2026-08-14T09:59:00-05:00 2025-09-30 331374517 PKF O'CONNOR DAVIES ADVISORY LLC 500 MAMARONECK AVENUE SUITE 301 HARRISON NY 105281633 990 2024-10-01 810584343 ACCOMPANY CAPITAL INC ACCO 2128984112 11 BROADWAY 1515 NEW YORK NY 10004 YANKI TSHERING EXECUTIVE DIRECTOR 2128984112 2026-08-14 1 1 MELISSA MODELSON P01603524 9143818900 2026-08-13 2024 2025-03-06 01:10:19Z KWAME K MARFO 11 BROADWAY 1515 NEW YORK NY 10004 12867376 0 X WWW.ACCOMPANYCAPITAL.ORG X 2002 NY TO CREATE A PATHWAY TO PROSPERITY FOR NEW YORK AREA IMMIGRANT, REFUGEE, AND UNDERSERVED ENTREPRENEURS, THROUGH ACCESS TO AFFORDABLE CREDIT, FINANCIAL EDUCATION, TRAINING IN TECHNOLOGY, AND BEST BUSINESS PRACTICES. 10 10 20 16 0 0 5742813 8307347 1235474 1452343 110630 119292 0 0 7088917 9878982 1255253 685161 0 0 2123465 2386661 0 0 465429 1417980 1449801 4796698 4521623 2292219 5357359 21627479 28758925 9398107 12329298 12229372 16429627 TO CREATE A PATHWAY TO PROSPERITY FOR NEW YORK AREA IMMIGRANT, REFUGEE, AND UNDERSERVED ENTREPRENEURS, THROUGH ACCESS TO AFFORDABLE CREDIT, FINANCIAL EDUCATION, TRAINING IN TECHNOLOGY, AND BEST BUSINESS PRACTICES. 0 0 2839120 494881 1452343 IN FISCAL YEAR 2025, ACCOMPANY CAPITAL DISBURSED $7,638,860 ACROSS 255 NEW LOANS, SUPPORTING THE LAUNCH OF 41 NEW BUSINESSES AND THE EXPANSION OR STRENGTHENING OF 493 MORE. THESE LOANS HELPED CREATE 120 FULL-TIME AND 167 PART-TIME JOBS, WHILE RETAINING 1,267 EXISTING POSITIONS. CONSISTENT WITH OUR MISSION, 63% OF BORROWERS WERE IMMIGRANTS, 52% WERE WOMEN, AND 24% WERE REFUGEES. 459965 190280 1,366 CLIENTS RECEIVED A TOTAL OF 7,027 HOURS OF TRAINING AND COUNSELING DURING FY2025. WE ALSO CONDUCTED 45 WORKSHOPS, ATTENDED BY 957 PARTICIPANTS, TOTALING 92 INSTRUCTIONAL HOURS. 3299085 1 1 0 1 0 0 0 0 0 0 1 0 1 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 21 0 20 1 0 0 0 0 0 0 0 0 0 0 0 0 X 10 10 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 NY X X YANKI TSHERING 2128984112 11 BROADWAY 1515 NEW YORK NY 10004 KWAME MARFO BOARD CHAIR 2.00 X X 0 0 0 TIM ZHAKSELEKOV TREASURER 2.00 X X 0 0 0 MICHELLE DANSO SECRETARY 2.00 X X 0 0 0 PETER BREST BOARD MEMBER 1.00 X 0 0 0 JOAN CARTY BOARD MEMBER, THRU OCT. 2024 1.00 X 0 0 0 CANDY DANQUAH BOARD MEMBER 1.00 X 0 0 0 KATE HAO BOARD MEMBER 1.00 X 0 0 0 VICTORIA KHODOSH BOARD MEMBER 1.00 X 0 0 0 LAURENCE RUBENSTEIN BOARD MEMBER 1.00 X 0 0 0 DAVE SIDHU BOARD MEMBER 1.00 X 0 0 0 CAROLINA SIMON BOARD MEMBER, THRU APRIL 2025 1.00 X 0 0 0 OLGA YANGOL BOARD MEMBER 1.00 X 0 0 0 YANKI TSHERING EXECUTIVE DIRECTOR 40.00 X 253556 0 96089 JESSICA FERRIOLA CHIEF OPERATING OFFICER 40.00 X 120550 0 25985 MARIA PAULINO LOAN OFFICER 40.00 X 130531 0 12053 JASON KOHL DIRECTOR OF SBA COMM. ADVANTAGE PRGM THRU MAY 2025 40.00 X 113539 0 25484 TSHERING GURUNG DIRECTOR OF BUSINESS DEV, TRAINING & PARTNERSHIPS 40.00 X 103613 0 24291 721789 0 183902 5 0 1 0 ZELIN & ASSOCIATES CPA LLC 555 8TH AVENUE SUITE 2203 NEW YORK NY 10018 FINANCIAL SERVICES 126482 1 2676598 5630749 8307347 INTEREST INCOME FROM PRI'S 900099 1076854 1076854 PROGRAM FEES 900099 375489 375489 1452343 89578 89578 3018108 2988394 29714 29714 29714 9878982 1452343 0 119292 445829 445829 239332 239332 534472 260983 91163 182326 1460227 1268720 117086 74421 95063 81344 8164 5555 146376 117674 14449 14253 150523 116367 15540 18616 16661 16661 228193 23530 204663 78000 78000 377112 230613 13309 133190 8566 8566 151164 93537 45981 11646 47479 40357 7122 194030 155393 21781 16856 30481 14745 15736 55097 1741 53356 162948 162948 1354 1354 51353 29393 21960 EMPLOYMENT EXPENSES 16567 16567 REPAIRS AND MAINTENANCE 12365 8656 3709 ADMINISTRATIVE EXPENSES 10508 10508 CREDIT REPORTS 7923 7923 4521623 3299085 757109 465429 5315632 6360774 2428860 6415865 659886 528792 62961 107165 9478 7052 3780 2426 12800612 15104470 355748 239433 21627479 28758925 318486 415613 1570922 1452612 2113861 3901300 4800000 6050000 594838 509773 9398107 12329298 X 11454892 15766557 774480 663070 12229372 16429627 21627479 28758925 X 5357359 2634 -1159738 X 0 1 X 1 1 1 X 5720497 4418809 2867152 5742813 8307347 27056618 5720497 4418809 2867152 5742813 8307347 27056618 27056618 33118 110630 89578 233326 3731 3151 6882 27296826 4713345 0.99120 0.99280 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 0 0 0 1 78000 78000 0 PART II-B, LINE 1: THE ORGANIZATION HIRED AN OUTSIDE CONSULTANT TO LOBBY VARIOUS NYC COUNCIL MEMBERS AND COUNTY LEGISLATORS IN REGARDS TO MUNICIPAL FUNDING FOR ITS PROGRAMS. 9478 7052 2426 2426 CLIENT LOAN RECEIVABLES 15104470 C 15104470 WEALF PAYABLE 373729 OPERATING LEASE LIABILITIES 104746 OTHER LIABILITIES 31298 509773 X 8721878 2634 2634 8719244 1159738 1159738 9878982 4521623 0 4521623 0 4521623 PART X, LINE 2: THE ORGANIZATION RECOGNIZES THE EFFECT OF INCOME TAX POSITIONS ONLY IF THOSE POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED. MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE FINANCIAL STATEMENT RECOGNITION AND/OR DISCLOSURE. THE ORGANIZATION IS NO LONGER SUBJECT TO EXAMINATIONS BY THE APPLICABLE TAXING JURISDICTIONS FOR YEARS PRIOR TO SEPTEMBER 30, 2022. PART XI, LINE 4B - OTHER ADJUSTMENTS: CHANGE IN ALLOWANCE FOR CREDIT LOSSES 1,159,738. 1 Z P A 786 CORP 1102 GLENWOOD ROAD APT F6 BROOKLYN NY 11230 842754493 30000 0 TAXI MEDALLION GRANT MNG CAB LLC 790 BAYBERRY ROAD FRANKLIN SQUARE NY 11010 843878783 30000 0 TAXI MEDALLION GRANT A S JUDGE LLC 10830 46TH AVENUE CORONA NY 11368 830983320 30000 0 TAXI MEDALLION GRANT VANDU CAB LLC 38 STEPHEN MARC LANE NORTH NEW HYDE PARK NY 11040 843882214 30000 0 TAXI MEDALLION GRANT SAM STAR CAB LLC 3086 W 1ST STREET APT R2 BROOKLYN NY 11224 843762419 30000 0 TAXI MEDALLION GRANT S R HUDA CAB LLC 155-19 116TH ROAD JAMAICA NY 11434 842879286 30000 0 TAXI MEDALLION GRANT LAGNO NEER NYC LLC 3720 27TH STREET LONG ISLAND CITY NY 11101 823211401 30000 0 TAXI MEDALLION GRANT NAAN CAB LLC 7 HALTER LANE LEVITTOWN NY 11756 842691440 30000 0 TAXI MEDALLION GRANT GURBACHAN & SONS CAB LLC 8915 LYMAN STREET QUEENS VILLAGE NY 11428 842883927 30000 0 TAXI MEDALLION GRANT DHILLON CAB LLC 259-08 81ST AVENUE FLORAL PARK NY 11004 112826983 30000 0 TAXI MEDALLION GRANT DAILY RIDE LLC 55 WASHINGTON AVENUE WYANDANCH NY 11798 842922842 30000 0 TAXI MEDALLION GRANT ASHRAF D&S LLC 4134 57TH STREET WOODSIDE NY 11377 842280589 30000 0 TAXI MEDALLION GRANT AKSHDEEP CAB LLC 12009 135TH AVENUE SOUTH OZONE PARK NY 11420 843313822 30000 0 TAXI MEDALLION GRANT SOL CACAO LLC 780 EAST 133RD STREET BRONX NY 10454 464792649 10000 0 BRONX BUSINESS PITCH COMPETITION SWEETSANDTHINGS LLC 2715 FULTON STREET BROOKLYN NY 11207 832363232 7805 0 CDFI ERP GREEN GRANT WENDMI GROCERY LLC 128 MYRTLE AVENUE IRVINGTON NJ 07111 920661130 5992 0 CDFI ERP GREEN GRANT BROOKLYN CLEANING SERVICES INC 1620 BAY RIDGE AVENUE BROOKLYN NY 11204 844967236 5554 0 CDFI ERP GREEN GRANT 0 17 CDFI ERP GREEN GRANT 3 12825 HUB - BUSINESS REGISTRATION 3 477 IDA RENT RELIEF PROGRAM 36 97280 IDA MATCH PROGRAM 21 93000 TAXI MEDALLION PROGRAM 1 30000 NEWSLETTER NYC'S MERCANTILE MAYHEM SPONSORSHIP 1 3750 IMMIGRANT HERITAGE AWARDEE 2 2000 PART I, LINE 2: GRANTS TO SMALL BUSINESSES WERE CONTRIBUTED BY FUNDERS TO PROVIDE DEBT, RENT, OR INTEREST RELIEF. PERSONAL INFORMATION, DEMOGRAPHIC DATA, AND PROOF OF RECEIPT OF ALL GRANTS WERE REQUIRED TO BE RECORDED AND REPORTED. IN THE CASE OF ONE PROGRAM, SURVEYS ON THE IMPACT OF THE GRANT WERE CONDUCTED IN 30, 60, AND 90 DAYS. X X 0 0 0 0 0 0 0 1 0 YANKI TSHERING EXECUTIVE DIRECTOR 197593 0 55963 0 0 0 81459 0 14630 0 349645 0 0 0 PART I, LINE 7 INDIVIDUALS INCLUDED IN SCHEDULE J, PART II RECEIVED A DISCRETIONARY BONUS DURING CALENDAR YEAR 2024, WHICH WAS INCLUDED IN COLUMN B(II) HEREIN AND IN THEIR 2024 FORM W-2, BOX 5, AS TAXABLE MEDICARE WAGES. FORM 990, PART VI, SECTION B, LINE 11B MANAGEMENT REVIEWED A DRAFT OF THE FORM 990 WITH THE AUDIT/FINANCE COMMITTEE AND PROVIDED EDITS TO THE TAX PREPARER. AFTER THIS PROCESS WAS PERFORMED, THE FORM 990 WAS SENT TO THE FULL BOARD OF DIRECTORS PRIOR TO BEING FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C THE ORGANIZATION HAS A BOARD APPROVED CONFLICT OF INTEREST POLICY. EACH BOARD MEMBER MUST FILL OUT AN ANNUAL DECLARATION STATING THEY HAD NO CONFLICTS OR IDENTIFYING THE NATURE OF THEIR INTERESTED PARTY TRANSACTIONS. IN ADDITION, EMPLOYEES ARE REQUIRED TO DISCLOSE IN WRITING ANY POTENTIAL CONFLICT OF INTEREST. UPON HIRE AND ANNUALLY, EMPLOYEES ARE REQUIRED TO SIGN A CONFLICT OF INTEREST POLICY ACKNOWLEDGEMENT ATTESTING TO THE REQUIREMENT FOR DISCLOSURE OF ACTUAL OR POTENTIAL CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15A EACH YEAR, THE EXECUTIVE COMMITTEE REVIEWS COMPARABLE SALARIES BASED ON A RECOGNIZED STUDY AND REVIEWS THE PERFORMANCE OF THE EXECUTIVE DIRECTOR TO DETERMINE IF THE EXISTING SALARY FALLS WITHIN THESE RANGES. AFTER A DELIBERATION OF THIS MATTER, A NEW PROPOSED SALARY AND BENEFIT PACKAGE IS VOTED ON. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS FORM 990 AVAILABLE FOR PUBLIC INSPECTION AS REQUIRED UNDER SECTION 6104 OF THE INTERNAL REVENUE CODE. THE RETURN IS POSTED ON GUIDESTAR.ORG AND OTHER SIMILAR TYPES OF WEBSITES. IN ADDITION, THE FINANCIAL STATEMENTS, CONFLICT OF INTEREST POLICY, GOVERNING DOCUMENTS, AND FORM 1023 ARE ALSO AVAILABLE UPON WRITTEN REQUEST OR BY CALLING THE ORGANIZATION DIRECTLY. FORM 990, PART XI, LINE 9: CHANGE IN ALLOWANCE FOR CREDIT LOSSES -1,159,738.