValueAmt>119565</EOYBookValueAmt>
        <EOYFMVAmt>138160</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2500 shares of Truist Fincl Corp</StockNm>
        <EOYBookValueAmt>111622</EOYBookValueAmt>
        <EOYFMVAmt>114300</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1500 shares of Gilead Sciences</StockNm>
        <EOYBookValueAmt>120446</EOYBookValueAmt>
        <EOYFMVAmt>166500</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>6000 shares of Ares Cap Corp</StockNm>
        <EOYBookValueAmt>85211</EOYBookValueAmt>
        <EOYFMVAmt>122460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2350 shares of Abbvie Inc</StockNm>
        <EOYBookValueAmt>65256</EOYBookValueAmt>
        <EOYFMVAmt>544119</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>750 shares of Lockheed Martin Corp</StockNm>
        <EOYBookValueAmt>64116</EOYBookValueAmt>
        <EOYFMVAmt>374408</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000 shares of Kimberly Clark</StockNm>
        <EOYBookValueAmt>81087</EOYBookValueAmt>
        <EOYFMVAmt>124340</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000 shares of McDonalds Corp</StockNm>
        <EOYBookValueAmt>89954</EOYBookValueAmt>
        <EOYFMVAmt>303890</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5000 shares of Cisco Systems</StockNm>
        <EOYBookValueAmt>94743</EOYBookValueAmt>
        <EOYFMVAmt>342100</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>8000 shares of Deutsche Telekom AG</StockNm>
        <EOYBookValueAmt>104121</EOYBookValueAmt>
        <EOYFMVAmt>273200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2500 shares of Verizon Communications</StockNm>
        <EOYBookValueAmt>114875</EOYBookValueAmt>
        <EOYFMVAmt>109875</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>540 shares of Microsoft Corp</StockNm>
        <EOYBookValueAmt>20256</EOYBookValueAmt>
        <EOYFMVAmt>279693</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2500 shares of Pfizer Inc</StockNm>
        <EOYBookValueAmt>77161</EOYBookValueAmt>
        <EOYFMVAmt>63700</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>900 shares of Microsoft Corp</StockNm>
        <EOYBookValueAmt>43250</EOYBookValueAmt>
        <EOYFMVAmt>466155</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>800 shares of Pfizer</StockNm>
        <EOYBookValueAmt>23244</EOYBookValueAmt>
        <EOYFMVAmt>20384</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2955 shares of Oneok Inc New</StockNm>
        <EOYBookValueAmt>153660</EOYBookValueAmt>
        <EOYFMVAmt>215626</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>2000 shares of RJL Lodging TR Cum Conv PFD</StockNm>
        <EOYBookValueAmt>56791</EOYBookValueAmt>
        <EOYFMVAmt>50460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000 shares of At T</StockNm>
        <EOYBookValueAmt>22965</EOYBookValueAmt>
        <EOYFMVAmt>28240</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>600 shares of Intl Business Mach</StockNm>
        <EOYBookValueAmt>89858</EOYBookValueAmt>
        <EOYFMVAmt>169296</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1700 shares of Dow Inc</StockNm>
        <EOYBookValueAmt>87070</EOYBookValueAmt>
        <EOYFMVAmt>38981</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>500 shares of United Parcel Service</StockNm>
        <EOYBookValueAmt>91754</EOYBookValueAmt>
        <EOYFMVAmt>41765</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>1000 shares of American Electric Power</StockNm>
        <EOYBookValueAmt>98486</EOYBookValueAmt>
        <EOYFMVAmt>112500</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>5000 shares of At T</StockNm>
        <EOYBookValueAmt>97265</EOYBookValueAmt>
        <EOYFMVAmt>141200</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="990PF:131" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>7500 SABA Cap Income and Opp Fund</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>126776</BookValueAmt>
        <EOYFMVAmt>68400</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>7000 Enterprise Products Partners LP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>88048</BookValueAmt>
        <EOYFMVAmt>218890</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>5000 Eaton Vance LTD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>100000</BookValueAmt>
        <EOYFMVAmt>50750</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>2455 Pimco Dynamic Inc Fd</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>68358</BookValueAmt>
        <EOYFMVAmt>48609</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherDecreasesSchedule documentId="990PF:134" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <OtherDecreasesDetail>
        <Desc>Federal Liability</Desc>
        <Amt>1148</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>Estimates</Desc>
        <Amt>3148</Amt>
      </OtherDecreasesDetail>
      <OtherDecreasesDetail>
        <Desc>Principle reduction</Desc>
        <Amt>25119</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="990PF:115" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <OtherExpensesScheduleGrp>
        <Desc>Bank Charges</Desc>
        <RevenueAndExpensesPerBooksAmt>175</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>175</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>Registered Agent</Desc>
        <RevenueAndExpensesPerBooksAmt>129</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>129</NetInvestmentIncomeAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherIncreasesSchedule documentId="990PF:133" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <OtherIncreasesDetail>
        <Desc>Federal refund</Desc>
        <Amt>279</Amt>
      </OtherIncreasesDetail>
      <OtherIncreasesDetail>
        <Desc>Rounding</Desc>
        <Amt>1</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="990PF:113" softwareId="24019898" softwareVersionNum="24.0.1.0">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>TAx Preparation</CategoryTxt>
        <Amt>1600</Amt>
        <NetInvestmentIncomeAmt>1600</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
      <OtherProfessionalFeesDetail>
        <CategoryTxt>Administrative Fee</CategoryTxt>
        <Amt>1000</Amt>
        <NetInvestmentIncomeAmt>1000</NetInvestmentIncomeAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="990PF:114" softwareId="24019898" softwareVersionNum="24.0.1.0"></TaxesSchedule>
  </ReturnData>
</Return>