2026-08-12T15:52:31-05:00 2025-09-30 593040705 RIVERO GORDIMER & COMPANY PA 201 N FRANKLIN ST SUITE 2200 TAMPA FL 33602 990 2024-10-01 591898543 CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC CLEA 7274051540 608 N GARDEN AVENUE CLEARWATER FL 33755 FRANK CORNIER JR PRESIDENT & CEO 7274051540 2026-08-12 1 1 SAM A LAZZARA P01342929 8138757774 2024 2025-03-06 01:10:19Z TAMPA BAY NEIGHBORHOOD HOUSING SERVICES INC FRANK CORNIER JR 608 N GARDEN AVENUE CLEARWATER FL 33755 3938142 0 X N/A X 1979 FL TO IMPROVE THE QUALITY OF LIFE IN THE NEIGHBORHOODS WHICH IT SERVES BY PROMOTING REVITALIZATION THROUGH HOME OWNERSHIP, REHABILITATION, ECONOMIC DEVELOPMENT AND EDUCATION. 8 8 15 50 0 0 511334 621953 734743 596370 56544 30709 329307 452332 1631928 1701364 0 0 0 0 557642 702285 0 0 0 434478 337666 992120 1039951 639808 661413 3827468 4526450 1700038 1817598 2127430 2708852 X TO IMPROVE THE QUALITY OF LIFE IN THE NEIGHBORHOODS WHICH IT SERVES BY PROMOTING REVITALIZATION THROUGH HOME OWNERSHIP, REHABILITATION, ECONOMIC DEVELOPMENT AND EDUCATION. 0 0 226145 196884 HOUSING COUNSELING AND EDUCATION - THE ORGANIZATION'S MISSION IS TO REVITALIZE THE NEIGHBORHOODS IT SERVICES BY PROMOTING HOME OWNERSHIP, HOUSING REHABILITATION, EDUCATION, AND ECONOMIC DEVELOPMENT. THE ORGANIZATION'S SUCCESS IS ATTRIBUTED TO THE PARTNERSHIP SUPPORT THAT INCLUDES LOCAL GOVERNMENTS, NEIGHBORWORKS AMERICA, PINELLAS COUNTY, THE FINANCIAL AND BUSINESS COMMUNITY, AS WELL AS RESIDENTS AND OTHER PARTNERS. THE ORGANIZATION'S ACTIVITIES ARE FUNDED THROUGH CONTRIBUTIONS, GRANTS, AND CONTRACTS.(CONTINUED ON SCHEDULE O). 330295 780358 AFFORDABLE HOUSING - TBNHS IS A COMMUNITY HOUSING DEVELOPMENT ORGANIZATION (CHDO) AND IS A DEVELOPER AND PROVIDER OF AFFORDABLE HOUSING. THIS INCLUDES THE ACQUISITION OF VACANT LAND AND/OR PROPERTIES TO BE DEVELOPED, THROUGH NEW CONSTRUCTION OR REHABILITATION, AND SUBSEQUENTLY SOLD OR RENTED. THESE DEVELOPED PROPERTIES ARE MADE AVAILABLE TO A MIXED INCOME DEMOGRAPHIC, FROM LOW INCOME TO MARKET RATE, WITH THE VAST MAJORITY GOING TO FAMILIES EARNING BELOW 120% OF THE AREA MEDIAN INCOME. THE TYPES OF HOMES DEVELOPED INCLUDE SINGLE FAMILY HOMES, APARTMENTS, TOWNHOMES, MIXED USE, AND OTHERS. 211617 73200 DOWN PAYMENT / CLOSING ASSISTANCE PROGRAMS AND OWNER OCCUPIED REHABILITATION - CNHS THROUGH CONTRACTS WITH LOCAL MUNICIPALITIES AND FINANCIAL INSTITUTIONS, TBNHS PROVIDES DOWN PAYMENT AND CLOSING COST ASSISTANCE TO INCOME ELIGIBLE APPLICANTS SEEKING HOME OWNERSHIP. IN ADDITION TO MEETING OTHER QUALIFICATIONS, THE APPLICANT MUST ATTEND THE HOME BUYER EDUCATION CLASS AND UNDERGO A COUNSELING SESSION WITH ONE OF OUR HUD-CERTIFIED HOUSING COUNSELORS.(CONTINUED ON SCHEDULE O). 768057 1 1 0 0 0 0 0 0 0 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 28 0 1 15 1 0 0 0 0 0 0 0 0 0 0 X 8 8 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 1 0 FL X FRANK CORNIER JR 7274424155 608 N GARDEN AVE CLEARWATER FL 33755 JEFFREY JONES CHAIR 2.00 X X 0 0 0 JENNIFER JESSIE VICE CHAIR 2.00 X X 0 0 0 CHARLES E HARRIS JR SECRETARY 2.00 X X 0 0 0 VICTOR LUCAS TREASURER 2.00 X X 0 0 0 LEONARDO DIAZ DIRECTOR 1.00 X 0 0 0 ANTHONY GRANESE ESQ DIRECTOR 1.00 X 0 0 0 KINARD ROBINSON DIRECTOR 1.00 X 0 0 0 IVETTE RIVERA DIRECTOR 1.00 X 0 0 0 FRANK CORNIER JR PRESIDENT & CEO 40.00 X 144926 0 0 144926 0 0 1 0 0 0 0 10000 399467 212486 621953 PROGRAM FEES 900099 270084 270084 DEVELOPER FEES 900099 245700 245700 RENTAL 900009 80586 80586 596370 30709 30709 4110 10000 5850 -1740 -1740 2685000 2230928 454072 454072 1701364 1050442 0 28969 144926 108682 36244 490760 368027 122733 16109 12080 4029 50490 37863 12627 14021 10515 3506 16500 12374 4126 21452 11221 10231 7452 7452 32728 24543 8185 30639 22977 7662 20032 9978 10054 24948 18709 6239 7836 7836 34396 26894 7502 39302 29473 9829 46335 34747 11588 OTHER EXPENSES 22799 12912 9887 DOWN PAYMENT ASSISTANCE 19226 19226 1039951 768057 271894 0 1043408 1816204 29407 51409 1704845 876334 26054 22792 2199515 694934 985923 1504581 0 144220 37831 110910 3827468 4526450 88343 99966 30576 1232424 1237056 379271 450000 1700038 1817598 X 2127430 2708852 2127430 2708852 3827468 4526450 661413 -79991 0 X X 0 1 X 1 1 1 X 282323 577293 626125 511334 621953 2619028 282323 577293 626125 511334 621953 2619028 2619028 81105 3754 5606 56544 30709 177718 2796746 2528328 0.93650 0.91550 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 7622 7622 103622 96000 7622 93622 56500 46500 103622 18101 18101 2086774 600294 1486480 94640 94640 0 1504581 SUBORDINATED DEBT 375000 OTHER LIABILITIES 75000 450000 X 1701364 0 1701364 0 1701364 1039951 0 1039951 0 1039951 PART X, LINE 2: TBNHS IS EXEMPT FROM FEDERAL AND STATE INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. MYRTLE AND CARLTON ARE CONSIDERED DISREGARDED ENTITIES AND ARE EXEMPT FROM FEDERAL INCOME TAXES AS SUBSIDIARIES OF TBNHS. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN INCLUDED IN THE ACCOMPANYING FINANCIAL STATEMENTS. MANAGEMENT HAS EVALUATED THE ORGANIZATION'S TAX POSITION AND CONCLUDED THAT, EXCEPT FOR THE TAX MATTER INVOLVING THE RETIREMENT PAYMENT TO THE PRIOR CEO, AS EXPLAINED IN NOTE 14, COMMITMENTS AND CONTINGENCIES, NO UNCERTAIN TAX POSITIONS HAVE BEEN TAKEN THAT COULD REQUIRE ADJUSTMENT TO THE FINANCIAL STATEMENTS TO COMPLY WITH THE PROVISIONS OF THE INCOME TAX TOPIC OF THE FASB ASC. WITH FEW EXCEPTIONS, THE ORGANIZATION IS SUBJECT TO INCOME TAX EXAMINATIONS BY THE U.S. FEDERAL OR STATE TAX AUTHORITIES UP TO THREE YEARS AFTER TAX RETURNS ARE FILED. FORM 990, PART III, LINE 4A: HOMEBUYER EDUCATION CLASSES - CLASSES ARE OFFERED AT NO COST TO PROSPECTIVE FIRST-TIME HOMEBUYERS. THE OVERALL OBJECTIVE OF THE CLASS IS TO PROVIDE INFORMATION TO FIRST-TIME HOMEBUYERS ABOUT THE HOME-BUYING PROCESS AND CREATE BETTER-INFORMED CONSUMERS AND RESPONSIBLE HOMEOWNERS. FORECLOSURE COUNSELING - WE ASSIST HOMEOWNERS IN URGENT NEED OF FORECLOSURE COUNSELING AND SUPPORT BY PROVIDING OUTREACH, EDUCATION, COUNSELING, AND MEDIATION ASSISTANCE. WE ALSO HELP ADDRESS THE UNDERLYING ISSUES THAT KEEP THE HOMEOWNER FROM MAKING TIMELY MONTHLY MORTGAGE PAYMENTS AS AGREED. FORECLOSURE COUNSELING SESSIONS ASSIST HOMEOWNERS IN ASSESSING THEIR CURRENT SITUATION AND EMPOWERING THEM TO MAKE DECISIONS TO RECTIFY CURRENT AND FUTURE HOMEOWNERSHIP SITUATIONS. FORM 990, PART III, LINE 4C: FROM TIME TO TIME, AND AS FUNDING PERMITS, TBNHS ALSO PROVIDES OWNER OCCUPIED HOMEOWNERS WITH ASSISTANCE TO REHABILITATE THEIR HOMES. THE LEVEL OF REHABILITATION VARIES, DEPENDING ON FUNDING AVAILABLE, FROM MINOR REPAIRS, TO A FULL REHABILITATION. OTHER - ON ANY GIVEN YEAR, FUNDING MAY BE MADE AVAILABLE FROM MUNICIPALITIES FOR OTHER PROGRAMS OR SERVICES ADMINISTERED BY TBNHS. IN THE RECENT PAST, THIS HAS INCLUDED RENTAL ASSISTANCE AND UTILITY ASSISTANCE. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM AND REVIEWED BY THE CEO. THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE STAFF AND BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANNUALLY ANY CONFLICTS OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION PROCESS FOR TOP OFFICIAL - BOARD IS RESPONSIBLE TO SET AND REVIEW ANNUALLY, THE COMPENSATION (SALARY, BONUSES, ETC.) OF THE CEO. THE CEO IS RESPONSIBLE TO SET AND REVIEW ANNUALLY THE COMPENSATION OF THE STAFF. COMPENSATION PROCESS FOR OFFICERS - THE BOARD OF DIRECTORS REVIEWS AND APPROVES COMPENSATION AMOUNTS BASED ON PERFORMANCE AND COMPARABLE SALARY RANGES FOR THE POSITION. THE CEO REVIEWS KEY EMPLOYEES' COMPENSATION AND MAKES RECOMMENDATIONS TO THE BOARD. THE BOARD HAS FINAL APPROVAL. FORM 990, PART VI, SECTION C, LINE 19 UPON REQUEST FORM 990, PART XII, LINE 2C: THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. TBNHS 905 CARLTON LLC 608 N GARDEN AVE CLEARWATER FL 33755 332323582 REAL ESTATE FL 0 0 CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC TBNHS 1552 MYRTLE LLC 608 N GARDEN AVE CLEARWATER FL 33755 331698240 REAL ESTATE FL 0 0 CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC